#22 Christina Suter-Education: The Top of Your Investing Pyramid is You

#182: Todd Bayer- Playing the Long Term Real Estate Game

"You have to put more skin in the game to make the deal work and end up making much less profit so we are very challenged right now in real estate especially with flipping and the long term rental market."

 -Todd Bayer

Today I am interviewing Todd Bayer. I've known Todd for many years and he has an extensive journey in the world of real estate from appraisals to flipping to launching the Rehab Loan Group and beyond. He partnered with Stephne McKee and started the successful networking group The Inland Empire Real Estate Investment Club. Todd would then pursue other avenues that included the tiny home and mobile home markets which also had its challenges. Now Todd is the Owner of FlowVestor which he launched after the pandemic which focuses on mobile home parks, multi family and self storage facilities. 

TOPICS COVERED IN THE EPISODE

• How Todd was introduced to real estate 

• Trading a 9-5 for a 9-9

• Focus on what you're great at

• How The Rehab Loan Group was started

• Building a business while running one at the same time

• The power of networking 

• What is happening in the industry of lending 

• What are the current challenges 

• What is happening with real estate prices 

• There's not enough inventory 

• Best way to find a deal of market 

• Where to find off market deals

• How bad deals educate you as an investor 

• Stay in your lane 

• What is happening with the long term rental market

Listen now and find out how Todd found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Todd's interview on Youtube here. 

Find out more about Todd here: 

Website FlowVestor.com

Email todd@flowvestor.com

"Do you as a private investor have the right education to be able to ask the right questions to these operators." - Matthew Owens

Today I am interviewing Matthew Owens. He is the CEO of OCG Properties, which is a real estate investing company that focuses on “intelligent” investing and education. OCG Properties helps investors create cash flow strategies for long term returns and investments. He has presented numerous times at my FIBI Pasadena meeting and is a frequent speaker at other real estate meetings in the southern California area. 

Matthew Owens: Started his career in real estate as a flipper and a licensed CPA. Over the past fifteen years, Matthew has successfully  flipped over 1,000 properties with over $35 million out to flippers currently. In 2006 he quit his job as a CPA and went into real estate full time.  Understanding the complexities of deals, Matthew founded OCG Properties to help people become educated on how to succeed in real estate using cash flow strategies and seller financing strategies for long term investing. He is a consultant, an advisor and host of the OCG Properties: Masters of Real Estate with Mathew Owens, CPA.

TOPICS COVERED IN THE EPISODE

• How to gain financial control 

• Everything falls on the owner 

• How to get a hold on your bookkeeping

• Are you cataloging your expenses properly 

• Why you should hire a team 

• How to hold yourself accountable as the business owner

• Separating your buckets of capital 

• Do you have proper reserves set in place

• Why you need multiple bank accounts

• The benefits of knowing how to talk to people 

• Networking is key

• Be open to new opportunities 

• Why invest in promissory notes

• Invest in syndications

• Is investing in real estate better than investing in stocks

• What is happening in the market currently 

• Will lowering rates add inventory 

Listen now and find out how Matthew found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Matthew's interview on Youtube here. 

Find out more about Matthew here: 

Website OCGProperties.com

LinkedIn Matthew Owens

"It's not passive, it's your asset and it's your money so you don't just sit back and hope someone else is taking care of your money because no one cares about your money like you do." -Kaaren Hall 

Today I am interviewing Kaaren Hall who is the founder of uDirect IRA Services. uDirect helps thousands of people self direct their IRA's into private equity investments such as real estate, notes, performing & non performing debt, crowdfunding and more. Assisting people with taking their retirement out of wall street and into private equity, Kaaren opened uDirect IRA in 2009, just a year after the 2008 downturn. She has presented at many local meetings including my FIBI Pasadena meeting numerous times as well as been a previous guest on my show. 

Kaaren Hall: Prior to her career in IRA services and investing, Kaaren was a radio host and a news and on air traffic reporter. She then began working in the banking and real estate industry before taking a leap and beginning her own practice in Southern California. Understanding the importance of retirement and the power of taking care of your own financial freedom, uDirect IRA specializes in helping people create their own future in which they have full control over their retirement and financial freedom. 

TOPICS COVERED IN THE EPISODE

• Being a woman in a male dominated industry 

• What are we responsible for 

• The importance of a morning routine 

• Inner determination 

• How do we build discipline 

• What you can and cannot do with a self directed IRA

• How do we make this process simple 

• Learn the rules of the game 

• New changes in the IRA industry 

• What is a 529 plan 

• What is a sep IRA

• How are people currently being impacted by the recession

• Has fraud died down 

• How do contribution limits impact an account

• What is Finra Broker Check 

• No one else will care about your money like you

• Why this is not a passive asset 

• The importance of multiple streams of income for retirement 

• What do you need to retire

Listen now and find out how Kaaren found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Kaaren's interview on Youtube here. 

