Crushing Debt

What are some financial stressors out there?

What triggers your financial stress?

What is Surge Pricing?  Dynamic Pricing?

In this week's episode, Shawn & George talk about the various things that can cause financial stress.  Situations like: bankruptcy & foreclosure, job loss, reduced work hours or income, lack of savings, debt, health care costs, separation or divorce, the loss of a spouse, taxes, food and living expenses, and housing expenses among others.

Did we miss any?  What are some of your financial stressors and how do you deal with them?

Then, we talk about surge pricing or dynamic pricing - something that theme parks, airlines and uber have been doing for years. When the price of something increases during peak usage time, and decreases during non-peak usage time, that's surge pricing. Blackout dates are another good example of surge pricing. Recently, Wendy's announced (and then recanted) that they were going to implement surge pricing. Imagine a cheeseburger being more expensive during lunch than at 3 in the afternoon. Or image junk food being more expensive late at night than early in the morning.

Wendy’s says ‘dynamic pricing’ is different from ‘surge pricing,’ but whatever it’s called may still alienate customers (yahoo.com)

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor (who never surge prices), Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page (again, no surge pricing): https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We are also still fundraising to fight pancreatic cancer - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

If you have adult kids living with you, do you charge them rent?

If you are living with your parents, do you pay or contribute to household expenses?

Do you support your friends or family financially?

Are you a part of the sandwich generation?

This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 year olds are living at home with mom and dad, and nearly 3/4 of them are contributing financially, according to an article on Yahoo.com - https://finance.yahoo.com/news/sure-hope-won-t-let-120000054.html

In addition, more than 20% of all americans are relying on friends or family for additional support - https://finance.yahoo.com/news/over-1-5-americans-counting-173000561.html

We talk about why these numbers are relevant, as well as when you should start talking to your kids about money, and about contributing to the household.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and support Shawn's Purple Stride team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Should you lease or buy?

What happens when your lease is over?

Should you buy out your lease?  Buy a new car?  Lease a new car?  Buy a pre-owned car?

Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com plus you can help support pancreatic cancer research and education by joining Shawn's PanCAN Purple Stride team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Should your partner get a second job, when you both make over six-figures?

Where was the world's first paper money created?

What is the origin of the "greenback" nickname?

What is the origin of the $ symbol for the US dollar?

Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions, advice or other information.  This week, it's a few relationship questions from slate.com (https://slate.com/business/2024/02/boyfriend-second-job-salary-personal-finance-advice.html).

After that, how well do you know your money: https://trivia.fyi/money-trivia/

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and you can support pancreatic cancer research and prevention in honor of Shawn's late wife Melanie by visiting MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08 

What are the signs of financial anxiety?

How does financial anxiety affect you?

How can you handle financial anxiety?

We apologize for the audio quality of last week's episode. Apparently, taking a month hiatus also impacted our recording equipment! That issue has been fixed, and the quality of Shawn's voice this week is all mother nature's fault.  George takes the lead this week, talking about financial anxiety, and how to recognize it and address it.

One of the more important factors in financial anxiety is to understand that you're not alone, nor unique. Many people have been through financial stress or anxiety and resolved their issues - you can too!

This week's episode is based on an article we found at www.healthline.com/health/anxiety/money-anxiety 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

You can also help support pancreatic cancer research and prevention by making a donation to Shawn's PanCAN Purple Stride walk. MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

After a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast!

Have you experienced any life changes recently?

How did those changes impact your budget?

Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, medical bills, and other issues related to major life changes.

This episode is dedicated to the memory of Melanie Yesner. To donate or join MY Legacy Striders, raising money for PanCAN on the Purple Stride Walk on April 27, 2024, visit the following link: http://support.pancan.org/goto/MYLegacyStriders08 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Welcome to the first episode of 2024 - which should have been the last of 2023 except for a technical glitch.

Why is a wholistic approach to health insurance, life insurance and wealth building important?

How can you create a healthy money mindset?

George is solo this week, speaking with Paola Rodriguez, a wealth building and insurance expert. She is a proud native of Dominican Republic, a graduate of the University of Florida, and an active member of the Tampa community. She was one of the founding members of the Tampa Bay Latin Chamber and is on the board of the Hispanic professional women’s association.

As the owner of Rodriguez Wealth Group, Paola has helped hundreds of families protect their health and financial nest egg through health and life insurance. 

Paola’s big audacious goal is to help 200,000 families become financially free.

Paula can be found on:

• Facebook at https://m.facebook.com/RWealthGroup
• Instagram at "thepowerfulpaola"
• On the web: https://rwealthgroup.com  

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

We're going to take a small hiatus, but will be back mid-January with new episodes!

