44: What We Can Do About Latina Equal Pay Day

What would you do with your time if you didn't HAVE to work for money? Instead, you worked because you wanted to and liked what you were doing? In today's episode, we hear from Walli, of Financially Thriving, who is doing just that. 

Having recently given her two week notice, Walli has reached financial independence and is transitioning into her work option life. Walli shares what she did to reach this level of financial independence and how we can make steps towards taking back our time.

About Walli:

Walli is a financial coach and money mentor who went from overspending and compulsive shopper to being debt-free and building multiple six-figure investment portfolio.

After spending her 20s spending every dollar she earned and saving very little she knew she had to start doing something different. The thought of working for the next 30 to 40 years just to survive wasn’t the life she wanted.

After gaining control of her finances and creating a plan, she's on my way to being work-optional before the age of 40!

Walli is a first generation college graduate, Latina, and daughter of an immigrant. Born and raised in the Bronx, she's the first millionaire in her family.

Learn more about Walli: https://financiallythriving.com/

Follow Walli on Instagram: @financially_thriving

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

Today's episode we hear how a backpacking trip in Latin America unlocked Charly Stoever's  desire to close the wealth gap and become a money coach. Charly shares how they have been able to optimize credit cards to travel while building debt.

About Charly:

Money coach Charly Stoever is a nonbinary Latinx former stock broker helping first gen folks embody their millionaire selves.

Learn more about Charly: https://unicornmillionaire.com/

Follow Charly on Instagram: @travelercharly

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

Today's episode will force you to go deep into your biggest and wildest dreams, and ask: why not me?

Soledad gives us tips for to get ourselves to dream big and also achieve the goals we set out for ourselves. I swear I almost teared during this interview because we sometimes don't allow ourselves the space to dream that another reality is possible for ourselves, but we need to! We need to dream those wild dreams and take care of ourselves along the way. 

About Soledad:

Rita-Soledad Fernández Paulino is a Queer Mexican-American, former math teacher turned self-care & money coach. As the CEO of Wealth Para Todos Soledad is determined to make sure more BIPOC, women, and LGBTQ+ folk learn how to self-care themselves to financial independence so they can work because they want to, not because they have to.

Through their coaching programs, weekly newsletter and engaging social media content on Instagram, Threads and LinkedIn, they teach people how to create and follow a financial plan that prioritizes self-care and puts them on track to becoming work optional.

Download Soledad's Self Care Guide: https://mail.wealthparatodos.com/self-care-guide

Learn more about Soledad: https://wealthparatodos.com/

Follow Soledad on Instagram: @wealthparatodos

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

October 5th, 2023 is Latina Equal Pay Day. What does this mean? It means Latinas have to work until this date to earn what their white-male counterparts made in 2022. For Latinas this is 57 cents to the full dollar of pay for equal work.

In today's episode we talk through why this happens and what we can personally do to impact change.

Resources mentioned:

• National Women's Law Center - Equal Pay Resources
• When are all the Equal Pay Days — AAUW
• ‘I’m Sick of Covering for My Co-workers Who Have Kids’ - The Cut

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

Are you comparing your life with the ones you see on Instagram? Does that leave you feeling like you're not doing enough? Or that something is missing in your life?

I do! Today we talked to Yanely about this comparison trap... and how to end! I don't want to keep feeling shitty about my situation, especially when we realize that we probably aren't all working towards the same goals.

Instead of continuing to buy stuff we don't want to impress people we don't know or because we think we need it to be happy, let's ask ourselves: what is it that I really WANT from MY life?

Once you identify what this is, what we see on Instagram or what people say to us about what we don't have won't phase us. We know what we want and what we're doing to get there.

About Yanely:

Yanely was born and raised in Brooklyn, New York and is one of the first in her family to graduate college. After two decades of school, she still can't believe that she never had a class about making smart money decisions! Now, she's on a mission to help young people learn about personal finance in a fun and engaging way!

After completing Teach For America, Yanely paired her love for teaching with her passion for financial literacy, creating a unique YouTube channel for people to engage with topics like budgeting, managing credit, saving and investing for retirement and more!

Yanely serves as the Director of Educational Outreach at Next Gen Personal Finance and is a member of CNBC's Financial Wellness Advisory Council.

