Charleston's Retirement Coach

In this episode, Charleston’s Retirement Coach Brandon Bowen delves into some of the crucial steps needed to ensure a smooth transition into retirement. Brandon shares valuable insights on how to avoid disappointment by adequately preparing for retirement, drawing parallels with NBA legend Charles Barkley's unfulfilled aspirations for his daughter's basketball career.

Discover actionable steps you can take to assess your financial readiness, develop a budget that ensures both necessities and leisure, devise a tax-efficient withdrawal strategy, and navigate the complex landscape of healthcare and insurance planning.

With Brandon's guidance, gain tools to create a comprehensive retirement game plan that leads you more confidently towards the retirement lifestyle you desire.

Connect with Brandon and his team at Bowen Wealth to begin your retirement journey.

#Financialreadiness #retirementbudgeting #Retirementincomestrategy #Healthcareplanning #CharlestonsRetirementCoach #CharlesBarkley #SirCharles #retirementexpectations #retirementdisappointments #RetirementGameplan #retirementplanning #portfoliobalance #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #SouthCarolina #Charleston

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On this episode, Charleston’s Retirement Coach Brandon Bowen shares insight to help navigate the ever-changing landscape of the stock market.

With market volatility and conflicting advice becoming more common, it's easy to feel overwhelmed and unsure about how to approach your retirement planning.

Brandon sheds light on ways to avoid the pitfalls of emotional decision-making and their unique approach for asset allocation using proprietary Market Guard portfolios at Bowen Wealth.

If you're concerned about market uncertainty and want to make informed decisions connect with Brandon and his team at Bowen Wealth and learn ways to increase balance with a methodical investment plan that works to minimize risk, while still allowing for growth and returns during retirement.

#fomo #fearofmissingout #fearofgettingbackin #marketworries #CharlestonsRetirementCoach #stockmarket #marketvolatility #retirementplanning #assetallocation #MarketGuard #portfoliobalance #minimizerisk #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #SouthCarolina #Charleston

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On this episode of Charleston’s Retirement Coach, we hear a clip from Brandon’s recent conversation with American conservative political commentator, author and activist Candace Owens, and the conversation they had about “Victim Mentality.”

Candace shares what she believes are the 3 things you can implement in life to overcome victim mentality, inspiring Brandon to ask:

• Did your portfolio go down 20% or more in 2008 or 2022?
• How have you responded so that you’re not a victim in the next major crash?
• How long will you blame the government and stock markets?

Brandon commonly sees this mindset hindering people’s approach to their investments, money management and retirement planning.

At Bowen Wealth, they help their clients find their own financial freedom by taking back the power over their savings and investments.

Connect with Brandon and his team at Bowen Wealth to learn ways you may be able to better protect your retirement.

#retirement #financialplanner #financialliteracy #wealth #fyp #podcast #victimmentality #CandaceOwens #SouthCarolina #Charleston

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Financial advisor and retirement planner Brandon Bowen recently sat down with American conservative political commentator, author, activist, and television presenter Candace Owens to discuss, among other things, the role her grandfather played in her life and so much more!

Connect with Brandon and his team at Bowen Wealth to learn ways you may be able to better protect your retirement.

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Over 90% of financial advisors do not last three years in the industry. Common reasons for quitting include lack of fulfillment, difficulty finding clients and burnout.  Financial advisor and retirement planner Brandon Bowen has been in the business for over 15 years.

On this episode of Charleston’s Retirement Coach,  Brandon explains what’s different about the approach that he and his team take at Bowen Wealth, which has allowed them to withstand the test of time.

Brandon also shares his recent experience of his daughter being in a car accident and the revelations it gave him on the planning he does for his clients.

Many spend their working years insuring things that are important: Life, Health, Home, Automobiles… Yet so many people Brandon meets have done nothing to insure what may be their biggest asset of all - their RETIREMENT savings!

For many, their biggest financial fears in retirement are:

• Running out of money
• A major market crash
• Long term health care

But they don’t realize the opportunities they might have to insure themselves from these events, which could in turn free them from these fears and worries.

Brandon does point out how insurance options are only a piece of the pie within your overall plan, but can help create:

• Protection from market crashes
• Income streams you won’t outlive, even if your account balance goes to zero
• Income that doubles if a health event prevents you from performing 2 of the 6 Activities of Daily Living.
• Creating a “DIY Pension”

When the next market crash happens, will you be sitting in the passenger seat feeling that all is lost?

Or will you be in the driver’s seat, knowing that you’ve built guardrails around your retirement savings and that you would be ok?

Connect with Brandon and his team at Bowen Wealth to learn ways you may be able to better protect your retirement.

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Tired of phone scammers and telemarketers? The company Jolly Roger is fighting back by selling a phone bot that uses AI (artificial intelligence) to interact with the callers to the point that they give up. It’s an entertaining way to let technology deal with the frustration of spam calls.

On this episode of Charleston’s Retirement Coach, financial advisor and retirement planner, Brandon Bowen talks about common financial frustrations that have people seeking help from Bowen Wealth.

Those frustrations include:

• No PLAN for retirement, from current advisor
• Too much volatility & risk
• Fear of running out of money
• Keep getting passed off to another advisor at one of their “big banks.”
• Asking for a plan and hearing, “Oh, you are going to be fine!”
• Being told “We don’t do Social Security; you’ll have to call the SS office.”

Brandon talks about how he works to alleviate these frustrations by providing income plans, showing ways to reduce market risk, and creating tax-efficiency through Roth’s and other options.

If you’re frustrated with your finances, connect with Brandon and his team at Bowen Wealth and begin creating your own solutions.

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In youth, “Cash is king.” In retirement, “INCOME is king!”

