How Couples Can Reduce Holiday Financial Stress and Still Create Holiday Magic with Sarah and Chris Helms

Pam Prine is a co-founder of Keystone Capital Management Group – an investment and retirement planning firm. In her near 20 years of working with women on preparing for retirement, she's seen it all and knows women's biggest fears around money. This episode is all about taking ownership of your future and combating that fear with knowledge!

Would you believe that per the 2019 US census, the average age of widowhood is 59? Retirement planning for women has special considerations. Women, on average, live 17 years alone after the loss of their spouse. Pam breaks down the two biggest potential pitfalls for women in retirement - long term care and adult children(!) 

You know how flight attendants tell you to put on your own oxygen mask first, before helping others? That is a perfect analogy when it comes to preparing for a comfortable, secure retirement (that does not involve moving into our children's basements). This episode is a must listen for all women who want to set themselves up for success in their golden years! 

More resources from Pam: https://keystonegroupaz.com/
Pam's book recommendation:  Women's Worth: Finding Your Financial Confidence by  Eleanor Blaney

Couples Money, co-authored by our guest Chris Felton,  is a must-read for any couple looking to improve their financial situation and create a more meaningful relationship with their partner. Unfortunately, money is a leading cause of divorce, and many couples think they are alone with their financial struggles. 

In this episode, we discuss the financial perspective of middle, upper and world-class thinkers. After seeing thousands of couples from all walks of life struggling with finances, Chris and his wife Marlow felt they must share their insights into what they believe is the cure for "financial cancer." Chris also shares their personal story of financial transformation and what it took to get on the same page.

If you're ready to banish your limiting beliefs regarding money, and adopt a world class financial mindset, this is a must listen!

Learn more about Chris:
www.howmoneyworks.com/chrisfelton
www.couplesmoney.com
Instagram @chrisfelton1331

The crippling cost of higher education is a common concern for young people and their parents alike. In this episode, Richful Thinker blogger Crista Wathen  shares how some out-of-the-box thinking, and her willingness to study abroad saved her from drowning in debt.

Could it possibly cost less to study at Oxford than Montana State? Listen and find out! 

Follow Crista:
https://www.richfulthinker.com/
@richfulthinkerblog on Instagram

Calling all moms of teens and young adults! 

Does talking to your kids about saving and investing money overwhelm or intimidate you? In this episode, we interview our first teen male entrepreneur, investor and author! Jack Rosenthal,  an 18-year-old student at Babson College in Massachusetts, talks about how he founded the Young Investors Club, LLC, one of the largest teen investment organizations in the world with close to 100 members and over $115,000+ under management.  Jack has personally mentored 100+ students on investing and is considered an authority on teenage investing. He's written three books and you'll find he's wildly passionate about inspiring teens on their journey to investing!

This conversation will have you eager to talk to your teens and young adults about the importance of investing and watching your money grow for years to come! It was truly worth a million! 

Here's the link to Jack's books: https://www.amazon.com/Jack-Rosenthal/e/B0845TLB8X/ref=dp_byline_cont_pop_ebooks_1
 

Women and men. We think differently, act differently, process differently, multitask differently, plan differently, even shop differently. It's no surprise we save, spend, budget and invest differently, is it?

In this episode, financial advisor DeeAnna Burkholder joins us to discuss those differences. From decision making regarding purchases to whether to work with experts, there is a lot of middle ground to strive for. The most important part? Both partners should have a voice in the decision making process.

Communication is everything when it comes to couples and finances. Listen in to learn how to bridge the gap by having essential conversations with your partner.  They may not be easy at first, but they are so worth it.

Want to follow DeeAnna? Find more info on www.bestfriendsfinance.com 

Do taxes overwhelm you? With tax season upon us, we are thrilled to feature our first Accountant and Tax Strategist on this week's episode.  Paris Banisaeid, @taxsavvyparis, shares tax tips and advantages of being a small business owner.  Whether you already own a small business or you are ready to start a business, or even just a side hustle, you need to hear this! 

