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    Ep 42 - How Seismic Activity Affects My Home And Community

    enFebruary 06, 2020

    About this Episode

    Guest J.B. Carney with Earthquake Fit shares information to help understand how & where Earthquakes happen and why we should get prepared. 503-383-9482

    jb@earthquakefit.com

    www.earthquakefit.com

    CCB #226883

    About

    Cascadia Subduction Zone

    Unprepared: Will We Be Ready For The Megaquake In Oregon  OPB News

    Find earthquake hazard at your house with new OSU tool. The Oregonian

    Oregon State Tool - Enter your address to receive a report about levels of hazard in your neighborhood.

     

    Join us in three more episodes about Home Improvement tips to be Earthquake Sound and To-Go Kits:

    Ep 45 - Grab And Go Survival Kit 

    Ep 46 - Survival Kit For Your Home And Family 

    Ep 47 - Projects To Make My Home Earthquake Sound

     

    Don't miss out on other helpful tips for homeownership.  

    Audio Player of all episodes: click here

    Categories:

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowner's Best Moves

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator

    Affiliated with Windermere Real Estate, Lane County

    Licensed to help you Buy or Sell in the State of Oregon - Call Judy to start planning your next move! - 541-968-2400

    Contact Judy to be a guest on the show to share your expertise, or your success story.

    judy@windermere.com - www.judycasad.com

    Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips. Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support. Guests offer sound advice, tips and experience.

    Formerly Your Best MOVE Ever podcast 2016 - 2023

     

    Recent Episodes from Homeowner's Best Moves

    Ep 92 - Embracing Memory Care • A Path to Safety and Comfort

    Ep 92 - Embracing Memory Care • A Path to Safety and Comfort

    In today's discussion, we confront the necessity of transitioning our loved one - to a lifestyle that not only ensures safety but also relieves the burdens on both ourselves and our families.   Join us as we uncover challenges and talk about the opportunities in a Memory Care Community. Learn how compassionate this transition can be and how embracing the decision to let your loved one -go, will pave the way for a more comforting and secure future.

    Scott Stewart, Marketing Director, New Friends Memory Care Of Coos Bay  955 Kentucky Ave, Coos Bay, Oregon 97420   541-808-9730  Fax 541-808-9733  Website  Email 

    Ep 60 - Resources To Pay For Assisted Living, Memory Care And Hospice

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enMarch 07, 2024

    Ep 91 - Mastering 1031 Exchange • Mixed-Use • Duplex Investment Strategies Buying To Invest

    Ep 91 - Mastering 1031 Exchange • Mixed-Use • Duplex Investment Strategies Buying To Invest

    What is your ultimate goal when buying a rental?  Make sure you understand the requirements to save money when it’s time to sell - AND - Make certain you know the requirements of what moving into your rental a few years down the road involves.  In this episode we dive deep into variables, examples and risks to consider.  Options assist with your estate planning - involving income producing real estate.   Stay tuned, rewind and take notes… Don’t miss out on a wealth of information!

    Milissa Ormiston-Hall, A Qualified IPES Intermediary [QI], Investment Property Exchange Services, INC. 503-367-6701  Milissa.Ormiston@ipx1031.com http://www.ipx1031.com/ormiston

    Ep 87 - Mastering 1031 Exchange - For Real Estate Investors

    Ep 90 Mastering 1031 Exchange - Exit Strategies

    Watch for The Reverse Exchange and Vacant Land & Farm Strategies

    Skip to what you need to know:

    Episode Summary

      2:50 – Vacation homes & short-term rentals

      4:22 – ADU • Traveling nurses

      4:55 – How personal usage qualifies

      6:41 – Holding and intent explained

      7:58 – Requirements to buy now and live in later

      8:58 – Safe harbor intention

      9:26 – Accidental investment strategy

    11:11 – Tax codes explained when moving into rental

    13:35 – Example to avoid dangerous trap

    15:39 – Problem explained

    17:16 – Depreciation recaptured

    19:25 – Example of equal or greater value

    21:33 – Timeline

    22:42 – When it’s too late to apply

    24:37 – Duplex examples

    28:27 – Free consultation

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enFebruary 29, 2024

    Ep 90 - Mastering 1031 Exchange • Exit Strategies

    Ep 90 - Mastering 1031 Exchange • Exit Strategies

    Curious about how an exit strategy works?  Our guest shares the nuances and benefits of options to let go of responsibilities.  For investors with income producing real estate.  DST vs REIT explained, and Ultimate Exit Strategy: Leaving your investments with your heirs.