Financial advisor Brandon Bowen spends his days hammering this idea into the heads of pre-retirees and retirees.  You must have an income plan in place, and it cannot be dependent on the market… Financial advisor Angela Sloan, reiterates this idea highlighting how the market is where you go for growth but is not a good income plan because you never know what it’s going to give you.

On this episode of Charleston’s Retirement Coach, Brandon shares ideas on building many sources of income with pensions, annuities, social security, retirement savings, rental properties, and other options through the real-life stories of his own clients and their experiences using a variety of tools.

If Social Security is your only source of protected income, you may need to find other ways to create a ROCK-SOLID income plan. It is up to you as to how safe you want it to be and every option has pros and cons, which is why you need to have many “buckets” utilizing different tools and placing a portion of your savings into each bucket. Purpose determines placement.

Ready to build your Retirement Income Plan? Connect with Brandon and his team at Bowen Wealth.

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Last year, the Texas Rangers signed All-Star pitcher Jacob DeGrom to a 5-year, $185 million contract. Now, DeGrom is undergoing surgery that will not only end his 2023 season but may take him out of the 2024 season as well.

Adding insult to injury, the Rangers turned down the insurance policy on DeGrom’s contract because it was “prohibitively expensive” and are obligated to pay him $30M this year and $40M next year.

Putting too much money behind one investment can backfire when unexpected events occur.

Charleston’s Retirement Coach and Financial Advisor Brandon Bowen points out the comparable risks he sees retirees, and pre-retirees, take with their Retirement Income Plans, or lack thereof.

• Is SS your only protected income source?
• Are you depending solely on a large 401k or IRA?
• Is your plan to simply pull 4%-6% annually from your savings, with the hope that the markets AVERAGE enough to support the income?

If you answered “yes” to any of these questions, then you are at risk.

On this episode, Brandon shares ideas to help protect your assets from Sequence-of-returns risk, market downturns, and other unexpected events.

Begin building your Retirement Income Plan with Brandon and his team at BowenWealth.

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Even successful comedians have problems letting go with the money they’ve earned. Sebastian Maniscalco talks about growing up in a middle-class family and, despite his success, the challenges he has spending his money.

Charleston’s Retirement Coach and Financial Advisor, Brandon Bowen speaks about the similar conversations he regularly has with his clients who are afraid of spending the money they’ve saved for retirement and how he helps them spend confidently with a plan that gives you permission to spend your own money….

Do you want to:

Take that big trip while you’re still able?

Buy a convertible or boat?

Build a pool or remodel your kitchen?

Pass money onto your kids and grandkids?

Let’s put the plan together! Share your goals openly with Brandon so that he can bring value and help you achieve the retirement you deserve!

Begin your Retirement Income Plan. Visit BowenWealth.com.

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Major League Baseball has instituted a number of rule changes this year. The pitch clock, bigger bases, and the elimination of “The Shift” were all added to speed up the game. Retirement rules change all the time as well. On this episode, Charleston’s Retirement Coach and Financial Advisor, Brandon Bowen highlights one major tax rule change that’s coming. The “Trump Tax Cuts” expire in 2026. Brandon emphasizes the importance of understanding the current rules of the “game,” so that you can play to win! Brandon and his team at BowenWealth.com can help you run the “what if” scenarios to see how certain moves may benefit you and your estate plan.

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Summertime means vacation time! But, before you board that plane, grab some disinfecting wipes. A former flight attendant gives “insider info” on how clean (or not) airplanes really are. On this episode, Charleston’s Retirement Coach Brandon Bowen explains that the same thing could be happening with your savings! A lot of retirement portfolios also contain dirt that could be costing you thousands every year. Find the “dirt” hiding in your accounts with a Portfolio X-ray from Brandon and his team at BowenWealth.com.

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On this episode we hear from country music star Jameson Rodgers and how, even at the age of 35, he’s already thinking about what he hopes his legacy will be. Charleston’s Retirement Coach, Brandon Bowen, expresses gratitude to our military men and women and their families, while sharing the ways he helps everyone he works with move through the sensitive area of creating an estate and legacy plan, as well as insight to how he helps build confidence for those who’ve already been widowed and worry whether their money will last.

If you need help building a legacy plan into your retirement plan, connect with Brandon and his team at BowenWealth.com.

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Author of “Rich Dad, Poor Dad,” Robert Kiyosaki recently spoke of the investment opportunities he sees in commodities in this economic environment. On this episode of Charleston’s Retirement Coach, financial advisor Brandon Bowen talks about moving money in your retirement savings plan towards protection and defense, and the common mistakes many investors make when trying to do so.

If you have questions about ways to change your investment strategy in the current economy connect with Brandon and his team at BowenWealth.com for your Retirement Gameplan.

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Creating boundaries with your family, yourself, and Uncle Sam. Connect at BowenWealth.com. #Charleston #Retirement

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Retirees want to have fun and travel but first, you must have this. Connect at BowenWealth.com. #Charleston #Retirement

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Brandon shares a client request based on “bad internet info.” Connect at BowenWealth.com. #Charleston #Retirement

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High prices have consumers changing how they shop. Brandon applies this thinking to the difference between working with a big bank vs. an independent advisor. Connect at BowenWealth.com.

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How much of your savings will you actually keep? If you haven’t planned for taxes, it will likely be a lot less than you think. Connect at BowenWealth.com.

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In sports, the big guys get all the love and it’s often the same in the financial industry - the more money you have, the more attention you get. Brandon shares how he’s working to change that. Connect at BowenWealth.com.

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The failures of Signature and Silicon Valley Bank have many asking, “is my money safe?” Brandon clarifies what is, and is not federally insured, plus ways to create safety yourself. Connect at BowenWealth.com.

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