The Art of Side Hustling: Mastering Fiverr and Building Wealth - Side Hustle Steven EP10

This week I'm delighted to welcome the legend that is Peter Komolafe to the podcast. 

Peter has been inspirational for me as a personal finance content creator and his YouTube channel is AWESOME! 

He recently helped champion a petition to get the government to change our education system to have mandatory personal finance lessons AND he's got an incredible new book out called 'The Money Basics' too 📚

What's in this episode:

• How mindset plays a crucial role in managing finances effectively.
• How debt and budgeting are common struggles, but they can be overcome with proper financial control and budgeting.
• How using credit cards correctly involves understanding how they work and paying off the balance in full each month.
• How the current UK financial landscape is challenging, with inflation and rising costs impacting individuals' finances.
• How more workplaces can support employees' financial wellbeing by providing resources, workshops, and clear communication about employee benefits.
• All about the book 'The Money Basics'
• Peters new book club with a twist

AND MUCH MUCH MORE!!

Links 🔗

Get 'The Money Basics' on Amazon >> https://www.amazon.co.uk/Money-Basics-Manage-money-future/dp/0008620350

Peter's YouTube channel >> https://www.youtube.com/@peterkomolafe

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This week I'm delighted to welcome Adam Lees, Head of Marketing at InvestEngine.

🚨 EXCLUSIVE OFFER - Get up to £50 when you invest £100 with InvestEngine  >>
https://upthegains.co.uk/visit-investengine/

ALSO - Get up to £2,500 when you transfer your ISA to InvestEngine. Open to new and existing InvestEngine clients, if you’re a new customer we’ll also count any cash top‑ups towards your bonus tier. (T&C's Apply - Capital is at Risk)

I've made no secret about my love for the InvestEngine brand - they are doing some fantastic work helping people get into investing but equally in areas like bridging the gender investment gap. 

What's in this episode:

• Exploring InvestEngine's approach to offering low-cost, diversified portfolios through ETFs.
• The significance of understanding fees to maximise investment returns.
• A comparison between managed and DIY investing options for investors.
• The importance of increasing financial education and addressing the gender investment gap.
• An insight into SIPs (Self-Invested Personal Pensions) and their role in giving individuals control over their pension investments.
• Updates on the upcoming changes to ISAs, allowing for multiple stocks and shares ISAs to be opened in a single year.
• A focus on InvestEngine's commitment to ETF investing, offering a range of investment options and expert management within SIPs.
• Discussing ETFs as a technology enabling a variety of investment products and their potential for lower fees compared to traditional active fund management.

AND SO MUCH MORE!!

🚨 EXCLUSIVE OFFER - Get up to £50 when you invest £100 with InvestEngine  >>
https://upthegains.co.uk/visit-investengine/

ALSO - Get up to £2,500 when you transfer your ISA to InvestEngine. Open to new and existing InvestEngine clients, if you’re a new customer we’ll also count any cash top‑ups towards your bonus tier. (T&C's Apply - Capital is at Risk)

** The information in this podcast is NOT financial advice it is meant for educational purposes only. Always do your own research before making financial decisions. When you invest your capital is at risk.

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This week I welcome one of THE biggest personal finance creators in the game, Gabriel Nussbaum. 

I've been a big follower of Gabriels content for a couple of years now and his style of distilling complex financial topics down into fun, easy to understand short videos is simply 1st class. 

With over 1.5 million followers across all social media platforms Gabriel's nailing it right now and we got him on to discuss...

- The role of social media in education and financial literacy 
- How to know whats good and bad info on socials 
- Common misconceptions and issues with people's personal finances
- Understanding gross and net income on your payslips
- How lucrative content creation can be and the opportunities for young people
- Why learning content creation now is an important skill to have 
- The impact the £21.6 billion creator economy is having on education

AND SO MUCH MORE!

Gabriel's Links 🔗
Instagram - https://www.instagram.com/gabrielinussbaum
TikTok - https://www.tiktok.com/@gabriel.nussbaum
LinkedIn - https://www.linkedin.com/in/gabriel-nussbaum/

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This week my guest is someone I've come to call a good mate, Steve Corwood. 

We met on the internet about 6 months ago and chat almost everyday on social media. Call it a bromance - I call it networking but Steve is a facinating guy and I'm sure you'll come to see that from this episode.

I really enjoy Steve's content on socials and he recently joined Couch To 5 Grand too which I think he will smash to pieces! 

What's in this episode:
- How to embrace lifestyle shifts when you need them
- Why he upped and moved his entire family to Mallorca
- How to break free from societal expectation 
- The power of saying no 
- The CBA framework to help you make decisions in life 
- How leadership at home and in the workplace is paramount to financial success.

What a banger!

Up the Gains Links:

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Today I'm delighted to welcome Dan Mian, Founder of Gradvance to talk all things employment. 

This chat is a masterclass in making sure you're maximising your pay check. Only 37% of UK individuals have asked for a pay rise meaning we're leaving money on the table! 

Let's change that today!

Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit

What's in this episode:
🧠 Job Hunting Tips & Tricks
🧠 How to stand out at interviews 
🧠 How to network with potential employers 
🧠 The benefits of job hopping 
🧠 How we're going to bridge the gender equality gap in the workplace
🧠 How to negotiate salary like an absolute pro
🧠 How to manage a side hustle alongside a full time job

Dan's Links 🔗

Dan on LinkedIn - https://www.linkedin.com/in/danmian/
Gradvance - https://www.gradvance.co.uk/

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This week I'm delighted to be launching a new series inspired by YOU! I ran a series of polls at the end of 2023 and it came back that you wanted to hear more of your questions answered. 

