Trading Stories with David Greenberg - Part 1

Did you know you could pay your rent with a credit card and earn points/rewards every month?

In this episode of the Miss Findependent Podcast, Nika is joined by Liza Akhvledziani, co-founder of Chexy a platform designed to help tenants pay rent online while earning rewards and building credit. 

Liza holds a Bachelor of International Economics degree from the University of British Columbia and is a CFA charterholder.

She started her career in investment banking, specifically in M&A at Deloitte, and then went on to lead Finance and Strategy at Square, the payment processor, for the Canadian market. In this episode, we dive into her journey from being an international student to raising $1.5 million for her first startup.

Here's what we cover:

• Growing up in Belarus to moving to Canada at 17
• Pursuing Investment Banking without a 'traditional' business degree
• Liza's career journey - "Everything happens for a reason"
• How Chexy was born
• Joining Antler
• How to test your problem 
• Building an MVP - Minimum Viable Product
• Reddit Growth Hacking & Scaling
• Raising Capital and What's Next for Chexy
• Liza's money philosophy

✩ CONNECT WITH LIZA: ✩
LinkedIN: Liza Akhvlediani

👉 Learn more about Chexy: https://www.chexy.co/

👉 Follow Chexy:
Instagram - @chexy.rent
TikTok - https://www.tiktok.com/@getchexy?is_f... 

✩ CONNECT WITH NIKA: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

In this episode of the Miss Findependent Podcast, join me as I reflect on the challenges and triumphs of the past year, marked by the loss of my grandfather. From Dima's powerful journey, we delve into essential financial lessons, navigating the intricate process of managing finances after a loved one's passing, and uncovering the keys to generational wealth.

My grandfather was my financial guru. He was the first person who taught me to invest and I take some time to share how his life has impacted mine. He was a resilient man born in post-World War II Russia, overcame immense adversity, losing his career and personal brand during a turbulent time. His journey, from a physicist to a self-taught coder and eventually a wise investor, left an indelible mark on my financial mindset. Join me as I share his inspiring story, emphasizing the power of starting anew at any stage in life.

Drawing on Dima's legacy, I delve into essential financial lessons, including the importance of early investment planning. Discover how Dima's foresight and strategic financial decisions allowed me to graduate debt-free and purchase my first home. From his practical approach to life to his wise investment strategies, Dima's influence shaped my perspective on generational wealth.

As the episode unfolds, I guide you through the intricate process of handling finances after a loved one's passing. Explore the critical documents needed, navigate through legal and tax considerations, and gain insights into probate taxes and estate planning. Whether you're a parent considering an RESP or someone facing the complexities of managing an estate, this episode provides valuable information and actionable advice.

Learn how the UHNW (ultra-high-net-worth) individuals invest into different asset classes with Andrew Sarna, VP of Investments at Forthlane Partners.

You can follow his work through his daily note here: https://offthecharts.substack.com/

Andrew has spent the last 5 years building out the Forthlane investment platform. He has experience across asset classes and building Canadian Pension Plan style portfolios for UHNW clients. He has led multiple investments including Private Equity co-investments, Credit managers, Absolute Return managers, etc. Prior to joining Forthlane, Andrew began his career at the Kraft Heinz Company under 3G Capital, where he was the finance lead in Canada for logistics, supply chain losses and working capital. Andrew is a CFA Charterholder, holds an HBA from the Ivey Business School, and a Bachelor of Engineering Science with a specialization in Integrated Engineering from Western University. He graduated from both programs with Honours. He's also the creator of one of my favourite ways to keep a pulse on the market, a daily newsletter called Off the Charts. 

Globe and Mail Article:

https://archive.ph/AOXdY#selection-2067.0-2067.106 

Andrew Henderson with Rick Rubin:

https://podcasts.apple.com/us/podcast/andrew-henderson/id1671669052?i=1000619346243

TFSA… RRSP… There are already so many acronyms for Canadian investing accounts, but here comes one more, the FHSA. In this episode I explain everything you need to know about the new First Home Savings Account and how you can work towards your goal of owning real estate. 

Here’s more of what I get into: 

1:20 - Life Update - Bachelorette Outfit Hacks

9:27 - What is the FHSA?

13:42 - FHSA vs. TFSA vs. RRSP

18:40 - Contribution Limits

20:53 - What Can I Invest in?

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

In this episode, I'll take you through my decision-making timeline and where I currently stand in the destination wedding planning process. I go into costs in detail, and sharing insights into where I found opportunities to be budget-conscious while still making the most impact.

