Millennial Debt Domination

On this episode of Millennial Debt Domination, Katie highlights the rising housing interest rates and how they affect millennials. 

The current average mortgage interest rate is 6.5-7%. This high interest rate is making it extremely difficult for younger millennials to purchase a home. Today, Katie will be joined by Grant Gallagher. Grant, a millennial himself, is the head of financial well-being and brand communcations at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and I will be discussing rising interest rates, reasons keeping millennials from becoming homeowners, the impact COVID-19 has had on homeownership, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Listen to Affinity Federal Credit Unions Podcast:

https://www.affinityfcu.com/financial-wellbeing/wellbeing-and-your-wallet

Affinity's Website:

Affinity Federal Credit Union | Banking, Loans, Mortgages & Credit Cards (affinityfcu.com)

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Kristin M. 

Kritstin is currently a Navicore Solutions client on a Debt Management Program. With student loan and credit card debt piling up, Kristin reached out to Navicore Solutions for professional help with her debt. Katie and Kristin discuss the debt she has, the shame surrounding her debt, her lack of savings, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie answers your financial quesitons. 

Back in 2020, Katie answered your ask my anything questions. Since it's been so long since then, Katie is doing a part 2 of ask me anything. Katei discusses, budgets, investing, student loans, and much more. 

Follow Navicore on social media:

• Twitter: @NavicorePR
• Instagram: @NavicoreSolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org 

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Episode 16: Financial Ask Me Anything

Episode 31: Breaking Into The Stock Market

On this episode of Millennial Debt Domination, Katie discusses how a cashless society can affect the unbanked. 

Being unbanked refers to adults who don't use or don't have access to any traditional financial services, including savings accounts, credit cards, or personal checks. A cashless society is one where cash, paper, and coin currency aren't used for financial transactions.  Today, Katie will be joined again by Kim Cole. Kim is a community engagement manager at Navicore Solutions. Katie and Kim discuss who the unbanked are, what a cashless society is, what bitcoin is, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Erin C. 

Erin is currently a Navicore Solutions client on a Debt Management Program. With credit card and student loan debt piling up, Erin decided to reach out to Navicore Solutions for professional help with her debt. Not only is Erin taking control of her debt, but she's also changing her whole financial life. Katie and Erin discuss how Erin accumulated debt, how she heard about Navicore, how she keeps herself motivated, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie continues the discussion on marriage and divorce regarding your finances. 

Today, Katie is joined again by Tracy Coenen. Tracy is a forensic account and fraud investigator. e has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss  assembling your divorce support team, the tax implications of divorce, spousal support, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Dpmonation, Katie discusses marriage and divorce regarding your finances. 

It's estimated that financial problems contribute to 20-40% of all divorces. Talking about money as a couple can be awkward whether you're dating, engaged, or married. Today, Katie will be joined by Tracy Coenen. Tracy is a forensic account and fraud investigator. She has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss how couples can breach the money topic with each other, money steps couples should take before getting married, financial infidelity, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie discusses long-term investing. 

A long-term investment is a state of buying and holding investments for a period of over 10 years. Long-term investors are often willing to accept more risk in exchange for the potential to earn higher relative returns over time. Today, Katie will be joined again by Winnie Sun. Winnie us the managing director, founding partner, and a financial advisor at the Sun Group Wealth Partners. Katie and Winnie will be discussing the benefits of long-term investing, paying off student loans while investing, the difference between short and long-term investing and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

Follow Winnie on Twitter: 

@WinnieSun

Episode 12: Investing For Beginners

On this episode of Millennial Debt Domination, Katie discusses medical debt. 

An estimated 41% of adults face healthcare-related debt. This debt ranges from under $500 to $10,000 or more. Today, Katie will be joined by Dr. Virgie Bright Ellington, an internal medical physician and medical billing expert. Katie and Virgie will discuss how some find themselves in medical debt, professional resources available for those in medical debt, how your credit is impacted by medical debt and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

https://www.patientadvocate.org/

On this episode of Millennial Debt Domination, Katie discusses financial abuse. 

The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by the sharing of personal experiences. Financial abuse often goes hand in hand with other forms of abuse such as emotional and physical abuse. 

Today, Katie will be joined by returning guest Kim Cole, who is one of Navicore's Community Engagement Managers. Katie and Kim discuss types of financial abuse, economic abuse, resources available for those who are being abused, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Financial Abuse: How To Recognize And Respond

On this episode of Millennial Debt Domination, Katie discusses the importance of financial education.

April is Financial Literacy Month, which is a nationwide, collaborative endeavor marked by a variety of activities and events across the country. Financial literacy starts with financial education and is something people use their entire lives, yet it’s not yet taught at every school in the country. How significant is teaching financial education in schools?

Today, Katie will be joined by Laura Levine who is the President and CEO of Jump$tart Coalitions. Katie and Laura discuss how parents and guardians can ask for financial education, how parents can teach their children about money, financial inclusion, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Jump$tart

https://checkyourschool.org/

On this episode of Millennial Debt Domination, Katie continues the discussion on how military families can manage their finances. 