    Milissa Ormiston-Hall, A Qualified IPES Intermediary [QI]

    Investment Property Exchange Services, INC

    503-367-6701  Milissa.Ormiston@ipx1031.com  http://www.ipx1031.com/ormiston

    Contact Judy Casad Real Estate to work with you on selling your investment - start planning today...

    Skip to what you need to know:

    Episode Summary

        :46 – Investor’s Introduction to 1031-Exit Strategy

      3:08 – Letting responsibilities go and options presented

      3:58 – Delaware Statutory Trust (DST) benefit explained

      4:11 – DST vs REIT (Real Estate Investment Trust)

      4:52 – Ultimate exit strategy – Step-up-in-basis

      5:05 – Estate evaluation

      5:39 – Capital Gain vs Estate Taxes

    15:39 – Consult with QI and Financial Advisor

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enFebruary 23, 2024

    Ep 89 - Top Benefits To Refinance Your Property

    Ep 89 - Top Benefits To Refinance Your Property

    Is your Interest Rate weighing you down?  Refinancing can transform your mortgage! Don't miss out on this episode where we dive into the power of refinancing.  Lower rates, shorter payments, and big savings will find their way to your bank!  Tune-in to explore refinancing options and take control of your financial future.

    Guest Justin Boucher, Mortgage Consultant, Penrith Home Loans  503-807-5234

    Justin.Boucher@penrithloans.com  https://www.penrithloans.com/consultants/justin-boucher-home-loans/220 A Ave. Suite 200, Lake Oswego OR 97034

     

    Explore Episodes You Cannot Afford To Skip

    Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings

    Ep 86 – Why Buyers Should Get Pre-Approved Now

    Ep 87 Mastering 1031 Exchange - For Real Estate Investors

    Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers

                                                                                                                                                               

    Summary • Time Stamp

     1:58 – Reasons to consider

     3:32 – Bigger picture

     4:11 – Cash out option

     4:23 – Debt consolidation

     5:18 – HELOC explained

     9:03 – Higher credit score

     9:41 – PMI removal

    11:53 – Divorce, Estate Settlement, Removing Co-signer

    13:03 – Benefits to change loan program

    14:27 – Financial hardship

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enFebruary 15, 2024

    Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers

    Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers

    Challenged to get your home SOLD and anxious to move to your next destination?  We will explore how you, as a homeowner, in the process of Selling your home – can give helpful incentive to help Buyers lower their interest rate on their mortgage, making the home more affordable for the Buyers, and therefore help YOU to get Your Home… SOLD - sooner rather than later. 

    Guest Justin Boucher, Mortgage Consultant, Penrith Home Loans  503-807-5234

    Justin.Boucher@penrithloans.com  https://www.penrithloans.com/consultants/justin-boucher-home-loans/

    220 A Ave. Suite 200, Lake Oswego OR 97034

     

    Explore Episodes You Cannot Afford To Skip

    Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings

    Ep 86 – Why Buyers Should Get Pre-Approved Now

    Ep 89 – Top Benefits To Refinance Your Property      launching Feb 15                                                             

    Ep 62 - Life Of Escrow For Sellers

    Ep 87 - Mastering 1031 Exchange - For Real Estate Investors

    Every homeowner is a real estate investor -- This is an extensive wealth of information!

    Episode Summary Time Stamp

    0:46 – Seller Overview

    3:12 – About Justin

    3:51 – Buy-Down Process

    4:22 – Affordability

    4:44 – Temporary Buy Down

    6:13 – Refinance

    6:35 – Temporary vs Permanent

    7:20 – Negotiate Seller Credit

    7:57 – Closing Costs

    8:48 – Points

    9:51 – Credit Score

    10:36 – Upfront Costs? Seller Required Credit Explained

    12:31 – Benefit For Buyer

    13:51 – Team Effort

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enFebruary 08, 2024

    Ep 87 - Mastering 1031 Exchange - For Real Estate Investors

    Ep 87 - Mastering 1031 Exchange - For Real Estate Investors

    Own Real Estate?  Planning to sell?  Are you familiar with how you can defer capital gain taxes from a 1031 Exchange?  Interestingly enough Lots or Land may qualify!  We have a Qualified Intermediary as our guest, ready to guide us through the process, provide answers to questions and present many variables that are mysterious and unknown.  You’ll be surprised on how you just might qualify for a tax deferral ~

