Live Better by Centric FCU

Unlock the secret to a fatter tax refund and wiser financial future with Centric's CFO, Billy Joiner. As your savvy guide, Billy doesn't just break down the numbers; he brings to light the comprehensive value of being prepared with essential documents like 1099s and W-2s to ensure your tax return is not just timely but hits the mark for accuracy. Our conversation ventures into the diverse offerings at Centric, from financial counseling to the BizKids program, and paints a picture of a financial institution that's deeply invested in the economic prosperity of its community members. 

This episode is a treasure trove of strategies for maximizing your tax season winnings. We'll share why professional tax advice could be your holy grail to uncovering hidden deductions and how opting for direct deposit into a credit union can stretch your dollar further. Billy Joiner helps navigate the tricky waters of tax withholdings, providing actionable tips to adjust them in your favor during inflationary times. And for those pondering the smartest ways to use their tax refunds, we cover everything from extinguishing debt to bolstering your savings, ensuring that your financial decisions are both informed and intelligent. Join us and transform your approach to personal finance one tax season at a time.

Unlock the secrets to a thriving financial future with SVP Marketing Kelli Green, who joins us with her 16 years of finance acumen to navigate the complexities of credit health. Get ready to understand how your credit score shapes your economic opportunities and learn the ins and outs of installment debts versus revolving credit. We'll guide you through the importance of payment history and the subtle yet significant ways new credit lines can influence your score. If you've ever been puzzled by the financial decisions that pave the path to prosperity, this conversation is the key to clarifying those mysteries.

Embark on a journey with us that transcends the basics of credit card usage, delving into effective debt management strategies and the power of paying above the minimum. Discover how consolidating credit lines can streamline your finances and potentially lift your credit score. Our dialogue with Kelli Green doesn't just end with tips and tricks; it's an eye-opener to the harsh realities of a low credit score and the strategic moves one can make in the face of financial adversity. From fostering bank relationships for favorable credit terms to leveraging expert financial counseling, we're handing you the roadmap to not just survive, but thrive in the world of credit and overall financial well-being.

In Episode 324 of the "Live Better Podcast" from Centric FCU, host Emma explores the challenge of "Navigating Work-Life Balance." With guest speaker Lawrencia from Finding Solace Counseling, the episode provides practical tips for thriving in a harmonious work-life balance.

They discuss evolving work-life balance concepts and trends in today's workplaces, sharing personal experiences and lessons learned. The conversation emphasizes setting boundaries at work, employer roles in creating supportive environments, and effective communication of balance needs.

Key topics include time management, self-care, and using technology for productivity without sacrificing personal time. The episode recognizes signs of imbalance and burnout, offering prevention tips. The role of remote work in balance and common misconceptions are also addressed.

As the episode wraps up, Emma reinforces Centric's commitment to supporting listeners on their financial and well-being journey. The audience is encouraged to subscribe, share, and provide feedback for ongoing conversations on social media. Overall, Episode 324 is a practical guide for achieving a balanced work-life approach.

In Episode 323 of the Live Better Podcast, presented by Centric FCU, explore the transformative force of the gig economy and side hustles in our rapidly changing world. The gig economy has become more than just a buzzword—it's reshaping the way we work, earn, and live. Side hustles are now a lifeline for many seeking financial flexibility and diverse opportunities.

Join us as we dive into the pros and cons of side hustles with Matt Waldroup, Centric’s SVP of Business Services. From assessing the advantages and disadvantages of side hustles to exploring popular side hustles in 2023, this episode equips you with valuable information and strategies to improve your financial well-being.

Discover creative ways people are making extra income, explore how hobbies can be turned into profitable side hustles, and learn about balancing full-time work with additional ventures. The episode also discusses the growth of remote freelance work, financial planning for side hustlers, and the gig economy's impact on creatives.

Get practical advice on finding freelance opportunities online, managing your time effectively, and identifying and leveraging your skills for profitable side hustles. Explore the risks associated with side hustles and learn how to protect yourself financially and legally.

