This episode features Dr. Lisha Taylor, who discusses her role as a primary care sports medicine physician and a wealth and wellness coach. She details her background, her education in public policy and economics, and her initial foray into institutional finance before choosing a career in medicine. Dr. Taylor highlights the importance of personal finance for physicians, her experience with student debt, and her strategies for financial independence. She emphasizes the need for physicians to be financially literate and aware of potential pitfalls in personal finance, advocating for a proactive approach to wealth building.

More on Dr. Lisha Taylor:

Dr. Lisha Taylor is a primary care sports medicine physician and a wealth and wellness coach dedicated to improving the financial literacy of medical professionals. With a rich background that spans public policy, institutional finance, and medicine, Dr. Taylor brings a unique perspective to personal finance in the healthcare industry. She is the host of the Wealth Minded MD podcast, where she shares her insights and experiences to help physicians achieve financial security and live life on their own terms. Beyond her work in finance, Dr. Taylor continues to practice medicine, applying her holistic approach to patient care and personal growth.

Looking for something specific? Here you go:

[00:01:00] Dr. Taylor shares her background and passion for both sports medicine and personal finance.

[00:02:00] Exploring Dr. Taylor's academic journey and her early interest in entrepreneurship and finance.

[00:04:00] Decision to pursue medicine over Wall Street, focusing on making a meaningful impact.

[00:07:00] Dr. Taylor discusses the challenges of student debt and its influence on her career path.

[00:09:00] The transition from addressing personal debt concerns to broadening her mission to empower other physicians financially.

[00:12:00] Expansion of Dr. Taylor's outreach through financial literacy for the medical community.

[00:17:00] Insights into the flexibility and willingness to pivot in entrepreneurship.

[00:20:00] Negotiating work arrangements for a better work-life balance and maintaining her financial education initiatives.

[00:23:00] Dr. Taylor's current financial goals and strategies, including dealing with unique loan situations and maximizing wealth building.

This episode is sponsored by 

PearsonRavitz – helping physicians safeguard their most valuable assets. 

Also sponsored by PracticeLink – More than just a job board; they are a lifeline. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha explores the topic of income protection in the healthcare gig economy with Jamie K. Fleischner. With a focus on locum tenens professionals, Jamie, leveraging her extensive experience since 1993, underscores the need for tailored disability insurance solutions. 

She highlights the transition from traditional employment to freelance roles in healthcare, emphasizing the importance of securing income through comprehensive insurance policies. Key takeaways include the value of own occupation coverage, strategies for policy customization, and insights into navigating the claims process for diverse medical scenarios.

More on Jamie Fleischner:

Jamie K. Fleischner, CLU, ChFC, LUTCF, is the President of Set For Life Insurance and a leading authority on income protection and disability insurance. Since entering the insurance industry in 1993, Jamie has dedicated her career to empowering individuals, especially freelance healthcare professionals

Looking for something specific? Here you go:

[00:01:00] - Jamie Fleischner introduces her background in the insurance industry.

[00:02:00] - Discussion about physicians' experiences with disability claims.

[00:04:00] - Overview of changing trends in insurance for locum tenens.

[00:05:00] - Importance of disability insurance for locum tenens explained.

[00:07:00] - Key features to look for in a disability insurance policy.

[00:09:00] - Required documentation for income verification in insurance.

[00:11:00] - The significance of residual or partial disability riders.

[00:13:00] - A success story highlighting the value of income protection.

[00:17:00] - Future trends in insurance needs for locum tenens physicians discussed.

[00:22:00] - Special considerations for locum tenens working with companies versus per diem.

This episode is sponsored by

Contract Diagnostics - A nationwide physician contract consulting company, not a law firm that specializes 100% in physician contract review.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha speaks with Brad and Gil, co-founders of Empower Men, delving into their personal journeys, from Gil's beginnings in Portugal and modeling career to Brad's transformation through fitness and financial literacy. They discuss the synergy between maintaining health and managing finances and introduce Empower Men, a community aimed at empowering men to achieve both financial freedom and physical fitness.

More on Empower Men:

Brad and Gil, founders of Empower Men, come from diverse backgrounds but share a unified mission: to empower men in achieving both physical wellness and financial stability. Brad, hailing from South Africa, transformed his life through fitness and financial literacy, eventually becoming a finance coach. Gil, originally from Portugal and a former international model, turned his focus to health and fitness, motivated by his mother's health struggles. Together, they've created a community to support men in their journey towards a balanced and fulfilling life.

Looking for something specific? Here you go:

[00:01:00] Brad introduces Gil and his background.

[00:04:00] The inception of Empower Men.

[00:06:00] Physical and financial aspects of Empower Men.

[00:08:00] Addressing male loneliness and building community.

[00:11:00] The integration of financial and health coaching in Empower Men.

[00:14:00] How Empower Men helps its members afford health optimization.

[00:17:00] Gil's reflections on growing up in a poor family and the impact on his financial perspective.

[00:20:00] The key financial principles Brad teaches in Empower Men.

[00:23:00] The foundational health principles taught by Gil in Empower Men.

[00:38:00] Closing remarks and invitation to join Empower Men.

This episode is sponsored by PearsonRavitz– helping physicians safeguard their most valuable assets. 

Also sponsored by Contract Diagnostics - A nationwide physician contract consulting company, not a law firm that specializes 100% in physician contract review.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Devon Gimbel and Dr. Disha discuss credit card points hacking and kick off the discussion starting with sign-up bonuses, moving on to optimizing spending, and leveraging travel partnerships for maximum value. Dr. Gimbel’s approach emphasizes strategic card selection, maximizing every purchase, and using points efficiently for travel, including first-class experiences. This episode is a treasure trove for anyone looking to elevate their travel hacking game and enjoy luxury travel through smart financial strategies.Dr. Devon Gimbel and Dr. Disha discuss credit card points hacking and kick off the discussion starting with sign-up bonuses, moving on to optimizing spending, and leveraging travel partnerships for maximum value. Dr. Gimbel’s approach emphasizes strategic card selection, maximizing every purchase, and using points efficiently for travel, including first-class experiences. This episode is a treasure trove for anyone looking to elevate their travel hacking game and enjoy luxury travel through smart financial strategies.