Why are homeowner insurance premiums on the rise?

What happened to the insurance market?

What is reinsurance and how does it affect your premiums?

On this week's episode, Shawn and George welcome back Rich Ficca, owner of Advanced Rick Consultants and Director of Risk Management for Florida Coastal and Aureat Group.

Rich has been on four episodes previously:

• Episodes 221 and 220 - Business Interruption Insurances (parts 1 & 2)
• Episode 210 - COVID
• Episode 69 - Hurricane Preparedness

We talk about why the homeowner's insurance market in Florida is doing what it is doing; why premiums are increasing; options if your premium has increased significantly; and the future outlook of the insurance market in Florida.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Why do some people go broke?

Better yet, how can someone avoid going broke?

Or even better, if broke, how can someone dig theirself out of it?

On today's episode, Shawn & George talk about the top 15 reasons why people may go broke, and how to avoid those things. Some of them are obvious - not making enough money, burying your head in the sand.  Some of them are not so obvious - penny wise and pound foolinsh.

You can read the article that inspired this week's episode at this link: 15 Reasons You're Broke and How To Change It (listenmoneymatters.com)

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

WOW!  Four Hundred Episodes! Who knew way back in 2015 that eight years later, we would be 400 episodes in!

So what is the sleeping giant of the senior real estate world? 

What is a HECM and can it be used to purchase a home?

How can a HECM actually INCREASE the commission paid to an agent?

How can a senior use the equity in their previous home to upsize or downsize into a new home?

On this week's episode, we have a repeat guest - Michael Banner of www.LetsMoveForwardInReverse.com. 

Michael became a licensed mortgage professional in 1982. Approximately 15 years ago his passion took a new direction, as his career became focused on assisting the senior segment of our industry as they approached, or were already in, the retirement portion of their lives. The gift of the "longer life spans" can sometimes be a "double edged sword" and Michael devoted his career to helping seniors with reverse mortgages. Michael is a nationally known speaker and published author, and has performed education classes for more than 20,000 financial planners, independent financial advisors, long term care insurance agents, attorneys and Realtors on the topic of The Use of Home Equity During Retirement. Over the last decade, he has appeared on hundreds of national, local and regional television, and radio broadcasts and his articles on the topic of Reverse Mortgages have appeared in the a variety of industry leading publications and blogs.

You can also listen to Episode 120 to hear Michael's first interview on the Reverse Mortgage Industry, or our previous episode with him - #384, The Secret to Moving Forward in Reverse!  

https://yesnerlawpodcast.libsyn.com/episode-120-safely-using-a-reverse-mortgage-with-michael-banner

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Looking back a few years, what trends did you see coming?  What trends did you miss?

Looking forward a few years, what trends do you think are coming?

In this week's episode, Shawn & George talk about financial trends that they see coming, including:

• Investing
• Marriage
• College Planning
• Side Hustles
• Crypto
• Digital or Virtual Money
• Finance Apps
• AI
• Loyalty Programs
• Judgments

Do you think we're off on some of these? If so, and you enjoyed this episode, please share it with your friends!

If you want to hear 5 Technology Tips to Save you $500 per month, there's still time to register for the 2023 More Entrepreneur Summit on December 8, 2023.  Tickets are going fast, and you can buy yours at https://bit.ly/SYSummit23

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What do you talk about on Thanksgiving? 

Typically, we try to avoid topics like politics and money at the Thanksgiving table, but it possible to talk about your investments while passing the gravy?

In this week's episode, Shawn & George discuss some conversations starters that may appear taboo for the Thanksgiving table, but could result is some positive interactions with family, such as:

• Gratitude
• Donations or Charitable Work
• Accomplishments during the year

Let us know what do you discuss at the Thanksgiving Table?  At the dinner table?

And, if you enjoyed this episode, please share it with your friends!

If you want to hear 5 Technology Tips to Save you $500 per month, there's still time to register for the 2023 More Entrepreneur Summit on December 8, 2023.  Tickets are going fast, and you can buy yours at https://bit.ly/SYSummit23

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

How do you manage your feeling about money?

How do you manage your habits around spending, saving, or investing money?

How do you speak with your family and other relationships about money?

This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychotherapy for 30 years, who is passionate about helping folks put their minds at ease during stressful financial situations. Dr. Baker knows exactly what it is like from first hand experience, being crippled in the 2000 stock market crash. As a result, she transformed her practice into helping folks in similar situations understand and change their feelings and behavior about money, so that they can get back to living a fulfilled life and enjoy the money they have.

Dr. Maggie's book, Crazy About Money Crazy helps readers identify the unconscious emotions and beliefs that usually come from childhood and drive money decisions as adults. It also shows readers how to change misguided attitudes that lead so many into money trouble.