Yanely is also the recent author of Mind Your Money: Insightful Stories and Strategies to Help You Reach Your #MoneyGoals.

Learn more about Yanely: https://www.missbehelpful.com/ 

Follow Yanely on Instagram: @missbehelpful

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

We're so excited to have Cindy Zuniga-Sanchez as our first interview to break our summer hiatus! In today's episode, we talk about creating a debt repayment plan... You've been consuming all the personal finance content, now it's time for action.

Cindy lays out the step-by-step plan for taking this action and shares a few tips for getting your ready for the student loan payments to restart.

About Cindy:

Cindy is the daughter of immigrants, born and raised in a low-income community in the Bronx. She’s a lawyer turned financial educator after tackling over $200,000 of debt from mostly law school loans, growing up without much financial literacy, she was overwhelmed at the thought of tackling her debt.

She desired to build generational wealth but, with no real plan for managing my finances, felt hopeless. That’s when she turned to the internet, podcasts, social media to learn all she could about money.

In 2017, she started Zero-Based Budget Coaching LLC to document her debt journey and simplify the information for her community. Since then, she has become debt free, reached a multiple six-figure net worth, and is on a mission to help millennial women do the same.

Learn more about Cindy: https://zero-basedbudget.com/

Follow Cindy on Instagram: @zerobasedbudget

Follow Dannielle on Instagram: @firstgenmoney

*The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

Happy Juneteenth! Today's episode is dedicated to learning more about the holiday and how we as a Latinx community still have a long way to go in our anti-racist journey.

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Follow Dannielle on Instagram: @firstgenmoney

Subscribe to the First Gen Money YouTube channel: https://www.youtube.com/@FirstGenMoney/

Today's episode we talk about overcoming limiting beliefs in order to achieve our dreams and investing in ourselves, and taking calculated risks. We learn how Gigi turned her TikTok hobby into a full-time career, the story behind why she really quit her 9-5 job, why she was able to take content creation full-time and how what her money journey looks like now.

About Gigi: Giovanna “Gigi” Gonzalez is a TikTok influencer, financial educator, 2xs FinCon speaker, and author of the upcoming book, Cultura and Cash. 

Gigi teaches personal finance and career navigation for First Gen at various organizations, and on her TikTok account @thefirstgenmentor. 

In 2022 she was named “Top 25 Creator” by Fast Company. She has been featured on The New York Times, Refinery29 and Business Insider.

In her free time, she enjoys trying new restaurants in Chicago, playing with her rescue dog, and unwinding with some good reality TV.

You can follow Gigi on TikTok,  Instagram, or visit her website.

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Follow Dannielle on Instagram: @firstgenmoney

Subscribe to the First Gen Money YouTube channel: https://www.youtube.com/@FirstGenMoney/

In the Latinx community, family is everything. We need to be close to them and spend every single event / holiday with them or else... (okay maybe I'm exaggerating). But what happens if you choose to cease contact because they no longer align with your value, are toxic, or abusive? What happens then?

Today we are joined by therapist Violetta Fernandez who is going to break down family estrangement navigating through it and building your own family along the way.

Violetta Fernandez is a Mexican American, Licensed Clinical Social Worker. She works in community mental health and in a group private practice. Violetta's passion is to cultivate seeds of trauma from family estrangement into self-love and acceptance. Her work involves providing a safe space for estranged individuals to reclaim their voice and narratives through the healing process.

Access Violetta's resources: https://linktr.ee/latinxestrangement

Follow me on Instagram: @firstgenmoney

Subscribe to the First Gen Money YouTube channel: https://www.youtube.com/@FirstGenMoney/

Let's talk about sales! If you're like me, you probably cannot imagine yourself making cold calls all day long and getting annoyed with sales people. Why would I EVER want to do this?

Astrid Garay joins us on the podcast to share what her day-to-day looks like and dispels some of these ideas we have about what it means to work in tech sales. We also talk about what the tech sales salaries look like and how to include your commission into your budgeting technique.

Follow me on Instagram: @firstgenmoney

Follow Astrid on Instagram: @fintechlatina

Subscribe to the First Gen Money YouTube channel: https://www.youtube.com/@FirstGenMoney/