Peak 65

In this episode, Fred Saide discusses taxes in retirement and provides insights into creating tax efficiency. He explains the taxation of retirement income sources, including Social Security benefits, pensions, interest-bearing accounts, stocks, bonds, mutual funds, and dividends. Fred also highlights the tax treatment of life insurance proceeds and the benefits of Roth IRAs compared to traditional IRAs. The episode concludes with a Stump the Guru question about the 60-day rollover rule and potential waivers.  You can submit your “Stump the Guru” question on www.moneymattersusa.net. 

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You can reach Fred by calling 800-593-8188.

Money Matters USA

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In this podcast episode, Fred Saide discusses the importance of tax optimization strategies in retirement planning. He highlights the limitations of traditional tax planning and emphasizes the benefits of Roth contributions and conversions. Fred also explores other tax-efficient planning options, such as qualified charitable distributions and life insurance. He addresses the challenges facing Social Security and Medicare and proposes potential solutions. Fred concludes by urging listeners to proactively plan for their retirement and seek professional advice.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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In this conversation, Joe Peters, a residential real estate agent joins Fred Saide. He discusses various aspects of the housing market. He shares his transition from a technology career to real estate and highlights his unique approach that incorporates artificial intelligence. Peters also delves into the challenges of affordability in the housing market and the imbalance between housing supply and demand. The discussion touches on the changing trends in housing, including the potential for multi-generational housing. The conversation concludes with a look at the future outlook for the housing market. Joe and Fred explore various aspects of housing and living preferences in New Jersey. It discusses the need to reconstruct living facilities to match the needs of different individuals and the challenges associated with it. The conversation also delves into the trend of suburban vs. urban living and the appeal of downtown environments. It highlights the housing market in Bridgewater and its diverse population. The historical significance of Somerville and the challenges of multi-family living are also discussed. The conversation concludes with a focus on factors influencing housing decisions, the relationship between community colleges and housing, and the ethnic diversity in Somerset County.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

Joe Peters Real Estate

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In this episode, Fred Saide discusses the worst retirement advice you could follow and offers alternative positive strategies. The conversation covers various topics, including the danger of ignoring taxes in retirement planning, the myth of spending less in retirement, the need for Social Security reform, the fallacy of the $1 million retirement goal, the limitations of diversification, the importance of a written retirement plan, and the impact of happiness on population growth.

 You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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In this conversation, Fred Saide discusses the importance of having a written plan for retirement and the need for a comprehensive checklist. He emphasizes the significance of budgeting, understanding income sources, and creating a spending plan. Fred also highlights the importance of considering healthcare and Medicare decisions, as well as tax planning for qualified and non-qualified assets. He discusses the need for asset inventory and portfolio construction, as well as the complexities of Social Security planning. Finally, Fred touches on legacy planning, including wills, trusts, and beneficiaries.

You can reach Fred Saide at 800-593-8188.

Money Matters USA

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In this episode, Fred Saide discusses how football strategies can be applied to retirement planning. He emphasizes the importance of the financial red zone, which is the transition period before and during retirement. Saide also highlights the need for reinvention in retirement and the challenges of sequence risk and return. He advises against relying solely on diversification and emphasizes the importance of having a written plan. Additionally, Saide discusses the impact of inflation and the need for increasing income in retirement. He also emphasizes the role of a retirement coach in helping individuals achieve their goals.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Fred identifies risks in retirement and offers ways to avoid them.  The podcast includes a discussion on the balance of risk and return, withdrawal strategies, the risk of longevity, taxes, healthcare, long term care, and asset allocation.

You can reach Fred Saide at 800-593-8188.

Money Matters USA

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We all know the bucket list so what would go in the un-bucket list?  That would be things to avoid so you can have a successful retirement.  That’s the discussion at the beginning of the podcast with Fred as he talks about knowing when you can retire so you don’t work longer than necessary, not being lonely and now having an unfulfilled retirement, and now squandering the early “go-go” years.  Fred also tackles a “Stump the Guru” question about concerns over the future of Social Security.  You can submit your “Stump the Guru” question to Fred at www.moneymattersusa.net.  Click the podcast tab and then the Stump the Guru dropdown.

Contact Fred Saide at 800-593-8188.

Money Matters USA

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Still in the New Year the podcast devotes time to considering financial goals or resolutions, how to approach them, and how to stay on track.  These include everything from paying off debt to increasing your savings and more.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Fred offers thorough coverage of annuities in this podcast looking at the benefits and drawbacks and breaking down the types of annuities.  We also bring back Stump the Guru with a question from a listener seeking advice on what to do in retirement with all the spare time and how to best handle his finances. 

You can submit your “Stump the Guru” question to Fred at www.moneymattersusa.net.  Click the podcast tab and then the Stump the Guru dropdown.

You can reach Fred by calling 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.