A Better Way Financial Podcast

Baby boomers have an enduring love affair with the stock market. While the allure of double-digit returns is undeniable, is it wise to remain heavily invested in stocks as retirement approaches?

On this episode of A Better Way Financial, financial advisors and father-son team Frank and Frankie Guida discuss the importance of finding a balance between market exposure and financial security in your retirement plan. They break down some of the risks of maintaining a stock-heavy portfolio in retirement and share strategies for transitioning to a more diversified approach to help increase safety.

Ready to learn ways to reduce your risk in retirement? Connect with the team at A Better Way Financial.com.

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

#StockAddiction #BabyBoomerStocks #RetirementPortfolio #StockMarketRisks #DiversifiedPortfolio #RetirementPlanningStrategies #MinimizingTaxes #MarketExposure #ABetterWayFinancial #RetirementSavings #OptimizingRetirement #FinancialInsights #FinancialPlanning #StockMarketInvestment #FinancialStrategies #BabyBoomers #Stocks #Retirement #RiskTolerance #PortfolioDiversification #TaxPlanning #WallStreetJournal

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On this episode, financial advisors and retirement planners Frank and Frankie Guida discuss the importance of having the right attitude when it comes to retirement planning.

They share the story of a 100-year-old woman who credits her positivity for her long life and explain how a positive attitude can help you overcome challenges and achieve your financial goals.

Discover secrets to preparing for retirement with optimism and confidence. From leveraging market-savvy investments to tax-efficient planning, learn insight that can revolutionize your financial outlook and how attitude impacts not only your wellbeing but also your financial journey.

Ready to take control of your financial future? Visit A Better Way Financial.com

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

#reitrementincome #Pennsylvania #Allentown #retirement #financialplanner #wealth #fyp #podcast #financialplanning #taxplanning #retirementregrets #retirementplanning #retirementplanningstrategies #inflationprotection #retirementpreparation #avoidingfinancialregrets #retirementpitfalls #socialsecurityoptimization #taxefficientretirement #ABetterWayFinancial #FinancialFuture #PositiveAttitude #FinancialStrategies #TaxEfficientPlanning #Mildred Kirschenbaum #FinancialAttitude #FinancialHappiness

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A recent survey found that more than half of retirees said they’d go back and plan their retirement differently if they could. 63% regretted not including investments that provided a steady income stream, saying they’d like to receive an ‘automatic paycheck.’

On this episode, financial advisors and retirement planners Frank and Frankie Guida share their ideas and ways they help clients avoid this want for a “do-over.” 

Discover the importance of building a secure nest egg, creating a steady income stream, and preparing for unexpected events like inflation and market volatility. With the retirement landscape rapidly evolving, the need for strategic financial planning is more crucial than ever. Join us as we explore how to avoid these pitfalls and optimize your retirement journey.

The team at A Better Way Financial works to shed light on the advantages of proactive retirement planning, including safeguarding your portfolio against market crashes, optimizing Social Security income, reducing tax burdens, and creating pension-like income. Learn from a real-life case study of a couple in their late 60s who turned their retirement around through effective financial planning.

Find ways to help secure your financial future. Connect with the team at A Better Way Financial for a comprehensive retirement plan and review.

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

#reitrementincome #Pennsylvania #Allentown #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #fall #financialplanning #taxplanning #retirementregrets #retirementplanning #retirementplanningstrategies #inflationprotection #retirementpreparation #avoidingfinancialregrets #retirementpitfalls #socialsecurityoptimization #taxefficientretirement #ABetterWayFinancial

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On this episode Frankie Guida shares the strategies they use at A Better Way Financial to help clients add more security into their financial futures.

With fall marking a critical time for financial planning, they delve into the challenges of an aging advisor landscape and the need for generational expertise. Learn the importance of having a financial advisor who will be with you through retirement and beyond, while providing you with a comprehensive plan that covers investments, income planning, tax optimization, and more.

Discover how the team at A Better Way Financial, with decades of experience and a multi-generational approach, can help you navigate the complexities of retirement planning.

Don't miss out on valuable insights and actionable tips for a financially secure retirement journey.

Looking for more financial guidance? Connect with the team at A Better Way Financial for a comprehensive retirement plan and review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

#reitrementincome #Pennsylvania #Allentown #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #fall #financialplanning #taxplanning

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Many people dream and plan for the perfect wedding day. Still, disasters can and do happen… as proven by the laundry list of wedding day errors for this one bride. But a wedding is usually just one day in life. Your retirement might also not go as planned. Unexpected events or changes in circumstances can happen, and without a proper plan, cause much financial strife.

On this episode, financial advisors and retirement planners Frank and Frankie Guida talk about how the team at A Better Way Financial helps their clients plan for the unexpected and adapt to new situations, so that their retirement is not derailed.

• First, you must have a plan.
• Then, you need to test that plan.
• Moving forward, you need to regularly review and update according to external factors like tax law changes, Social Security changes, market fluctuations, health care and family needs, etc.

It’s critical to not only have a financial plan, but to continually update it to reflect on how major life changes could affect you and build guardrails to prevent you from running out of money.

If you are near or in retirement, and you don’t have a financial plan, or you have a plan that needs to be updated due to market changes or life events Connect with the team at A Better Way Financial for a comprehensive retirement and tax plan review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

#taxes #socialsecurity #reitrementincome #Pennsylvania #Allentown #retirement #financialplanner #financialliteracy #wealth #fyp #podcast

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During his recent trip to Nashville, financial advisor & retirement planner Frank Guida sat down for a great conversation with Candace Owens, American conservative political commentator, author, activist, and television presenter.

Connect with the team at A Better Way Financial for a comprehensive retirement and tax plan review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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A recent Gallup poll found that 51% of respondents feel their income taxes were not fair.  That’s the highest number in two decades and this survey doesn’t take into account that the Trump Tax Cuts will expire at the end of 2025.