More on Dr. Devon Gimbel:

Dr. Devon Gimbel, a retired physician turned credit card points aficionado, is renowned for her ability to turn everyday spending into free travel. After years in medicine, Devon redirected her analytical skills towards mastering the complex world of credit card rewards, becoming a sought-after expert. She runs a popular online course and Facebook group where she shares her advanced strategies, helping others unlock the secrets to luxurious travel without the hefty price tag.

Looking for something specific? Here you go:

00:00:11 - Introducing Dr. Devon Gimbel

00:00:34 - Greetings and Excitement for Advanced Credit Card Hacking

00:01:16 - Levels of Learning Credit Card Points

00:02:52 - Advanced Techniques for Earning Points

00:05:49 - Redeeming Points: Basic vs. Advanced Techniques

00:07:48 - The Value of Transfer Partners

00:09:25 - Example of Points Redemption Value

00:15:09 - Calculating Redemption Value

00:17:16 - Simplifying Points Redemption for Friends

00:21:43 - Earning Points More Efficiently

00:27:57 - Educating Your Partner on Credit Card Points

00:38:00 - Earning Points on Educational Expenses

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

Also sponsored by Contract Diagnostics - A nationwide physician contract consulting company, not a law firm that specializes 100% in physician contract review.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Jon Appino, CEO of Contract Diagnostics, discusses the critical aspects of physician contracts, emphasizing the need for clarity and fairness. He shares his journey, insights into the evolution of the industry, and strategies for physicians to navigate contract negotiations effectively.

Looking for something specific? Here you go:

00:02:40 - Transition from Pre-Med to Business

00:04:04 - Focus on Physician Contract Reviews

00:06:00 - The Core of Contract Diagnostics

00:07:02 - Importance of Contract Clarity

00:08:00 - Navigating Non-Compete Clauses

00:10:08 - Non-Compete Impact on Physicians

00:12:09 - Success Stories and Physician Retention

00:12:37 - Introducing Compensation Rx

00:14:13 - Customizing Compensation Analysis

00:16:08 - Negotiation Services Offered

00:17:00 - The Impact of Effective Negotiation

00:18:06 - Success Story: Family Practice Sports Physician

00:19:09 - The Importance of Physician Advocacy

00:20:18 - Addressing Primary Care Challenges

00:21:05 - Setting Clear Expectations in Contracts

00:22:07 - Discussing Workload and Burnout

00:23:21 - The Importance of Regular Contract Reviews

00:24:24 - Addressing Non-Compete and Family Leave

00:25:19 - Trends in Physician Employment Contracts

00:27:14 - Negotiating with Private Equity

00:29:19 - Early Contract Reviews and Trends

00:30:10 - Changes in Physician Employment Landscape

00:32:26 - Negotiating Women's Issues in Contracts

00:34:48 - Final Thoughts and Advice on Contract Reviews

00:37:55 - How to Contact Contract Diagnostics

00:38:56 - Closing Remarks and Invitation for Questions

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

Also sponsored by Contract Diagnostics - A nationwide physician contract consulting company, not a law firm that specializes 100% in physician contract review.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Piggy and Kitty from the "Bitches Get Riches" blog and podcast, discuss their origin stories, experiences with personal finance, and the challenges they've overcome. The conversation emphasizes the impact of burnout and stress on financial well-being and the need for individualized solutions.

Learn more about Bitches Get Riches:

Lauren and Jess, known as Piggy and Kitty, are the dynamic duo behind the popular blog and podcast, "Bitches Get Riches." These two financially savvy feminist killjoys in their 30s have made waves in the world of personal finance with their witty and insightful content. They were even honored with the 11th annual Plutus Award for Personal Finance Blog of the Year. With their unique perspectives, they offer a fresh take on financial topics, empowering their audience to navigate the world of money with humor and wisdom. Their passion for helping others achieve financial well-being shines through in their work, making them a valuable resource for anyone looking to take control of their finances.

Looking for something specific? Here you go:

00:00:00 - Introduction and Content Warning

00:01:02 - Guest Introduction: Bitches Get Riches

00:02:09 - Origin Stories of Kitty and Piggy

00:03:19 - Bonding Over Financial Adversity

00:04:07 - Creative Careers and Financial Savvy

00:05:27 - Lauren's Background and Financial Responsibility

00:06:33 - The Value of Money and Student Debt

00:07:41 - The Complexities of Dieting vs. Financial Health

00:08:19 - Stress, Health, and Financial Recovery Costs

00:09:23 - Women's Issues and Imposter Syndrome

00:11:06 - Comparing Dieting and Financial Fitness

00:13:05 - The Impact of Stress on Health and Finances

00:14:18 - The Cost of Recovery from Work

00:15:44 - Personal Rhythms and Financial Independence

00:17:08 - The Connection Between Wellness and Financial Fitness

00:18:06 - The Upcoming Burnout Course

00:19:32 - Recovery and Recreation: Financial Implications

00:20:45 - The Importance of Intentionality in Personal Finance

00:21:35 - The Seven-Day Work Cycle and Recovery Costs

00:22:12 - Making Strategic Choices for Financial and Personal Well-being

00:23:02 - Personal Work Patterns and Retirement

00:24:49 - The Importance of Acknowledging Burnout

00:25:31 - The Upcoming Course on Burnout

00:26:45 - The Role of Community in Personal Finance

00:27:57 - The Slow-Fi Movement and Personal Choices

00:29:26 - The Course's Focus on Burnout and Financial Impact

00:30:41 - The Culture of Martyrdom and Burnout

00:31:43 - The Importance of Addressing Burnout

00:32:49 - The Medical Community and Burnout Studies

00:33:57 - The Need for Honest Conversations About Burnout

00:35:35 - The Vision for a Future Without Stress

00:37:48 - Closing Remarks and Contact Information

00:39:24 - The Generational Trauma of Burnout in Medicine

00:40:57 - The Importance of Self-Reflection on Burnout

00:42:10 - Episode Wrap-Up and Additional Resources

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

Also sponsored by Contract Diagnostics - A nationwide physician contract consulting company, not a law firm that specializes 100% in physician contract review.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

We've turned to our Facebook community, The Frugal Physicians, and your emails to bring you a unique segment. Dr. Disha is answering a few of your questions about managing finances, making smart investments, and seeking out alternative income streams in the world of healthcare.

A significant portion of today’s episode is dedicated to real estate investment. Dr. Disha shares her personal journey, inspired by the principles in "Rich Dad, Poor Dad," and discusses the tangible benefits of real estate, including tax advantages, inheritability, and the potential for high returns. She provides practical advice on getting started, managing risks, and understanding the nuances of different types of real estate investments, from long-term rentals to short-term vacation properties. 

Looking for something specific? Here you go:

00:00:11 - Introduction and Apology for Delay

00:00:33 - Welcome to Finding Financial Freedom Podcast

00:01:00 - Community Questions on Finance in Healthcare

00:02:06 - Passive Income for Physicians

00:04:13 - Creating Intellectual Property for Passive Income

00:04:55 - Exploring Side Gigs for Doctors

00:06:00 - Monetizing Blogs and Podcasts

00:07:17 - Affiliate Marketing Explained

00:08:02 - Direct Contracting and Content Creation

00:08:55 - Multiple Income Streams and Wealth Building

00:09:53 - Real Estate Investment for Financial Security

00:11:07 - Benefits and Strategies of Real Estate Investing

00:13:45 - Tax Benefits of Real Estate Investing

00:15:58 - High Risk and Reward of Real Estate

00:17:02 - Real Estate Investment Types

00:18:26 - Real Estate as a Tangible Asset

00:19:56 - Short-Term Rental Investing and Tax Benefits

00:23:28 - Addressing Investment Losses and Tax Implications

00:28:57 - Subscription Model in Healthcare Business

00:34:17 - Physician Groups for DIY Enthusiasts

00:38:06 - Closing Remarks and Contact Information

This episode is sponsored by 

Eckard Enterprises – is an asset management company that focuses on providing families access to diverse, alternative investments.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube 

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Lauren Beltz, also known as The Budget Boss shares her journey from growing up in an accounting family to carving her niche in bookkeeping and finance for small businesses. 

She discussed The Budget Brigade, her initiative blending education and personal finance. Lauren emphasized the importance of budgeting and recounted her own experiences with managing finances, including the challenges of budgeting on a variable income and the importance of frugality and intentionality in spending. She also talked about her personal life, including her plans to move to Colorado and her strategies to avoid lifestyle creep. Additionally, Lauren provided insights on the emotional aspects of financial planning, the significance of enjoying life without overspending, and the importance of setting realistic financial goals.

Learn more about Lauren Beltz:

Lauren grew up in a family surrounded by accountants. She learned from prepping 1040 returns at a young age that she did not want to follow the family trend.

She ended up becoming a bookkeeper instead, working in finance and helping small businesses since her teenage years.

Lauren has always been fascinated with numbers and patterns. With over fifteen years of experience, she is excited to take the knowledge she’s learned in industries spanning from aviation, investment firms, motorsports, and retail and focusing it to where her true passion lies – personal finance, sole proprietorships, and small businesses.

She is a previous Financial Peace University coordinator and loves helping friends and colleagues with personal finance questions. It became an inside joke at her last corporate position that an unofficial employee benefit working there was free access to “Budget with Beltz” which has now become The Budget Brigade.

Lauren splits her free time between her two passions: money and stories. When she isn’t working the analytical side of her brain at The Budget Brigade, you can find her spinning up her creative side, writing and editing at Lauren Beltz Writes.

Looking for something specific? Here you go:

00:00:00 - Introduction to the Podcast

00:00:11 - Introducing Guest Lauren Beltz

00:00:21 - Lauren's Background and Expertise

00:00:42 - Lauren's Storytelling and Financial Education

00:01:03 - Budgeting and Personal Finance

00:03:27 - Lauren's Upbringing and Frugality

00:04:42 - Lauren's Budgeting Techniques

00:06:02 - Budgeting on Variable Income

00:06:15 - Lauren's Engineering Background

00:07:27 - Family Plans and Financial Freedom

00:08:16 - Moving to Colorado and Cost of Living

00:10:15 - Selling a House and Financial Planning

00:10:26 - Lifestyle Creep and Financial Mindset

00:12:15 - Contentment and Spending on Experiences

00:13:05 - The Fire Ladder Concept

00:14:01 - Finding Contentment in Personal Finance

00:15:24 - Lauren's Personal Spending Habits

00:16:05 - The Importance of Experiences Over Things

00:17:03 - Lauren's Financial Freedom Plan

00:18:10 - The Fire Ladder Explained

00:19:13 - Setting Financial Goals

00:20:47 - Achieving Financial Independence

00:21:09 - Mindset and Financial Management

00:22:02 - Realistic Financial Expectations

00:23:15 - Learning from Budgeting Mistakes

00:24:09 - Disha's Personal Debt Experience

00:25:12 - A Year of Finding Contentment

00:26:06 - Decluttering and Enjoying What You Own

00:27:01 - Avoiding Lifestyle Creep

00:28:02 - The Peace of Financial Stability

00:28:40 - Balancing Professional Success and Finances

00:29:28 - Work-Life Balance and Financial Freedom

00:30:10 - Unchaining from Debt

00:31:14 - The Power of Financial Stability

00:32:07 - Lauren's Consulting Work

00:33:01 - Handling Life's Financial Challenges

00:34:01 - Balancing Work and Financial Goals

00:35:00 - Consulting Success Story

00:36:36 - The Impact of Financial Stability

00:37:47 - Handling Medical Emergencies Financially

00:38:14 - The Flexibility of Financial Stability

00:39:06 - The Budget Brigade Online Presence

00:39:57 - Final Takeaway: Remember Your Why

00:40:40 - Closing Remarks and Call to Action

This episode is sponsored by 

Eckard Enterprises – is an asset management company that focuses on providing families access to diverse, alternative investments.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Ethan Nkana, founder of Rocky Mountain Physician Agency, talks about his work in advocating for fair compensation and equitable work conditions for doctors. The focus is especially on addressing the wage gap for women in medicine. Ethan shares his insights on hospital finance, negotiations, and strategies to achieve fair pay. He emphasizes the importance of open discussions about salaries among physicians and advises them to renegotiate their contracts proactively.

Learn more about Ethan Nkana:

Ethan A. Nkana is the founder of Rocky Mountain Physician Agency and an advocate for fair physician compensation. With a rich background in hospital finance, operations, and law, Ethan combines his legal and business expertise to champion equitable work conditions for doctors. Motivated by personal experiences and the disparities witnessed in healthcare, his work is especially focused on bridging the wage gap for women in medicine. Ethan's approach is marked by a deep understanding of healthcare economics and a commitment to empowering physicians through effective negotiation and financial literacy.

Looking for something specific? Here you go:

[00:00:00] Introduction to Ethan Nkana and the episode topic.

[00:01:00] Discussion on weather and personal updates.

[00:02:00] Ethan's background and motivation behind RMPA.

[00:03:00] Insights into Ethan's career transition and focus on helping doctors.

[00:04:00] Ethan's experience in hospital administration and finance.

[00:05:00] The role of Ethan's mother in shaping his career focus.

[00:06:00] The wage gap issue in medicine and its impact on women physicians.

[00:07:00] Addressing skepticism around the gender wage gap data.

[00:08:00] Real-life examples of wage negotiation success stories.

[00:09:00] Debunking myths around gender-based wage discrepancies.

[00:10:00] Discussion on the systemic biases in healthcare compensation.

[00:11:00] Ethan's take on negotiation challenges for female doctors.

[00:12:00] The systemic issues in medicine affecting wage disparities.

[00:13:00] Personal experiences of gender-based discrepancies in the workplace.

[00:14:00] The emotional and professional impact of changing jobs for doctors.

[00:15:00] The importance of legal counsel in contract negotiations.

[00:16:00] The challenge of leaving a medical practice and patient relationships.

[00:17:00] Overview of RMPA's services and billing model.

[00:18:00] The unique approach of RMPA in renegotiating doctor contracts.

[00:19:00] The financial benefits of renegotiating contracts with RMPA's help.

[00:20:00] Details on the fee structure and success stories of RMPA.

[00:21:00] The importance of physician commitment in the negotiation process.

[00:22:00] Unique aspects of negotiating for female doctors.

[00:23:00] The importance of maintaining professional relationships during negotiations.

[00:24:00] Gender-based differences in focus during contract negotiations.

[00:25:00] The perceived negotiation skills gap between male

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Jordan Grumet, or Doc G, a physician turned financial independence advocate,  shares his journey from internal medicine to hospice care, emphasizing how burnout led him to seek financial independence. He also discussed his award-winning podcast, "The Earn & Invest Podcast," and his book "Taking Stock." The book focuses on using financial independence for a regret-free life, drawing from hospice patients' insights. 

Doc G encourages saving with purpose, considering life's unpredictability, and preparing for end-of-life scenarios both medically and financially. He also highlights the importance of leaving a lasting legacy beyond just financial wealth.

Learn more about Doc G:

Doc G, born in 1973 in Evanston, Illinois, has emerged as an influential voice in the intersection of medicine and personal finance. His journey began with a deep-rooted passion for medicine, leading him to Northwestern University where he earned his medical degree. This path initially took him into the world of internal medicine, a field where he excelled and built a successful career.

However, facing the common challenge of professional burnout, Doc G embarked on a transformative journey that extended beyond the hospital walls. He found a new calling in hospice palliative care, a specialty that brought him closer to the human aspects of medicine and the profound experiences at the end of life.

Parallel to his medical career, Doc G developed a keen interest in financial independence. This pursuit was driven by a desire to balance financial security with a life rich in experiences and purpose. His quest for financial wisdom was not just about wealth accumulation but about finding harmony between fiscal responsibility and a meaningful existence.

Doc G's combined expertise in medicine and finance materialized in his acclaimed book, "Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life." The book has resonated with a broad audience, offering valuable insights into aligning financial ambitions with life’s deeper goals.

In addition to his literary contributions, Doc G is the brains behind the "The Earn & Invest" podcast. This award-winning platform showcases his insights on financial independence, earning him recognition including the Plutus Award for Best New Personal Finance Podcast in 2019 and a nomination for Best Personal Finance Podcast in 2020.

Doc G’s unique blend of medical and financial acumen has made him a prominent figure in the personal finance community. He advocates for a holistic approach to wealth, emphasizing its role as a means to a fulfilling, regret-free life rather than an end in itself.

