#204 - When to know when it's time for a money coach

Discover how working with a money coach can build your confidence in Episode 3 of the Money Coach Series on the Money Mindset Podcast. Find out how they can provide personalized strategies to tackle financial challenges and assist you in reaching your goals. Learn simple tips for organizing your finances and communicating about money with your partner, and gain practical advice to feel confident about your financial journey. Listen to uncover how a money coach can help you take charge of your money and plan for success. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can really help you build your confidence so that you don't stay stuck and you keep moving forward. And really, that is truly the most important thing. It doesn't matter how fast you make progress, right? It's kind of like the tortoise and the hare. As long as you keep going, you don't have to sprint and then wear yourself out. As long as you go slow and steady, you're going to get there.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join us for Episode 2 of our Money Coach Series as we discuss when it's time to consider hiring a money coach. We explore the signs indicating the need for their support, such as accountability struggles and the search for financial clarity. Learn why understanding your financial needs is crucial and how a trusted advisor can tailor strategies to fit them. Whether you face challenges in implementing financial plans or seek validation for your approach, recognizing the role of a money coach can empower your financial decisions. Tune in for valuable insights on enhancing your financial journey with the right support system. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can also help you when you know generally what to do and you will follow through with it. They can also help you make sure that what you're doing aligns with your goals and is right for you because general financial advice is great for the majority of people, but it doesn't mean that it's a hundred percent right for a hundred percent of people, right? So your situation may be a little different and it's really good to have another set of eyes on your situation and make sure that your plan fits with your lifestyle and it fits with your values and it fits with your goal.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! Today, we're diving into a new series focused on hiring a money coach. We'll explore the role of money coaches, providing day-to-day support with budgeting, overcoming financial obstacles, and staying accountable to your goals. Discover the importance of finding a coach whose values align with yours and learn key questions to ask in your search. Join us in the next episode as we discuss when it's time to hire a money coach and when to navigate financial challenges independently. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach really helps you in the day-to-day money management 'cause that's where things are gonna change. You're not gonna make changes with a few things here and there through the years. You can make some small changes of course, but if you wanna make fast changes and really hit those goals, a money coach can help you stay on track even when it feels tough, even when you feel like giving up, even when it feels like the whole world is against you. A coach is there in your back pocket to help push you along the way and support you when you do need a break.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind * Grab your Budget Starter Kit here: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Feeling overwhelmed by financial questions and unsure how to manage your budget effectively? In this episode, we address common struggles in personal finance and provide actionable steps to overcome them. Join us as we dive into a live Budget Strategy Session, where the members of the Money Plan Bootcamp share their challenges and learn how to navigate budgeting, saving, and debt repayment. Whether you're struggling with paycheck allocation or juggling unexpected expenses, this episode offers practical insights to help you take control of your finances. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Well, it can feel like you're stuck or not making any progress because you're still in that messy phase of trying to get caught up. But once you get there, imagine how much more progress you're going to be able to make compared to if you hadn't been doing any of this at all, right? Then you'll be able to see the reward and feel the progress.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * If you'd like to join us in Money Success Club go to www.budgetsmadeeasy.com/msc we'd love to have you! Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset podcast! After a brief hiatus, we're diving back into the world of personal finance. In this episode, we reflect on recent challenges and updates, and delve into exciting new money-saving strategies for 2024. From the 52-week savings challenge to the no dining out challenge, we explore practical ways to strengthen your financial health. Join us as we navigate the journey to financial freedom this 2024! Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “The great thing about savings challenges is you get to do what you want to do. Now that's also the problem too. We have to hold ourselves accountable to doing it right and following through with it. So that's why it's important to tell somebody else your intentions and your goals to help keep you accountable, which is why we have accountability besties inside of Money Success Club.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Join the Money Success Club here: www.budgetsmadeeasy.com/msc * 52 Week Savings Challenge: https://leads.budgetsmadeeasy.com/52-week-savings-tracker/ * 8 savings challenges for 2024 blog: https://www.budgetsmadeeasy.com/turbocharge-your-savings-8-saving-challenges-for-2024/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In this special 200th Money Mindset podcast episode, let's celebrate together by looking back at the best moments from previous shows. We'll explore how the podcast has grown since September 2019, discussing the challenges we've faced and emphasizing the importance of commitment and progress. We'll also reveal our exciting plans for 2024, which include launching a new coaching program, expanding our content on YouTube and the upcoming launch of the revamped paycheck budget spreadsheet to help you manage your finances more effectively. Join us as we share the highlights and set the stage for an even more exciting and promising future in the Money Mindset podcast. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “You can make the most perfect budget, but it doesn't matter if it's just on paper. You have to actually follow through with it. You've got to change, you have to change your habits, you have to change your mindset, you have to change the way you think about your money.” - Ashley Patrick Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to https://leads.budgetsmadeeasy.com/money-plan-bootcamp/ and register today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Money Plan Bootcamp: https://leads.budgetsmadeeasy.com/money-plan-bootcamp/ * Episode 38 - How Marcus Paid Off $30,000 In Debt: https://www.themoneymindsetpodcast.com/38 * Episode 175 - You DON’T need a monthly budget: https://www.themoneymindsetpodcast.com/175 * Episode 170 - How 2 Teachers are paying off $400,000 in debt!: https://www.themoneymindsetpodcast.com/170 * Episode 118 - BBMU - How to Start Changing Your Behavior: https://www.themoneymindsetpodcast.com/118 Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Ready to make 2024 your best year yet? Join us as we dive into the key strategies to set yourself up for success. Discover the power of a realistic and actionable plan, customized just for you. In this episode, we'll guide you through the steps to kickstart your financial goals and make 2024 a year of positive progress. Plus, don't miss out on the limited-time Kickstart 2024 bundle to supercharge your financial plans. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “I would suggest that you take a look at what you actually accomplished in 2023. Even if it feels small, I want you to celebrate your progress because a lot of times we just focus on the negative and we feel like if we didn't pay off thousands of dollars in debt, then it was just a fail. It was just a year we didn't get anything done. But in reality, you may have accomplished quite a bit that you're not giving yourself credit for. And so I want you to actually sit down and give yourself credit for it. It's important to do that. It will help build your confidence and it'll help set you up for success in the new year as well.” - Ashley Patrick Timestamps: 00:00 - Introduction and exclusive Kickstart 2024 Bundle announcement 02:33 - Making a date with yourself for 2024 planning 03:47 - Planning ahead 06:07 - Setting one main goal 08:18 - The importance of celebrating your progress 09:27 - Reflection on 2023: What went well and what didn't 10:34 - Choosing a focus word for the year 11:22 - Breaking down big goals into smaller action steps 15:09 - Summarizing the key steps to kickstart 2024 16:26 - Teaser for the 200th episode celebration Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Are you ready to kick off the new year with the best foot forward? We often set ambitious resolutions, only to find them slipping away by February. But 2024 can be different with a realistic and simple plan. Join us in this episode as we explore how to set achievable financial goals, stay motivated, and take practical steps to make your 2024 financial dreams a reality. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “When you set yourself up for success by making small changes over time, you will be able to do these things and you will be able to reach those goals and those New Year's resolutions to help set you up for success and kickstart the new year.” - Ashley Patrick Timestamps: 00:00 - Setting realistic resolutions for 2024 01:44 - The Kickstart 2024 bundle 04:18 - Planning S.M.A.R.T. goals 05:40 - Creating an actionable plan with the 2024 Action Planner 07:23 - Importance of creating a priority list for your goals 08:03 - Shifting the Mindset that anything is possible temporarily 09:02 - Why your goals need to be worth the sacrifice Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today! And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! In today's episode, we're tackling crucial questions, from managing 0% interest debt to making the switch from credit cards to cash. Join us for quick insights into staying motivated with your budget and navigating challenges when you feel "house poor." Ready to dive in? Hit play and let's explore these essential money mindset topics together. Don't forget to leave your messages for our 200th celebration! Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Keep in mind that a budget is just a plan for your money. And so the motivation to stick with it is the bigger piece, right? And it takes a lot more time. You're gonna have ups and downs in life, ebbs and flows, different seasons. That's normal. And I think when you release this expectation that you're gonna always be motivated or you're just always gonna get it right and lower your expectations, be a little bit more realistic with your expectations, you're gonna be able to just keep going even when you aren't motivated.” - Ashley Patrick Timestamps: 00:00 - Introduction and 200th episode celebration message 03:03 - Question 1: Prioritizing 0% interest debt 06:33 - Question 2: Transitioning from credit cards to cash 10:04 - Question 3: Finding motivation in your budgeting journey 13:48 - Question 4: Dealing with being "house poor" 17:49 - Question 5: To pay off debt or keep investing? 21:04 - Wrapping up and 200th episode celebration reminder If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Please send your voice messages here: www.speakpipe.com/budgetsmadeeasy * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Have you ever wondered about the various seasons of midlife and how they impact your fulfillment across different areas of life? Join us with our special guest, Bernie, from the Midlife Fulfilled podcast, as he shares insights into living a fulfilled life across the five pillars of health, fitness, career, relationships, and legacy. Let's explore why midlife is not just a midpoint but a series of seasons, each offering opportunities for growth and fulfillment. Discover actionable steps to assess and enhance your own fulfillment in this engaging episode. Meet Bernie! I've been in marketing for more than 20 years. After running my own agency for 15 years, I pivoted to find fulfillment in my career. I've been podcasting for 10 years. I started the Midlife Fulfilled podcast in February 2022 to help men and women over 40 thrive across the five pillars of life: Health | Fitness | Career | Relationships | Legacy. I publish a weekly interview on Monday and my solo takeaway episode on Thursday. If you're 80% fulfilled, you're doing great! I can prove that to you. “So as I mentioned, happiness is an emotion. And so happiness can, can be a rollercoaster ride. And where it's fulfillment, as I mentioned, is immutable. So the sense of satisfaction and the mental health that we achieve that's associated with fulfillment is even stronger than happiness because again, happiness is a roller coaster ride. It can be a roller coaster ride. Hopefully there's more ups and than downs on, on happiness, but we should all strive to achieve fulfillment.” - Bernie Borges Timestamps: 00:00 - Introduction 01:19 - Meet Bernie! 02:45 - Defining midlife fulfillment 05:09 - The three phases in life 06:47 - Understanding fulfillment vs. happiness 10:14 - The Five Pillars of Midlife: Health, Fitness, Career, Relationships, and Legacy 14:18 - How to start your journey to fulfillment 19:34 - Resources for finding fulfillment in midlife 22:06 - Addressing the "too old" mindset 25:40 - Bernie's book recommendations 27:28 - Wrapping up and connect with Bernie Ready to get organized so you can stay on budget this holiday season? With the FREE Budgets Made Easy Holiday Planner you can easily get organized so you can save money this year! Go to www.leads.budgetsmadeeasy.com/holiday-planner/ to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Midlife Career Reboot Workbook: https://midlifefulfilled.com/midlife-career-reboot * Holiday Budget Planner: https://leads.budgetsmadeeasy.com/holiday-planner/ Book Recommendations: * The Referable Speaker by Andrew Davis and Michael Port * Can-do-ology by Denise Gabel Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Bernie: * Website: https://midlifefulfilled.com/ * Instagram: https://www.instagram.com/bernieborges/ * LinkedIn: https://www.linkedin.com/in/bernieborges/ * Threads: https://www.threads.net/@bernieborges Special Guest: Bernie Borges.