Winning Isn't Easy Season 4 Episode 2: Offsets and IRA and Your Long Term Disability Claim

Welcome to Season 4, Episode 7 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Regular Care of a Doctor". 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the importance of receiving the regular care of a doctor or medical specialist before, during, and after the course of your disability claim. Disability carriers will capitalize on any inconsistencies in order to deny a claim - one of their most common tactics is to hone in on the medical care a claimant / policyholder is or was receiving for their ailment. Host Nancy L. Cavey discusses how vital it is to make sure you are receiving medical care from a doctor or medical specialist who supports your claim.

In this episode, we'll cover the following topics:

1 - Regular Care of a Doctor

2 - The Consequences of Irregular Medical Care or No Medical Care

3 - Medical Authorization Issues

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 6 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Determining the Worth of a Long-Term Disability Claim". 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how the value of a Long-Term Disability claim is determined. The answer to this question - one of the most frequently asked - is comprised of many moving parts and complexities. One might think it is as simple as multiplying the gross amount of your monthly benefits times the number of months of benefit eligibility, but it isn't. To demonstrate, host Nancy L. Cavey will discuss the factors that impact a Long-Term Disability claim's worth.

In this episode, we'll cover the following topics:

1 - How Much Is My Long-Term Disability Claim Worth?

2 - How the Date You Became Disabled Impacts How Much Your Long-Term Disability Claim Is Worth

3 - What Is a Settlement or Buyout of Your Long-Term Disability Policy or Plan Benefits?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 5 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Full and Fair Review - Statutory Obligation".

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses ERISA's saving grace - a claim regulation stating that any denied policyholder or plan beneficiary must be given the right to a full and fair review during the claim examination process. Regardless of a policyholder's purported right to a full and fair review, disability carriers will often toe the line of acceptability regarding what constitutes said full and fair review - to demonstrate, host Nancy L. Cavey will walk through a number of case examples.

In this episode, we'll cover the following topics:

1 – What Does A “Full and Fair Review”  Mean to a Denied ERISA Disability Claim

2 – Second Time around on A Disability Claim, and How One Federal Judge Threw the Book At A Disability Benefit Claim Administrator Who Missed Deadlines, Edited and Changed Their Doctor’s Reports, and Failed to Produce Request Plan Documents

3 – You’ve Got to Exhaust Your Administrative Remedies by Filing Appeals in Your ERISA Disability Claim, and Why You Can Blow up Your Case if You Don’t

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 4 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Multiple Sclerosis".

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intricacies of a Multiple Sclerosis diagnosis, and how to navigate a disability claim with a disorder that disability carriers often misunderstand. Carriers are not in the business of giving payouts - they care more about their bottom dollar (i.e. making a profit). This reality is especially true of disorders that are unpredictable, prone to fluctuation in terms of severity, difficult to diagnose and manage, and primarily pain-based, such as Multiple Sclerosis.

In this episode, we'll cover the following topics:

1 – Multiple Sclerosis, and Common Reasons Why Disability Carriers Deny Multiple Sclerosis Claims

2 – How Disability Carriers Evaluate Multiple Sclerosis Claims

3 – Steps to Winning Your Multiple Sclerosis Disability Claim, and the Gold Standard Test

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 3 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Surveillance". 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how disability carriers aggressively employ surveillance at every stage of a claim in order to find any reason to justify a claims denial. It does not matter the severity of your disability - carriers will often videotape you, contact you repeatedly by phone, or use other methods of surveillance in order to label you a malingerer. When you listen to this episode, you may learn what to watch out for, and how to avoid this favorite denial tactic.

In this episode, we'll cover the following topics:

1 - How Disability Carriers Use the Activity of Daily Living Forms to Set Up Surveillance

2 - How Disability Carriers Use Surveillance to Attack Your Doctor’s Opinions About Your Restrictions and Limitations and Get Your Doctor to Change their Minds

3 - Tips for Attacking the Surveillance if You’re the Star in a Long-Term Disability Claim Denial Movie

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 2 of "Winning Isn't Easy."  In this episode, we dive into the complicated topic of "Offsets and IRA and Your Long Term Disability Claim". 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the impact of the receipt of "other income benefits" and whether those benefits will reduce the amount of your monthly Long Term Disability benefits. Whether you're a claimant or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it!

