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    Creating Wealth Real Estate Investing with Jason Hartman

    Become an EMPOWERED INVESTOR. Survive and thrive in today's economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Todd Akin (Former US Congressman), William D. Cohan ( The Price of Silence, The Last Tycoon, & House of Cards), G. Edward Griffin (The Creature from Jekyll Island), Daniel Pink (National Geographic). Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in his own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire. Jason purchased a Southern California real estate brokerage firm which he expanded dramatically and was later acquired by Coldwell Banker. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Over the years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 189 countries worldwide. Additional guests featured on the Creating Wealth podcast include Robert Kiyosaki (RIch Dad Poor Dad), Matthew Quirk (The 500 & The Directive), Eve Wright (Life at the Speed of Passion), John Lawrence Allen (Make Wall Street Pay You Back), Jerry Robinson (Bankruptcy in Our Nation), Peter Zeihan (The Accidental Superpower), David Crowe (National Association of Homebuilders NAHB), Consuelo Mack (PBS - Wealth Track), Sean Haugh (Libertarian Candidate for the US Senate), Scott Paul (Alliance for American Manufacturing), Charles Goyette (Ron Paul's America Show), Chris Martenson (Crash Course), Matt Theriault (Epic Real Estate Investing), Christopher Barnatt (The Future of 3D Printing), Zac Bissonnette (Good Advice From Bad People), Rich Karlgaard (Forbes Magazine). Chris Mayer (Agora Financial), Craig R. Smith (The Great Withdrawal), Po Bronson (The Science of Winning & Losing), Jim Stossel (Why Government Fails), John McAfee (Founder of McAfee Anti-Virus Software) Harry Dent (The Great Depression Ahead), Kevin Armstrong (Bulls, Birdies, Bogeys, and Bears), Nick Bilton (Hatching Twitter), Tom Kreautler (The Money Pit), Doug Brunt (Ghosts of Manhattan), Catherine McBreen (Get Rich, Stay Rich, Pass it On), Les Leopold (How to Make a Million Dollars an Hour), Robert Greene (Mastery, Power, & Seduction), Byron Dorgan (Gridlock), Dennis Miller (Retirement Reboot), George Gilder (Knowledge & Power), Jed Kolko (Tulia), Dr. Judith Wright (The Soft Addiction Solution), Richard Duncan (The New Depression), Dave Krieger (Clouded Titles), Bill Ayers (Confessions of an American Dissident), Dr. H. Woody Block (American Gridlock), Steven Kotler (Abundance), Laurence Kotlikoff (The Clash of Generations), Greg Farrell (Crash of the Titans), Shaun Rein (The End of Cheap China), Ken Gronbach (The Age Curve), Amity Shlaes (The Forgotten Man), Roger Lowenstein (The End of Wall Street), Jay Elliot (The Steve Jobs Way), Richard Duncan (The Dollar Crisis & The Corruption of Capitalism), Robert Wiedemer (Aftershock), and Steve Slaunwhite (The Wealthy Freelancer). A trademark feature of Hartman Media podcasts are our 'Tenth Episodes' where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like John Gray (Men Are From Mars, Women Are From Venus), Dan Millman (Way of the Peaceful Warrior), Dr. Denis Waitley (The Psychology of Winning, The Seeds of Greatness), Lori Ann LaRocco (Opportunity Knocking), Mark Divine (Seal Fit: Way of the SEAL), Dr. Jill Ammon-Wexler (The Power of Belief), Dr. Kelly McGonigal (The Willpower Instinct), Doug Conant (Touch Points), Jared Diamond (The World Until Yesterday), Dr. Bob Wright (The Science of Spectacular Living), Jack Canfield (Chicken Soup for the Successful Soul), Sonia Arrison (The Coming Age of Longevity), Dr. David Rock (Your Brain at Work), Gay Hendricks (Relationship Enhancement), Hannah Holmes (Quirk), Dr. Gary Chapman (The Five Love Languages), David Farrow (Millionaire Memory), and David Allen (Getting Things Done), Topics explored at depth on Creating Wealth include investing, income properties, property investing, investment strategies, loan modifications, market predictions, mortgage modifications, online marketing, real estate, rental property investing, subprime mortgage crisis, 401K, retirement, Alibaba.com, alternative currencies, alternative energy, ROI, cash flow, American economy, appreciation, arbitrage, Arkansas housing market, artificial intelligence, asset allocation, Atlanta Georgia, income property investing, attorneys, Australian mining, Austin real estate, baby boom generation, baby boomers, banking, bank loans, bankruptcies, Belize, Ben Bernanke, billionaires, bonds, book reviews, boom bust cycles, Boston, brand management, branding, Brookings Institution, Breton Woods, BP, British Petroleum, bubble markets, building wealth, business cycles, business psychology, business travelers, California, California Department of Insurance, CDI, California real estate, capital gains tax, Case-Shiller, Casey Research, cash flow, central banks, certificates of deposit, Chicago, Chicago real estate, China, college tuition, Colorado, commercial investing, commodities, commodity pricing, compound interest, conversions, CPI, Consumer Price Index, Dallas, dark pools, debt ceiling, debt crisis, debt-financed spending, deflation, Detroit, Detroit real estate, digital money, distressed properties, down payment, email marketing, estate tax, high cash flow, home equity, home financing, Indiana, Indianapolis, interest rates, jobless recovery, Kansas City, leverage, libertarian, Little Rock, maintenance warranty, management fees, Manhattan, marketing, Memphis, Miami, Michigan, mircopreneur, middle class, millennials, millionaire, Minneapolis, Minnesota, Missouri, Mississippi, MLS, mobile banking, monetary policy, money market fund, negative equity, new home construction, New Orleans, New York, New York City, North Carolina, Ohio, oil, oil prediction, overpriced markets, packaged commodities, passive income, passive investor, payroll tax, pension, pension funds, pension plans, Platinum Properties, positive cash-flow, price stability, price of gold, price volatility, private money lending, pro forma, property appraisal, property value, real estate arbitrage, real estate tax, rent, rental, renovated homes, rental homes, rental income, rental insurance, San Antonio, San Diego, San Francisco, single-family homes, social marketing, social media, Swiss Franc, Swiss National Bank, Tampa, tax, tax laws, tax bracket, tax lien, taxes, tenant, tenant eviction, Tennessee, Texas, treasury reports, unemployment, unfriendly markets, US housing market, venture capital, volatility, Warren Buffet, Washington, wealth management, whistleblowers, world economy, Zero Hedge. Additional topics explored on the Creating Wealth podcast include Bitcoin, digital currencies, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae and Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.
    enJason Hartman2016 Episodes

