Price of Avocado Toast

In this episode, we welcome in the new year! We had a successful 2022 with our personal goals so we figured we should share our 2023 goals and vision for the year. This has become our favorite New Year's Eve tradition, and we are so proud to share all of the ways we want to bring success to 2023. We shout out some business goals, some personal goals, and some ways that we want to connect with all of you to make 2023 our best year yet. 

We also make a few exciting announcements {we are having our 3rd and final baby this year and opening a membership community in January!} so make sure you listen carefully for the full details.

• Join the Everything but the Bagel

We also want to give a huge thanks to all of you for your support during this difficult time since Justin’s mom passed away. She was a huge supporter and we know she is so proud of our podcast and business. Grief is just love with no place to go. 

In this episode, we chat about:

• Reflect on the previous years goals

• Announce our intentions and visions for 2023

• Give some exciting info about the business’ future

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Join the Everything but the Bagel WAITLIST here
• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis
• Podcast Support: Weir Digital Marketing

This episode features author and speaker Derrick Kinney. Derrick comes on to share about his story and the path that led him to writing his best-selling book Good Money Revolution: How to Make More Money to do More Good. We chat about the processes of finding our passions and pursuits so that we can do great things with money. You can find some tangible tips for the new year on goal setting with your family and rediscover what ignites your generous side. Enjoy!

In this episode, we chat about:

• Pursuing the calling within
• Legacy building for your family
• Generosity and purpose

CONNECT WITH DERRICK KINNEY

• Instagram @derricktkinney
• derrickkinney.com
• Good Money Revolution the book
• Good Money with Derrick Kinney (his podcast)

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode features our friend, Ali Swart. She’s a Certified Financial Planner who has become one of our favorite Toasties. She’s raw and honest about her past growing up and how it has shaped her as a parent and money nerd. We think you’ll find that Ali has some great practical advice for parents on how to set their children up for long term financial success and empowerment.

In this episode, we chat about:

• Navigating financial trauma in childhood 

• Demonstrating our values as parents 

• Serving clients and making an impact

CONNECT WITH ALI

• Instagram @ali_swart_cfp

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode features Liz from Liz Gets Loaded. Liz is our favorite closet podcaster! She shares her favorite ways to focus on altruistic giving and gives listeners a tangible way to live generously. This episode talks about the truth behind giving and opens up the opportunity for folks with less disposable income to see themselves as generous even within their means!

In this episode, we chat about:

• Altruistic giving as a practice
• Finding your generosity number within your budget
• The benefits of being a generous person

CONNECT WITH LIZ

• Instagram @lizgetsloaded
• Liz Gets Loaded Podcast

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

In this episode we have Marc from Better Wallet joining us. Marc is a former financial advisor who has pivoted to helping those new to the money game figure out where to find momentum. He’s created the Better Wallet brand and has become a premier creator in the financial content space. Marc shares his story of foster care to financial empowerment, all while showing his authenticity and charisma that have led him to where he is today.

In this episode, we chat about:

• Marc's journey through Foster Care and into adulthood 
• Taking the leap as a business owner and entrepreneur 
• Bringing light to Black voices through the financial empowerment space 

MENTIONED IN THE EPISODE:

• FinCon Expo
• Bare & Better Finance Creators Mastermind
• Marc's Trademark Course 

CONNECT WITH MARC RUSSELL

• Instagram @betterwallet
• Twitter @thebetterwallet
• thebetterwallet.com
• FREE Financially Bulletproof Checklist
• Bare & Better Finance Creators Mastermind
• The Betterwallet Podcast

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

In this episode we celebrate 100 episodes with another Q+A session! We got some great questions in our anonymous Instagram box, so we figured we would answer those and reflect on this wild journey of toastiness. Thank you all for being along for the ride, and cheers to the next 100 being just as meaningful. We have been beyond blessed to have you all on our journey and we look forward to the good times ahead! 

In this episode, we chat about:

• Juicy details of the first 100 episodes
• Answering listener questions
• Future goals for the next 100!

