We Are In A New Bull Market: Why You Should Care!

Join me in this episode as I sit down with the talented comedian Raj Suresh. We delve into his unique journey from a business major at Penn State to pursuing a career in comedy. 

Raj shares his cultural pressures and the importance of finding mentors like Zarna Garg to navigate the comedy world. We also discuss his recent TV special, "Break the Leg," and the power of consistent content creation. Get ready for a laughter-filled and inspiring conversation!

Timestamps:

[00:00] Intro
[02:45] Raj's journey.
[09:16] Raj's first impression of Marc.
[18:30] Seeking a therapist.
[22:35] From business to comedy.
[31:40] Find a mentor.
[34:50] Wrapping up.

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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In this episode of the BetterWallet podcast, I have a fascinating conversation with Yanely Espinal, the author of "Mind Your Money." Yanely shares her inspiring journey from uncertainty to becoming a successful personal finance writer. We discuss the importance of understanding your money mindset and the cognitive biases that can affect your financial decisions. Yanely also provides valuable tips on taking control of your financial future and the power of starting small. This episode is a must-listen if you're looking for insights on building financial resilience and success.

Timestamps:

[00:00] Intro
[01:30] Yanely starts a YouTube channel.
[05:40] Recent wins in advocacy.
[11:50] Importance of broader goals.
[19:40] Yanely's hesitation to write in 2020.
[23:00] Target audience discussion.
[26:00] Chapter two: "Get Your Mind Right."
[28:00] Introduction to the "future you" concept.
[29:00] Binding contract with your future self.
[30:00] Importance of starting financial goals.
[36:10] Changing you who follow.

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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In this captivating episode of the BetterWallet podcast, I sit down with the brilliant Andre Haynes to explore the keys to financial freedom. We dive deep into financial strategies, investing, and mindset shifts that can help you achieve your financial goals. Tune in to gain valuable insights and take your financial journey to the next level.

Timestamps:
[00:00] Intro
[01:05] Andre Haynes
[03:56] From projects to real estate educator
[11:35] Getting tough skin
[14:48] Being real with yourself
[18:00] Pros of NACA
[21:32] Home buying process
[23:15] Qualify for NACA
[26:45] Cons of NACA
[34:10] Limitations on selling?
[34:50] Closing

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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In this episode of the BetterWallet Podcast, we're joined by Raya Reaves, the budgeting guru behind City Girl Savings. With summer spending behind us, Raya shares practical tips and insights on how to transition into the fall season with a frugal mindset.

Discover how to prepare for holiday spending, save for your financial goals, and take control of your money as we approach the end of the year. Plus, learn about Raya's free Frugal Fall Savings Challenge to help you get your finances in order before the holidays.

Timestamps:

[01:10] Intro and Icebreaker
[02:40] Safari vs. Google
[04:00] Fear of Komodo Dragons
[05:30] City Girl Savings
[07:00] Financial Rock Bottom
[09:00] Temporary Sacrifice
[10:00] Discretionary Income
[11:00] Frugal Mindset
[12:30] Spending Study
[14:20] Frugal Savings Challenge
[15:20] Hot Girl, Hot Boy Summer
[19:30] Closing

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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In this episode, we dive deep into the world of tax strategies with our special guest, Grant Doherty, a tax advisor based in Houston, Texas. 

Grant shares valuable insights into three tax strategies that can help you legally reduce your tax liability. This episode provides essential tips for optimizing your finances, from supercharging your retirement savings to leveraging the home office deduction and the power of cost segregation for real estate investors.

Timestamps:

[02:50] Grant's introduction to taxes
[06:50] Number one tax strategy
[11:10] Number two tax strategy
[17:30] Number three tax strategy
[20:50] Deducting a loss on your taxes
[24:25] Spend a dollar to save a dime
[25:50] Grant's ebook
[27:10] Closing

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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Welcome to the latest episode of the BetterWallet podcast. You know the drill - we're all about unraveling the mystery of money and sharing empowering stories from those who've beaten the odds. 

Today, I'm excited to dive into my recent experience at InvestFest. This incredible event in Atlanta brings financial professionals, community members, and celebrities together to chat about finance, investment, and wealth generation. It's particularly tailored for the black community, and it was a fantastic chance for me to connect with fellow entrepreneurs and spread some financial wisdom. 

I'll walk you through my time at InvestFest, my inspiring encounters, and the lessons I took home. So, stay tuned for some valuable insights!