    Episodes (2016)

    2108: Generational Investing Secrets: Building a Legacy in Real Estate with Robert Helms

    2108: Generational Investing Secrets: Building a Legacy in Real Estate with Robert Helms

    In this episode, Jason features Robert Helms of the Real Estate Guys. He also discussed "generational investing" i.e. the possibility of children investing in real estate and the importance of not trying to time the market. Jason then moves on to discuss the impact of declining interest rates on the housing market, projecting that a drop to 5.5% could allow an additional 7.7 million people to afford a home loan. He highlights the benefits of owning a home and promoted Baselane, a banking platform designed for landlords.

    Then Jason welcomes Robert Helms as they discuss the real estate market's dynamics, including their merged mastermind groups forming The Collective Inner Circle. They delve into the current state of the market, highlighting constrained inventory and varying opinions on interest rates. Helms suggests a potential softening but cautions against waiting for ultra-low rates. The conversation explores the challenges of market timing and emphasizes understanding the asset's long-term value. Jason predicts a lingering housing shortage, emphasizing the lock-in effect with existing mortgage rates below new rates. They discuss frozen market effects, economic stimulus, and the potential impact on real estate dynamics.

    Key Takeaways:

    Jason's editorial

    1:29 Join the Empowered Investors cruise https://empoweredinvestorlive.com/

    2:26 Chart: Fannie Mae's revised mortgage rate predictions

    6:43 Chart: Buying power & sensitivity

    8:13 Chart: Total inventory for sale as of Dec 2023

    10:13 Check out https://www.baselane.com/jason

    Robert Helms interview

    12:49 Welcome! Robert

    13:38 Where is the market going

    15:56 Timing the market and it's shortage

    20:48 Housing affordability and the lock-in effect

    24:57 The Fed, the Frozen effect and deflation

    28:01 Charts: Interest rates, Buying power and housing supply

    33:53 The psychology of money

    35:39 Generational investing

    Join the Empowered Investors cruise https://empoweredinvestorlive.com/

     

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2107: Laffer Curve and Reaganomics, A Game-Changer in Global Economics | Dr. Arthur Laffer

    2107: Laffer Curve and Reaganomics, A Game-Changer in Global Economics | Dr. Arthur Laffer

    Discover the fascinating history behind the influential Laffer curve with the renowned economist #ArthurLaffer. This curve played a pivotal role in the Reagan revolution, transforming global economics. Dive into the concept that excess taxation can hinder government revenue, unraveling the counterintuitive nature of economics.

    Join the Empowered Investor Cruise for exclusive insights from experts and gain strategies for wealth building. Don't miss the chance to explore this captivating journey and register at https://empoweredinvestorlive.com/

    And today's conversation is between Jason and Arthur Laffer which covers a range of topics related to taxation and economics. They begin by discussing Arthur's Laffer curve concept, which explores the relationship between tax rates and tax revenues. They also examine the impact of tax policies on different groups in society and the economy. The discussion then shifted to the effects of tax policies on property markets, using California's Prop 13 as an example. Finally, they discuss the political career of former President Reagan, highlighting his leadership style and adaptability.

    Key Takeaways:

    Jason's editorial

    1:34 Welcome Arthur Laffer

    2:22 Guess how old Jason is in this picture with Arthur

    3:08 The "Laffer Curve" on a napkin

    4:07 Join the cruise! Sigh up at https://empoweredinvestorlive.com/

    Arthur Laffer interview

    5:27 What is the Laffer curve?

    9:15 Is there an optimum tax rate?

