Navigating Retirement in an Inflationary World

One checklist of what to do 5 years before retirement sums it up by saying, “Know what’s coming in, know what’s going out, and have a plan for taxes and healthcare.” It seems simple enough, but what could you be missing?

Charleston’s Retirement Coach, Brandon Bowen, digs deeper to sort through the “easy items” and “tough stuff” you need to address within your own plan.

Learn ways to identify and organize your financial needs, wants, and risks. Go beyond the basics and address income longevity, stock market risk, and sequence of return planning. Whether you have $500,000 or $5 million, take actionable steps to help avoid financial blind spots within your plan.

Visit BowenWealth.com  to schedule time with Brandon and begin your personalized retirement gameplan.

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On this episode Charleston’s Retirement Coach, Brandon Bowen, tackles the growing fear of rising taxes and how it could impact your retirement.

Learn why traditional savings like 401Ks might suffer from future tax hikes, discover how proactive planning across different tax accounts could reduce your tax burden, and hear ways to identify whether your advisor is costing you money while missing growth opportunities.

Visit BowenWealth.com and take action against the “taxman” and his plans for your savings.

See omnystudio.com/listener for privacy information.

“Moving on” has been a theme among some big names in sports, including Alabama football coach Nick Saban. We hear from Coach Saban and what made him realize it was time to move on to retirement, to the surprise of many Tide fans.

Brandon parallels the idea to the surprise for someone who finds out their advisor is moving on or retiring themselves. He shares the challenges that can come like being passed around to different junior advisors, or having to work with someone who doesn’t understand your goals and objectives.

As you move closer to retirement your needs change. At Bowen Wealth they can help you shift from growth to income and create strategies for the other areas you need to have covered in your later years.

Visit BowenWealth.com to learn ways to create a smooth transition into retirement.

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If you made a New Year’s resolution, there’s a good chance you’ve abandoned it by now… about 43% of us do by the end of January! The main reason is that we’re not being held accountable by anyone to keep it.

In this episode, Charleston’s Retirement Coach Brandon Bowen talks about the ways he helps keep his clients accountable to their financial goals. Brandon shares how having a disciplined approach to your financial goals is crucial for retirement and his belief of how “discipline now can lead to freedom later.”

Explore the significance of accountability and the role of a comprehensive retirement plan to help create steady income during retirement.

Turn your financial resolutions into reality! Visit BowenWealth.com and take the first step towards building your retirement game plan in 2024.

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In this episode, Brandon Bowen discusses crucial strategies to help you better prepare for your financial future and navigate the challenges of retirement.

Join as he discusses the TIAA (Teachers Insurance and Annuity Association of America) controversy, emphasizing the importance of a fee analysis to reveal hidden costs and enable you to make more informed decisions about your financial future.

Explore essential elements of a comprehensive retirement plan, from designing surplus income to covering expenses to reducing market risk. Brandon shows how a "boring" portfolio may be just the thing you need for a happy retirement.

If you're uncertain about your retirement plan, visit BowenWealth.com to schedule a fee X-ray on your portfolio.

See omnystudio.com/listener for privacy information.

Join Charleston’s Retirement Coach Brandon Bowen as he explains the art of creating a retirement plan that's both disciplined and dream filled.

Brandon shares how he prioritizes honest conversations with his clients so that he can understand their personal aspirations and better customize their individual financial plans.

From market crashes to unexpected windfalls, Brandon showcases how a living, breathing retirement plan evolves with your life. He gives insight into navigating the delicate balance between disciplined financial decisions while also allowing yourself the freedom to enjoy the retirement you've envisioned.

Whether it's a second home, a dream vacation, or a golf membership, visit BowenWealth.com to learn ways to better incorporate your dreams within your overall retirement strategy.

See omnystudio.com/listener for privacy information.

Join Brandon as he discusses crucial strategies to prepare for your financial future, especially in the face of rising inflation. From unexpected expenses to the impact of inflation on daily costs, he breaks down the complexities of retirement planning, especially for couples entering this next phase.

Discover why inflation is a critical factor to consider and how it can sneak up on your retirement expenses. Learn the significance of stress-testing your plan and the role of investments in the game of retirement.

Brandon shares actionable steps from investment strategies to addressing rising living costs, all in effort to help you understand how much you’ll be able to spend.

If you’re contemplating retirement but feeling uncertain, visit BowenWealth.com to learn more about navigating the evolving financial landscape.

See omnystudio.com/listener for privacy information.

In this episode, we delve into the concept and challenges associated with retiring early—a dream harbored by many.

Brandon shares his observations on clients who, despite having saved substantial amounts, hesitate to take the leap into retirement and not just because they fear running out of money…

Digging into the psyche of retirees, he unveils the mental barriers that hold people back like the identity crisis some face when contemplating retirement and how their attachment to work roles and titles can become a stumbling block, hindering the transition to a life of leisure.

Pre-retirees should ask themselves:

Does working one more year with a busy schedule really make a difference, when you can retire now, maintain the same income, but live life on your own terms?

The episode emphasizes the importance of stress testing financial plans, addressing risks, fees, and the need for a solid income replacement strategy.

If you’re contemplating retirement but feeling uncertain, visit us at BowenWealth.com and begin the conversation towards better securing your financial future.

See omnystudio.com/listener for privacy information.

In this episode, Brandon shares a recent exchange with a car mechanic, showcasing the dealership's commitment to transparency and customer safety. He uses the experience to point out the similarities between auto repair language and the complexities of financial advice, highlighting the fear and intimidation people often feel in both scenarios.

Much like the car owner's fear of deceptive mechanics, individuals often worry about navigating the complexities of financial advisors. The importance of transparency and a comprehensive risk and fee analysis becomes evident to help ensure financial confidence.

If you've been contemplating a second opinion on your financial portfolio, go to BowenWealth.com to start a conversation about securing your financial future with confidence.

See omnystudio.com/listener for privacy information.

Just as a Thanksgiving feast brings joy and fulfillment, your retirement should also be a time of happiness and abundance!

On this episode, Brandon draws the parallels between preparing a holiday feast and crafting a successful retirement income plan. Gather around as we discuss the “entrée” and “sides” for your financial future.

Just like a well-balanced meal, your retirement income plan should have various components. Brandon discusses maximizing Social Security, exploring fixed indexed annuities, alternative investments, real estate, and dividend stock portfolios. It's an array of flavors tailored to your specific situation, ensuring a steady income stream during retirement.

Connect with Brandon and his team at BowenWealth.com to begin exploring what key ingredients will help satisfy your retirement goals and dreams.

See omnystudio.com/listener for privacy information.