    Guest: Milissa Ormiston-Hall, A Qualified IPES Intermediary [QI], Investment Property Exchange Services, INC,  503-367-6701  Milissa.Ormiston@ipx1031.com  http://www.ipx1031.com/ormiston

    Milissa Ormiston-Hall, a seasoned professional with over 26 years of sales experience, serves as a 1031 Exchange Qualified Intermediary. Her diverse background includes 12 years in corporate business-to-business sales, where she excelled as a regional sales manager for Fortune 500 companies. Additionally, she spent 14 years as a realtor in both Oregon and Washington. In her role as a third-party Qualified Intermediary (QI), Milissa educates and facilitates exchanges to ensure compliance with IRS regulations.

    Watch for Episodes with Milissa coming soon as we dive deeper into more 1031 Exchange topics. Click the Follow button in your favorite podcast app to be notified when they are released

    Mastering 1031 Exchange • For Real Estate Investors

    Reverse 1031 Exchange

    Improvement 1031 Exchange

    1031 Exchange • Get-Away Home And Short-Term Rental

    Mixed-Use 1031 Exchange

    Exit Strategies Utilizing 1031 Exchange

     

    Episode Summary

      1:34 – Required Qualified Intermediary (QI)

      2:27 – Definition Of A 1031 Exchange. Relinquished To Replacement Property

      3:28 – Capital Gain Explained

    12:13 – “Like-Kind” Explained

    13:15 – Land Exchange

    14:18 – Real Estate That Qualifies

    15:39 – What Doesn’t Qualify

    16:25 – Mixed-Use

    16:50 – Duplex 

    17:06 – Primary Residence

    19:00, 47:51 – Depreciation Deferral

    20:56 – How Many Fail?

    21:14, 23:17 – Timeline

    22:34 – Prepare Poa And Trusts

    24:00 – When It’s Too Late To Apply

    25:22 – 45 Day, 180 Day Explained

    25:46 – How To Identify Replacement Property

    28:48 – 200% Rule - Multiple

    31:32 – Cost For QI

    34:30 – NIIT, Net Investment Income Tax

    36:01 – Process Of Relinquished To Replacement

    39:09 – Access To Funds From Sale

    41:19 – What Happens To Your Money If You Can't Find A Replacement Property

    43:45 – Can I Sell Multiple, And Replace With One? Helpful Tips To Know

    49:08 – Portion Of Depreciation Taxed Explained

    51:19 – Exit Strategy

    52:50 – Estate Planning

    53:29 – Estate Taxes

     

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enFebruary 01, 2024

    Ep 86 - Why Buyers Should Get Pre-Approved Now

    Ep 86 - Why Buyers Should Get Pre-Approved Now

    Before the competition snatches it away from you -  Step up your game and be Ready to place an offer on the new home you fall in love with - Why wait?  Don’t lose out. Get pre-qualified with your mortgage lender today!

    Guest Justin Boucher, Mortgage Consultant with Penrith Home Loans

    503-807-5234 Justin.Boucher@penrithloans.com

    https://www.penrithloans.com/consultants/justin-boucher-home-loans/ 

    Explore Episodes You Cannot Afford To Skip   

    Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings

    FOLLOW on your favorite podcast app, to be informed when they are launched  - Coming soon:

    Ep 87 – 1031 Exchange • Deferred Taxes Explained 

    Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers  

    Ep 89 – Top Benefits To Refinance Your Property                                                             

     

    Episode Summary

     3:40 – Budget compared to what you qualify for

     4:55 – How Pre-approval puts you ahead of competing offers

     5:20 – Benefits  

     7:10 – Unexpected surprises to correct prior to making an offer

     9:25 – Potential Buy-down interest rate and other options

    10:25 – Key differentiator on a deep pre-approval and quick review

    12:22 – Avoid closing extension, lock-on-loan and accelerated closing opportunity

    15:07 – Rocket (online) Mortgage challenges can lose your home

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enJanuary 25, 2024

    Ep 85 - Guide To Utilize Loan Programs • Maximize Monthly Savings

    Ep 85 - Guide To Utilize Loan Programs • Maximize Monthly Savings

    Description

    We explore how you, as a Buyer in the process of Buying your home, can make the home you want to purchase more affordable.  Discover the power of lowering interest rates and the game-changing benefits of the Interest Rate Buy-Down.   Our guest unveils the inner workings of the lending system, providing key insights to simplify the process of buying your first or next home.  Discover the loan program that compliments your lifestyle.  Kickstart your path to financial retirement  ~  Don't miss out on these strategic moves!  A Wealth of Information!