💷  JOIN COUCH TO 5 GRAND - DIGITAL PRODUCT STARTER KIT HERE - https://upthegains.co.uk/upthegainsmoney/

SO - I listened and have been working on a new format called 'Your Questions Answered'. 

Once a month I'll be getting behind the mic and getting you the answers to your most burning money questions. 

If you want to get in touch with the show please email invest@upthegains.co.uk 

Send us in your questions and we will include you on the next episode! 

** All information is provided strictly for educational purposes. I am not a financial advisor and do not provide financial advice. Should you be unsure please consult a qualified, licensed professional.

Up the Gains Links:

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This week I'm delighted to welcome the wonderful Anna Brading, Founder of Mentora Money. 

Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit

EPISODE 48:
Anna is known for her sharp financial insights and empowering material — the finance mentor/big sister you never knew you needed! 

She is committed to improving her community’s financial literacy by creating content focused on personal finance, business and investing that is engaging, yet easily digestible.

This episode is the 411 in getting your finances in order for 2024!

In this episode we discuss:

🧠 Overcoming confidence and mindset blockers
🧠 The importance of financial literacy and how to get it
🧠 The influence of your upbringing and how it effects your relationship with money
🧠 Building an emergency fund
🧠 Breaking free from the paycheque to paycheque mentality
🧠 Top line mentality and spending beyond your means
🧠 Side hustles and creative income
🧠 The importance of learning marketing for your side hustle

Important Links 🔗
Mentora Money - https://www.mentoramoney.com/

Tune in every Wednesday to The Money Gains Podcast

* This is not financial advice - the information in this podcast is meant for educational purposes only and we encourage you to do your own research before making financial decisions.

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Welcome to the side hustle deep dives series. 

Learn more about Couch To 5 Grand HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit

Every month I'm going to focus on a new side hustle I'm working on and record a deep dive episode like this showing you how to make money from it!

This month I'm focusing on digital products we discuss:

• How to come up with ideas for your own products
• Why digital products are a great side hustle option
• The power of social media and why I focus there
• What you need to get started
• How much time you need to commit (60 mins a day)
• What kind of results you can expect 

AND so much more!

If you liked this episode or want to get in touch with the show please email me at invest@upthegains.co.uk with your query!

Up the Gains Links:

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THIS WEEK I'm delighted to welcome David Henderson, Head of Pensions at Penny.

Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit

David has a wealth of experience with over 20 years at leading investment services provider Hargreaves Lansdown and is THE MAN when it comes to anything to do with pensions so we had to get him on.

If you ever wanted to learn anything about pensions then this is the episode as a we do a full deep dive leaving no stone unturned.

We discuss:

- Workplace pensions and auto-enrollment
- Maximising your pension and the importance of understanding where it's invested
- The £28 billion pounds current lost in pensions
- How to track down lost pensions and consolidate them
- How Penny works and it's uses
- Higher taxpayer benefits
- Tax relief and what it really means
- Pension age and what happens when you can withdraw it

AND MUCH MORE!

Important Links 🔗

Penny - https://pennypension.com/
Retirement Living Standards - https://www.retirementlivingstandards.org.uk
Money Helper - https://www.moneyhelper.org.uk/en/pensions-and-retirement
Which Pension Calculators - https://www.which.co.uk/money/pensions-and-retirement/pensions-and-retirement-calculators
Find contact details for your old pensions -https://www.gov.uk/find-pension-contact-details

* This is not financial advice - the information in this podcast is meant for educational purposes only and we encourage you to do your own research before making financial decisions.

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This week on The Money Gains Podcast, we are thrilled to welcome Shoshanna Davis, the visionary behind Fairy Job Mother. 

🚨 JOIN THE 100K CLUB - Learn How To Grow Your 1st £100k >> https://upthegains.co.uk/subscribe

Shoshanna's unique blend of corporate experience and commitment to youth development makes her an ideal voice for young professionals navigating the complexities of today's job market. 

With a community of over 20,000 young people, Shoshanna's insights are invaluable for anyone looking to make their mark in the working world.

What's In This Episode:

• Understanding Youth Confidence: Insights into why only 54% of young people feel confident in job applications, and what can be done to improve this.
• The Art of Standing Out: The importance of creating a CV and portfolio that truly represents your individuality and skills.
• Innovative Job Seeking Strategies: Exploring creative and out-of-the-box methods young people are using today to land their dream jobs.
• Beyond Exams: Shoshanna discusses how her own struggles with exams didn't deter her success and her views on the impact of the exam system.
• The Job Hopping Debate: A discussion on the financial and career implications of staying in a job versus switching roles every few years.
• Preparing for an AI-Driven World: Strategies for young professionals to stay relevant in a job market increasingly influenced by AI and automation.
• Rethinking Traditional Education Paths: Is the conventional route of GCSEs, A-levels, and university still viable? Exploring alternatives like entrepreneurship.
• Career Path Guidance: Advice for listeners who are contemplating a career change or feel uncertain about their current path.

Whether you're a student, a recent graduate, or just looking for a change in your career trajectory, this episode is packed with insights and tips to help you navigate your professional journey with confidence and clarity. 

Tune in for an episode that bridges the gap between ambition and achievement!

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