Freedom Day Matters with Alan Cantrell and Mike Catalano

This conversation discusses the financial mistakes made by celebrities and provides lessons on estate planning, tax planning, diversification, and the importance of transparency in financial advisors. The conversation emphasizes the need for proper estate planning, including the use of trusts to avoid probate. It also highlights the importance of tax planning, diversifying investments, and working with transparent financial advisors. In this conversation, Alan discusses the importance of guaranteed lifetime income for retirement, building trust and transparency with financial advisors, minimizing tax liability, tax considerations for Roth IRAs and pre-tax 401(k)s, being proactive with taxes and retirement planning, and the importance of a comprehensive retirement plan.

You can reach Alan by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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The conversation covers various aspects of retirement planning, including creating a clear retirement plan, strategies for income withdrawals, considering healthcare and life insurance in retirement, average retirement age and trends, financial challenges for women, preparing for retirement, planning for longevity, financial compatibility in relationships, and answering listener questions. The conversation covers various aspects of retirement planning, including the retirement analyzer tool, the importance of starting retirement planning at any stage, the decision to take a lump sum pension option, and key considerations in retirement planning. The host emphasizes the need for a personalized retirement income plan to achieve financial freedom.

You can reach Alan by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

In this episode, Alan Cantrell discusses various strategies for retirement planning, drawing parallels between football and retirement. The chapters cover offensive strategies, defensive strategies, special team considerations, identifying and addressing gaps, special teams for tax planning, the coach-quarterback relationship, growth, protection, and income in retirement, the financial red zone and coaching, being aware of armchair quarterbacks, opponents in retirement, officials and referees in retirement, the consequences of borrowing from a 401k, the importance of an emergency fund, and blind sides in retirement. Alan also mentions his recent article in US News and World Report and emphasizes the importance of taking control of retirement planning.

You can reach Alan by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

In this conversation, Alan Cantrell discusses important considerations for building a modern, holistic, and personalized retirement plan. He emphasizes the need for a comprehensive checklist and highlights key topics such as determining retirement income needs, strategies for retirement income, social security and life insurance considerations, planning for longevity and healthcare costs, budgeting for lifestyle upgrades, the importance of early retirement planning, tax efficiency and Roth conversions, building a personal pension plan, adjusting investment strategies for retirement, tax-efficient considerations, long-term care and healthcare planning, asset allocation and risk management, and investment strategies for security and returns. 

You can reach Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan offers strategies to consider to help lessen the blow of taxes in retirement.  He cautions to use good strategies with your withdrawals and the selling of your assets.  The conversation turns to planning for the “unexpected” in retirement such as kids returning home, caring for elderly parents, home and car maintenance, and health care expenses.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan discusses financial goals for 2024.  He identifies good goals to establish, how to get started, and offers tips on how to stay on track.  Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets.

Contact Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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What if you have a plan for retirement in place and then life happens?  Alan talks about the need for a good retirement plan to be flexible in the event of job loss, change in marital status, caring for parents, or health event.  The conversation also includes retirement mistakes to avoid such as underestimating the impact of inflation and your longevity and being too conservative or too aggressive in investments.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan talks about starting retirement planning early in the financial red zone with extra savings efforts and good strategies with your savings vehicles.  The discussion then shifts to the need to have a contingency plan in the event of an earlier than expected retirement.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

It’s not asking too much to be happy in retirement.  Proper planning can help lead to that.  That’s the topic of conversation as Alan discusses the freedom of being debt free, having a good spending plan, clearly communicating with your spouse, and having diverse income sources.  This podcast also addresses some important facts about annuities.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

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Fred provides the answers to some commonly asked and very important questions regarding proper retirement planning.  He also looks at what should be considered in shoring up your retirement in the new year.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Alan covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement.  He also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k).

Retirement Strategies Group of Northwest Arkansas

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Alan covers some sound savings strategies to consider implementing when you’re nearing retirement such as funding that 401(k) to the max, rethinking your 401(k) assignments, and looking at traditional and Roth in determining what may work best for you.  Also covered in the podcast are some good strategies for that transition to a safer mode in your financial life.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan highlights some reasons why your financial education shouldn’t stop once you hit retirement.  The discussion included factoring inflation, planning for healthcare costs, and staying on top of legal changes in the retirement universe.  He also talks about dividend stocks and information a financial professional will need from you in order to build a stronger retirement plan.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan addresses common retirement fears and offers solutions to overcome them.  Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care.  Alan also discusses some things you should do and some things you should avoid in your retirement planning process.

You can reach Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

How in the world do you tie Seinfeld into retirement planning tips?  Alan pulls it off with clips from the sitcom that do lead to a productive conversation on retirement planning.  Watching your risk, budgeting, guarding your emotions, and the power of compounding are part of the conversation.

You can reach Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings.  How can you get back on track?  Listen for tips here.  Decumulation:  What is it?  Alan defines it and discusses good strategies to consider when you are enter this phase of your financial life.

You can reach Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan.  Another topic on this podcast focuses on how strategies could differ if you retire single.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Alan covers qualified distributions, the “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion.

You can reach Alan Cantrell by calling 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.

Alan discusses how to approach a withdrawal rate in retirement in a safe manner.  He also looks at good strategies to boost your savings in the financial red zone.  He stresses to take longevity seriously, build that savings safety net and to understand inflation and proper diversification.

Reach out to Alan Cantrell at 479-935-9767.

Retirement Strategies Group of Northwest Arkansas

See omnystudio.com/listener for privacy information.