Resources Mentioned In This Episode:

LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/

Need Help Today?

Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!

Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 1 of "Winning Isn't Easy." In this episode, we dive into the crucial topic of "Medical Proof and Long Term Disability Claims." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the essential role of medical evidence in securing long-term disability benefits. Tune in as she breaks down the importance of proper documentation, the types of medical proof needed, and how to navigate the complexities of the claims process. Whether you're a claimant or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it!

Resources Mentioned In This Episode:

LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/

Need Help Today?

Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!

Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 3, Episode 41 of "Winning Isn't Easy"! 🎙️

In this enlightening episode, your host, Nancy L. Cavey, is joined by a special guest, Bankruptcy Attorney Kristina Feher. Together, they delve into the intersection of "Business Bankruptcy and Disability Policies." This is a crucial topic for individuals who may find themselves in financial distress due to business bankruptcy while also relying on disability policies for support.

In this episode, you'll explore:

💼 The complexities of business bankruptcy and its impact on disability policies.
📄 Practical insights into managing disability claims during the bankruptcy process.
🤝 Tips and strategies for individuals navigating the challenges of maintaining disability benefits amidst financial difficulties.

Nancy and Kristina will share their combined expertise to provide valuable guidance for individuals facing the intricate relationship between business bankruptcy and disability policies.

Whether you're dealing with business bankruptcy, disability claims, or are a professional assisting clients in similar situations, this episode offers essential information to help you navigate these complex matters.

Tune in to Season 3, Episode 41 of "Winning Isn't Easy" for a comprehensive discussion on business bankruptcy and its implications on disability policies. 📻💼

Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 3, Episode 40 of "Winning Isn't Easy"! 🎙️

In this insightful episode, your host, Nancy L. Cavey, continues her exploration of "Neuropathic Disorders, Disorders Causing Pain, or Neuropathic Pain, Part 2." Neuropathic disorders can be extremely challenging to deal with, particularly due to the pain and discomfort they bring. Understanding how these disorders relate to disability claims is crucial.

In this episode, you'll gain a deeper understanding of:

🩺 Various neuropathic disorders and the pain they can cause.
📋 The significance of comprehensive medical documentation and evidence in disability claims associated with neuropathic pain.
🤝 Practical tips and strategies for building a strong disability case when confronted with these complex conditions.

Nancy will share her wealth of experience in disability law to provide valuable insights and guidance for individuals and their representatives who are navigating the intricacies of disability claims linked to neuropathic disorders and pain.

Whether you or someone you know is affected by these conditions or you're a professional assisting clients in similar situations, this episode offers essential information to help you advocate effectively.

Tune in to Season 3, Episode 40 of "Winning Isn't Easy" to gain a deeper understanding of neuropathic disorders and their implications on disability claims. 📻🩺

Resources Mentioned In This Episode:

LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/

Need Help Today?

Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!

Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 3, Episode 39 of "Winning Isn't Easy"! 🎙️

In this enlightening episode, your host, Nancy L. Cavey, continues to explore the intricacies of ERISA (Employee Retirement Income Security Act) Disability Claims, with a specific focus on multiple sclerosis (MS).

In this episode, you'll discover:

🔍 A deeper dive into the unique challenges and considerations when pursuing ERISA disability claims related to MS.
📋 The importance of comprehensive medical documentation and evidence in building a strong case.
🤝 Tips and strategies for effectively advocating for your disability claim, particularly in the context of MS.

Nancy will leverage her extensive expertise in disability law to provide valuable insights and guidance for individuals and their representatives who are navigating the complexities of ERISA disability claims linked to multiple sclerosis.

Whether you or someone you know is affected by MS or you're a professional assisting clients in similar situations, this episode offers essential information to help you navigate the often challenging landscape of disability claims.

Tune in to Season 3, Episode 39 of "Winning Isn't Easy" to gain a deeper understanding of ERISA Disability Claims and MS. 📻🔍

Resources Mentioned In This Episode:

LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/

Need Help Today?

Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!

Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.