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    Daily Mortgage Rates LIVE with The Mortgage Calculator

    Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager.

    For more info visit https://themortgagecalculator.com

    About The Mortgage Calculator:

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! 

    Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

    Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    en-usThe Mortgage Calculator262 Episodes

    Episodes (262)

    Daily Mortgage Rates LIVE - 03/08/2024 - Self-Employed Borrower Loans

    Daily Mortgage Rates LIVE - 03/08/2024 - Self-Employed Borrower Loans

    Welcome to Daily Rates Live! In today's episode, we're tackling an important topic in the world of mortgage lending: "Self-Employed Borrower Loans."

    Join us as we dive into the unique challenges and opportunities faced by self-employed individuals seeking to secure a mortgage. From navigating documentation requirements to understanding how lenders evaluate income stability, we'll provide valuable insights and expert advice to help self-employed borrowers successfully navigate the loan process.

    Whether you're a self-employed individual looking to buy a home or a mortgage professional seeking to better serve this segment of the market, this episode is packed with practical tips and strategies to help you achieve your goals.

    Tune in now to learn all about "Self-Employed Borrower Loans" and how they can help you achieve your homeownership dreams!

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 03/07/2024 - Fix/Flip Property Loans

    Daily Mortgage Rates LIVE - 03/07/2024 - Fix/Flip Property Loans

    Welcome to another insightful episode of Daily Rates Live! Today, we're diving into the world of real estate investing with a focus on "Fix/Flip Property Loans."

    Join us as we explore the ins and outs of financing properties for fix-and-flip projects. From understanding the different types of loans available to investors to navigating the unique challenges and opportunities in the fix-and-flip market, we'll provide valuable insights and expert advice.

    Whether you're a seasoned real estate investor or just getting started, this episode is packed with practical tips and strategies to help you maximize your returns and succeed in the competitive fix-and-flip space.

    Tune in now to learn all about "Fix/Flip Property Loans" and how they can fuel your success in real estate investing!
    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 03/06/2024 - One-Time Close Construction Loans

    Daily Mortgage Rates LIVE - 03/06/2024 - One-Time Close Construction Loans

    Welcome to Daily Rates Live! In this episode, we're exploring a game-changing aspect of home financing: "One-Time Close Construction Loans."

    Join us as we unravel the complexities and advantages of these innovative loans, which streamline the construction and permanent financing processes into a single loan. Whether you're a prospective homeowner looking to build your dream home or a mortgage professional seeking to expand your knowledge, this episode offers valuable insights into the world of construction financing.

    From understanding the application process to exploring the benefits of locking in today's interest rates for future construction, we'll provide expert analysis and practical advice to help you navigate the nuances of one-time close construction loans.

    Tune in now to learn all about "One-Time Close Construction Loans" and discover how they can simplify your path to homeownership or enhance your lending portfolio!

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 03/05/2024 - Short-Term Rental Property Loans

    Daily Mortgage Rates LIVE - 03/05/2024 - Short-Term Rental Property Loans

    Welcome to Daily Rates Live! In this episode, we're exploring a dynamic aspect of real estate financing: "Short-Term Rental Property Loans."

    Join us as we delve into the intricacies of financing properties intended for short-term rental, such as vacation homes and Airbnb properties. From understanding the unique requirements of these loans to exploring the potential benefits and challenges, we'll provide valuable insights for both investors and mortgage professionals.

    Whether you're considering entering the short-term rental market or seeking to expand your knowledge of real estate financing options, this episode promises to deliver actionable information and expert analysis.

    Tune in now to gain a deeper understanding of "Short-Term Rental Property Loans" and how they could shape your investment strategy!

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 03/04/2024 - No Seasoning Cash Out Refinance Loans

    Daily Mortgage Rates LIVE - 03/04/2024 - No Seasoning Cash Out Refinance Loans

    Welcome to another episode of Daily Rates Live! Today, we're diving into a hot topic in the mortgage industry: "No Seasoning Cash Out Refinance Loans."

    Join us as we unpack the ins and outs of these loans, which allow homeowners to access equity without waiting for a specific seasoning period. We'll explore the benefits, potential risks, and eligibility criteria associated with no seasoning cash-out refinances, providing valuable insights for both borrowers and mortgage professionals.

    Whether you're a homeowner considering a cash-out refinance or a mortgage professional looking to stay ahead of the curve, this episode promises to deliver valuable information and expert analysis.

    Tune in now to stay informed and empowered in today's ever-evolving mortgage market!

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 03/01/2024 - Foreign National Borrower Loans

    Daily Mortgage Rates LIVE - 03/01/2024 - Foreign National Borrower Loans

    Welcome to "Daily Rates Live"! In this episode, we delve into the world of foreign national borrower loans, exploring how they provide opportunities for individuals from overseas to invest in U.S. real estate. This episode sheds light on the eligibility criteria, benefits, and application process for foreign national borrower loans.