Currently serving as the Associate Medical Director at Journey Care Hospice, Doc G continues to make a profound impact in the medical field. Simultaneously, he guides individuals towards financial literacy and independence, inspiring them to embrace a balanced, purpose-driven life.

Looking for something specific? Here you go:

[00:00:00] Introduction of Dr. Jordan Grumet

[00:01:00] Discussion on "Taking Stock" book

[00:02:00] Transition from internal medicine to hospice care

[00:03:00] Financial independence journey

[00:04:00] Motivation behind choosing medicine

[00:05:00] Finding purpose beyond medicine

[00:06:00] Balancing personal finance and joy

[00:07:00] Insights from hospice patients

[00:08:00] Bridging finance and life's purpose

[00:09:00] Regrets of hospice patients

[00:10:00] Concept of enough in finance

[00:11:00] Life planning for end of life scenarios

[00:12:00] Exploring different paths to financial independence

[00:13:00] Importance of subtracting unwanted aspects of life

[00:14:00] The joy of addition in life planning

[00:15:00] Balancing spending today vs. saving for tomorrow

[00:16:00] Concept of coast fire

[00:17:00] The legacy of purpose and joy

[00:18:00] Financial planning and legacy documents

[00:19:00] Different approaches to financial independence

[00:20:00] The art of subtraction in financial strategy

[00:21:00] Emphasizing life experiences over financial gain

[00:22:00] Financial independence as a tool for purposeful living

[00:23:00] Addressing financial planning for end-of-life scenarios

[00:24:00] The importance of legacy beyond money

[00:25:00] Medical and financial legacy documents

[00:26:00] Creating a legacy through purposeful engagement

[00:27:00] Balancing saving and spending for a meaningful life

[00:28:00] Reflecting on personal financial journey and legacy

[00:29:00] Navigating life's financial and emotional complexities

[00:30:00] Prioritizing purpose, identity, and connections

[00:31:00] The role of finances in life planning

[00:32:00] Assessing personal fears and financial goals

[00:33:00] Finding balance in financial decisions

[00:34:00] Exploring alternative paths to financial independence

[00:35:00] Embracing affordable travel and life experiences

[00:36:00] Connecting with Dr. Grumet and resources

[00:37:00] Conclusion and final thoughts

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha brings her family together to discuss the year 2023. They recount their travels to India, visiting the Taj Mahal, and attending an elaborate Indian wedding. The family also talks about their trip to Spain, experiencing a flamenco show, and enjoying local cuisine. 

Financial planning for these trips is a key topic, highlighting the use of a travel fund and managing expenses without straining finances. The family emphasizes the educational and bonding aspects of their travels. The episode concludes with a reflection on global issues and a message of gratitude and hope.

Looking for something specific? Here you go:

00:00:00 - Introduction and Family Introduction

00:00:41 - Family's Adventures in India

00:01:57 - Celebrating Liam's Birthday at the Taj Mahal

00:02:46 - Language Barriers and Play

00:03:09 - Josh's Favorite Part of India Trip

00:03:24 - Indian Wedding Food Experience

00:04:14 - Jet Lag and Late Nights

00:04:20 - Encountering a Camel in Agra

00:05:49 - San Diego Trip and Belmont Park Experience

00:07:10 - Disney World Adventures

00:08:31 - Recalling COVID-19 Experience

00:09:26 - Enjoying H2O Park and Gondola Rides

00:10:25 - Star Wars Experience at Disney World

00:11:01 - Tennis Camp at USTA Training Facility

00:12:41 - Flamenco Show in Spain

00:13:30 - Eating Paella and Empanadas in Valencia

00:14:21 - Budgeting for Travel

00:16:06 - The Importance of Travel for Family

00:16:36 - Visiting Altea, Spain

00:17:34 - Staying in an Apartment in Valencia

00:18:07 - Driving Abroad for Better Experience

00:20:19 - Favorite Moments of the Year

00:22:07 - Christmas Day and Gifts

00:23:42 - Acknowledging Global Conflicts

00:24:58 - Closing Remarks and Upcoming Podcast Content

This episode is sponsored by

PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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YouTube

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha shares her recent family trip to Spain and provides valuable financial tips for the holiday season. She discusses the balance of enjoying guilt-free travel while being financially prudent, tips for booking travel economically, and the importance of smart spending in different countries. 

Additionally, Dr. Disha delves into end-of-year financial tasks, including maximizing retirement account contributions, Backdoor Roth IRA, HSA contributions, and effective use of credit card benefits. She emphasizes the importance of tax loss harvesting, rebalancing portfolios, and reassessing insurance needs, all while sharing her personal experiences and strategies for maintaining financial freedom.

Looking for something specific? Here you go:

00:14:15. Year-end financial tasks and planning

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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The Frugal Physicians Facebook Group

YouTube

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Understanding the Chase 524 rule is crucial for anyone who wants to maximize their rewards and benefits from credit cards. The Chase 524 rule, also known as the most important yet unofficial and unpublished rule in the world of points earning credit cards, can significantly impact your ability to obtain valuable rewards cards on the market.

In this episode of Point Me to First Class called, "Understanding the Chase 524 rule," the host, Dr. Devon Gimble, emphasizes the importance of this topic. She acknowledges that while it may be considered boring, it is essential knowledge for those serious about earning points. Devon invites Dr. Disha joined her show to help deconstruct the Chase 524 rule.

Learn more about Point Me to First Class:

Point Me to First Class is a podcast specially designed for employed professionals, entrepreneurs, and business owners. Hosted by Devin Gimbel, it's a treasure trove of information on leveraging expenses to travel luxuriously. The show focuses on optimizing credit card points and miles, turning everyday spending into opportunities for extravagant travel. Whether it's deciphering credit card rules or exploring new strategies for points accumulation, "Point Me to First Class" is the ultimate guide for those aspiring to travel more, better, and often.