As the episode concludes, listeners are encouraged to define their financial goals and understand how side hustles can expedite goal achievement. The Live Better Podcast remains committed to providing insights into personal finance. Subscribe, share, and review to support the podcast and stay connected on social media for the latest financial insights and resources. Centric is your steadfast partner as you navigate your financial journey—thank you for tuning in!

Join us in this informative episode of Centric FCU's Live Better Podcast, where we explore the impact of inflation on your financial well-being and how Centric Federal Credit Union is here to support you. Host, Emma Banes, and special guest, Kelli Green, guide you through understanding inflation, its effects on your daily life, and strategies to protect your finances. Discover how Centric FCU empowers its members during these challenging times, providing a roadmap to financial stability in the face of inflation. Tune in now and take control of your financial future!

Welcome to another exciting episode of Centric FCU's Live Better Podcast! 🎙️

Join us on this journey as we explore the vibrant and captivating Ouachita Parish, where every day offers something special to discover. In our latest episode, we had the privilege of sitting down with a true community advocate, Sheila Snow, the Vice President of Communications for Discover Monroe-West Monroe.

Sheila Snow is your ultimate guide to all things happening in the Ouachita parish area. From thrilling events to hidden gems, Sheila sheds light on the heart and soul of this incredible Louisiana destination. 

Tune in to this episode as we dive into the pulse of Ouachita Parish, unveiling a treasure trove of upcoming events that will spark your curiosity and ignite your sense of adventure. Whether you're a local looking for something new or a visitor seeking authentic experiences, this episode is your key to unlocking the essence of this dynamic region.

Mark your calendars and get ready to explore, celebrate, and Live Better in Ouachita Parish. 📅

Hit that subscribe button and the notification bell to stay updated with the latest insights, stories, and events that enrich the lives of those who call this wonderful community home.

Don't forget to share this episode with your friends and family to spread the excitement! Let's make every day in Ouachita Parish a memorable one.

#DiscoverOuachitaParish #LiveBetterPodcast #Community #MonroeWestMonroe #OuachitaEvents

Join us for a compelling and insightful discussion on Episode 320 of Centric FCU's Live Better Podcast as we delve into the ever-relevant topic of Digital Detox. Our special guest, Lawrencia Jenkins, from Finding Solace, a cherished counseling service in our community, offers her expert insights on the impact of technology and social media on our lives.

In this episode, we tackle the pressing issue of limiting screen time and shed light on the potential harmful effects of excessive social media usage on individuals of all ages, including kids, teens, and adults. Lawrencia's valuable expertise opens up a meaningful conversation about the importance of nurturing healthy relationships with those around us and finding solace beyond the digital world.

Whether you're a parent concerned about your child's online habits or an adult seeking balance in your own tech usage, this episode is filled with practical tips and guidance on how to take intentional breaks from technology and embrace a more present and meaningful life.

Tune in to Episode 320 of the Live Better Podcast for a thought-provoking exploration of the Digital Detox movement, and discover how we can reclaim our focus, mental well-being, and authentic connections in a technology-driven world.

Subscribe now to never miss an episode of Centric FCU's Live Better Podcast as we continue to explore ways to enrich our lives and inspire positive change in our community.

🎙️ Tune in to the Centric FCU Live Better Podcast: Episode 319 - The Entrepreneurial Journey 🌟🎧

In this inspiring episode, we have the pleasure of sitting down with Chris Lewis, a remarkable local business owner and community advocate. Join us as we delve into his entrepreneurial journey and learn about his thriving business, Coney Island, renowned for serving our community's favorite chili dogs. 🌭🌟

But that's not all! Chris's passion for making a difference in our community shines through as he discusses his upcoming venture: opening a boys home right here in our own neighborhood. 🏠💙

Throughout his entrepreneurial endeavors, Chris has trusted Centric FCU as his financial partner, relying on our tailored financing solutions to support his business growth and community initiatives. 💼💰