Planning a destination wedding has been an exciting yet overwhelming experience. From choosing the location to finalizing vendors, there have been a lot of decisions to make along the way. I've learned that it's important to take things one step at a time and not rush into any decisions.

One thing that has been a challenge is keeping costs under control. However, I've found that being creative and resourceful has helped me to stick to my budget without compromising on quality. I'll be sharing some of my tips and tricks in this episode.

Planning a destination wedding has been an emotional journey filled with ups and downs. But with the big day a few months out, I'm excited to share my thoughts and feelings about the whole experience with you. Whether you're planning a wedding or just love a good story, I'm sure you'll enjoy listening to my experience. So, grab a cup of coffee, go for a walk, and tune in!

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

This episode honours and celebrate some of the amazing, trailblazing women that have come before us, and radically transformed life as we know it. 

The purpose is to highlight how far we've come as a society, and how much we've moved the needle over centuries... but there's still much work to be done. 

After all, it wasn't until the mid 1950's that single women in Canada were able to open bank accounts, and we stopped viewing women as dependants of their husbands or fathers. 

In this episode, I highlight the stories of: 
5:18 - Ada Lovelace
9:26 - Lilian Bland
11:48 - Margaret Hamilton
14:40 - Madam CJ Walker
19:27 - Maggie Lena Walker
22:00 - Muriel Siebert
25:04 - Geraldine Weis

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

Ever looked into the American Express (Amex) Card offerings and become overwhelmed? In this episode I answer a question sent in by one of my listeners on which Amex card is best. 

Here are the cards I review: 

• American Express Platinum Card
• American Express Business Platinum Card
• American Express Cobalt Card
• American Express Green Card
• American Express Aeroplan Reserve Card
• Marriott Bonvoy American Express Card

Get 100,000 MR Points By Signing Up Through My Referral

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

In this episode, I sit down with lawyer and educator Jessica Wu to discuss prenuptial agreements (prenups). We explore common misconceptions about prenups and their purpose, as well as their potential benefits and drawbacks.

Jessica provides insight into the legal considerations of drafting a prenup, including the importance of transparency and communication between partners. We also discuss how prenups can be used as a tool for financial planning and protection in the event of divorce. Whether you're considering a prenup or simply curious about their role in modern relationships, this conversation offers valuable insights from an experienced legal professional.

More about Jessica Wu:
Jessica is a lecturer at the Lincoln Alexander School of Law at Ryerson University in Toronto. She teaches foundational Canadian law, family law, business and contract law to future lawyers, paralegals, and law clerks, and she’s taught at a plethora of institutions. 

She’s also an experienced barrister, and seasoned solicitor. She’s worked with the Department of Justice Canada, the Women’s Legal Education and Action Fund, and the Ontario Ministry of the Attorney General. She has litigated and matters before the Superior Court of Justice, the Superior Court of Justice Unified Family Court, and the Ontario Court of Justice. She has also presented at the Ontario Court of Appeal.

I hope you enjoy this conversation where we get into the details of what a marriage contract or what’s commonly known as a prenuptial agreement or a prenup, is, and why you might want to consider entering one.

Learn more at Jessica Wu Law

Connect with Jessica Wu on Instagram

Connect with PrenupClub on Instagram

Thinking about how much you need to invest monthly in order to retire before 65? In this mini-episode I help Inessa (33 year old marketing analytics analyst making $88K/year) build a million dollar retirement plan even though she only started investing 3 years ago. 

Compound Interest Calculator

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com

Season 5 of the Miss Findependent Podcast starts off with me explaining my plan to live a ‘non-traditional life’ and become work optional by 40. I walk you through how to set long term financial goals, and give you a blueprint for how you can also plan to live off your investments, at whatever age you decide.

This season is going to be packed with content. New full episodes will still be released every Wednesday, and an AMA (ask me anything) mini-episode is launching every Monday as well. 

In this episode I dive into the FI/RE movement. Heard of it?

It’s a movement of young people focused on becoming financially independent and retiring early. Some people plan to do this by 30, with Lean FIRE… but I’m not trying to live off microwaveable ramen for the next 5 years in order to cut expenses. I explain the different types of FIRE and how increasing your income and building strong investing goals can help you become work optional sooner. 

Here’s more of what I get into: 

2:05 - How to stop procrastinating

5:00 - When I discovered FI/RE

10:37 - The FI/RE Movement

25:51 - How to calculate your FI/RE number

29:36 - BRRRR Strategy

You're Not So Smart Episode

Compound Interest Calculator

✩ CONNECT WITH ME: ✩

Instagram: @missfindependent

TikTok: @nikafarb

Learn more at missfindependent.com

For contact or business inquiries: media@missfindependent.com