Kelley's Bull Market News with Kelley Slaught

Kelley covers what is and isn’t taxable in retirement.  She describes how Social Security benefits, pensions, interest-bearing accounts, stocks, bonds, dividends, and your traditional 401(k) and IRA could be subject to taxation.  She also discusses annuities and life insurance.  She moves into the fun part of retirement with a conversation about defining your bucket list items and reminds listeners that she provides a good starting point at her website:  www.californiawealthadvisors.com.

You can reach Kelley at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

In this conversation, Kelley discusses the importance of estate planning and the various documents involved. She emphasizes the need to update trust documents regularly and highlights the importance of beneficiary designations. Kelley also counters bad financial advice, such as borrowing from retirement accounts during emergencies and relying solely on Social Security benefits in retirement. She stresses the importance of personalized retirement plans and diversification in investment portfolios. The conversation covers various aspects of comprehensive financial planning, including retirement needs, managing 401k in retirement, setting up income for life, saving on taxes, and choosing the right advisor.

You can reach Kelley by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

In this episode, Kelley Slaught discusses the importance of having a written plan for retirement and the benefits of a comprehensive and customized approach. She emphasizes the need for budgeting and tracking expenses, as well as creating income strategies in retirement. Kelley also highlights the importance of risk management, estate planning, and legacy passing. She provides insights into spousal financial strategies and ways to boost retirement savings.

You can reach Kelley by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

In this episode, Kelley discusses important topics related to retirement planning. She covers mistakes to avoid in retirement investments, the cost of living longer, maximizing Social Security benefits, tax planning, implications of divorce in retirement, leaving unequal inheritances, working part-time in retirement, retiring at different times, putting losses into perspective, utilizing the mass proprietary process, and the importance of liquid reserves. The conversation covers the basics of annuities, estate planning and asset titling.

You can reach Kelley by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

In this episode Kelley Slaught discusses various aspects of risk and retirement planning. She emphasizes the importance of assessing and altering risk in retirement, including managing health risks and long-term care. Kelley also highlights the significance of estate planning and the risks of improper or no estate planning. She addresses the risk of improper tax planning and the importance of asset allocation. Additionally, Kelly discusses the changes in retirement planning over the past 50 years and the need to prepare for longer retirements. Lastly, she highlights the four pillars of service offered by California Wealth Advisors, which include investment management, risk management, estate planning, and creating a family office.

You can reach Kelley by calliing 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

In this episode, Kelley Slaught discusses the importance of keeping your financial house in order and the challenges that many people face in doing so. She emphasizes the need for a comprehensive financial plan that covers risk management, estate planning, and investment strategies. Kelley also addresses the importance of avoiding medical malpractice and probate issues. She provides insights into the benefits of diversification and the potential advantages of investing in annuities. Overall, Kelley emphasizes the importance of working with a knowledgeable financial advisor to create a solid financial plan. The conversation covers various topics related to investment strategies and financial planning. The main themes include the volatility of stocks and the need for insured products, diversification and creating income, the difference between robo-advisors and personalized service, emotional investing and staying invested, creating a stable allocation of assets, fixing portfolio problems and looking at balance sheets, protecting family values and legacy, and contacting California Wealth Advisors.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

We all know the bucket list so what would go in the un-bucket list?  That would be things to avoid so you can have a successful retirement.  That’s the discussion with Kelley at the beginning of the podcast as she talks about knowing when you can retire so you don’t work longer than necessary, not being lonely and now having an unfulfilled retirement, and not squandering the early “go-go” years.  Then the conversation moves to considerations married couples must give to have a good team effort in retirement.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley answers the most frequently asked questions about annuities.  How do they differ from traditional savings and brokerage accounts?  What are the benefits and potential drawbacks?  What types of annuities are there?  Get the answers in this podcast.  The conversation then shifts to that transition in your financial life from accumulation to the necessary strategies in retirement.

Contact Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Warnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer.  Then we take a look at what a retirement portfolio stress test could be for you.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley provides the answers to some commonly asked and very important questions regarding proper retirement planning.  She also looks at what should be considered in shoring up your retirement in the new year.  These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley adds a Christmas theme in showing how we can learn from the ghosts of Christmas past for a more secure retirement future.  She covers market conditions, Social Security, taxes, inflation, long term care, and income.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley cuts through some harsh realities of retirement planning and offers solutions.  Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity.  How should you mirror the traits of successful CEOs in our retirement?  That’s also covered in this podcast.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley talks about what we need to consider strategically as the year draws to a close.  Most of the bullet points are about good tax moves.  She also looks at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test.  Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

It’s all financial related questions answered by Kelley in this podcast.  Subjects include annuities, pensions, inheritance, 1031 exchanges, and 401(k)s.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley discusses withdrawal in retirement and breaks down the potential win and lose strategies.  What questions need to be answered in comprehensive retirement planning?  That’s covered in categories such as Social Security and spousal claiming strategies, budgeting, 401(k) maneuvers, taxes, and income building.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

The 2023 Mercer CFA Institute’s Global Pension Index recently rated retirement systems around the world.  The U.S. earned a C+.  Kelley examines that and discusses ten steps to strongly consider in an effort to score an A+ in your retirement.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley runs through some common excuses people give for not seeking the help of a financial professional when nearing retirement.  She counters these with good reasons why it is critical to work with a financial partner.  Some excuses are:

“I’m a DIY (do it yourself) person” Scary!

“I’m already retired” Don’t forget second opinion.

“I get my advice from friends and family” 

“I don’t know where to begin” A phone call is a good first step.

You can reach Kelley Slaught by calling 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley addresses common retirement fears and offers solutions to overcome them.  Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care.  Kelley also discusses some things you should do and some things you should avoid in your retirement planning process.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley offers good warnings on scams and tips on how to avoid becoming a scam victim.  She also demonstrates how she acts as a coach for people in helping them maximize their savings before launching their retirement.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.

Kelley reminds us of what can happen when we make assumptions.  It can be even more serious when they are retirement assumptions.  She clarifies some common ones such as thinking you’ll retire at 65, underestimating how long you’ll live, and on how much you think you’ll spend in retirement.

You can reach Kelley Slaught at 800-810-8060.

California Wealth Advisors

See omnystudio.com/listener for privacy information.