    10:42 Balancing economic activity and productivity

    11:43 Where we are today and where we're going

    13:03 How long does the Laffer Curve work it's way into the economy

    15:04 Howard Jarvis and Prop 13

    17:07 Reaganomics

    19:13 What the future looks like

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

     

     

    2106 FBF: Client Case Study in Atlanta, Kansas City, and Little Rock with Income Property Investor Philip

    2106 FBF: Client Case Study in Atlanta, Kansas City, and Little Rock with Income Property Investor Philip

    Originally aired on CW 514

    Jason reads a nice letter written by Gary who toured with Jason during the Memphis Property Tour. Jason introduces a long-time client, Philip to the show to talk about his real estate investment portfolio. Philip is unique because he started his real estate journey doing hard-money lending first and then purchasing income property. He talks on some of the mistakes and key lessons he has learned on today’s show.

    Key Takeaways:

    0:00 Meet a long-time client, Philip Sullivan

    2:32 Philip's Backstory 

    5:06 Getting Started with Lending In 2011

    7:31 First Investment Property in 2012 

    9:45 Building a Portfolio

    12:07 Growth in Atlanta Over the next few years

    15:11 Expanding to New Markets

    18:02 Philip reflects on the lessons he has learned from Jason over the years

    19:29 Wrapping Up

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2105: Exposing Truth About Gold, Silver and Real Estate- A Historical Race for Wealth

    2105: Exposing Truth About Gold, Silver and Real Estate- A Historical Race for Wealth

    Jason Hartman welcomes renowned gold expert Mike Maloney. Maloney, an author and speaker, shares insights on gold, inflation, and wealth preservation. Jason also discusses his strategy of inflation-induced debt destruction, using real estate and precious metals. He explores the challenges governments face in addressing economic issues, including unsustainable promises, high deficits, and potential solutions. He emphasizes the significance of understanding inflation and offers an opportunity to learn more about these concepts on his website JasonHartman.com. This show is sponsored by Baselane, offering real estate investors banking benefits and cashback rewards.

    http://baslane.com/jason

    Then Jason welcomes Mike Maloney. He talks about his book "The Great Gold and Silver Rush of the 20th Century," and presents a chart showing the price of a can of Campbell's soup under the gold standard from 1895 to 2025. Jason also introduced the Hartman Comparison Index and the concept of pricing items in commodities. Mike and Jason discuss the unrealized gains and losses on investment securities, the current state of the stock market, the history of financing and real estate, the concept of hedonic adjustment used by the Bureau of Labor Statistics, the cycle of long-term interest rates, corporate bankruptcies, and the economic situation. They also discussed the use of gold as a safe haven asset and the potential for an economic collapse.

    https://ggsr21.com/

    Key Takeaways:

    Jason's editorial

    2:29 Inflation Induced Debt Destruction- protect yourself from the dollar's plummeting value

    4:03 Six ways to get out of the mess

    11:44 Come and mingle with us https://empoweredinvestorlive.com/cruise

    12:31 Getting excited about monetary policy

    13:13 https://www.Baselane.com/Jason

    Michael Maloney interview

    14:19 Prices under the gold standard and the price of the dollar

    17:49 Chart: The bubble century and the Buffet indicator

    20:33 Chart: Stock market capitalization/GDP, IQR of 17 countries

    22:13 Chart: Hours worked to buy the S & P 500

    24:59 Chart: Real home price index

    28:22 Chart: Home price to median household income ratio (US)

    33:19 Chart:  Federal debt is no longer "growing" the economy

    34:45 Chart: Performance measured in dollars

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2104: The Hidden Rental Boom: Why 2024 Is the Year for Property Investors!

    2104: The Hidden Rental Boom: Why 2024 Is the Year for Property Investors!

    Jason examines the impact of interest rate hikes on the housing market and invites listeners to register for the upcoming 'Empowered Investor Live Cruise' event. https://EmpoweredInvestorLive.com/

    Jason also finishes his talk with real estate expert Michael Zuber. https://OneRentalAtaTime.com/

    In part 2, Michael predicts a potential shift in the real estate market, highlighting factors like increased mortgage rates and decreased affordability. He emphasizes a slowdown in transaction volume, making it easier to find motivated sellers. Zuber advocates for strategic real estate investment, focusing on opportunities created by market dynamics. The conversation delves into the impact on rentals, with a focus on the growing rental market due to declining homeownership rates. Michael also addresses challenges in the housing market, suggesting a prolonged period of broken affordability and the need for time to restore balance.

    #RealEstateWealth #PropertyInvesting #MarketInsights #MotivatedSellers #RealEstateStrategies #RentalMarketBoom #InvestmentOpportunities #HousingMarketTrends #FinancialFreedom #MarketShifts

    Key Takeaways:

    Jason's editorial

    2:54 Lowest affordability in 40 years

    4:10 National Payment-to-Income ratio

    5:29 No problem!

    10:27 Join the Empowered Investor cruise https://empoweredinvestorlive.com/

    Michael Zuber interview

    11:14 No one's moving in 'cause it's just too expensive

    13:27 Transaction volume to go even lower

    21:29 California and ADU's

    26:17 Fixing the housing market problem- is time

    27:41 One property at a time- just get started

    28:51 Techniques and advise 

     

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2103 FBF: Winning The Tax Game with Inflation, Context vs Content, Peter Schiff & Joe Rogan, Client Case Study Andrew Baker, Minimum Wage vs Unemployment, Self-Management, Class A Properties

    2103 FBF:  Winning The Tax Game with Inflation, Context vs Content, Peter Schiff & Joe Rogan, Client Case Study Andrew Baker, Minimum Wage vs Unemployment, Self-Management, Class A Properties

    This Flashback Friday is from episode 875 published last August 28, 2017.