    Join us as we discuss the intricacies of foreign national borrower loans, including requirements, financing options, and potential challenges. Our expert guests share insights into navigating the foreign national borrower loan landscape and maximizing opportunities for international investors.

    Tune in to "Daily Rates Live" and discover how foreign national borrower loans can open doors to homeownership and real estate investment for individuals from around the world. Whether you're a foreign national looking to invest in U.S. property or a professional in the real estate industry, this episode provides valuable information for understanding and accessing foreign national borrower loans.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/29/2024 - ITIN Borrower Loans

    Daily Mortgage Rates LIVE - 02/29/2024 - ITIN Borrower Loans

    Welcome to "Daily Rates Live"! In this episode, we unravel the complexities of ITIN (Individual Taxpayer Identification Number) borrower loans, exploring how they provide pathways to homeownership for individuals without Social Security numbers. This episode sheds light on the eligibility criteria, benefits, and application process for ITIN borrower loans.

    Join us as we delve into the details of ITIN borrower loans, discussing how they offer an alternative financing option for individuals who may not qualify for traditional mortgages. Our expert guests share insights into navigating the ITIN borrower loan landscape and maximizing homeownership opportunities for diverse communities.

    Tune in to "Daily Rates Live" and discover how ITIN borrower loans can empower individuals to achieve their dreams of homeownership, fostering financial stability and community growth. Whether you're a prospective homebuyer or a professional in the mortgage industry, this episode offers valuable information for understanding and accessing ITIN borrower loans.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & li

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/28/2024 - Interest-Only Loans

    Daily Mortgage Rates LIVE - 02/28/2024 - Interest-Only Loans

    Welcome to "Daily Rates Live"! In this episode, we delve into the topic of interest-only loans, examining their potential benefits and risks for borrowers. This episode offers valuable insights into the nuances of interest-only loans and their implications for borrowers.

    Join us as we explore how interest-only loans work, their eligibility criteria, and the potential advantages and drawbacks compared to traditional mortgages. Our expert guests provide expert analysis and practical advice to help listeners make informed decisions about interest-only loans.

    Tune in to "Daily Rates Live" and gain a deeper understanding of interest-only loans, empowering you to make sound financial choices and navigate the mortgage market with confidence. Whether you're a borrower considering this option or simply curious about alternative loan structures, this episode has something for you.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/27/2024 - Mixed Use Property Loans

    Daily Mortgage Rates LIVE - 02/27/2024 - Mixed Use Property Loans

    Welcome to "Daily Rates Live"! In this episode, we dive into the world of mixed-use property loans, shedding light on their unique opportunities and challenges. Hosted by Nick Hiersche, this episode provides valuable insights for investors and property owners considering mixed-use properties.

    Join us as we explore the intricacies of mixed-use property loans, including eligibility requirements, financing options, and investment strategies. Our expert guests share their knowledge and experience, offering practical advice to help listeners navigate the complexities of financing mixed-use properties.

    Tune in to "Daily Rates Live" and discover how mixed-use property loans can open doors to diverse investment opportunities and help you achieve your real estate goals. Whether you're a seasoned investor or exploring new avenues in property ownership, this episode is essential listening.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/26/2024 - 5-8 Unit Property Loans

    Daily Mortgage Rates LIVE - 02/26/2024 - 5-8 Unit Property Loans

    Welcome to "Daily Rates Live"! In this episode, we delve into the realm of 5-8 unit property loans, uncovering the potential they hold for real estate investors. This episode offers valuable insights into the benefits, eligibility criteria, and investment strategies associated with these loans.

    Join us as we discuss how 5-8 unit property loans can serve as a gateway to building wealth through real estate investment. Our expert guests share their expertise on navigating the application process, securing financing, and maximizing returns on multi-unit properties.

    Tune in to "Daily Rates Live" and gain a deeper understanding of how 5-8 unit property loans can unlock new investment opportunities and help you achieve your financial goals in the ever-evolving real estate market.
    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/23/2024 - 2-4 Unit Property Loans

    Daily Mortgage Rates LIVE - 02/23/2024 - 2-4 Unit Property Loans

    Welcome to "Daily Rates Live"! In this episode, we delve into the world of 2-4 unit property loans, a versatile financing option for real estate investors. This episode provides a comprehensive look at the benefits, eligibility criteria, and investment potential of these loans.

    Join us as we explore how 2-4 unit property loans offer investors the opportunity to purchase multi-unit properties and generate rental income. Our expert guests share insights into the application process, financing options, and strategies for maximizing returns on investment properties.