Looking for something specific? Here you go:

00:01:30 Understanding the Chase 524 rule.

00:05:15 Understanding the Chase 524 rule.

00:10:56 Chase points are valuable and flexible.

00:15:10 Chase 524 rule restricts credit card approvals.

00:20:10 Understanding the 5/24 rule for credit card applications.

00:28:17 Authorized user accounts count towards 524.

00:30:40 Consider Chase 524 rule carefully.

00:36:02 Prioritize Chase business cards first.

00:41:12 Keep credit card accounts open.

00:45:39 Understanding Chase Freedom card options.

00:50:32 Different approaches to tracking credit.

This episode is sponsored by 

PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha introduces Tyler Olson, a financial advisor from Olson Consulting, LLC, specializing in helping medical professionals with their financial planning. Tyler discusses his background, the influence of his father's career, and his decision to focus on medical professionals' financial needs. He addresses the unique financial challenges faced by early career physicians, such as managing student debt, investment strategies, and the importance of early financial planning. Tyler also provides insights into the psychological aspects of financial decision-making and offers practical advice for financial literacy and management.

Learn more about Tyler Olson:

Tyler Olson, founder of Olson Consulting, LLC, is a financial advisor dedicated to aiding medical professionals in navigating their unique financial landscapes. With a background heavily influenced by his father, also a financial planner, Tyler learned the intricacies of financial management from a young age. Initially a generalist in financial planning, he later shifted his focus to specifically cater to the needs of physicians, driven by a desire to bridge the gap between medical education and financial literacy. His firm offers personalized advice, focusing on individual situations and problems, particularly in investment management, student debt, and retirement planning.

Find Tyler on his website: https://www.olsonconsultingmi.com/ 

Looking for something specific? Here you go:

[00:04:00] Fee structure and services provided by Tyler Olson

[00:05:00] Tyler's approach to financial advising and education

[00:06:00] The impact of Tyler's father on his career choice

[00:07:00] Financial decisions affecting quality of life

[00:08:00] Case studies and examples in financial advising

[00:09:00] Balancing financial priorities for medical professionals

[00:10:00] Advice for early attending physicians on financial management

[00:11:00] The importance of investing and retirement planning

[00:12:00] Addressing student debt alongside investing

[00:15:00] Discussion on Backdoor Roth and financial prioritization

[00:16:00] The impact of tax brackets on retirement planning

[00:17:00] Balancing major financial decisions and life changes[00:18:00] Perspectives on physician mortgages and loans

[00:19:00] Risks and considerations of zero-down mortgages

[00:20:00] The influence of past financial crises on current advice

[00:21:00] Real-life scenarios and decisions in home buying

[00:22:00] Sticking to financial plans during uncertain times

[00:23:00] The challenge of predicting financial markets

[00:24:00] Financial literacy for medical students and trainees

[00:25:00] Free financial education resources offered by Tyler Olson

[00:26:00] Recommended financial books and expert resource

[00:27:00] Tips for enhancing quality of life through financial decisions

[00:28:00] The value of writing down financial goals and plans

[00:29:00] The role of money as a tool for achieving life goals

[00:30:00] Conclusion and future plans of Tyler Olson

This episode is sponsored by                                     PearsonRavitz– helping physicians safeguard their most valuable assets. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Grant Sabatier's story begins in a financially stressed household, where money was a constant source of worry. Despite excelling academically and attending a prestigious university, his early twenties were marked by job uncertainties and a lack of clear direction, culminating in a sobering moment: moving back to his parents' house with a mere $2.26 in his bank account.

This low point, however, was also a turning point for Grant. A family picnic sparked a profound realization about the traditional path to retirement and its limitations. This epiphany led him to reevaluate his relationship with money, viewing it not just as a means of survival but as a form of energy that could be harnessed and grown.

Learn more about Grant Sabatier:

Grant Sabatier is an accomplished author, entrepreneur, and financial independence expert. As the author of "Financial Freedom" and the creator of the Financial Freedom course, he's known for his profound understanding of wealth-building and personal finance management. Grant is a celebrated figure in the finance world, having been featured in major publications and media outlets. His journey from financial instability to becoming a millionaire by age 30 demonstrates his expertise in money management, digital marketing, and entrepreneurship. He is a sought-after speaker and a mentor for those seeking financial independence.

Looking for something specific? Here you go:

00:03:56 Money is a form of energy.

00:04:22 Trading time for money limits.

The timestamp for the statement "Choose opportunity over passion" is 00:10:05. Choose opportunity over passion.

00:14:23 Pursue passion and financial independence.

00:19:30 Leverage your value as an employee.

00:23:53 Build relationships for career growth.

00:28:33 Take control of your finances.

00:33:11 Spend more time with money.

00:37:27 Entrepreneurship is a choose-your-own-adventure journey.

This episode is sponsored by PearsonRavitz– helping physicians safeguard their most valuable assets. Sign up for our upcoming webinar on December 11th! Go here. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Disha discusses the valuable insights from Christine Benz of Morningstar, particularly focusing on Morningstar's State of Retirement in 2023 report. The report provides forward-looking guidance on retirement income, utilizing Monte Carlo simulations to predict various outcomes. It explores safe withdrawal rates, flexible withdrawal strategies, and the concept of a TIPS ladder for guaranteed income. Additionally, the episode touches upon the importance of bonds and provides information on different types of bonds, including Treasury Inflation Protected Securities (TIPS).

Additional resources mentioned:

What is the Safe Retirement Spending Rate in 2023 and 6 Retirement Spending Strategies: Visit this link for a free download of Morningstar’s latest retirement spending report. 

