Is the CFPB Constitutional? The Supreme Court Heard Arguments This Week

In this episode Dr. Billy Hensley, the president and CEO of the National Endowment for Financial Education, discusses NEFE’s Personal Finance Ecosystem, which is a framework to show the different factors that affect a person’s financial well-being. 

You can find the ecosystem here: https://www.nefe.org/ecosystem. 

We discuss how the ecosystem can inform the efforts of financial companies, nonprofits, and policymakers who want to improve peoples’ financial situations. We also talk about why financial education alone cannot fix an individual’s financial problems.  

This podcast was recorded on February 15, 2024. Things may have changed by the time you hear it.  

In this episode Brian Tate, the IPA’s CEO, discusses the regulatory, legislative, and court actions that will shape payments in 2024. 

He discusses outstanding proposed rules on overdraft and interchange, proposed state laws on earned wage access, and court cases against the Consumer Financial Protection Bureau.  

This podcast was recorded on February 12, 2024. Things may have changed by the time you hear it.  

In this episode Sarah Craven, the product manager for transaction laundering detection products at G2 Risk Solutions, discusses how companies selling illegal or unsavory goods hide e-commerce transactions.  

We discuss how bad actors use various ruses to disguise what they are really selling, how transaction laundering threats have evolved, and why it pays to trust your gut. 

This podcast was recorded on January 18, 2024. Things may have changed by the time you hear it.  

In this episode of the IPA’s monthly government update podcast, the IPA’s CEO Brian Tate, and its COO, Ben Jackon, discuss the current state of regulation and what is coming in 2024.  

They talk about how payments companies should plan in light of the regulatory proposals from 2023 that are still active. They cover on-going court cases that could shape the industry. They also discuss how the election might affect the regulators’ plans for the rest of the year. 

This podcast was recorded on January 11, 2024. Things may have changed by the time you hear it.  

In this episode of the IPA book club, the IPA’s CEO Brian Tate, and its COO, Ben Jackon, discuss Malcolm Gladwell’s Outliers.  

The book explores how being successful can depend on context, and how success is not always just a matter of hard work or having the best idea or strategy. We look at what the factors for success are and what lessons the book has for business innovation. 

This podcast was recorded on December 11, 2023. Things may have changed by the time you hear it.  

Helping low- and moderate-income people build wealth is a long-term process, and Systems and Methods Inc., or SMI as they are known, has a plan to do that. 

In this episode, Bo Stone, the chief strategy officer of SMI, and Wesley Stone, SMI’s director of government affairs discuss the company’s decade to decade approach to growth and how its products are evolving to open up new opportunities for SMI and its customers. 

This podcast was recorded on December 12, 2023. Things may have changed by the time you hear it.  

Over the past few weeks, regulators have released a variety of regulations that could reshape the payments industry and have plans for more in the new year.  

In this episode, Brian Tate, the IPA’s CEO, discusses proposed rules on interchange, open banking, and big tech companies. We also talk about what may be coming in 2024. 

This podcast was recorded on December 14, 2023. Things may have changed by the time you hear it.  

Gift cards are expected to make up a larger part of holiday shopping budgets, according to new research from Blackhawk Network. In this episode, Jay Jaffin, chief marketing officer at Blackhawk, discusses the expected growth in gift card purchases, why cards benefit merchants and shoppers, and how banks and other companies can make use of the trend.  

This podcast was recorded on November 6, 2023. Things may have changed by the time you hear it.  

In this episode, Brian Tate, the IPA’s CEO, and COO Ben Jackson discuss the latest proposed regulations that care coming out of Washington. They cover the Fed’s proposal to reduce the cap on debit interchange for issuers with more than $10 billion in assets. They cover the CFPB’s proposed open banking rules, and look at a proposal to regulate earned wage access in California.  

This podcast was recorded on November 9, 2023. Things may have changed by the time you hear it.