Ep 36 First Action, First Failure, Fast Rebound - How to create permanent change in your life

Financial independence is a concept that many people strive for in their lives. 

It represents the ability to have control over one's financial situation and to live a life that is not dependent on others for financial support. 

Financial independence is not only about having money, but also about having a mindset and vision for what one wants in life.

In this week’s podcast I emphasize the importance of having a financial independence mindset and vision.

I share my 10 biggest money mistakes and the lessons that I learned along the way.

So if you are ready to take control of your finances, stop making these money mistakes and start building wealth! 

01:28 - Jerry's Top 10 Money Mistakes 

01:39 - Mistake #1: Choosing to Pay off Rental Houses Instead of Buying More

03:05 - Mistake #2: Buying a Dodge Durango Instead of a House

05:03 - Mistake #3: Letting the Tax Tail Wag the Dog

05:55 - Mistake #4: Not Setting Boundaries with Family and Money

07:11 - Mistake #5: Taking Money Advice from Wealthy People

08:05 - Mistake #6: Getting Caught up in the "Buy Gold and Hoard Cash" Narrative

09:08 - Mistake #7: Almost Buying an Apartment Complex

09:50 - Mistake #8: Buying a Mobile Home for a Family Member

10:22 - Mistake #9: Focusing on Career Building Instead of Asset Building

11:36 - Mistake #10: Trying to Time the Real Estate and Stock Market

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Are you looking for motivation to pursue your passions? 

Or maybe you are feeling stuck and unfulfilled.

If this sounds like you, you won’t want to miss this week’s episode! 

Join me as I discuss the importance of finding your true calling and living a purpose filled life. 

Discover my valuable insights and practical tips on how to let go of what isn’t serving you and embrace your true passion.

It’s time to unleash your hidden potential and learn the secrets to success!

02:22 - The Journey to Discovering Your Purpose and Meaning in Life

03:35 - Embracing Your Uniqueness and Natural Gifts

04:28 - Living an Amazing Life by Finding Your Inner Self

06:04 - Affirmation and Recognition of Your Natural Talents

08:22 - Letting Go of False Callings and Aligning Head, Heart, and Hands

09:03 - Rediscovering Your Natural Shape and Expressing It to the World

09:47 - Inspiring Others Through Your Journey of Self-Discovery

10:08 - Embracing an Amazing Life and Taking Action

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Financial independence is a goal that many people strive for. 

It represents the freedom to live a life that is not dictated by financial constraints. 

Achieving financial independence requires a combination of mindset and relationships.

In this week’s episode I will be emphasizing the importance of mindset and vision in attaining financial independence. 

I share how financial independence starts in one's head, with a clear and determined mindset. This means having a strong belief in one's ability to achieve financial freedom and envisioning what that life would look like.

So if you are looking for some wisdom on how to navigate through the noise, you won’t want to miss this week’s episode! 

02:07 - Remembering Your Passion and Calling

04:29 - Rapidly Processing Emotions

06:16 - Relying on Principle

08:25 - Surrounding Yourself with the Right People

10:52 - Picking Your Battles

12:09 - Returning to the Fight and Staying Focused

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Financial independence is a goal that many people strive for.

It represents the ability to live a life that you love, free from financial constraints and worries. Achieving financial independence requires a mindset and vision, a true desire for what you want, and the determination to take the necessary steps to get there. 

Join me in this week’s episode where I share the concept of financial independence through purposeful planning, offering practical tips on how to overcome these habits and take control of your financial future.

Remember, every dollar has a purpose, and it’s our job to be faithful stewards of our money. By addressing these 10 habits, you can pave the way to financial independence and a life filled with purpose and joy!