Open Social Security Tool by Mike Piper: Access the tool at Open Social Security.

Looking for something specific? Here you go:

00:02:43 Flexible strategies for retirement income.

00:06:11 Tips ladder for guaranteed income.

00:11:31 Invest in EE bonds for retirement.

Sponsored by Eckard Enterprises– a family-owned and operated alternative investment and asset management firm, specializing in mineral rights. 

Also sponsored by PearsonRavitz– helping physicians safeguard their most valuable assets. Sign up for our upcoming webinar on December 11th! Go here. 

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

This episode is sponsored by                                     PearsonRavitz– helping physicians safeguard their most valuable assets. 

Retirement marks a significant shift from accumulation to spending. This transition can be daunting, especially in an unpredictable financial landscape. Christine Benz, Director of Personal Finance and Retirement Planning at Morningstar, provides invaluable insights on this subject, as discussed in this latest episode. 

Christine covers the challenges retirees face in transitioning from saving to spending, exploring the conventional 4% withdrawal rate, as well as research suggests a flexible approach to retirement spending, accommodating various market conditions and personal circumstances. The discussion also addresses dynamic spending, the impact of asset allocation, and the role of treasury inflation-protected securities in retirement planning. 

Christine advocates for lifetime giving as part of a fulfilling retirement strategy and stresses the importance of informed decision-making in managing retirement funds, including Social Security benefits.

Tune in to gain valuable insights and strategies for a financially secure and fulfilling retirement!

Learn more about Christine Benz:

Christine Benz is director of personal finance and retirement planning for Morningstar and senior columnist for Morningstar.com. In that role, she focuses on retirement and portfolio planning for individual investors. She also co-hosts a podcast for Morningstar, The Long View, which features in-depth interviews with thought leaders in investing and personal finance. She is a frequent public speaker and is widely quoted in the media, including The New York Times, The Wall Street Journal, Barron’s, CNBC, and PBS. In 2020, Barron’s named her to its inaugural list of the 100 most influential women in finance; she appeared on the 2021 list as well. In 2021, Barron’s named her as one of the 10 most influential women in wealth management.

Benz is author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances (Wiley, 2010). She is also co-author of Morningstar® Guide to Mutual Funds: 5-Star Strategies for Success, a national bestseller published in 2003, and author of the book’s second edition, which was published in 2005. Before assuming her current role in 2008, she served as Morningstar's director of mutual fund analysis and was editor of Morningstar Mutual Funds and Morningstar FundInvestor.

Benz holds a bachelor’s degree in political science and Russian/East European studies from the University of Illinois at Urbana-Champaign. She is president of the board for the John C. Bogle Center for Financial Literacy. Benz is also a member of The Alpha Group, a group of thought leaders from the wealth management industry from across the country. In her free time, she works with underprivileged women to improve their understanding of personal finance concepts.

Additional resources mentioned:

What is the Safe Retirement Spending Rate in 2023 and 6 Retirement Spending Strategies: Visit this link for a free download of Morningstar’s latest retirement spending report. 

The Long View Podcast: Visit The Longview Podcast “to expand your investing horizons and look to the long term. Join hosts Christine Benz and Jeff Ptak as they talk to influential leaders in investing, advice, and personal finance about a wide-range of topics, such as asset allocation and balancing risk and return.”

Open Social Security Tool by Mike Piper: Access the tool at Open Social Security.

Looking for something specific? Here you go:

00:04:13 Morningstar provides transparency in finance.

00:08:22. Safe withdrawal rates vary based on market conditions.

00:10:36 Forward-looking research on safe withdrawal rates.

00:17:58 Importance of lifetime giving.

00:24:19. Delay Social Security for higher benefits.

00:27:10 Flexibility in retirement spending.

00:32:33 Plan for retirement spending.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Produced in partnership with… 

Eckard Enterprises – Learn how to build and protect your wealth through an alternative investment in minerals. 

***This show is produced in partnership with Eckard Enterprises, highlighting their expertise in alternative investments and tangible assets. The content presented is part of a paid collaboration designed to educate and inform our audience about financial opportunities within the realm of mineral rights investing. The views and opinions expressed are provided for informational purposes only and do not constitute financial advice.

Troy W. Eckard, CEO of Eckard Enterprises, outlines the company’s focus on alternative investments, especially in mineral rights. With a track record of substantial investor engagement and over $700 million in capital invested, Eckard emphasizes the advantage of immediate cash flow opportunities, the importance of their AML approach, and the strategic acquisition of assets. He further explains the nuances of mineral rights investing, the industry dynamics, and the role of technology in maximizing investment returns. Additionally, Eckard discusses the economic and environmental aspects of the energy sector and provides valuable advice on tax strategies for investors.

Learn more about Troy Eckard:

Troy W. Eckard is the dynamic CEO and driving force behind Eckard Enterprises, a leading firm in alternative investments and asset management with a strong focus on mineral rights and tangible assets. With more than 37 years of industry experience, Troy has established himself as a vanguard in empowering private investors to achieve financial freedom and build wealth through strategic investment opportunities.

Troy's journey began in 1985 when he was hired by a small investment firm in Dallas during his college years. His innate understanding of economics and finance, combined with a pioneering spirit, led him to establish his own investment firm in 1991, which he grew successfully over 22 years. His deep integration into the oil and gas space has been marked by expertise in drilling, exploration, seismic acquisitions, and pipeline management.

Troy's passion for the industry is as much about fostering successful investment portfolios as it is about cultivating lasting relationships with his partners, whom he treats with the utmost respect and consideration. His open-door policy, including sharing his personal contact information, reflects his dedication to accessibility and partner support.

