Smashing the Pink Tax & Dismantling A Financial System Designed to Keep Women Broke w/ Janine Rogan

"A 'Liberty Leave' is the act of giving yourself permission to take time and space to leave behind what doesn’t bring you liberty, for what does."  - Danica Nelson

Happy International Women's Day! There is no better time to share this week's conversation with Danica Nelson all about a significant key to our independence: liberating ourselves financially. After working in the marketing industry for 10+ years, she recently moved into full-time entrepreneurship as a creator and embarked on a mission to encourage what she's coined a Liberty Leave. 

Danica took her first trip outside of North America in 2014 to Thailand and fell in love with international travel. Since then, she's visited 25+ countries, including her first "Liberty Leave" trip, where she took six months off from work to solo travel to six countries in Asia. Currently, Danica is based in Malaga, Spain, on her Liberty Leave 2.0. 

In this episode, we discuss: 

• Her money story
• How she's working on and overcoming a scarcity mindset
• Her journey to earning six-figures
• Her first Liberty Leave and what it took to get there
• The value of solo travel 
• Life in Spain 
• Lifestyle changes she makes to prep for a Liberty Leave
• How to stop comparing yourself to others
• What to consider before committing to a big savings goal (like a Liberty Leave)
• Her favourite travel deal sites
• Money lessons she wishes she had known in her early 20s 
• The reality of being a full-time content creator and entrepreneur

And more!

To learn more about Danica, Liberty Leave, and follow her on social, tap or click HERE.

To get acquainted with your host, tap or click HERE.

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To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

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Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, host Anastasia Barbuzzi discusses a new trend we should all embrace: LOUD budgeting. It’s giving self-assurance; composure; sophistication 💅

To join the 2024 savings challenge, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Not only do we see more interest in financial literacy, but we hear it from different voices. That diversity is really key in helping to further democratize this information."  - Shannon Terrell

Today, more than half of Gen Z is using #FinTok (which now has more than 4.7 billion views on TikTok!) to explore personal finance content, so there's no better time for a deep dive into it. Financial expert, NerdWallet spokesperson, and writer Shannon Terrell joins the show to discuss: 

• How TikTok has captivated a young audience with finance content like no other platform has been able to
• The pros and cons of FinTok
• The regulation of personal finance content on TikTok
• How FinTok-ers are democratizing and making financial info more accessible
• Women on FinTok 
• Who to follow
• Financially questionable FinTok trends 
• How to do your due diligence on finfluencers
• How to spot red flags and what to watch out for 

And more! If you like this info-packed episode, share it with a TikTok-loving friend.

To learn more about Shannon and read her work on NerdWallet, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, host Anastasia Barbuzzi details the 2024 savings challenge and what makes it accessible and achievable for everyone.

To get the skinny on the challenge and download the savings template, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"I think when you change your mindset to 'something I have to do' to thinking about using your money as a tool, it becomes more exciting and empowering." - Holly, Minimalist Mindful Money

Want to end 2023 on a positive note? Listen to this episode with Holly of Minimalist Mindful Money.

Holly is on an inspiring mission to empower women to earn and invest more, and spend mindfully. She has a Bachelor's degree in Business with a major in Human Resources and a minor in Finance and works in Compensation full-time.

In her role, Holly ensures that employees are paid fairly and competitively for their work and skills. She is passionate about pay equity and ensuring that women are paid fairly compared to men, that women are successfully negotiating their worth for each job opportunity, and that we understand and maximize all the total rewards components offered through employment. 

In this episode, we discuss: 

• Debt aversion and money anxiety
• How a minimalist mindset can transform your finances
• Why we should give a damn about our finances and financial well-being 
• Realistic strategies for digging yourself out of a negative financial situation 
• Her work in Compensation and pay equity for women
• Benefits and programs many women are unaware of/not taking advantage of through employers
• Forgiving yourself for financial ebbs and flows 
• One way to save, earn, invest, and spend more mindfully in the New Year

And more. Note: Please forgive the background noise throughout the last two minutes of the episode. Technical difficulties!

To follow along with Holly on social, tap or click HERE.

To read Holly's blog, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Women build wealth differently than men, and it's not because we shop too much."  - Janine Rogan

You don't want to miss this episode with the author of The Pink Tax: Dismantling A Financial System Designed to Keep Women Broke, Janine Rogan. Janine is an award-winning CPA, passionate keynoter, and TEDx speaker with a mission to educate and empower women to confidently and profitably grow their wealth through financial feminism - financial equality for all. She is also the Founder and CEO of The Wealth Building Academy Inc.

In this episode, we discuss: 

• Her experience as a woman accountant
• How women build wealth differently than men do
• The Pink Tax and what it looks like in Canada, plus how it's more expensive to be a woman
• How our financial system is designed to keep women broke
• How women subsidize men's careers by doing unpaid care work and how society undervalues it
• Our failure to provide people with the social support they need
• The motherhood penalty
• Mat "leave" and why it's not an accurate term
• The four foundations of financial feminism

And there are so many great takeaways and conversation starters throughout.

To learn more about Janine and follow her on social, tap or click HERE.

To order a copy of The Pink Tax, tap or click HERE.

To download Janine's 30 Actionable Steps To Get You On The Right Track Financially checklist, tap or click HERE.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Remember: There will always be another sale. Sometimes, the best deal isn't the Black Friday one."

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, host Anastasia Barbuzzi details 10 tips for having a "better" Black Friday (or any sale day) financially. Be sure to tune in before Cyber Weekend!

Want to read more on this topic and get the 10 tips in writing? Tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, host Anastasia Barbuzzi discusses how the chilly and often isolating fall and winter months (particularly during Financial Literacy Month in November) are the perfect opportunity to embrace your introverted side, invest, and go inward to focus on yourself.

She also introduces the ultimate resource for inquiring minds looking to work on their personal finances, money mindset, and bettering their financial literacy and education, now available on $HMONEY.club, The 2023 Hibernation Guide.

To access The 2023 Hibernation Guide, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Today's episode is a replay of host Anastasia Barbuzzi's recent interview and guest appearance on Thinking About Podcast, in case you have yet to hear it!

A huge thank you to host Kirsti McNabney for spreading the word about $HMONEY on her wonderful show and talking about its origins, how it's supporting women on their quest to achieve financial literacy and independence, how Anastasia's personal money story and mindset have evolved, what she's learned, why it's crucial to invest in each other, and much more.

Thank you always for your support 💚

To learn more about Kirsti and follow her on social, tap or click HERE.

To follow along with Thinking About, tap or click HERE.

To listen and subscribe to the Thinking About Podcast, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Be the one in charge. Don't outsource managing your money."  - Bobbi Rebell

Bobbi Rebell, CFP®, is the Founder and CEO of Financial Wellness Strategies and the host of the Wellness for Financial Grownups podcast. She is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, as well as How to be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom.

Bobbi was previously a global business news anchor and personal finance columnist at Thomson Reuters and held various journalist positions at top news outlets, including CNBC, CNN, and PBS. She graduated from the University of Pennsylvania and received her Certificate in Financial Planning from New York University.

In today's episode, we discuss: 

• Negotiation for young women 
• Taking control of your finances
• What financial wellness really means
• Listening strategies when talking about money
• How passing down generational wealth affects financial independence 
• The impact of helicopter parents on creating financially independent adults

And much more.

To learn more about Bobbi and follow her on social, tap or click HERE.

To listen to Bobbi's podcast, tap or click HERE.

To pick up copies of her books, tap or click HERE.

To subscribe to Bobbi's newsletter, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).