You can contact Dr. Maggie at Maggie@MaggieBakerPhd.com or visit her website at www.MaggieBakerphd.com. 

Remember, you can still get tickets for the December 8, 2023, More Entreprenur Summit, by going to https://bit.ly/SYSummit23

Let me know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What apps or websites do you use to save money?

On December 8, 2023, Shawn will be speaking at the More Entrepreneur Summit 2023.  You can get your tickets here: https://bit.ly/SYSummit23

While these podcast episodes last as long as George and Shawn have content, Shawn's presentation at the summit is only five minutes, so Shawn wanted some help narrowing down all of the great technology tips to prepare his presentation.

Some of the ideas Shawn & George discuss:

• Coupon Apps
• Coupon Websites
• Subscription Elimination Apps and Websites
• File Sharing websites
• Book-Reading and Library Apps
• Financing and Budgeting Apps
• WiFi and Smart Home Apps
• Time Saving Apps
• And more ...

Which strategies should make the cut for the presentation?  Are there any that you use?  Are there any that we missed?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

How do you talk to your kids about money?  About saving, spending and investing?

Do you pay your kids an allowance?

On this week's episode of the podcast, George and Shawn talk to Maya Corbic, a mother and seasoned CPA, with a background as a CFO, tax accountant and auditor.

Maya is also a newly published author with her book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" which she authored in an effort to empower young minds with financial wisdom and excitement for investing. The book is scheduled to launch in November, and you can order or pre-order directly from Amazon.

From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor: Corbic, Maya: 9781738963201: Amazon.com: Books

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What strange purchases have you made online?

What ridiculous things are available on Amazon?

What absurd purchases did people make during (and post) the pandemic?

This week, George and Shawn talk about some ridiculous purchases available online. You can read the articles that formed the basis of this week's eposide at:

• Our Most Ridiculous Pandemic Panic Purchases (and What We Did With Them) | Reviews by Wirecutter (nytimes.com)
• Hilariously Weird Stuff You Can Buy on Amazon in 2023
• 27 Head-Scratchingly Weird Things That Are Somehow Available For Purchase (buzzfeed.com)

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Welcome to our bi-annual Garage Sale lesson episode of the Crushing Debt Podcast! In this week's episode, we put it all together into one over-arching sales presentation.

Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a low-risk, low-pressure environment!

You can listen to our previous garage sale episodes:

• 68 - negotiations
• 86 - preparation
• 118 - patience
• 168 - preparation
• 241 - approach
• 270 - target market
• 373 - delegate

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Is it too early to start thinking about the holidays?

Is it too early to start buying presents for the holidays?

Nope! and Nope!

This week Shawn & George talk about a few articles we found on the internet around ways to save on Holiday spending, whether gifts, travel or other holiday-related expenses.

You can read these articles at: 

• 29 Ways To Save on Holiday Gifts | GOBankingRates
• 12 cheap holiday gift ideas | Fidelity

A great holiday gift would be one to your favorite podcast (Crushing Debt obviously) by becoming a patron and unlocking lots of additional content at our Patreon page: https://www.patreon.com/crushingDebt 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Do you have a voice at the table - the financial table?

Do you have your financial house in order?

Did you know that men and women view and treat money very differently?

Have you been on a Money Date or planned a Money Party?

Are you prepared for the unthinkable? For the windfall?

This week Shawn (solo, George is back next week) has Cassandra Smalley, a Certified Financial Planner, holder of the Chartered Financial Analyst designation, owner of Cassandra Smalley Wealth Managment, and author of the book "The Why of Wealth."  

Cassandra and Shawn talk about why women need a seat at the financial table, planning a money party, college planning, how to handle a financial windfall, and what happens when the unthinkable happens.

You can connect with Cassandra at her website, www.CassandraSmalley.com. Cassandra has a ton of information and free resources at her website.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What is the best way to pay for college?

How do college visits factor into the cost of college?

What is the total price of college? Is it the same as listed on the schools' websites? What price should parents or students expect to pay for college?

What is the real price difference between private and public universities?

What is late-stage college planning?

On this week's episode of The Crushing Debt Podcast, Shawn & George talk to Brad Baldridge, one of the nation's leading financial experts on the best ways to plan, save and pay for college without wiping out their finances.

You can find Brad on his website - www.TamingTheHighCostOfCollege.com, or listen to his podcast, also called Taming The High Cost of College.  You can also find him on social media @TamingTheHighCostOfCollege.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

• www.MagicMind.com/CrushDebt. Use Code CRUSHDEBT for a discount on their focus drinks and get more focused to help eliminate your debt!
• Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. 

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.