    Drew Baker is back on the program to speak with Jason about topics that are essential to income property investors. Jason shares the core ideas behind his signature methods of Inflation-induced debt destruction and his ultimate investing equation. He also explains how the IRS’s tax code does not properly account for inflation and how it can benefit investors. There is an abundance of information in this podcast new and seasoned investors shouldn’t miss.

    Key Takeaways:

    4:07 Jason announces the winner of the Amazon Echo contest.

    5:08 Find out how to volunteer for the Short-Term Rental Advisory Board.

    8:04 Peter Schiff and issues with minimum wage laws.

    16:20 The difference between concept and context.

    21:09 Governments create monopolies through regulations.

    24:15 Client's answer the question "What advice would you give yourself in 2008"?

    27:04 Direct investors notice the financial bumps more than investors in group investments.

    34:04 Drew analyzes the price of a house in gold.

    37:51 The IRS's tax code does not properly account for inflation.

    46:01 Favorable reasons to self-manage your income properties.

    1:02:19 Drew shares his income property investment history.

    Mentioned in This Episode:

    Jason Hartman

    Be Your Bank

    Short-Term Rental Council Application

    Joe Rogan Experience Podcast #1002 with Peter Schiff

    Ready, Fire, Aim by Michael Masterson

    Meet the Master’s of Income Property Event

    Women’s Investing Network Podcast #27 with Jason Hartman

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2102: 5x Your Real Estate Returns; Housing Market Insights from a 53-Year Spreadsheet Analysis

    2102:  5x Your Real Estate Returns; Housing Market Insights from a 53-Year Spreadsheet Analysis

    Jason talks about the concept of shadow demand in the real estate market, emphasizing the strong demographic trends of household formation in the United States. He highlighted the issue of low housing inventory leading to rising rents and prices, and decreased affordability. He stressed the importance of considering the right comparison points when discussing housing affordability and promoted the "empowered investor cruise", a cruise event featuring education, networking, and fun.

    Jason also interviews Michael Zuber, author of 'One Rental at a Time', about the real estate financial market. They discussed Michael's philosophy of incremental progress in real estate investing and his recent move from California to Las Vegas. Michael emphasized data-driven decisions and presented a '53 year spreadsheet' to track real estate market data since 1970. They also discuss the impact of interest rates on the real estate market and made adjustments to a spreadsheet. Towards the end, they discuss the home price appreciation rate, the effect of leverage and inflation rates, and the future of the housing market.

    To view the charts, check out the video here https://www.youtube.com/@JasonHartmanRealEstate/videos to be published in a few days.

    #RealEstateInvesting #MarketDynamics #FinancialForecast #JasonHartman #OneRentalAtATime #EmpoweredInvestorLive

     

    Key Takeaways:

    Jason's editorial

    1:43 Shadow demand + Low supply = Opportunity

    5:39 Zooming in on the 18 to 29 year olds

    8:05 12.5M homes needed and so limited inventory for sale

    12:15 Learn more with us. Join the Empowered Investor Cruise https://empoweredinvestorlive.com/

    Michael Zuber interview

    13:28 Michael what is going on in the housing market

    18:04 Chart from St. Louis FED https://fred.stlouisfed.org/

    28:41 What does this information mean- to you

     

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2101: Why Homeownership is Still a Strong Investment in 2024 | The Collective Inner Circle

    2101: Why Homeownership is Still a Strong Investment in 2024 | The Collective Inner Circle

    Jason discusses an article that features the real estate market's outlook for 2024. He predicts firm and growing home prices due to a lower number of home sales in 2023 and highlights the impact of the Federal Reserve's interest rate policy. Despite lower transaction volume, the desire for homeownership remains strong, driven by demographic factors and pent-up demand. The article suggests a potential increase in transaction volume, benefiting various real estate-related industries. Jason also  emphasizes the ongoing demographic shift and the significance of understanding supply and demand economics in navigating the market's dynamics. 

    Then Ken McElroy and the Real Estate guys talk about  combining their mastermind groups into one program called The Collective Inner Circle, consolidating resources for entrepreneurs and investors. The new program includes 5 in-person meetings, VIP access to conferences, online training programs, monthly interactive calls, a book study, and priority access to other events. Membership costs $35,000 annually for individuals and $50,000 for partnerships. One member shared how the program's advice saved over $1 million in taxes. Interested parties can email the company to join the exclusive mastermind that provides extensive training, events, and networking for high-level business leaders.

    email: membership@CollectiveIC.com

    #RealEstate #HousingMarket #Demographics

    Key Takeaways:

    1:31 Projections for 2024

    3:56 Resetting expectations

    10:35 Wildcards to consider

    12:37 https://www.baselane.com/jason

    15:34 World population by region

    19:02 Network with income property investors, join our Empowered Investor cruise  https://empoweredinvestorlive.com/

    20:07 The Collective Mastermind and the Real Estate Guys

     


    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
    Twitter.com/JasonHartmanROI
    Instagram.com/jasonhartman1/
    Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning:
    http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

    2100 FBF: Thank You & Colbie Caillat on Songwriting, American Idol Rejection & Touring Healthy

    2100 FBF: Thank You & Colbie Caillat on Songwriting, American Idol Rejection & Touring Healthy

    This Flashback Friday is from episode 1000 published last May 14, 2018. 

