99% mortgages, end of the rent caps and rising property prices!

In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals.

We talk about the following:

• Having a heritage in horticulture 
• Building reputation for good quality work 
• Letting staff go if their resignation doesn’t make life hard
• Creating packages for staff retention
• Being a businessman, father and husband
• The importance of health 
• Using a property network to find deals
• Buying land with a 5 bed cottage and a fishery
• Teaching children about negotiation working in a family business
• His philosophy on problems and how we perceive them 

🔗 Subscribe and watch episodes on our youtube channel

Follow Scott:

Website: MacCollproperties.co.uk

www.maccollandstokeslandscaping.co.uk

Instagram:

@maccoll99
@maccollandstokes

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

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Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February.

• House prices are stable and may rise
• More easily available mortgages
• Has the investor mindset changed
• Stuart Milne going bust 
• Underinsuring issues
• Communism, corporations and tax 
• Selling off public services to corporations
• The effect of attacks on ships in the red sea to the economy 
• The impact of the bank of England base on mortgage lending
• We are now in an “official” economic recession 
• The 80 year property cycle

Follow Davy's Charities and Businesses at:
Facebook: QuicksaleProperty
Find your feet charity
Quick sale property auctions
Law Castle

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

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📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years.

We talk about the following:

• Working in the property industry AND being an investor
• Building up a relationship with clients 
• How to creatively finance deals 
• Scaling a property portfolio quickly
• Purchasing 28 properties in 18 months 
• Owning a 50 property portfolio
• Doing 15 grand refurbs for 4 grand
• Making every penny a prisoner in the beginning
• Trades should see the value in working with you
• The main criteria for lending starting out 
• 5 all money out deals within 5 mins walk of his house 

🔗 Subscribe and watch episodes on our youtube channel

Follow Ewan:

Instagram: 

@ewanduddingproperty
@gofinancialservices_

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Steven & Nick chat with Luis Guarin from Prime Property Auctions about starting his own cleaning company at 18. Joining John Morris as a partner and focusing on progress in the property auction business with top notch content while building an investment property portfolio in the background with his new wife Gemma. 

We talk about the following:

• Joining Prime Property auctions in Oct 23
• Starting out working for free to gain experience 
• Starting the Property Hub network event 
• Starting a cleaning business at 18
• Overcoming shyness and insecurities with public speaking
• Selling the cleaning business in May 23
• Starting investing in 2020 buying 8 BTL properties
• Focusing on building a business and letting investing follow 
• Seeking quality assets over simply high yielding 
• Delaying gratification to invest in success
• Overcoming the bad name given to auction houses 
• Having integrity with what you sell and full disclosure 

🔗 Subscribe and watch episodes on our youtube channel

Follow Luis Guarin:
https://primepropertyauctions.co.uk

Instagram:
@primepropertyauctions
@luis_property_auctioneer
@john_property_auctioneer

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Nick & Steven chat with Taylor McDonald form 1st Seed Property about turning his life around as a young teen being kicked out of home and made homeless to purchasing commercial property, businesses & building a 10 property portfolio to become a pro investor before 30 years of age.

We talk about the following:

• Being inspired to get into property by a friends dad 
• Realising you can achieve anything seeing others success
• Getting kicked out of school at 15
• Working 40 hour weeks while still in school
• Being kicked out of the house and being made homeless at 17
• Working as a chef and baker 
• Taking responsibility for your own success and failures
• Buying a hairdressers in Brechin with inherited cash 
• Doubling the money on the purchase 
• The power of the right education
• Cutting out nae-sayers is invaluable
• Owning and running a plant hire business
• Taking on 4 flips in 1 year 

🔗 Subscribe and watch episodes on our youtube channel

Follow Taylor McDonald:
Facebook: Taylor McDonald
Linkedin: Taylor McDonald
Instagram: @1stseedproperty
Instagram: @taylormcdonaldproperty

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode, Nick & Steven bring the listeners up to date with all the latest news in the property market.