    Tune in to "Daily Rates Live" and discover how 2-4 unit property loans can help you diversify your real estate portfolio and achieve your financial goals in the dynamic world of real estate investment.
    For more episodes visit: 
    https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/22/2024 - HomeReady & HomePossible Loans

    Daily Mortgage Rates LIVE - 02/22/2024 - HomeReady & HomePossible Loans

    Join us on "Daily Rates Live" for an in-depth exploration of USDA loans, a valuable option for aspiring homeowners. Hosted by Nick and Kyle Hiersche, this episode delves into the details of USDA loans, highlighting their benefits, eligibility criteria, and application process.

    Tune in as we discuss how USDA loans offer low-interest rates, no down payment requirements, and flexible credit guidelines, making homeownership more accessible, especially in rural and suburban areas. Our expert guests provide invaluable insights and practical advice for navigating the USDA loan landscape.

    Don't miss this episode of "Daily Rates Live" to learn how USDA loans can help you achieve your dream of homeownership and secure a brighter future for you and your family.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/21/2024 - USDA Loans

    Daily Mortgage Rates LIVE - 02/21/2024 - USDA Loans

    Join us on "Daily Rates Live" for an in-depth exploration of USDA loans, a valuable option for aspiring homeowners. In this informative episode, our expert hosts will provide a comprehensive overview into the details of USDA loans, highlighting their benefits, eligibility criteria, and application process.

    Tune in as we discuss how USDA loans offer low-interest rates, no down payment requirements, and flexible credit guidelines, making homeownership more accessible, especially in rural and suburban areas. Our expert guests provide invaluable insights and practical advice for navigating the USDA loan landscape.

    Don't miss this episode of "Daily Rates Live" to learn how USDA loans can help you achieve your dream of homeownership and secure a brighter future for you and your family.


    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/20/2024 - VA Loans

    Daily Mortgage Rates LIVE - 02/20/2024 - VA Loans

    Welcome to "Daily Rates Live"! In this special episode, we shine a spotlight on VA loans, a vital resource for our veterans, service members, and their families. Hosted by Nick Hiersche, we delve into the unique features and benefits of VA loans, exploring how they provide opportunities for homeownership to those who have served our country.

    Join us as we discuss eligibility requirements, the application process, and the advantages of VA loans compared to conventional mortgages. Our expert guests share valuable insights and tips to help veterans and active-duty personnel make the most of their VA loan benefits.

    Tune in to "Daily Rates Live" to learn more about VA loans and discover how they can help honor the sacrifices of our military members by providing them with affordable homeownership opportunities.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/16/2024 - Down Payment Assistance Loans

    Daily Mortgage Rates LIVE - 02/16/2024 - Down Payment Assistance Loans

    Welcome to "Daily Mortgage Rates Live," your trusted source for all things related to mortgages and homeownership. In this episode, we're shining a spotlight on a valuable resource for prospective homebuyers - "Down Payment Assistance Loans."

    Navigating the world of down payments can be daunting, especially for first-time homebuyers. But fear not! Join us as we explore the ins and outs of Down Payment Assistance Loans, a valuable tool designed to help make homeownership more accessible.

    In this informative episode, our expert hosts will provide a comprehensive overview of Down Payment Assistance Loans, explaining how they work, who qualifies, and the benefits they offer. Whether you're struggling to save for a down payment or looking to minimize your upfront costs, this episode will equip you with the knowledge needed to explore your options.

    From understanding eligibility requirements to uncovering available resources in your area, we'll guide you through the process of accessing down payment assistance programs. Plus, stay tuned for real-time updates on mortgage rates and professional advice to help you make informed decisions about your home financing.

    Don't miss out on this episode of "Daily Mortgage Rates Live." Tune in and discover how Down Payment Assistance Loans can help you achieve your dreams of homeownership without breaking the bank.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will resul

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/15/2024 - Profit & Loss Loans

    Daily Mortgage Rates LIVE - 02/15/2024 - Profit & Loss Loans

    Welcome to "Daily Mortgage Rates Live," your go-to podcast for staying informed about mortgage trends and navigating the complexities of homeownership. In this episode, we're exploring a unique financing option - "Profit & Loss Loans."

    If you're a small business owner or entrepreneur, understanding Profit & Loss Loans is essential for accessing mortgage financing. Join us as we dissect this specialized loan product and uncover how it can benefit self-employed individuals like you.

    In this enlightening episode, our expert hosts will provide an in-depth analysis of Profit & Loss Loans, explaining how lenders evaluate your business's financial performance to determine loan eligibility. From understanding the documentation required to demonstrating your income stability, we'll equip you with the knowledge needed to navigate the mortgage application process with confidence.

    Whether you run a sole proprietorship, LLC, or partnership, this episode offers invaluable insights to help you secure mortgage financing tailored to your entrepreneurial journey. Stay tuned for real-time updates on mortgage rates and professional advice to guide you through the mortgage journey.