Very often, taxes are the biggest expense in someone’s retirement. Without a written tax plan, within your overall retirement plan, you could pay thousands more in taxes than necessary.

On this episode, financial advisors, retirement planners and father-son duo Frank and Frankie Guida share ideas on how you may be able to take advantage of this time by doing your long-term tax planning now.

The team at A Better Way Financial can show you how utilizing tools like Roth conversions, suitable market strategies, and proper insurance products may position you to pay less taxes in retirement.

Learn what tax strategies may work within your financial plan. Connect with the team at A Better Way Financial for a comprehensive retirement and tax plan review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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This week we revisit Frankie’s conversation with Country Music Superstar Jason Aldean about life on the road, staying motivated, and what Jason loves about Country Music. Connect at ABetterWayFinancial.com.

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Over 90% of financial advisors last only 3 years in the business.

Some common reasons for quitting include a lack of fulfillment, difficulty finding clients, and burnout.

But financial advisor and retirement planner Frank Guida has been in the business for almost 4 decades!

On this episode, he shares his thoughts on why so many fail as an advisor due to the high demands of working at big financial institutions, how he’s withstood the test of time, and what that experience brings to the table.

A Better Way Financial is a family-owned business where Frank and his son Frankie Guida work together, alongside their entire team, to create customized plans for each one of their clients and treat every individual they meet like family.

If you need a financial plan and guideline that lays out when to turn on Social Security, how to get reasonable returns without excess risk, while lowering your fees and future taxes, connect with the team at A Better Way Financial for a comprehensive financial plan review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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Your family’s health history is just one factor in your longevity risk, but how can you calculate and plan for it?

On this episode, we hear comedian Nate Bargatze’s thoughts on getting his own family health history which reminds us that it’s not so simple.

Financial advisors and retirement planners Frank and Frankie Guida have a unique perspective on the family dynamic since they are a farther-son team.

At A Better Way Financial they preach the importance of figuring longevity into your retirement plan, because you don’t want to run out of money!

If you’re looking to retire or you're already retired and don’t have a detailed financial plan showing how to optimize your savings and investments so you get the most income from your portfolio while not taking unnecessary risk or paying more taxes than you have to, connect with the team at A Better Way Financial for a comprehensive financial plan review.

Be sure to read our book, Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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It’s the question most retirees ponder. For a long time, many have subscribed to the “4% Rule” but a columnist in the Wall Street Journal has his own that he calls the “$400 Rule.” He says you’ll spend about $400 each month in retirement above and beyond what you think you’ll spend. 

On this episode, financial advisor and retirement planner Frankie Guida explains how at A Better Way Financial not only can they do the math to help ensure your expenses are covered, they also factor in potential recurring, inadvertent expenses that you may forget to include. They build retirement plans equipped with income streams that factor in things like taxes, inflation, and other variables.

They also explain how turning on your Social Security at the right time, setting up investments and taking income properly, and doing tax planning may allow you to live on more income than you had planned without having to save more or winning the lottery. A simple repositioning of the funds you already have could allow you to live an even bigger retirement than you’d dreamed!

Do you know how much money you can live on for the rest of your retirement? Are you leaving tens of thousands of dollars on the table?

Connect with the team at A Better Way Financial to find out how much income you can live on for the rest of your life going up with inflation.

Don’t forget to check out our book: Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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The Federal Reserve has paused interest rate hikes for now but hasn’t ruled out another increase down the road if inflation remains stubborn. Still, economist Paul McCully remains optimistic that we won’t see a recession.

Financial advisors and retirement planners, Frank and Frankie Guida point out that there will always be people on both sides of the spectrum when forecasting our economic future.

This is why the entire team at ABetterWayFinancial works to help their clients build customized plans to weather whatever financial storm may come their way and can help you as well.

Connect at ABetterWayFinancial.com.

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You think that when you’re boarding a plane it’s been thoroughly cleaned, but one former flight attendant says to think again!

Financial advisors and retirement planners, Frank and Frankie Guida point out how the same could be said for your retirement savings.

It’s a matter of looking for the dirt where you didn’t know it hides in places like:

• Low returns
• Unnecessary risk
• Exorbitant fees
• Paying too much in taxes

Connect with the team at ABetterWayFinancial.com for a portfolio review to ensure you don’t have hidden dirt in your accounts.

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If you already have a financial advisor but feel like they’re missing something, take action and get a second opinion on your retirement savings. In this episode, financial advisors and retirement planners Frank and Frankie Guida share what the experience of a second opinion is like for retirees who come to their office.

If you have questions about Social Security, tax planning, income streams, and health and medical coverage for your retirement, begin your conversation with the team at ABetterWayFinancial.com.

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Problems that often hide “under the hood” of retirement portfolios. Connect at ABetterWayFinancial.com. #Pennsylvania #Retirement

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We’re using the internet to self-diagnose medical concerns and are doing the same with retirement planning. Frank and Frankie point out benefits of working with a professional. Connect at ABetterWayFinancial.com.

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Risk is a part of retirement planning, but you can mitigate it and make necessary adjustments for your retirement. Connect at ABetterWayFinancial.com.

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The recent failures of some smaller regional banks have many savers asking, “Is my money safe?” Connect at ABetterWayFinancial.com.

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A recent article lists the “worst mistakes” people make when withdrawing from retirement accounts. Frank and Frankie point out that the optimal sequence is different for everyone. Connect at ABetterWayFinancial.com.

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With Jason Aldean’s Highway Desperado Tour Announcement, we revisit Frankie’s conversation with the Country Music Superstar about life on the road, staying motivated, and what Jason loves about Country Music. Connect at ABetterWayFinancial.com.

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