    Today is a milestone episode, number 1000! A big thanks goes out to all the guests who have come on the show and all the client case studies who have come to share their real estate journey. The first half of the show is a thanks to them.

    The 10th episode for today is Jason Hartman talking with singer Colbie Caillat about how she managed to start her career using MySpace, as well as how she's handled rejection in her career, how she found her creative work process, dealing with rejection, and more.

    Key Takeaways:

    5:02 Thank you to all the guests who've come on the show

    10:02 A few listener soundbites from client case studies

    Colbie Caillat Interview:

    15:41 Where did the idea to launch her career on MySpace come from?

    18:37 The song writing process

    23:55 Who was the song Capri written for

    27:25 How Colbie stays healthy on tour

    31:49 Dealing with professional rejection

    Website:

    www.JasonHartman.com/Events

    www.ColbieCaillat.com

     


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    2099: Insider Perspectives- Alex J. Pollock Unveils the Intricacies of Housing Markets, Predictions, and Central Bank Policies

    2099: Insider Perspectives- Alex J. Pollock Unveils the Intricacies of Housing Markets, Predictions, and Central Bank Policies

    Jason talks about the resilient real estate market as the cost of money decreases and housing affordability improves. With mortgage rates dropping and the promise of increased affordability by the Fed, he anticipates significant price increases in the low-inventory market. Highlighting the 700,000-home deficit compared to normal inventory, Jason emphasizes the simple supply and demand dynamics driving potential price surges.

    He also urges viewers to consider the upcoming cruise for a unique learning and networking experience. Overall, the episode provides insights into the current real estate landscape, emphasizing the market's strength and predicting positive trends.

    Then Jason interviews Alex J. Pollock from the Mises Institute. The discussion revolves around the unpredictability of financial markets, particularly in contrast to more deterministic fields like astronomy. Pollock argues that economic and financial forecasts, even by prominent figures like central bankers, often prove inaccurate due to the interactive and recursive nature of human ideas, intents, and strategies within these systems. The conversation delves into the challenges of predicting economic and financial futures and emphasizes the significance of relying on self-corrective market properties rather than central authorities.

    #RealEstate #Affordability #SupplyAndDemand #MarketTrends #InvestingTips #Economics #FinancialMarkets #CentralBanking

    https://empoweredinvestorlive.com/

    https://www.AlexJPollock.com/

    Key Takeaways:

    Jason's editorial

    2:04 Total inventory for sale- how the year ended

    6:06 Join the cruise https://empoweredinvestorlive.com/

    7:25 US SFR Total Available Inventory- Weekly, by Year

    Alex J. Pollock's interview

    11:02 "Not like reality and math"

    14:35 Applying these principles to the housing market

    17:04 Housing prices and the International Union for Housing Finance

    19:18 Talking bubbles

    21:33 Giant inventory housing shortage

    24:58 Entry level housing or the New home market

    28:12 The great asset and liability

     


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    2098: What You Need to Know About the New Corporate Transparency Act, Fines and Jail Time

    2098: What You Need to Know About the New Corporate Transparency Act, Fines and Jail Time

    In this episode, Jason Hartman discusses the Corporate Transparency Act, effective January 1, 2024. The act mandates companies doing business in the U.S. to report beneficial ownership information to the government to combat money laundering. Hartman emphasizes the exemptions, including securities issuers, government entities, banks, and more. He highlights the 57-page guide available for compliance, suggests seeking professional help, and warns of hefty penalties for non-compliance. The discussion touches on the complexities, potential loopholes, and challenges posed by the new law, urging listeners to stay informed and compliant with evolving legal requirements.

    https://www.fincen.gov/boi

    Download the PDF guide here https://www.fincen.gov/sites/default/files/shared/BOI_Small_Compliance_Guide.v1.1-FINAL.pdf

    If you need a referral to our attorney, go to https://www.jasonhartman.com/ and fill out any form. 

     #CorporateTransparencyAct #Compliance #BusinessLaws #MoneyLaundering

    Key Takeaways:

    1:19 So many laws!

    3:01 The Corporate Transparency Act

    11:17 What companies are affected

    15:10 A 57 page Guide and who's exempt

    19:09 How to Profit from Millions of Americans Moving to the Suburbs

     


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    2097 FBF: Creating Wealth Live with Jason on Inflation Induced Debt Destruction

    2097 FBF: Creating Wealth Live with Jason on Inflation Induced Debt Destruction

    Today's Flashback Friday is from episode 843 published last June 14, 2017.

    Jason has left the most expensive city in the US, NYC, and is enjoying fly over state pricing once again. The meat of this episode is a recording of a Creating Wealth Live session which focuses on inflation. We all know inflation is right around the corner as it is the only way the government can get out of the current economic climate. Inflation will erode our purchasing power, our stocks, our savings and the rich will get richer. Investing in Income Property is your best weapon against the forthcoming inflationary increase.