Find out more about Kaaren here: 

Website uDirectIRA.com

Email info@udirectira.com

"If you're getting in and starting now this is the golden opportunity that we've been waiting for for 10 years." -Andrew Cushman

Today I am interviewing Andrew Cusman. He is the Founder and Principal of Vantage Point Acquisitions, a private equity firm providing investment opportunities in multifamily assets. He has presented at FIBI Pasadena as well as been a former guests on my podcast. He has been featured on platforms like Bigger Pockets and Real Estate Rookie. 

Andrew Cushman: Graduated from Texas A&M with a degree in chemical engineering. In 2006 Andrew and his wife started flipping houses in southern California right before the 2008 crash. Then Andrew began his journey into multi family investing. 

TOPICS COVERED IN THE EPISODE

• Why did Andrew get into multi-family investing 

• Where is money made in multi family investing

• Become an expert in one thing

• Is the multi-family market suffering

• Where are we finding stress in the market 

• How do cap rates work on commercial properties 

• Why have insurance premiums gone up all over the country 

• How do variable loan rates effect current properties 

• What is Andrews secret sauce

• Are syndicators underwater 

• Why is now time to invest

• Why is new construction falling 

• Money is made on the operations 

• Giving back to your onsite teams

• Build relationships with property managers 

Listen now and find out how Andrew found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Andrew's interview on Youtube here. 

Find out more about Andrew here: 

Website VAPACQ.com

LinkedIn Andrew Cushman

"Passive income wasn't something ever discussed and getting an advanced education just taught me how to be an employee." -Amy Sylvis

Today I am interviewing Amy Sylvis, she is the Founder of Sylvis Capital, a syndication company specializing in multi family properties in upcoming markets. 

Amy Sylvis: Was born with a condition called cystic fibrosis in which she was told she would only live to be 9 years old. She is currently 42 and is ecstatic that she has the ability to live her life to the fullest. She spent 13 years working in the pharmaceutical and biotech industry before she came across the book "Rich Dad, Poor Dad," which led her into passive income using the vehicle of real estate. 

TOPICS COVERED IN THE EPISODE

• What is your story 

• Amy's health journey 

• "The Miracle Morning" by Hal Elrod

• Working on the mind 

• Why we read "Rich Dad Poor Dad"

• Can you trade time for money 

• What servers your success 

• Data tracking 

• Love the choices you make

• Investing in the right markets 

• Are we already in a recession 

• The perks of multifamily investing 

• Marco economic trends 

• Is it hard to purchase a home right now 

• How to use market research data

Listen now and find out how Amy found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Amy's interview on Youtube here. 

Find out more about Amy here: 

Website SylvisCapital.com

LinkedIn Amy Sylvis

I learned at a young age, like many other immigrants grit and how hard work has to happen so that you have a means to survive." -Jenny Gou 

Today I am interviewing  Jenny Gou. She is one of the Managing Partners of Vertical Street Ventures, a multi family syndication company offering investment opportunities by using a full service approach for apartment investing. Jenny is responsible for operations at VSV and is also the lead for the VSV Multifamily Academy. 

Jenny Gou: Began her career as a Sales Strategist for Procter & Gamble before transitioning to Vertical Street Ventures. She has a BA in Business Management from the University of Arizona and received her MBA from the University of Minnesota. 

TOPICS COVERED IN THE EPISODE

• What is Vertical Street Ventures

• Stop climbing the corporate ladder

• Teaching the next generation

• What being from an immigrant family taught me

• Where does the ambition come from 

• The value of a dollar 

• Is it hard being an entrepreneur 

• Why are people are greatest assets 

• What culture are we building 

• Ways to accelerate your business 

• Focusing on problem solving, not problems 

• Can we discern without judgment 

• What is residents first 

• What will VSV do during the upcoming recession

• Hire people that do it better than you 

Listen now and find out how Jenny found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Jenny's interview on Youtube here. 

Find out more about Jenny here: 

Website Vertical Street Ventures 

LinkedIn Vertical Street Ventures

Facebook Vertical Street Ventures

Instagram VerticalStreetVentures

The more people I got to know, I realized there's a lot of money you can make in real estate and you can get involved or uninvolved as you want." Chris Collins

Today I am interviewing Chris Collins. He is the Managing Partner at Amity Cash Flow which acquires multi-family apartment properties and creates opportunities for accredited and non accredited investors. He has invested actively and passively in 6 states, over 2,500 apartment units totaling 200 million dollars. He has also presented at my FIBI Pasadena Multi Family Meeting. 

Chris Collins: Has a background in Hollywood as a television editor, but has been investing in real estate for a decade. His goal with Amity Cash Flow is to help people gain financial independence no matter the industry you are in. 