Paris coaches her clients from the beginning that saving for retirement is as essential as their marketing expenses. In this episode, Paris stresses the importance of focusing on your financial path (not someone else's) and how to carve out time to navigate your financial education. 

This conversation was worth a million and will inspire you to consider owning your own business, giving you a sense of freedom, confidence and pride.  AND, if you already own your own business, listen up to ensure you are capitalizing on a dollar for dollar reduction on your taxes!

Chris Brown is a young mom taking control of her financial future, and taking her followers along for the ride through her blog and YouTube channel, Mommy and Her Budget. Just three years ago, Chris was drowning in student loan and credit card debt, and pregnant with her first daughter. She dealt with her situation by making minimum payments and ignoring it, until an unpaid maternity leave made it clear something had to change.

Inspired to build a better financial future for her daughter, Chris buckled down, and committed to taking control of her finances. After sitting down and staring over six figures in debt in the face, she wrote her first budget, and her passion for personal finance began. 

Chris still has student loan debt, but prioritizes herself and her family by investing in retirement, brokerage accounts, real estate and her daughter's higher education while steadily chipping away at it. Her story of building generational wealth WHILE tackling the debt that previously felt insurmountable is truly worth a million.

Follow Chris on YouTube: https://www.youtube.com/channel/UC0PSXVKdx3691iwIm3zYxgw

And Instagram:
https://www.instagram.com/mommyandherbudget/

After admitting she was addicted to consumerism, Christina Gawlik, was seeking change. In 2019, Christina sold all of her belongings except what fit in two suitcases and opted to embrace a nomadic lifestyle. With an open mind, she ultimately decided to move and lower her living cost while keeping the same income level. Also known as geoarbitrage. 

Christina Gawlik, Ph.D., is an entrepreneur, math content developer & consultant and now world traveler. In this episode, Cris gives us a step-by-step plan on how she accomplished COAST FIRE through saving, investing, and developed a business that generates passive income more than her annual cost of living without having to "work" it. This way of life gives her choices and time freedom. After years of being consumed by living paycheck to paycheck, she can now pursue other opportunities and sees a whole new world from becoming financially independent.  

Can you imagine a life traveling and living abroad? This episode will leave you inspired to consume less now so that you can dream about living among many beautiful places, like Belize.

• Link to Christina's  blog  here: https://christinagawlik.wixsite.com/asuitcaseandasmile

Is travel a love language? Based on how much many of us have missed it through the pandemic, we at Best Friends Finance think it is. We've never felt so ready to hop on a plane and hit the beach, so it's the perfect time for a conversation with Cinneah El-Amin.

Known as Fly.nanced in the online personal finance space, Cinneah is a 26-year-old travel and financial freedom course creator. She's visited nearly 30 countries across 6 continents, and is enjoying a debt-free life without limiting travel and adventure.

Cinneah shares her tips to "travel for the low",  including her favorite sites for discount flights, Airbnb hacking, and making the most of credit card travel rewards. Only when you're paying off your balances in full, of course! If you're ready to get out there and see the world again, this episode is a must-listen! 

• Link to Cinneah's course on how to travel for the low and start travel hacking: https://gum.co/flyfinfree
• Link to start a free trial of Scott's Cheap Flights Premium [affiliate]: https://scottscheapflights.yuy8ab.net/meN31
• Link to get started with a Chase Sapphire Preferred or Amex Gold Card [affiliate]: https://milevalue.com/top-offers-flynanced/

Did you know women are the next wave of growth in US wealth management over the next 3-5 years? Yet, women own $.32 to men's $1 in the US.  Kristina Gudelis, creator of @financialyou_ insists it's never too late to start asking questions about your money.  

Kristina is on a mission to help women bridge the pay and wealth gap through financial education and literacy. In this episode we discuss emergency funds, the power of net worth, and how to use Robo-Advisors  for low-risk investing.

How can you start your financial education and set yourself up for success in the future? Kristina's explanation is easy to understand. She wants you to own where your money is going and take control of it today.  This conversation is worth a million and will leave you excited to make your money work for you!