    Guest Justin Boucher, Mortgage Consultant with Penrith Home Loans

    503-807-5234 Justin.Boucher@penrithloans.com https://www.penrithloans.com/consultants/justin-boucher-home-loans/

    Explore Episodes You Cannot Afford To Skip   Coming soon, FOLLOW on your favorite podcast app, to be informed when they are launched

    Ep 86 – Why Buyers Should Get Pre-Approved Now

    Ep 87 – 1031 Exchange • Deferred Taxes Explained

    Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers

    Ep 89 – Top Benefits To Refinance Your Property                                

    Episode Summary

    4:43 - Interest Rates

     7:24 - Temporary Buy-Down Options

     8:59 - Permanent Buy-Down

    10:40 - Closing Costs

    12:04 - Points

    13:30 - Term

    14:13 - Credit Score

    15:46 - Upfront Costs

    17:20 - Down Payment

    19:39 - Monthly Savings

    20:30 - Negotiate with Team

    24:15 - Market Explorer  watch neighborhoods you would like to invest in property!

    25:13 - Mortgage and Loan Acronyms and Terms Explained: CPI, ARM, Fixed Rate, Index, Margin

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enJanuary 18, 2024

    Ep 84 – Episodes To Help You Plan The New Year

    Ep 84 – Episodes To Help You Plan The New Year

    Happy New Year 2024!  In this episode we talk about previously published episodes that share helpful information and check-off lists to help you plan your year ahead.  Whether you own your home or you are renting, these tips are good for everyone -  so share this episode with your friends and loved ones.

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enDecember 26, 2023

    Ep 83 - Rainy Day Guide • Home Maintenance and Self Care

    Ep 83 - Rainy Day Guide • Home Maintenance and Self Care

    In this episode we talk about pros and cons of Rainy Days. From tackling home maintenance tasks to indulging in creative self-care when it's pouring outside. Get ready to make the most of those rainy days with practical and entertaining activities!

    The following episodes are reference in this episode and highly recommended.

    Ep 24 - Waterfront Rules For Riparian Zone

    Lane County Land Management, 541-682-3577

    McKenzie Watershed Council, 458-201-8150

    NW Coalition for Alternatives to Pesticides, 541-344-5044

    Lane County Waste Management, 541-682-3754

    East Lane Soil & Water Conservation District, 541-650-3057

    Eugene Water & Electric Board, 541-685-7000

    Guide for using Willamette Valley Native Plants

    Lane County Riparian Zone Rules and Regulations

     

    Ep 46 – Survival Kit For Your Home And Family - Staying Home During A Flood, Fire Or Earthquake 

    Guest JB Carney with Earthquake Fit talks about survival items best suited for staying at home during a flood, fire or an earthquake.

    503-383-9482

    jb@earthquakefit.com

    www.earthquakefit.com

    CCB #226883

    Emergency Kit References

    Oregon.gov 2 Weeks Ready

    Red Cross

    FEMA

    FEMA Checklist

    https://www.oregon.gov/OEM/hazardsprep/Pages/2-Weeks-Ready.aspx

    https://www.redcross.org/get-help/how-to-prepare-for-emergencies/survival-kit-supplies.html

    https://www.fema.gov/news-release/2019/03/12/prepare-unexpected-build-emergency-kit

    https://www.fema.gov/media-library-data/1390846764394-dc08e309debe561d866b05ac84daf1ee/checklist_2014.pdf

     

    Ep 55 - Prevent Erosion - Use Native Plants - Pure Water Partners Offer Assistance

    EWEB - Eugene Water & Electric Board

    http://www.eweb.org/community-and-environment/mckenzie-watershed-protection/landowner-assistance-programs/pure-water-partners

    Wildfire recovery and assistance:

    http://www.eweb.org/outages-and-safety/wildfire-safety-and-recovery/wildfire-landowner-assistance

    Partnering Organizations

    McKenzie River Trust - Friends of Finn Rock Reach

    McKenzie Watershed Council

     

    We really appreciate and value your Support by sharing this show with people you know ~

    Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!

    Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today

    FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 

    Listen to Audio Player on your computer: click here

    Facebook Page Homeowners Best Real Estate Moves

    Listen on your computer Podcast.JudyCasad.com

    Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!

    Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience. 

    Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com

    We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!

    If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!

      Click HERE to start!

     

    Homeowner's Best Moves
    enDecember 07, 2023