Mind over Money

Ep 78. Tim, Archie and Lachy discuss how YOU can become an "Everyday Millionaire". Our conversation was inspired by the largest study every conducted on millionaires! (by Ramsey Solutions).

Further reading: Everyday Millionaires, The Millionaire Next Door, The Psychology of Money.

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

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or email podcast@waymakerfinance.com.au

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IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 77. Tim, Archie and Lachy share a proven strategy for eliminating your home loan while investing wisely.

Take the Mortgage Crusher Free Assessment: waymakerfinance.com.au/mc-assessment

www.mortgagecrusher.com.au

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Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 76. Tim, Archie and Lachy kick off Season 3 of Mind Over Money.
In this valentines day special, they discuss 3 ways you can reconnect with your finances and get them working for you. 

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💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

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Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 75 (BONUS EPISODE) - Archie and Lachy share what's changing at Waymaker this year, and what's coming up for Season 3 of the podcast.

Become a Member today! www.waymakerfinance.com.au/membership
USE Code FEB40 to save $40! (Expires Jan 31st 2024)

See you Feb 14 for Season 3! 

💙

ENCORE (of Ep 53) Tim and Archie talk about how super works and the 3 main types of super funds available to Australians. 
Remember - this is not financial advice! 

We return for Season 3 in Feb 2024.  👉 Follow us on Instagram: @waymakerfinance

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

ENCORE (of Ep 52)  Tim, Lachy and Archie discuss communities, how they affect our finances, and why we need experts in our financial community. 

Do you have any of these professionals in your community? 

• Financial advisors?
• Accountant?
• Insurance specialist?
• Mortgage Broker?
• Buyers Advocates?
• Credit Specialists? 
• Share Brokers? 
• Business Brokers?
• Solicitors? 
• Tik Tok professionals? (just kidding!) 

We return for Season 3 in Feb 2024.  👉 Follow us on Instagram: @waymakerfinance

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

ENCORE (of Ep 51) Tim, Lachy and Archie discuss investing and draw some some simple keys from legendary investor Warren Buffett.

We return for Season 3 in Feb 2024.  👉 Follow us on Instagram: @waymakerfinance

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 71. THANKS for joining us in Season 2! Today, Tim, Archie and Lachy discuss their favourite episodes from 2023. 
👇
Catch up on missed episodes this season! 

Archies Top List:

• Ep 50 - Time and Chance
• Ep 51 - Investing Tips (Warren Buffet)
• Ep 64  - Avoid or Engage 

Tim's Top List:

• Ep 32 - How to Love Your Finances and Life TODAY
• Ep 48 - Importance of Rest
• Ep 60 - Cash Flow System

Lachy's Top List:

• Ep 54 - Is Fear Driving Your Spending
• Ep 52 - Who’s in your Financial Community
• Ep 56 - Fireside Chat with Tim 

Thanks to our special guests this year on the show: Troy Rolley, Chelsea Goodwin. Kerry Sainsbury and Matthew Tembo!

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 70. Archie and Lachy talk Black Friday, Christmas Shopping & Traditions. This is a fun episode with many laughs - enjoy! 

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 69. Special guest Chelsea Goodwin joins to share her tips to feed the family for less.
You'll learn:

• How to slash your grocery bill - without needing to meal prep!
• Breakfast ideas that will save you money
• Recipes to feed the family for $10 

Join 150,000+ other Aussies in Chelsea's Facebook groups:

• $10 Meals Australia (Chelsea's recipes)
• $10 Meals Australia- Budget Cooking Community (Discussion group)

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 68. Q&A Part 2. Tim and Archie answer your questions in the final Q&A of 2023. You'll love this one! They cover:

• What the banks WON'T tell you on the billboard
• How to be a genius when everyone else is crazy.
• The best and worst financial goals
• and more!

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 67. Q&A Day - Part 1! Tim, Archie and Lachy answer your questions about the economy.

Mentioned in the show: CHOICE Shonky Awards

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💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 66. Tim and Lachy talk about travelling. What's the best way to plan for a trip? How do you know the average prices for things? What's some good ways to save money? Listen to this conversation to find out!

🌎 Travel Planner Spreadsheet: https://docs.google.com/spreadsheets/d/1I_v4Xy4VnPh2VrG1OdBfnjMXXtDOlx7fRbGI85Ofh3k/edit?usp=sharing
(Sign in with Google and Make A Copy)

This is not travel or financial advice. 

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 65. Tim, Archie and Lachy look at the data of cars and transportation costs in Australia, and discuss practical ways you can save money to get ahead in your finances.

Sources & Further Reading:
RACQ - Average Vehicle Running Costs
Australian Automobile Association - Average Transportation Costs 

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 64. Tim, Archie and Lachy discuss avoiding & engaging your finances. In this extended episode, you'll learn why taking responsibility and running towards challenges (not away from them) is the secret to an incredible life. Plus, enjoy a few laughs along the way!

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au

👉 Follow us on Instagram: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 63. Archie, Tim and Lachy discuss 10 ways that you can save money right now.
We cover food, transport, technology, insurances and more!

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect

👉 Follow us on Instagram & Threads: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 62. Tim and Archie discuss the mindset you need to create and grow your income throughout your life.

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect

👉 Follow us on Instagram & Threads: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 61. Archie and Lachy talk about jobs - what makes a great job and how to get the most fulfilment from your workplace. Both employees and managers will love this episode! 

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect

👉 Follow us on Instagram & Threads: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 60. Fighting with your spouse over money? Feeling stressed all the time? Worried about Christmas coming up?... all these problems are unnecessary:  In this episode, Lachy and Archie share the 3 life-saving benefits of having a Cash Flow System in your finances.

BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect

👉 Follow us on Instagram & Threads: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm

Ep 59. Lachy talks to Kerry Sainsbury from CreditSuccess.com.au about credit scores and how to fix your credit report to get a better interest rate when you buy or refinance your home.

Links to DIY credit check websites: www.mycreditfile.com.au, www.illion.com.au, www.experian.com.au

At the end of this episode Kerry shares a special message about coercive control and
what Safe Haven Community is doing to help women. You can learn more at safehavencommunity.com.au

If you are experiencing domestic violence you can call 1800RESPECT or visit https://www.1800respect.org.au 

👉 Follow us on Instagram & Threads: @waymakerfinance

Talk to a Waymaker Advocate or Mortgage Broker:  waymakerfinance.com.au

❤️  Love the show? Leave a rating or review!
💬 Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback  
or email podcast@waymakerfinance.com.au

IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that’s tailored to your goals and situation

Presented by Waymaker Finance 🇦🇺   & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au

🎙 Recorded using Riverside.fm