Friday with Mooney Lyons - Pacer
Invest for Success
enAugust 21, 2023
Should You Retire in this Volatile Market?
enMay 18, 2022
What was the main topic of the podcast episode?
Summarise the key points discussed in the episode?
Were there any notable quotes or insights from the speakers?
Which popular books were mentioned in this episode?
Were there any points particularly controversial or thought-provoking discussed in the episode?
Were any current events or trending topics addressed in the episode?
About this Episode
We've seen quite a bit of volatility in the financial markets in the first 5 months of 2022. For those getting ready to retire, this can be quite frightening. Today, Ted Buckley of Mooney Lyons and Jon Gay look at the small and big picture when it comes to starting your retirement.
Markets are often like headwinds and tailwinds - working with us or against us. Obviously, we are now facing headwinds when it comes to inflation, interest rates, and the market itself.
At the time of this recording (May 16th), the various indices are either in, or near, bear market territory, or a drop of 20% from their previous highs. While we can't predict the future, bear markets historically happen once every 5.4 years, and last just under 10 months.
Conversely, bull markets (a gain of 20%) historically happen more frequently and last longer than bear markets. They've occurred in 78% of the last 91 years, and last an average of 2.7 years.
With this knowledge in mind, the team at Mooney Lyons can help guide you through the various stages of wealth accumulation and retirement. This includes the build, the transition to retirement (2-3 years before retirement), as well as retirement itself.
Ted and the team at Mooney Lyons will consider your time frame, risk tolerance, and investment objectives - including preservation of principal, income, growth, and tax benefits.
Retiring in a down market can be difficult. It requires more strategy when it comes to funding your retirement, but also because of the psychological toll. That's why it's important to develop a plan and stick to it. This will help you avoid common pitfalls like chasing performance, reacting to headline news, loss aversion, and panic selling.
Mooney Lyons is currently offering a complimentary review of your investment portfolio. There's no cost or obligation. You can find out more by reaching out to the team at https://mooneylyons.com/
or by calling 847-382-2600. You can also send an email to info@mooneylyons.com.
Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.
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The first is tax loss harvesting. This is the idea that if you sell certain securities at a capital loss, you can use those losses to offset capital gains in your taxes. Jeff walks us through the process, including who and which investments are eligible, and what the restrictions are, including the Wash Rules. We also look at pros and cons for this strategy.
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Mooney Lyons is currently offering a complimentary review of your investment portfolio. There's no cost or obligation. You can find out more by reaching out to the team at https://mooneylyons.com/
or by calling 847-382-2600. You can also send an email to info@mooneylyons.com.
Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.
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Mooney Lyons is currently offering a complimentary review of your investment portfolio. There's no cost or obligation. You can find out more by reaching out to the team at https://mooneylyons.com/
or by calling 847-382-2600. You can also send an email to info@mooneylyons.com.
Securities offered through Triad Advisors, LLC. Member FINRA/SIPC. Advisory Services offered through Triad Hybrid Solutions LLC, a registered investment advisor. Mooney Lyons Financial Advisors and Triad Advisors, LLC are not affiliated.
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