Timestamps:

[00:40] - Conference Introduction and Purpose
[01:20] - Teaching About Index Funds
[02:30] - Impactful Debt Payoff Testimony
[03:40] - Meeting Inspirational Figures in Finance
[04:40] - Connecting with Mentors and Creators
[05:50] - Importance of Being Authentic
[06:50] - Recap of Key Learnings
[08:00] - Anticipation for Next Year
[09:10] - Financial Education Empowerment
[10:20] - Inspiring Student Stories Shared
[11:30] - Lesson on Limiting Taxes
[12:40] - Closing Thoughts on Authenticity

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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Welcome to another episode of the BetterWallet Podcast. In today's discussion, I'll reveal the number one financial mistake that many people unknowingly make, and it's not about budgeting or investing. This mistake could lead to giving away money to someone you might not want to benefit. Join me as I delve into real-life scenarios, explain the importance of beneficiaries, and provide actionable steps to ensure your financial assets go to the right hands.

Timestamps:

[03:10] Divorce impact on beneficiaries.
[05:20] Trust vs. beneficiary conflict.
[06:40] Choose trustworthy and capable beneficiaries.
[08:00] Avoid minor children as beneficiaries.
[09:30] Updating beneficiaries after life events.
[10:50] Beneficiary overrides will and trust.
[12:20] Yearly review of beneficiary designations.
[14:10] Financial empowerment through informed decisions.
[15:20] Listener's success story with debt-free journey.

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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Join me in this enlightening episode as I sit down with finance expert Rajat Soni to dissect the complexities of debt, credit, investing, and the potential financial challenges ahead. We explore topics ranging from credit card debt hitting record highs to the global impact of diversified investments. Get ready to gain insights that will empower you to make informed financial decisions and secure your financial future.

Timestamps:
[10:30] - Understanding the GIC concept
[15:20] - Impact of inflation on debt
[18:40] - Savings vs. investing strategies
[23:00] - Risks of early withdrawal penalties
[28:00] - Consumer debt comparison, US vs. Canada
[33:10] - Debt-driven consumption and consequences
[36:30] - US debt challenges and potential bubbles
[40:20] - Diversifying investments for stability
[44:00] - Rajat's online presence and resources
[46:30] - Exploring financial market disruptors
[49:40] - Importance of financial literacy education
[53:10] - Making informed financial decisions

Connect with Rajat:
Twitter: Twitter.com/rajatsonifnance
Instagram: Instagram.com/rajatsonifinance
Threads: Threads.net/rajatsonifinance
Course: Courses.rajatsonifinance.com
Newsletter: Rajatsonifinance.com

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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Welcome to the BetterWallet podcast! 

In this episode, I will break down a crucial topic that often goes unnoticed—your vesting schedule. 

You might be unfamiliar with the term, but it holds significant implications for your financial future. Join me as I break down the ins and outs of vesting schedules, their impact on your retirement savings, and why they deserve your attention.

Timestamps:

[00:00] - Introduction to vesting schedules.
[01:50] - Matching contributions explained clearly.
[04:40] - Different types of vesting schedules.
[06:50] - Graded vesting over several years.
[09:20] - Reasons behind employer vesting schedules.
[11:40] - Importance of diversity and inclusion.
[13:40] - Personal example of potential loss.
[15:40] - Taking proactive action to understand.
[17:50] - Employers won't remind you.
[19:40] - Implications of leaving early.
[21:30] - Encouragement for rating and review.
[22:00] - Signing off the BetterWallet podcast.

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet

Check out my resources!

Click Here To Join The Financially Bulletproof Investing Course! 

Click Here To Download my Free Financially Bulletproof Checklist

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In this episode, I'll take you through my journey and share why this topic is so close to my heart. Growing up without a financial safety net, I learned the hard way about the importance of investing. Now, I want to help others do it right from the get-go. I'll cover everything from 529 accounts and tax benefits to strategic investment approaches.

So if you're a parent, future parent, or even considering adoption like me, this episode is a must-listen. Let's secure our kids' financial future together! Don't forget to rate and review the podcast – your support means the world to me. See you in the episode!

Timestamps:

[00:30] Demystifying money and investing.
[03:20] Passion for Vanguard's 529 program.
[05:40] Setting up a 529 account.
[06:50] Tax-free transfer to child.
[08:10] Avoiding aggressive investing for kids.
[09:30] Excess 529 money to Roth IRA.
[10:40] Free financial bulletproof checklist.
[12:20] The power of time in investing.
[13:40] Rate and review the podcast.
[14:20] Making investing accessible for all.
[14:50] Helping future generations succeed financially.
[15:20] Investing for a brighter future.

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Connect with Me!

Instagram: @BetterWallet

TikTok: @BetterWallet

Twitter: @TheBetterWallet

YouTube: @BetterWallet