129. How to Invest During a Downturn

Are you hesitant about mixing business with friendship? Waiting to find your forever partner before purchasing a home?

In this episode, Stef—AKA Stefania—shares her journey of blending business with pleasure and harnessing the power of partnership to grow her real estate portfolio to an impressive 19 properties! Whether considering investments with friends, family, or both, this episode provides the insights and guidance necessary to confidently and clearly navigate the complexities involved.

LISTEN TO LEARN

03:32 - Stef's Real Estate Portfolio Breakdown

08:00 - "Houses before Spouses"

21:00 - LLC's & Operational Agreements

26:00 - Real Numbers & Examples

47:00 - 1031 Exchange

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Curious about what it takes to start your own side hustle or invest in startups? Are you ready to unlock the secret to building a seven-figure net worth?

In this episode, we're sharing a recording from our January Community Event, where three Wealth Circle graduates joined Allegra to share their transformative journeys and strategies, including a remarkable transition from a $62K salary to an impressive $200K a year and another inspiring tale of a net worth leap from $60K to a staggering $682K.

 

LISTEN TO LEARN

04:45 - Success Stories of Wealth Circle Alumni

18:50 - Investment Asset Classes

20:00 - Starting A Food Truck Business

24:00 - Real Estate Investing

37:50 - Talking about Money

43:00 - Wealth Circle Q & A

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Is it ever too late to start investing? Can understanding your 401k really make a difference in your financial future?

In this episode of Coffee and Coin, our Founder & CEO Allegra breaks down how she built a million-dollar net worth in less than 5 years while making $75K/year.  (And guess what? Factora's 2024 Wealth Circle is your ticket to do the same.) 

 

LISTEN TO LEARN

09:00 - Allegra's Story

19:00 - What Is Financial Freedom?

24:30 - Factora's Financial Framework

28:00 - Success Stories

36:00 - Wealth Circle Q & A

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Ever felt overwhelmed by the idea of stock market investing?

In this episode of Coffee & Coin, Allegra and Whitney dive deep into the world of stock market investing. They explore why waiting to invest can be a costly mistake, break down the mechanics of market cycles, and discuss how dollar-cost averaging can transform your investment strategy. Learn about managing risk, ignoring the sensational news, and the power of starting now!

 

LISTEN TO LEARN

05:55 - Why You Should Invest in Stocks

07:17 - How the Stock Market Works

09:44 - Stock Market Cycles 

14:30 - Why You Shouldn't Wait

35:00 - Strategies You Should Employ

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Ever wondered how to grow your net worth while juggling multiple roles? 

Join us in this inspiring episode of Coffee & Coin where Liz B shares her incredible journey as a small business owner and creator. She went from balancing three part-time jobs to doubling her business revenue in just one year. Liz’s story is a testament to the power of financial education and mindset. Get ready for insights on overcoming financial shame, embracing entrepreneurship, and the importance of community in wealth-building.

 

LISTEN TO LEARN

08:30 - Overcoming Financial Shame

15:00 - Entrepreneurship Journey

23:00 - Net Worth Breakdown

35:00 - Shame-Free Money Goals

37:00 - Starting Small with Investing

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Are you working to increase your net worth in 2024? 

Tune in to this eye-opening episode, where we delve into Cris V's inspiring journey from having a negative net worth to building substantial wealth. Cris shares her candid experiences in navigating the tech world, making calculated risks in real estate, and the life-changing impact of the student loan pause. Plus, the importance of aligning career choices with your personal values, not just the paycheck.

This episode is packed with actionable insights on wealth-building, overcoming financial challenges, and the power of community in financial education. 

 

LISTEN TO LEARN

07:30 Buying Her First Home

09:00 The Factora Wealth Community 

20:00 The Student Loan Pause

25:30 Job Salaries & Benefits

29:00 Her IVF Journey

33:00 Retirement Accounts & Side Hustles

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Welcome to another episode of Coffee & Coin, where we're on a mission to lead 1 million women to $1 million in net worth!

In this episode, we're tackling crucial topics like the gender pay gap, the realities of salary negotiation, and the impact of maternity leave on women's earnings. Plus, we're diving into the 2024 tax bracket changes and how they affect your wealth-building journey. 

Whether you're navigating salary negotiations or optimizing your tax strategy, this episode is packed with valuable insights to help you increase your net worth.

 

LISTEN TO LEARN

02:30 Debunking the Gender Pay Gap Myth

15:45 The Impact of Maternity Leave on Women's Earnings

27:10 Exploring Salary Transparency Laws

40:50 Navigating the 2024 Tax Bracket Changes

55:30 Personal Finance Updates from Our Hosts

 

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Welcome to another episode of Coffee & Coin, where we're on a mission to lead 1 million women to $1 million in net worth!

Join Allegra and Whitney as they explore the intricacies of HSAs and share valuable insights on leveraging these accounts for significant tax savings and investment opportunities.

Whether you're a seasoned investor or just starting out, this episode is packed with practical advice to help you make informed decisions about your financial well-being.

 

LISTEN TO LEARN

10:00 The Triple Tax Benefits of HSAs

15:00 HSA vs. FSA: Breakdown of differences and advantages

27:00 Whitney & Allegra’s  HSA Strategies

32:00 A step-by-step guide on setting up and managing your HSA

 

RESOURCES 

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

 

FOLLOW

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

 

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

Ever wondered how joining a wealth circle could transform your financial journey? Curious about the real-life impact of intentional investing?

On this episode of Net Worth Diaries, Sarah P. takes us on a captivating journey from low-paying non-profit jobs to doubling her salary and investing rate. As a facilitator in the Wealth Circle, she delves into her fulfilling career and the importance of making financial moves aligned with your interests.

Listen to hear:

• Getting over the fear of investing
• Tripling your investing rate
• Variety brokerage account options
• Real-life examples, numbers, and breakdowns

Tune in to uncover the empowering world of intentional wealth-building and discover how a supportive community can turn your financial goals into reality. 💰✨

Join the Wealth Circle Waitlist: https://www.factorawealth.com/wealth-circle 

Download our FREE financial framework workbook: https://factorawealth.lpages.co/grow-net-worth-workbook/

 

Are you dreaming of early retirement and financial freedom? Wondering how to calculate the magic number that can make your dreams a reality?

In this episode, Whitney and Allegra demystify the 4% rule, explore various asset classes for generating passive income in retirement, and craft a clear roadmap for you to seize control of your financial future.

Listen to hear:

• How to calculate your retirement number
• The 3% rule vs the 4% rule
• How to conduct a lifestyle analysis
• Real-life examples, numbers, and breakdowns

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Join the Wealth Circle Waitlist: https://www.factorawealth.com/wealth-circle

Download our FREE financial framework workbook: https://factorawealth.lpages.co/grow-net-worth-workbook/