Logo
    Search

    About this Episode

    The housing crises of 2008 was in large part caused by mortgage lenders approving loans to people they knew couldn’t afford them. The lenders then turned around and sold those mortgages to investors in the form of securities. Lenders made money underwriting and money selling securities. But when borrowers defaulted, lenders faced no risk. They had no skin in the game. On this week’s episode, Tom and Dylan discuss the necessity of having skin in the game and how that creates accountability.  

    Recent Episodes from Sosnoff / Ratigan - Truth or Skepticism from tastylive

    Degree Or Debt | Is College Worth It?

    Degree Or Debt | Is College Worth It?

    For many college graduates, they enter the workforce and are unable to land a job related to their field of study. The jobs they end up with often pay less. Starting out earning less than their potential sets them on a lifetime path of under-earning relative to their potential. In many instances, these graduates are also saddled with student debt. It's fair to ask if the cost of a college degree is actually worth it. Tom and Dylan debate the value and necessity of a college degree on this week's episode

    Apocalypse How

    Apocalypse How

    You have to take risk to make progress or be successful. One of the unique aspects of success in the business community is the reliance it creates. Companies like Facebook, Google and X are incredibly successful in the social media space. The bring a utility billions of people are using. The flip side to that is, if any one of those companies is hacked or goes down for some reason, the repercussions are exponential. It's single point of failure risk. Is that just a function of how success works or is it something deserving of more concern? Tom and Dylan debate that on this week's episode.

    You'll Never Be As Good a Trader as Nancy Pelosi

    You'll Never Be As Good a Trader as Nancy Pelosi
    When politicians buy options or stock and those trades are profitable, it's natural to wonder if they are trading on non-public information and gaining an unfair advantage. Sure, there's an argument to be made legislators should trade so they understand markets. But if trading and understanding leads to the appearance of impropriety and a corrupt government, is it worth it? Tune into this week's episode to hear Tom and Dylan hash it out.

    The Financial Media Money Pit, Explained

    The Financial Media Money Pit, Explained

    There is no place in life where being passive leads to success. Finance is no different. However, there are plenty of people out there who will tell you different. Who will tell you it's too hard. Who will tell you financial media is going to hurt your finances. The truth is a little different because at a minimum, financial media generates engagement. It leads to discussion and hopefully, further learning. Tom and Dylan discuss the role of financial media on this week's episode.

    Did We Just Replace Tom With an AI?

    Did We Just Replace Tom With an AI?

    Artificial intelligence is improving at a pace we can no longer really control. It's evolution on steroids. Today, there are companies that can use publicly available information to replicate your thoughts. Want to have dinner with John Kennedy? No problem. Want to know what Abraham Lincoln thinks about the state of our politics? Just ask. But what about when replications are used to manipulate? This week, Tom and Dylan discuss the future of AI and if it's a positive development or a threat.

    Elon Musk Is In For a $56 BILLION Reckoning

    Elon Musk Is In For a $56 BILLION Reckoning

    Tom Sosnoff and Dylan Ratigan dissect Elon Musk's recent legal tussle, in which he sought a hefty share compensation from the Tesla board, a request promptly dismissed by a discerning judge. Despite their typical pro-innovator stance, Tom and Dylan agree with the judicial decision. Delve into this episode of Truth or Skepticism to unravel their compelling rationale.

    Bitcoin ETF: The Ugly Truth for Retail Traders

    Bitcoin ETF: The Ugly Truth for Retail Traders
    There's a perception out there that individual self-directed investors need to be protected from themselves. Take the recent bitcoin ETFs. Mainstream media is saying individual investors got left holding the bag. But did they? The truth is investors have been long bitcoin for year and used the ETF launches to take profits. Also this week, are regulations simply a derivative of bull and bear markets? Calls for more regulations always come in bear markets. In bull markets, no one wants more regulation but regulations don't have a material effect on bull markets. This week, Tom and Dylan cover bitcoin and regulations.

    Did Elon Musk Just Blackmail Tesla Investors?

    Did Elon Musk Just Blackmail Tesla Investors?

    If you invest in a company because you believe in the founder, are you investing in a company or are you investing in the person? Take it a step further. Imagine that founder comes back and says they have another business idea and want more money or else they'll develop the new business on the side. Is that blackmail or is it a fair ask? That's the current situation with Tesla and Elon Musk. Elon is asking for a new compensation package, otherwise he's going to develop some of his other business ideas, like AI, outside the ecosystem of Tesla. On this week's episode, Tom and Dylan discuss whether Elon is setting a dangerous precedent or if he's entitled to ask for greater compensation. 

    Time to Short $META... For Ethics?

    Time to Short $META... For Ethics?

    Is social media really a threat or is it just a scapegoat? Each generation thinks the next generation is being dumbed down by media consumption. Social media is the most recent battlefield. There is evidence that social media is addictive and has the ability to affect decision making as a result of curated feeds. On this week's episode Tom argues social media is no more a threat than television. Dylan has a different take. This and more on this week's Truth or Skepticism.