We talk about the following:

• The latest inflation data and how it has impacted interest rates
• The end of the current rent cap legislation and what happens next from the 1st April
• The latest rent data from across the country
• Rising property prices in Scotland 
• The government announcement that they want to bring in 99% mortgages

🔗 Subscribe and watch episodes on our youtube channel

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Steven & Nick chat with Andy Jannetta about running ultra marathons, finding deals through family members, private finance and getting in to portfolio purchasing. He also discusses his life off shore and how he has built his property portfolio after becoming an accidental landlord.

In this episode we cover:

• Loving extreme sports and ultra marathon running
• Working in the oil and gas industry
• How to get around paying ADS
• Becoming an accidental landlord in 2013
• terrible tenants doing a midnight flit
• The death of his mum being a pivotal moment
• Should we bank on reaching our pension age?
• Getting higher valuations than expected in a hot market
• Putting everything on 5 year fixed mortgages
• Finding property deals from family members
• Putting your goals out there so people know what you want
• The bridging finance behind an 8 property portfolio purchase
• Having lending pulled at the last minute

🔗 Subscribe and watch episodes on our youtube channel

Follow Andy Jannetta:
Instagram: @andyjannetta
Facebook: Andy Jannetta
LinkedIn: Andy Jannetta

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Steven & Nick chat with John McGlynn owner of CoVault storage & workspaces about his many businesses, studying for a law degree, time spent on primetime tv, working with Glasgow airport and living in Monaco after a very successful 30 year career as an entrepreneur. This is jammed packed with anecdotes and business tips.

We talk about the following:

• Don’t believe everything you see on instagram
• Starting in 1993 with a Glasgow airport car park 
• Getting to the next level on primetime tv
• Never changing strategy from the age of 20
• Studying to achieve a law degree
• Too many people forget you have to do the hard work
• Having more parking spaces in the business than Glasgow airport
• Remaining a Glasgow airport business ambassador 
• Compound interest and cleverly redeploying capital
• The impact of joining the Entrepreneurial exchange in 1999
• Work hard, play hard & give something back 
• Plenty of business tips

🔗 Subscribe and watch episodes on our youtube channel

Follow John McGlynn:
Instagram - @john__mcglynn
Linkedin - Dr. John McGlynn

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Nick & Steven chat with Mark Shanta for a mid month market update. Covering house price predictions, Stuart Milne builders going bust, where interest rates are going and the birth of “Positive Ponty”.

We talk about the following:

• The possible cutting of interest rates
• Are we heading towards 7-8% mortgage rates?
• Will bank rates be slashed or continue to rise?
• The new Paragon buy to let product with a 5% fee
• Factoring all of these fees into your deal numbers 
• Are surveyors giving inflated valuations?
• House price predictions after recent flatline
• The fundamental house shortage in Scotland
• Breaking news on Local housing authority rates 
• Stuart Milne builders going bust 
• EPC testing issues for the future 

🔗 Subscribe and watch episodes on our youtube channel

Follow Mark Shanta:
Website: shantaresidential.co.uk
Instagram - @mshanta5
Linkedin - Mark Shanta
Twitter - @MShanta5

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

In this episode Nick & Steven chat to Cameron Colqhoun about his life as a personal trainer, owning and losing SA property in Edinburgh and making £9000 profit on an unexpected sale.

In this episode we discuss:

• Buying a house with his brother in 2020 to flip
• Borrowing money from parents to get set up
• Purchasing a property above the Grassmarket in Edinburgh
• The current demand in Dundee for the wind industry
• Terminating leases due to lack of cashflow
• Losing £1200 pcm profit due to the new SA licence laws
• Making £5000 profit during the Edinburgh festival on one flat
• £9000 out of nowhere from an unexpected sale 
• Navigating assisted sales as an option

Follow Cameron on his social media:

Instagram:@cammycolquhoun

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here

⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:

🔗 Join our private Facebook group 

🔗 Follow us on Instagram 

📩  Email us:

Steven@steven-clark.com

Nick@arcproperty.uk