    Don't miss out on this episode of "Daily Mortgage Rates Live." Tune in and empower yourself with the information needed to turn your homeownership aspirations into reality, even as a self-employed individual.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest paymen

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/14/2024 - 1099 Loans

    Daily Mortgage Rates LIVE - 02/14/2024 - 1099 Loans

    Welcome to "Daily Mortgage Rates Live," your trusted source for navigating the ever-changing landscape of mortgage finance. In this episode, we're delving into a specialized financing option – "1099 Loans."

    Are you a freelancer, independent contractor, or self-employed individual seeking mortgage financing? 1099 Loans could be the solution you've been searching for. Join us as we explore the nuances of this unique loan product.

    In this enlightening episode, our expert hosts will provide a comprehensive overview of 1099 Loans, explaining how they cater to individuals with non-traditional income sources. From understanding eligibility requirements to navigating the application process, we'll equip you with the knowledge needed to pursue homeownership confidently.

    Whether you're a gig worker, consultant, or small business owner, this episode offers invaluable insights to help you overcome the challenges of securing mortgage financing. Stay tuned for real-time updates on mortgage rates and professional advice to guide you through the mortgage journey.

    Don't miss out on this episode of "Daily Mortgage Rates Live." Tune in and empower yourself with the information needed to turn your homeownership dreams into reality, regardless of your employment status.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/13/2024 - DSCR Loans

    Daily Mortgage Rates LIVE - 02/13/2024 - DSCR Loans

    Welcome to "Daily Mortgage Rates Live," where we unravel the complexities of the housing market and mortgage industry to keep you informed and empowered. In this episode, we're diving into the world of "DSCR Loans."

    If you're an investor or a property owner looking to finance income-producing real estate, understanding Debt-Service Coverage Ratio (DSCR) Loans is crucial. Join us as we explore the ins and outs of this specialized financing option.

    In this episode, our expert hosts will break down the fundamentals of DSCR Loans, explaining how lenders assess the income-generating potential of your property to determine loan eligibility. Whether you're a seasoned investor or new to real estate financing, this episode will provide invaluable insights to help you navigate the world of commercial and investment property financing.

    Stay tuned for real-time updates on mortgage rates and professional advice to help you make informed decisions about your investment property financing needs. Don't miss this episode of "Daily Mortgage Rates Live" – your gateway to understanding DSCR Loans and maximizing your real estate investment opportunities.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products a

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/12/2024 - Bank Statement Loans

    Daily Mortgage Rates LIVE - 02/12/2024 - Bank Statement Loans

    Welcome to "Daily Mortgage Rates Live," your trusted source for navigating the intricate landscape of mortgages and housing finance. In this episode, we're shining a spotlight on a unique financing option – "Bank Statement Loans."

    Are you self-employed or have non-traditional income sources? Bank Statement Loans could be the solution you've been seeking. Join us as we delve into the details of this alternative mortgage product.

    In this insightful episode, our expert hosts will explore the ins and outs of Bank Statement Loans. From understanding eligibility criteria to navigating the application process, we'll provide you with the essential information you need to determine if this financing option is right for you.

    Whether you're a freelancer, gig worker, small business owner, or entrepreneur, this episode offers valuable insights into accessing mortgage financing tailored to your financial situation. Stay tuned for real-time updates on mortgage rates and professional advice to guide you through the mortgage process.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...

    Daily Mortgage Rates LIVE - 02/09/2024 - Blanket (Portfolio) Loans

    Daily Mortgage Rates LIVE - 02/09/2024 - Blanket (Portfolio) Loans

    Welcome to another insightful episode of "Daily Mortgage Rates Live"! In this edition, we dive deep into the world of real estate financing with a focus on a unique and powerful tool – "Blanket (Portfolio) Loans."

    Are you a real estate investor looking to expand your portfolio? Or perhaps a homeowner seeking innovative financing solutions? Join us as we unravel the mysteries behind Blanket Loans and explore how they can be a game-changer in the dynamic landscape of mortgage financing.

    We break down the nuances of Blanket Loans, explaining how these loans differ from traditional mortgages and why they are gaining popularity in the real estate investment community. Discover the advantages, potential pitfalls, and key considerations when opting for a Blanket Loan to fund your property ventures.

    Whether you're a seasoned investor or just starting in the real estate market, this episode provides valuable insights into leveraging Blanket Loans to optimize your portfolio and achieve your financial goals. Stay tuned for a comprehensive discussion on interest rates, loan structures, and the impact of market conditions on Blanket Loans.

    Don't miss out on this episode of "Daily Mortgage Rates Live" – your go-to source for the latest trends, expert advice, and market updates in the ever-evolving world of mortgage financing.

    For more episodes visit: https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast 

    Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payme

    Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    Check out all episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortgage-Rates-LIVE-Video-Podcast

    The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Non QM Loans include Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

    To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mortgage/QuickQuote

    The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York.

    For more info visit https://themortgagecalculator.com...