    Key Takeaways:

    3:07 Using a movie or Broadway play can get the attention of the political left.

    6:42 Investors should align their interests with the government and the powers that be.

    9:44 The Venture Alliance Mastermind in Chicago and the Oklahoma City JHU Live and Property Tour.

    Creating Wealth Live Clip

    11:08 The 6 ways the government is likely to inflate themselves out of a mess.

    13:20 Understanding inflation in all of its forms.

    16:19 The political left uses the guise of compassion and the right uses the guise of fiscal responsibility.

    18:23 The government imports a deflationary force.

    22:19 All the bills Americans need to pay are increasing while the price of ‘wants’ is going down.

    26:05 How does income property counteract inflation?

    Mentioned in This Episode:

    Renter’s Warehouse - Get 3 free months of property management with this link.

    Jason Hartman

    Venture Alliance Mastermind

    Hartman Education

     

     


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    2096: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market

    2096: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market

    Jason discusses the state of the economy, focusing on the role of the Federal Reserve and potential supply chain issues. He also shared his opinion on the strength of the US dollar and Argentina's decision to adopt it. Towards the end, Jason addressed the issue of inflation and its steady fall since June of the previous year. He also discussed changes in active inventory across various local real estate markets, comparing it to 2019, and highlighted the importance of inventory in the real estate market.

    Then Jason and Brian Beaulieu, Chief Economist at ITR Economics, talks about the state of the global economy, particularly in China and Europe and the potential for deflation in the real estate market in the early 2030s, the expected trajectory of inflation and the Federal Reserve's response to it, and the state of the US housing market. They also highlight the resilience of the real estate market, even in a high-interest-rate environment, and the importance of being unleveraged in the United States and in demographically superior states.

    #EconomicOutlook #RealEstateInvesting #GlobalEconomicTrends #ChinaEconomicGrowth #DemographicChallenges #Inflation #InterestRates #HousingMarket #Affordability #CulturalShifts

    https://www.CalculatedRiskBlog.com/2023/01/housing-january-30th-weekly-update.html

    https://ITREconomics.com/

    Key Takeaways:

    Jason's editorial

    1:29 Defeating inflation, US Dollar hegemony and Argentina

    4:30 FED- ready for the next crisis

    7:08 Local inventory numbers 

    10:44 Shadow demand vs. shadow supply

    Brian Beaulieu interview

    12:21 Income property- getting the middle class wealthy

    14:12 Macro view on a global scale

    15:38 Chart: China is weakening and will continue to weaken

    16:25 Chart: Historic opportunity- India is the most populous country

    18:27 Making the case for deflation in the 2030's

    22:21 Chart: This is only round one of inflation going forward

    25:36 Capitulation- buyers will eventually accept less

    29:46 How it all relates to the rental housing market

     


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    2095: CPI Christmas Price Index UP as Inflation SOARS, PNC 12 Days of Christmas, Inflation Induced Debt Destruction, What's Coming in 2022

    2095: CPI Christmas Price Index UP as Inflation SOARS, PNC 12 Days of Christmas, Inflation Induced Debt Destruction, What's Coming in 2022

    Today's episode is a Flashback episode, 1781 published last Dec 22, 2021.

    Merry Christmas everyone!

    Today, Jason talks about the 12 days of Christmas- adjusted for inflation! For 38 years, PNC has calculated the prices of the 12 gifts from the classic holiday song, "The Twelve Days of Christmas." The PNC Christmas Price Index® is a whimsical holiday tradition, which this year includes adjustments for the pandemic’s impact on the cost of purchasing the presents in the renowned carol.

    And then Jason talks about cats! and dogs! and martial arts! how they move and fight... and how we can use our opponent's weight to our advantage! Now translate that metaphor to our fight against inflation and the forces of government and central banks! We align ourselves with them. And what do you get? Inflation induced debt destruction!

    Watch the video on Jason's YouTube channel.

    Key Takeaways:

    1:51 Inflation Induced Debt Destruction

    4:30 Judo, aikido, cats and dogs!

    7:15 Economic martial arts 

    9:03 PNC Christmas Price Index and the 12 days of Christmas

    10:00 A partridge in a pear tree, 2 turtle doves, 3 french hens, 4 calling birds, 5 golden rings, 6 geese a laying

    12:25 7 swans a swimming, 8 maids a milking, 9 ladies dancing, 10 lords a leaping 

    13:57 Judgement calls and manipulating the CPI

    16:48 11 pipers piping, 12 drummers drumming

    17:35 The true cost of Christmas- in dollars

    18:43 The index- year by year, consumer inflation vs. asset inflation

    20:07 Questions and comments

    21:07 Skimpflation

    24:24 The PNC Christmas Index and George Orwell's 1984

    25:44 Back to the Index

    26:38 What's coming up on Creating Wealth

    29:02 Listen to the Holistic Survival Show

    Website:

    PNCChristmasPriceIndex.com

    Mentions:

    Thomas Ross Keene CFA, is a host of Bloomberg Surveillance on Bloomberg Radio, Bloomberg Television and Bloomberg Podcasts

     


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    2094 FBF: Client Case Study Ani Wee

    2094 FBF: Client Case Study Ani Wee

    This Friday Flashback is from episode 824, published last May 2, 2017.