For those seeking guidance on navigating the ever-evolving landscape of alternative investments, Troy W. Eckard stands as a beacon of knowledge, experience, and success. His work with Eckard Enterprises continues to offer a gateway to tangible assets, promising a future of stability and prosperity for investors ready to embark on a journey toward financial security.

Find and connect with Troy and his company at www.eckardenterprises.com 

Looking for something specific? Here you go:

0:00 - Introduction to Eckard Enterprises and their expertise in alternative investments.

1:01 - Introduction of Troy W. Eckard and his background.

1:39 - Eckard's response and the state of the day.

1:41 - Discussion on the nature of mineral rights investing.

1:58 - Eckard’s journey in the energy industry.

3:03 - Explanation of mineral rights and their acquisition.

3:12 - The division of land rights into air, surface, and mineral.

4:34 - How owning land includes mineral rights and their potential.

6:11 - Eckard Enterprises' approach to investing in mineral rights.

8:19 - Addressing investor hurdles in the oil and gas sector.

10:51 - Eckard’s investment locations and strategy.

13:14 - Minimum investment requirements and structure.

15:41 - Addressing the impact of oil price volatility.

17:36 - The future of oil and gas in the face of green energy trends.

20:07 - The economics of green and fossil fuels.

22:58 - The company's revenue model and investor benefits.

26:13 - Tax implications for investors receiving royalty checks.

28:18 - Investment through retirement accounts.

29:52 - The possibility and process of liquidating investments.

32:55 - Handling of investor assets upon death.

35:53 - How to contact Troy W. Eckard.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Jimmy Turner's entrepreneurial journey began when he started his own business called The Physician Philosopher. He initially started as a solopreneur, figuring things out on his own and learning along the way. He had to navigate the process of setting up an LLC, getting an employer identification number, and opening a bank account. Despite the challenges, he believed that there was nothing he couldn't learn if he put his mind to it.

In the first couple of years, Dr. Turner didn't pay himself a substantial amount from his business. In fact, he didn't pay himself at all for the first 18 to 20 months. He was working 60 hours a week as an anesthesiologist and putting an additional 20 to 25 hours into his business. He was working more after residency than he did during residency.

Dr. Turner's business initially started as a blog where he wrote three posts a week and sought out sponsors. Over time, it grew into something more. He wrote a couple of books, started a podcast, and even launched a coaching program. His focus was on helping physicians use financial independence to combat burnout and achieve financial wellness.

In February, Dr. Turner took a new step in his entrepreneurial journey by joining a venture capital-backed startup called Attend as a chief medical officer and co-founder. This marked a transition from running his own business to being a part of a larger organization. The growth and success he experienced in his own business led him to this new opportunity.

Learn more about Dr. Jimmy Turner:

Dr. Jimmy Turner is a practicing anesthesiologist, entrepreneur, and life coach for doctors. He is the host of the Money Meets Medicine podcast and the author of the book "Determined: How Burned Out Doctors Can Thrive in a Broken Medical System." Dr. Turner started his journey as a blogger, creating The Physician Philosopher, which eventually grew into a successful business offering courses and coaching to help physicians achieve financial wellness.

He recently became the co-founder and Chief Medical Officer of Attend, a venture capital-backed startup that aims to provide comprehensive financial solutions for medical professionals. Dr. Turner's passion for helping doctors navigate burnout and achieve financial independence has made him a respected figure in the personal finance world.

Find and connect with Dr. Turner on his website. 

Looking for something specific? Here you go:

• 00:00:27 Transition from blogger to entrepreneur. 

• 00:05:13 Transition from blog to business. 

• 00:13:39 Separate personal and business decisions. 

• 00:15:49 Importance of coaching in entrepreneurship. 

• 00:23:53 Building a trusted financial solution. 

• 00:29:29 Importance of disability insurance. 

• 00:33:03 Navigating disability insurance is crucial.

• 00:37:36 Importance of listening to children.

This episode is brought to you by… 

PearsonRavitz– helping physicians find the right disability insurance for their individual needs.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

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Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

Dr. Goins found freedom through travel by embracing her passion for exploring healing approaches outside of conventional medicine and combining it with her love for traveling. Her journey from traditional medical practice to becoming a digital nomad reflects her desire to break free from the constraints of traditional medicine and immerse herself in a nomadic lifestyle.

Dr. Goins initially started her journey to become a doctor at a young age, like many others in the medical field. However, she also had a strong passion for traveling, which she picked up as a teenager through books. Although she couldn't afford to travel at the time, she traveled extensively in her imagination through the stories she read.

As she pursued medicine and prepared for medical school, Dr. Goins faced conflict within herself. She felt that medicine required all of her time, energy, and resources, leaving little room for her other passion for traveling. She even expressed her concerns to her mother, worried that she wouldn't have the opportunity to live the life she had envisioned for herself.

This is a lovely conversation. We hope you enjoy. 

Learn more about Dr. Kristine Goins:

Dr. Christine Goins is an integrative adult, child, and adolescent psychiatrist, as well as a physician coach. She founded NomadMD to empower fellow physicians to break free from traditional medical constraints and live a nomadic lifestyle. Dr. Goins is passionate about essentialism, travel, and exploring different cultures. Her unique journey from traditional medicine to a nomadic lifestyle reflects her commitment to time and financial freedom.

Find and connect with Dr. Goins on her website. 

Looking for something specific? Here you go

00:00:55 Finding financial freedom through travel. 

00:05:57 Time is a precious commodity. 

00:11:43 Geo-arbitrage can enhance quality of life. 

00:18:03 Maximize credit card points for travel. 

00:22:22 Starting a nonprofit for travel. 00:31:03 Follow your travel dreams.

This episode is brought to you by… 

PearsonRavitz– helping physicians find the right disability insurance for their individual needs.

If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physicians Facebook Group

YouTube (Coming Soon!)

-----------

Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.