01:34 - 10 Money Habits Keeping You Poor
02:06 - Habit 1: Impulse Spending
03:21 - Habit 2: Spending More Than You Make
04:46 - Habit 3: Staying at a Low Paying Job
06:43 - Habit 4: Buying New or Financing Used Cars
:07:35 - Habit 5: Lack of Saving and Investing Margin
09:00 - Habit 6: Lifestyle Creep
11:17 - Habit 7: Lack of Financial Education
13:03 - Habit 8: Not Investing
14:07 - Habit 9: Mindset Issues
15:54 - Recap and Importance of Margin
22:02 - Financial Education Resources
23:06 - The Importance of Investing
24:09 - Mindset and Financial Success

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Financial independence is attainable. It is not merely about accumulating wealth, but about creating a life that one truly desires and is willing to work for.

In this week’s episode I share my personal journey and mindset towards financial independence, giving you 8 money rules for 2024. 

Remember you do not work for money, but rather you work to make a difference in the world!

This mindset shift is crucial in attaining financial independence because it aligns one’s work with their values and purpose.

When work becomes meaningful and impactful, the focus shifts from monetary gain to creating a positive impact!

02:15 - Eight Money Rules for 2024

02:27 - Rule 1: Financial Education

03:00 - Avoiding Money Mistakes

03:21 - Investing in Knowledge

03:51 - Trusting Your Own Financial Decisions

04:44 - Rule 2: Cash Flow is King

05:05 - Increasing Cash Flow through Career and Side Hustles

05:36 - Leveraging Skills for Income

06:09 - Rule 3: Avoid Taking Advice from Broke People

06:41 - Learning from Wealth Builders

07:01 - Personal Experience with Debt-Free Living

07:44 - Rule 4: Work for Assets, Not Money

08:27 - Converting Income into Assets

09:09 - Achieving Time, Location, and Financial Freedom

09:52 - Rule 5: Time is More Valuable Than Money

10:13 - Making Decisions Based on Time Value

11:06 - Prioritizing Time in Career and Life Choices

12:19 - Rule 6: The Double-Edged Sword of Debt

13:01 - Smart Debt Management

13:54 - Rule 7: Good Money Management Leads to More Wealth

14:25 - The Principle of Faithfulness in Finances

15:09 - Rule 8: Monitor Investments and Stick to the Plan

15:52 - Staying Committed to Your Financial Strategy

16:24 - Recap of Money Rules for 2024

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expres

Taking charge of your destiny is a concept that is often overlooked in our lives. 

We often find ourselves on autopilot, going through the motions and allowing other people's expectations to dictate our actions and decisions. 

But deep down, we know that this is not the life we truly desire.

Join me In this week’s podcast with Stu and David from thekineticman.com.

Where we emphasize the importance of breaking free from this autopilot mode and proactively taking charge of our destiny. 

They believe that financial independence and a life that you love are within reach if you have the right mindset, vision, and mastery of your relationships, money, and life.

So if you are looking to break the cycle and make a difference in your life, tune into this inspiring conversation as we dive deep into breaking the cycle and creating a life you love!

01:31 - Breaking Free from Autopilot
03:06 - Stu and David's Journey and Businesses
07:06 - The Impact of Kinetic Men Mastermind
08:04 - The Mission of Kinetic Men
13:18 - The Wins and Impactful Stories from Kinetic Men

18:10 - The Misconception of Success and Comfort
20:47 - The Significance of Potential Energy and Kinetic Action
22:04 - The Importance of Head, Heart, Hand Alignment
23:29 - The Impact of Kinetic Men on Members' Lives
26:07 - The Impact of Kinetic Men on Members' Health and Faith
28:21 - The Impact of Kinetic Men on Family Relationships
30:54 - The Significance of Spousal Feedback on Kinetic Men's Impact
37:11 - The Message of Kinetic Men to the World
39:45 - The Importance of Turning Off Autopilot and Taking Action

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Heart alignment for financial independence is a concept that emphasizes the importance of having a strong and genuine desire to achieve financial independence. 

It involves aligning one's mindset, vision, and actions with the goal of creating a life that is not only financially secure but also fulfilling and meaningful.

Join me in this week’s episode where I dive deep into the heart issues that can impact your journey to success.

You will discover the key to financial independence and a life that you love!