Join us for an insightful conversation as Chris shares his experiences, challenges, and triumphs on the path of entrepreneurship. Discover the power of local businesses and the positive impact they can have on our community. 🌍🤝

Listen to Episode 319 - The Entrepreneurial Journey now on the Centric FCU Live Better Podcast and be inspired by the incredible story of Chris Lewis and his unwavering commitment to both business success and community welfare. 🎙️💪

#LiveBetterPodcast #EntrepreneurialJourney #CommunityImpact #CentricFCU #LocalBusinesses

Welcome to the Centric FCU Live Better Podcast, where we strive to help you live your best life. In this episode, we shift our focus to job interviews and delve into the dos and don'ts that can make a significant difference in your career journey.

Join us as we dive deep into the world of job interviews, providing valuable insights, expert tips, and practical advice to help you navigate this crucial stage with confidence. While our podcast covers a wide range of topics related to living better, in this particular episode, we place a spotlight on the intricacies of job interviews.

Our experienced host and special guest discuss effective interview techniques, common mistakes to avoid, and the key elements that can set you apart from other candidates. From crafting compelling answers to tough questions to mastering body language and presentation skills, we leave no stone unturned.

Tune in to this engaging episode of the Centric FCU Live Better Podcast to gain valuable insights that can enhance your interview performance and increase your chances of landing your dream job. Don't forget to subscribe to our channel for more episodes covering a wide range of topics aimed at helping you live better.

On this month's episode of the Live Better Podcast, we chat with Centric's very own AVP of Operations to discuss whether or not student loans are really worth it.

Today we are joined by Casey Messer, who is Centric's Training Manager, to chat about different ways to put your tax refund to good use.

On this episode of the Live Better Podcast, we chat with Centric's VP of Mortgage Lending, Ashley Wilson, about the different aspects of buying a home in 2023.

On this month’s podcast, we met with Brent May, principal at West Ridge Middle School here in West Monroe, to discuss the importance of financial education within the school system. 

On this month’s podcast, we met with Kelli Green, Centric’s SVP of Marketing and Member Engagement, to discuss the many differences between a credit union and a bank. 

On this month’s podcast, we met with Kelli Green, Centric’s SVP of Marketing and Member Engagement, to discuss the many benefits of scheduling financial wellness checks with Centric’s Certified Financial Counselors.

On this episode, we talked with Anna Grimmett, a member of the executive team at the Center for Children and Families. We discussed our community partnership and how they promote safe environments for children through advocacy, counseling, education, and prevention. 

On this month’s podcast, we chatted with one of Centric’s loan processors, Sarah-Beth Gaston, about different ways to budget and save money during the holidays. She shared her perspective on the importance of saving, budgeting, and spending time with family.

On this month’s podcast, we chatted with Centric’s Training Manager, Casey Messer, about different ways to budget and save money on gas, groceries, and energy. She shared her perspective on the importance of saving and budgeting and how her family does it. 

On this month’s podcast we chatted with Krystal Farnell and Hannah Burgess from The Wellness Center in West Monroe, LA. We were able to chat about their fitness classes, memberships, childcare, and gym facilities. They offer camps throughout the year for children, called KidsFit. Through KidsFit, they have fun and creative activities that keep them moving. 

Be sure you make time to stop and check out their open house on September 19th from 5 to 7pm. They will be providing tours of the facilities, special pricing, and giveaways. You can find everything they offer at wmwellnesscenter.com! 

On this month’s podcast we chatted with Haleigh Murphy. Haleigh is the Center Manager at Centric’s Arkansas Road Center and is one of Centric's Certified Credit Union Financial Counselors. Haleigh previously served at our Ruston Center for three years before moving to the Arkansas Road location. Haleigh enjoys helping members with her team.  She shared with us on how to have fun with your family right here in our community such as Kiroli Park, Louisiana Purchase Gardens and Zoo, The Northeast Louisiana Children’s Museum, Lincoln Parish Park and more. She also shared with us about her recent family vacation to Orange Beach.