TOPICS COVERED IN THE EPISODE

• From Hollywood to real estate 

• The basics of real estate 

• Putting in the effort 

• Building strong relationships with partners from other markets 

• Transparency and investor relations 

• Make the business plan understandable 

• Encourage your investors to ask questions 

• The real estate business is a relationship business 

• Is there an abundance of real estate opportunities 

• Why you should partner with syndicators

• What challenges are multi family facing at the moment 

• How are interest rates affecting buyers and sellers differently 

• Tips for buyers 

• Why are sellers holding on to their properties 

• Should buyers explore alternative/creative financing 

• What factors push sales

• Why have rents risen 

• How will you handle the potential recession 

• How to maintain what you already have 

• How to deal with contractors 

• Why you need good oversight 

Listen now and find out how Chris found his Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Chris's interview on Youtube here. 

Find out more about Chris here: 

Website AmityCashFlow.com

IG AmityChrisCollins

"We want people to invest with us because they like and trust us and we encourage people to diversify so they can have the ability to work with who they like." Reed Goosens

Today I am interviewing Reed Goosens and Ben Gray who are both the brains behind RSN Property Group which specializes in fix and flip multi-family apartment complexes. Although they both are from Australia, Reed and Ben both live and invest in the US. Reed has previously been a guest on this show, as well as presented at both my FIBI Pasadena Meeting as well as my ITI Meeting. Reed is a national speaker and is the host of the Investing in the US Podcast.

TOPICS COVERED IN THE EPISODE

• How Reed and Ben met 

• How to be sustainable as a multifamily syndicator 

• Investors should diversity 

• Keeping a tight team 

• How to reduce building cost

• The worldwide issue of unaffordability 

• What are they investing in

• How to incorporate other passions into real estate

• Maintaining a sense of curiosity 

• How do you keep a clear head

• Why is having a business partner necessary 

• How to stay connected to your purpose

• The uncertainty of entrepreneurship

• Get comfortable with being uncomfortable 

• Current challenges in the multi-family market

• Are we in a recession

• How have interest rates affected the market 

• What are operators currently challenged with 

Listen now and find out how Reed and Ben found their Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Reed and Ben's interview on Youtube here. 

Find out more about RSN Property Group here: 

Website RSNPropertyGroup.com

"It's about inner work so that the outer world can give you what you're seeking." -Christina Suter

Today I was interviewed by my mentor Raven Blair Davis on my recent feature in the Wall Street Journal in collaboration with Marquis Who's Who, which has been an honor. In this episode we talk about overcoming challenges, what it means to step into your power and how I am currently transitioning into my new practice.

TOPICS COVERED IN THE EPISODE:

• Christina's 35 years of experience as a real estate investor 

• Chrstina's career in being an advisor working with 100+ clients

• Who's Who Nomination 

• Her feature in the Wall Street Journal 

• Christina's transition into the family office space 

• The importance of inner transformation 

• Christina's growth in the media and public speaking 

• How to use ones voice to create impact 

• How to push through personal challenges 

• The success and failures of working in real estate 

Listen now and find out how Christina found her Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Christina's interview on Youtube here. 

Find out more about Christina here: 

Website ChristinaSuter.com

Youtube Christina Suter 

IG @RealChristinaStuer

LinkedIn Christina Suter

Twitter RealChristinaSuter

"It all comes down to impact and with the younger generations, we find they are also seeking ways to make a difference, but sometimes they don't get the opportunity to feel they are making a difference." -Franco Perez

Today I am interviewing Franco Perez. He is the Founder of Franco Mobile Homes, a company that focuses on providing affordable, efficient, and well designed mobile homes to residents of the Bay area of California. Franco's personal experiences of economic disparities landed him in the real estate field where he began his search for solutions. He is a beacon for the affordable housing movement whose goal is to give families the opportunity to become homeowners and obtain financial stability. 

Frano Perez:  Moved to CA at the age of 11 from the Philippines with his family. At 18 Fracno had to quit school so that he could work and provide for his family. He became a real estate agent and after working in the industry for a bit, Franco had a realization that the wealth gap was significant between the wealthy and working class. His question became how do I help people bridge the wealth gap and his solution was mobile homes. 

TOPICS COVERED IN THE EPISODE

• How to gain new perspectives 

• Franco's early days as a real estate agent 

• How franco got into mobile home ownership 

• What is Francos mission 

• Mobile home conversions 

• How does the wealth gap affect home ownership 

• Where does the drive to change come from 

• Why is entrepreneurship important 

• How pressure can create resourcefulness 

• Celebrating beyond the numbers 

• How to harness a team driven by impact 

• How do we trade value, not dollars

• How will the upcoming recession affect the mobile home market

• Is there a skilled labor shortage in the housing industry 

• The importance of building affordable housing 

• Why are median home prices not affordable 

• What are the benefits of owning a mobile home 

• Breaking the stigma of mobile home park communities

Listen now and find out how Franco found his Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Franco's interview on Youtube here. 

Find out more about Franco here: 

Website www.franco.TV

Youtube Franco Mobile Homes 

IG FrancoSiliconValley