    This episode demonstrates the versatility of the most historically proven asset class income property. Jason breaks down its multiple dimensions and the various factors which can be used to prove that income property is the best investment you can make. During the client case study segment, Ani Wee tells her story of monetary and portfolio growth from her income property investments. She uses the Hartman Network to find opportunities, to gather information and to engage with like-minded people.

    Key Takeaways:

    Jason's editorial

    03:43 Money matters!

    08:19 Why you should immerse yourself in the most historically proven asset class.

    Client Case Study Ani Wee:

    21:55 During the market crash Ani was looking for options when she came upon the Creating Wealth Show.

    23:55 She started investing in real estate after reading Rich Dad Poor Dad but she didn't know what she was doing.

    26:02 Ani receives yellow postcards on the first property she bought from the Hartman network.

    31:07 Ani's duplex in Florida appreciated from $79K to over $150K and her RTV ratio increased.

    27:01 Comparison, income and replacement cost are the three basic approaches to appraisals.

    39:00 Don't be afraid to push back on property management issues.

    41:44 Ani will be doing a 1031 exchange on her properties in hybrid and cyclical markets.

    45:02 Don't wait to buy real estate and outsource your debt to your tenants.

    Mentioned in This Episode:

    Jason Hartman - Watch the Free Video on How to Understand a Pro Forma

    Venture Alliance Mastermind

     


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    2093: Retail Renaissance- Return of the Commercial Real Estate Market

    2093: Retail Renaissance- Return of the Commercial Real Estate Market

    Jason welcomes Joshua Simon, founder of Simon Commercial Real Estate, as they discuss the state of commercial real estate. Josh highlights the strength of retail, especially in open-air strip centers and grocery-anchored spaces. Simon emphasized the retail renaissance, citing low vacancy rates and increased demand. Industrial properties faced challenges due to overbuilding, particularly in larger formats. Simon recommended investing in debt instruments or high-yielding retail assets, focusing on quick-service restaurants with strong operators and understanding lease structures. He also noted the value in acquiring vacant spaces from struggling tenants due to the scarcity of real estate.

    https://SimonCRE.com/

    #CommercialRealEstate #RetailRenaissance #IndustrialProperty #InvestmentStrategy

    Key Takeaways:

    Joshua Simon interview

    2:15 Some numbers in the different asset classes in CRE in Arizona

    5:46 How CRE has turned around nicely

    8:31 Changing strategies to reduce overhead

    10:32 Segmenting the retail market

    12:55 Shopping Malls and the issues owners face

    15:39 Industrial RE

    17:26 Recommendations for mom and pop investors

    20:55 Opportunities with credit tenant leases

    23:00 Forecasting the Multifamily market

    25:57 Keep an eye on operating costs especially insurance 

     


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    2092: Mortgage Rate Predictions for 2024 | Confessions of a D.C. Madam with Henry Vinson

    2092: Mortgage Rate Predictions for 2024 | Confessions of a D.C. Madam with Henry Vinson

    Jason Hartman discusses the salacious and scandalous events surrounding the latest sex scandal in Washington, criticizing the corruption and bad behavior in the government, particularly highlighting the questionable financial activities of figures like Nancy Pelosi.

    Then shifting to real estate, he predicts a surge in the market due to decreasing mortgage rates, making housing more affordable. He emphasizes the impact of low inventory and appreciating prices. He also addresses future mortgage rate forecasts, acknowledging the Federal Reserve's readiness for potential crises. He then advocates for term limits to address corruption in government and concludes by introducing an interview with the DC Madam, offering a break from real estate discussions. 

    Today's salacious episode features Henry Vinson, who was slapped with a 43-count RICO indictment and was dubbed by the Washington press as the 'D.C. Madam'. Henry served five years in prison and has recently released the book Confessions of a D.C. Madam – The Politics of Sex, Lies, and Blackmail. He tells Jason his story and reveals the politicians who used his gay escort services in the late 80s. 

    #RealEstate #MortgageRates #Corruption #DCMadam #Government #TermLimits #HousingMarket

    Key Takeaways:

    Jason's editorial

    1:34 Bad Behavior in Washington- it's nothing new

    4:25 Mortgage rates next year

    10:06 NAR forecasts 30 year fixed rate mortgages

    12:41 A simple solution to corruption in government

    Henry Vinson interview

    13:53 Henry ran the largest gay escort service to have ever been exposed in Washington, D.C. 

    16:35 Craig Spence bugged his own house to blackmail politicians with male escorts. 

    18:45 In Henry's court case, he was represented by Greta Van Susteren.

    21:18 The media simply doesn't report blackmail. 

    22:55 Henry talks about Operation Mockingbird. 

    25:55 Both Henry and Deborah Jeane Palfrey were dubbed the 'D.C. Madam' by media outlets. 

    29:51 Craig Spence and other power brokers would consistently pressure Henry to offer child prostitution services.

    34:57 Who was Henry's clients? Henry shares names.

    37:53 What has Henry been up to since he's been out of prison?  

    40:03 In Confessions of a D.C. Madam, the book shows the reader that blackmail plays a major role in American politics. 

