How Apartments & Townhouses are Affecting the Property Market in 2023

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

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Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 5th of March - Auckland houses for sale flood market, hit 11-year peak

Topic #2: Good Returns 7th of March -ANZ's Zollner: be careful what you wish for on house prices

Topic #3: NZ Herald 7th of March- ‘Done and dusted’: More Kiwis believe housing market downturn is over despite sluggish market - ASB survey

Topic #4: Good Returns 5th of March- Mortgage arrears rising but still low

Topic #5: Newshub 6th of March -Major bank BNZ cuts some home loan rates to keep up with competitors 

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Property Apprentice financial adviser and owner Debbie Roberts delves into the recent Reserve Bank announcement and its impact on interest rates across New Zealand. In this insightful discussion, Debbie explains the intricacies of the Official Cash Rate (OCR) and its role in shaping mortgage rates, alongside key economic indicators like inflation and employment figures.

Discover why the Reserve Bank has chosen to maintain the status quo and explore the implications for future OCR adjustments. Gain valuable insights into debt-to-income ratios (DTIs) and their significance in maintaining stability in the housing market.

With expert predictions and practical advice on navigating the evolving interest rate landscape, this episode is essential viewing for homeowners and investors alike. Tune in now to stay informed and make confident financial decisions in today's property market!

🏡 Don't miss out on our upcoming event! Join us at https://www.propertyapprentice.co.nz/auckland-events/ to stay updated.

💼 Get to know how we can help! Schedule a free strategy call with Paul Roberts at https://www.propertyapprentice.co.nz/free-strategy-call/.

Stay ahead in the real estate game with us! #investingforbeginners #RealEstateTips #rbnz  #ocr #cashflow #nzproperty

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Newshub 28th of February - Sir John Key reveals his prediction for the housing market

Topic #2: Good Returns 28th of February-BREAKING: OCR 5.50% - Monetary Policy remains restrictive

Topic #3: Oneroof 25th of February-  ‘It’s not cheap money’: Why bridging loans are too much of a gamble for sellers right now

Topic #4: Stuff 24th of February- Do renters get a better deal overseas?

Topic #5: NZHerald 28th of February -Nearly half of Kiwis worry about money, young feeling ‘overwhelmed’

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Whether you anticipate a substantial raise or not, financial success isn't solely tied to income. It's about effective money management and setting achievable financial goals. In this episode, we explore practical ways to handle increased income, from revisiting financial goals to building emergency funds and paying off debt strategically.

With insights on KiwiSaver, investment diversification, and spotting red flags in property coaching, Debbie offers her insight to navigate your financial journey. Plus, learn the importance of a comprehensive financial plan and how it can accelerate your path to financial freedom.

Tune in now to discover how to leverage your pay increase for a brighter financial future. Don't miss out on maximising your financial potential in 2024!

Watch the Youtube video

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 20th of February - High mortgage rates prompt 'patchy' property sales

Topic #2: NZ Herald 19th of February-What you need to know about likely mortgage rule changes

Topic #3: Oneroof 20th of February- Would you let AI choose your mortgage?

Topic #4: Newshub 22nd of February- Median weekly rent continues to rise, Auckland regains status as most expensive place

Topic #5: Oneroof 21st of February -Tony Alexander: Why April 1 will be an important date for house prices

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 11th of February - Govt urged to help boost build-to-rent developments

Topic #2: NZ Herald 12th of February-Debt-to-income: Aucklanders need almost $200k incomes to buy average home

Topic #3: Stuff 13th of February- House prices double in 10 years - but can it continue?

Topic #4: RNZ 14th of February- Some homeowners let insurance policies lapse in face of high cost

Topic #5: The Mortgage Mag 13th of February -NZers adjustment to higher rates, about 80% complete: RBNZ

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 3rd of February - Capital gains tax could help balance Govt books: Treasury

Topic #2: Interest.co.nz 5th of February-High stock levels in the housing market at the start of this year mean buyers have plenty to choose from over summer

Topic #3: Stuff 5th of February- Queenstown house sellers demand record prices

Topic #4: RNZ 6th of February- How fast will interest rates really fall?

Topic #5: Oneroof 7th of February -Tony Alexander: With so much interest in the housing market, what is holding buyers back?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 30th of January - Property market ‘returning to normality’, data shows

Topic #2: Interest.co.nz 30th January -More than 16,000 homes sold to buyers in New Zealand on residence visas last year

Topic #3: Newshub 31st of January- Why mortgage rates could come down despite Reserve Bank indicating no relief anytime soon

Topic #4: Newshub 30th of January - Barfoot and Thompson Quarterly Report shows spike in Auckland rent prices 

Topic #5: Good Returns 31st of January -CCCFA wrecking ball to be turned on its head

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 23rd of January - DTIs will have no significant impact on house prices immediately
Topic #2: Stuff 20th January -What might happen to your KiwiSaver in 2024?
Topic #3: Interest.co.nz 22nd of January- More than 1900 new dwellings completed in Auckland for third month in a row in November
Topic #4: NZ Herald 24th of January - Renter advocates want private landlords regulated under new bill targeting property managers
Topic #5: 1News 24th of January -Surprise region overtakes Auckland as priciest for renters

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 16th of January - Plenty of twists and turns to come

Topic #2: Newshub 17th January -Average property values rise for a third month — CoreLogic

Topic #3: Interest.co.nz 17th of January- Latest Reserve Bank figures indicate that New Zealand's home owner-occupiers appear to be betting that interest rates will start coming down again sooner rather than later

Topic #4: RNZ 18th of January - Minister demands Kāinga Ora fill empty social houses

Topic #5: Good Returns 18th of January - DTIs on investment property don’t make sense

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.