Military members and their families are more likely to struggle financially than the average person. Today, Katie continues to highlight how military members can better their financial lives. Katie is again joined my United States Marine Corps veteran, Karl Martin. Katie and Karl discuss college opportunities for military members, childcare for military families, permanent change of station, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org

Part 1: Financial Tips For Military Members

Child Care Aware

Veteran Life

How To Manage Your Finances While In The Military

On this episode of Millennial Debt Domination, Katie discusses how military families can manage their finances. 

It's not uncommon for military members and their families to struggle financially. There are many specific things about personal finance that relate specifically to being a military service member, partner, or spouse that don't apply to others. Therefore, it's essential for military f families to have the proper tools they need to manage their finances properly. Today, Katie will be joined by Karl Martin. Karl is a veteran of the United States Marine Corps and he's a sales manager at MyBaseGuide. Katie and Karl will be discussing base pay, military budgeting, financial counseling for service members, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

VeteranLife

How To Manage Your Finances While In The Military

On this episode of Millennial Debt Domination, Katie discusses identity theft.

January 30th marks the beginning of Identity Theft Awareness Week. The goal of this week is to spread awareness that any type of theft can disrupt your finances, credit history and reputation, and take time and money to resolve. Today, Katie will be joined by Erich Kron. Erich is a Security Awareness Advocate and Technical Evangelist at KnowBe4. KnowBe4 is the provider of the world’s largest security awareness training and simulated phishing platform that helps you manage the ongoing problem of social engineering. Katie and Erich will be discussing the information that makes up a person’s identity, how thieves steal your identity, child identity theft, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Knowbe4

On this episode of Millennial Debt Domination, Katie discusses setting financial goals for the New Year.

The year is wrapping up, which means it’s time to finish your holiday shopping and decide on your financial goals for the New Year. How do you determine the goal, or goals, you should set? Today, Katie will be discussing just that. She’ll be joined by Navicore’s Community Engagement Manager, Kim Cole. Kim and Katie discuss how to finalize your holiday budget, SMART Goals, money mindfulness, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Why Everyone Needs And Emergency Fund And How To Start One

How To Make Your SMART Goal, SMARTER

On this episode of Millennial Debt Domination, Katie discusses different aspects of a credit counseling journey.

Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. If you realize your debt has accumulated more than you can handle, reaching out to a certified credit counselor will help you in the long run. Today, Katie will be joined by Don Hicks and Lisa Stecker from Navicore Solutions. Don is the Director of Counseling and Lisa is a Customer Service Generalist. The three talk about all things credit counseling including debt management plans, the customer service experience, how the program can change your life, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/

NFCC

On this episode of Millennial Debt Domination, Katie discusses all things credit.

This year, National Get Smart About Credit Day falls on October 20th. The aim of the day is to start the youth young and promote not only positive credit habits, but also positive financial management habits overall. The goal is to help young people get their finances in check as they first begin to earn money. Today, Katie is joined by returning guest Christina Roman. Christina is the Consumer Education and Advocacy Manager at Experian. Katie and Christina discuss establishing credit, credit scores, credit reports, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Follow Christina on Twitter: @Teena_LaRo

Experian

TransUnion

Equifax

On this episode of Millennial Debt Domination, Katie discusses generational wealth and how you can build generational wealth for your family.

Generational wealth is passed won within a family, from one generation to the next. This wealth can be money, property, or other assets that you pass on from one generation to the next. Generational wealth allows families to maintain their standard of living and financial security from one generation to the next. Today, Katie is joined by Andy Hill. Andy is the host of the podcast ‘Marriage Kids and Money’ which is dedicated to helping you improve your family’s financial situation and create a life of true wealth and happiness. Katie and Andy define generational wealth, discuss the role financial literacy plays in building generational wealth, how to keep passing on your wealth, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Follow Andy on Twitter: @AndyHillMKM

https://marriagekidsandmoney.com/

How To Start A 529 College Savings Account

On today’s episode of Millennial Debt Domination, Katie prepares your budget for back to school.

It’s already August which means, if they haven’t done so already, your kids are preparing to go back to school. This is also time of year when college kids are headed back to campus, or starting off their first year of college. There are many tips and tricks out there to help you get the best deal on all of your back to school needs, but you’ll need a budget to get you started. Today, Katie is joined by returning guest Kim Cole. Katie and Kim discuss planning and budgeting for back to school, the tax-free holiday, student loans, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

FAFSA

On this episode, Katie continues the discussion about the importance of financial literacy.

Last month on Millennial Debt Domination, Katie started the conversation about the importance of financial literacy in schools. We learned that 90% of US adults would like to see financial education implemented as a year long course in K-12 schools. COVID has rapidly advanced the want for financial education in schools. Many adults believe they’d currently be in better financial standing after COVID if they had proper financial education in schools when they were growing up. Katie is joined again by Raven Newberry and Amy Marty Conrad from the National Endowment for Financial Education, or NEFE. Katie, Raven and Amy discuss the effects of financial education in K-12 schooling, financial socialization, the future of financial education, and much more.

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

NEFE'S Website