     

    Mentioned In This Episode:

    http://www.henryvinson.com/

    https://twitter.com/henryvinson

     

     


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    2091 FBF: Client Case Study Elisabeth Embry 53 Properties, Cash-on-Cash Return, Seattle Market, Risk Reduction, Linear Markets, Women Investing & Trump Haters

    2091 FBF: Client Case Study Elisabeth Embry 53 Properties, Cash-on-Cash Return, Seattle Market, Risk Reduction, Linear Markets, Women Investing & Trump Haters

    Today's Flashback Friday is from episode 827 published last May 8, 2017.

    Jason welcomes Elisabeth Embry to the podcast to discuss their new podcast! Women Investing Network or WIN will be co-hosted by Jason and Elisabeth and will focus on unique opportunities for women investors from a woman’s point of view. Elisabeth has a large income property portfolio and understands how to analyze the data necessary to make solid real estate investments in linear markets. They also discuss cash-on-cash return, Loan to Investment ratios, the Trump presidency and tax plan and the Seattle market.

    Key Takeaways:

    2:34 Information on the new Women Investing Network podcast.

    4:53 Cash-on-cash Return explained.

    8:12 Analyzing the data to uncover the true ROI of a property.

    12:35 The 1031 exchange is yet another beautiful facet of investing in income properties.

    13:57 Trump tax cuts and Jason's theory of relativity.

    20:34 Elisabeth and Jason banter about Trump's presidency and the economy.

    26:26 Is a bubble coming to the Seattle market?

    29:36 Using the Risk Evaluator to determine the Land to Improvement Ratio.

    30:53 Two reasons investing in a linear market is a lower risk for investors.

     


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    2090: Navigating the Storm: A CEO's Tale of Business Triumph in Turbulent Times

    2090: Navigating the Storm: A CEO's Tale of Business Triumph in Turbulent Times

    In today's 10th episode, Jason interviews Johnny Serpilla, former President of Camping World, about his book, "Life is Hard, but I'll be Okay", and his experiences in leadership and business. Johnny emphasizes the importance of approaching life with one heart and mind, the role of gratitude in leadership, and the impact of personal problems on work. Johnny also discusses the importance of cultural shift in the workplace, the gap between stated and actual company values, the role of gratitude in life and business, and the need to distinguish between thoughts that require processing and those that can be dismissed.

    https://johnnysirpilla.com/

    #LeadershipJourney #GratitudeMindset #LifeChallenges #BusinessSuccess #ThoughtControl #AttitudeofGratitude #LeadershipResponsibility #Resilience #LearningFromChallenges #MindsetMatters #InspiringLeadership #BusinessInsights #LeadershipLessons #BusinessPodcast #JasonHartmanShow #LifeIsHard #GratefulHeart

    Key Takeaways:

    3:01 Introducing Johnny Serpilla

    3:47 Approaching life with one heart and mind

    5:57 Translating your values to 12,000 employees

    8:41 Aligning a generation's mindset

    11:12 Dialogue vs. practice

    12:40 An attitude of gratitude in life and business

    14:47 The dogs that didn't bark

    17:31 Why is gratitude important

    21:24 The responsibility you carry as a leader

     


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    2089: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!

    2089: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!

    Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on median sold prices based on bedroom count, revealing significant appreciation in lower-priced properties. 

    #HousingMarket #RealEstate #EconomicAnalysis

    Jason welcomes Len Kiefer, Deputy Chief Economist at Freddie Mac, as they discuss the current state of the real estate market. Despite concerns about rising interest rates, Kiefer highlighted the resilience of the U.S. economy, emphasizing the stability of the housing market throughout 2023. While acknowledging a potential slowdown in consumer spending due to higher rates, Kiefer pointed out that the housing market has seen low transaction volumes and reduced refinance activity, impacting affordability. He also discussed the unique situation of homeowners with ultra-low mortgage rates, estimating the value of their locked-in rates at around $55,000 per borrower. Kiefer predicted a gradual thawing of the market as consumers adapt to the new interest rate environment. He also underscored the importance of considering broader economic factors and demographic trends in understanding the housing market's dynamics.

    #RealEstate #HousingMarket #EconomicOutlook #Millennials 

     

    Key Takeaways:

    Jason's editorial

    1:28 Introducing Len Kiefer, Deputy Chief Economist at Freddie Mac

    1:46 Chart: Household real estate value and mortgage debt as percent of GDP

    4:43 FireYourManager.com

    5:41 RocketHomes Chart: Median sold price by bedroom count

     

    Len Kiefer interview

    8:33 The view from 30,000 feet

    11:24 Charts: Spike in mortgage rates made it very expensive for homeowners to move

    13:25 Chart: Historically low rates in previous years means there is no Refi incentive given today's rates

    14:47 Chart: Homeowners locked into low mortgage rates are content to remain in their current homes

    20:53 Market is starting to thaw

    22:34 Chart: Due to savings from fixed mortgages, household spending may be less sensitive to financial conditions

    27:30 Chart: Housing demand robust on favorable Age demographics of FTHBs

    31:53 Chart: The U.S. faces a massive undersupply of housing

    34:40 Chart: Strong demand from FTHBs and low supply led to a surge in entry-level home prices

    38:32 Higher housing costs are contributing to more young adults living at home with their parents

    For more information visit https://www.freddiemac.com/research

     


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