01:39 - It's a Heart Issue

02:00 - The Heart Determines Life's Issues

03:13 - The Importance of Heart Alignment

04:06 - Jerry's Personal Journey to Success

05:07 - Persistence and Attaining Your Dreams

05:50 - Renewing Commitment to Your Goals

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Are you looking for inspiration and guidance on your journey to financial independence? 

Or maybe you’re ready to take control of your life and create the future you’ve always dreamed of? 

If so, join me as I discuss the importance of letting go of the past in order to create a future filled with financial independence and a life that you love. 

Discover my practical tips on how to let go of the past and shape the course of your own destiny! 

As always thank you for being a part of the podcast community. I truly believe that this episode has the power to inspire and transform your life!

Remember, your past does not define you, and your future is waiting to be shaped.

01:38 - Letting Go of the Past to Shape Your Future

02:41 - Personal Story of Healing and Breakthrough

04:06 - The Unexpected Journey of Healing

05:42 - Strategies for Releasing the Past

06:57 - Changing Unhealthy Coping Mechanisms

07:28 - Embracing the Present and Future

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Alignment refers to when your head, heart and hands are all moving in the same direction for the same purpose and goals.

It’s about engaging in activities that resonate with your true self and leaving a lasting impact on the world. 

Remember, your life is meant to make a difference. By understanding if you are in alignment, you can take steps towards creating a life you love. 

You won’t want to miss this week’s episode where you can learn to unlock your true potential and live a life in alignment. 

I hope to continue to inspire you on your journey to financial independence and a life that you love. 

02:07 you are energized knowing the work you have coming up 

04:55 your cup is filled with gratitude 

05:50 your life is in good alignment 

08:02 you excel at learning and growing at tasks 

09:02 you love to talk about it

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional. 

Are you feeling discouraged and miserable? It might be a sign that your life is out of alignment.

One of the first signs that your life may be out of alignment is when there’s a disconnect between what you say and what you actually do. This is a disconnect between your words and actions. 

The power of alignment could also play a role, because if our head, heart and hands aren’t in alignment we won’t be able to live a fulfilling life. 

And if you’re not articulating your purpose that can be a sign that you are not in alignment. 

So tune into this week’s episode to learn how to turn things around and create a life you love! 

Discover practical tips and strategies to bridge the gap on a life of alignment! 

02:53 5 Signs Your Life Is NOT In Alignment 

03:00 Number 1:there’s a disconnect between what you say and what you do

04:07 Number 2: we are double minded 

05:12 Number 3: praise and blame drive our decisions and our behaviors 

07:39 Number 4: our vision board does not match our calendar or bank statements 

08:32 Number 5: you cannot articulate in one sentence what you are about 

Check Jerry St Pierre Out: 

Website: https://www.jerrystpierre.com/ 

Instagram: https://www.instagram.com/lifeandmoneycoachpodcast/ 

Facebook: https://www.facebook.com/groups/1557765018028749 

LinkedIn: https://www.linkedin.com/in/jerry-st-pierre-74956414a/ 

YouTube: https://www.youtube.com/channel/UCct3BRsOUpFFziRLOGMzIHw 

The St Pierre Alliance: https://www.thestpierrealliance.com/ 

ABOUT THE LIFE & MONEY PODCAST: 

Jerry St. Pierre overcame significant life adversity. Now, his life's work empowers others to also thrive through head, heart, hands, alignment. Today, Jerry thrives and he shares his story to inspire many, and he is reaching back to help others! Jerr is the host of “The Life & Money Podcast,” where he has conversations that inspire you to financial independence and to do work that you love, so you too can live a purpose filled life!

DISCLAIMER: 

The Life & Money Coach podcast and related websites are the personal views of Jerry St Pierre. The Content in this show are not those of the United States Air Force, Department of Defense, or U.S. government. Content expressed are provided for general information purposes only and do not constitute legal, tax, accounting or other professional advice. Visitors should not act upon any information or content found here without first seeking appropriate advice from an accountant, financial planner, lawyer or other professional.