MENTIONED IN THE EPISODE:

• Open registration for 1:1 coaching COMING SOON!
• Haley’s new podcast with Vee, Not Another Personal Finance Podcast
• FinCon Expo
• Price of Avocado Toast on TikTok

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode features two of Haley's OG financial coaching clients, Courtney and Rob Wendzicki. Courtney and Rob paid off an astronomical amount of debt during their first year of coaching and they share their journey on today's episode. It hasn't been all butterflies and rainbows and they share their highs and lows with us as their way of unveiling the truth behind what getting out of debt actually entails. 

In this episode, we chat about:

• A year of financial coaching and how it changed their marriage 
• How Courtney & Rob paid off over $54k of debt
• Debt free journey sacrifices and balancing life

Connect with Courtney: 

@courtney_wendzicki on Instagram

@confettiworthymedia on Instagram

Courtney's InstaBoss Course

Confetti Worthy Women Podcast

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode features Barbara Ginty, a Certified Financial planner and the host of the Future Rich Podcast. Barbara joins us after Haley was a guest on her show earlier this year. She shares her journey in financial planning and her hopes for supporting women to grow as entrepreneurs in the space.

About Barbara:

Having previously worked for Bloomberg and Credit Suisse in electronic equity derivative algo sales, Barbara is now the owner of a wealth management firm she purchased from her family in 2013. In 2018 she was chosen for the, “The American College of Financial Services Millennial Financial Services Professional Award”. In 2019, she was selected for Investment News 40 under 40. In 2020, Future Rich, the podcast was selected by NextAdvisor as one of the 10 Best Finance Podcasts for 2021.

Additionally, she teaches personal finance classes for SUNY Ulster and also collaborates with companies to teach personal finance as an employee benefit. She has been featured on Yahoo Finance, NY Post, Refinery29, NBC, and CNBC. She is also one of the female advisors chosen to contribute to the Money Diaries Book, which was published in 2018.

Listen to her podcast, Future Rich

In this episode, we chat about:

• Financial planning vs financial coaching
• Creating women leaders in the finance space
• Taking the leap and investing in yourself as an entrepreneur

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

This episode is a quick rant session on real estate investing. It’s been a year since we bought our out-of-state investment property and we still do not have it rented out with a tenant. These are the things social media doesn’t talk about with investment properties. We hit on our top 3 frustrations with real estate investing and how we juggle it all

The stuff they don’t tell you: why real estate investing has been hard OR one year, zero tenants, and three reasons why real estate investing can suck

In this episode, we chat about:

• Social media real estate posts
• Short term rental ethics
• Needing a long term outlook on investing 

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

Today's episode is our Part 3 finale of the Finance and Fertility series. Our guest is Debt Free Teach, a fellow teacher who adopted a trio of siblings heading into their teenage years. We cover the adoption process from foster care and private agencies, as well as some of the financial challenges and relationship challenges that families might face. Thank you for tuning in - we hope you have enjoyed this three part series into the finances of alternative family planning!

In this episode, we chat about:

• The foster to adopt process
• Navigating difficult relationships as a new family
• Parenting teens and setting boundaries
• The financial breakdown of adoption through Foster Care vs. a private agency

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis
• Podcast Support: Weir Digital Marketing

Today’s episode is part two of our three part of our finances and fertility series. Our guest is Kara, a mom and teacher who has been a surrogate for two families. She shares her surrogacy story and helps de-mystify some of the questions surrounding this family planning option. The blessing that surrogacy provides cannot be overstated, and we hope that this intimate look at the entire process shows just how wonderful it truly is.

In this episode, we chat about:

• How much surrogates are paid 
• The benefits of being a surrogate 
• Challenges of being a surrogate 
• How to prepare your family for the surrogacy process

MENTIONED IN THE EPISODE:

• Connect with Kara on Instagram
• https://surrogate.com/surrogacy-by-state/

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis
• Podcast Support: Weir Digital Marketing

This episode kicks off our three part finances and fertility mini-series! Today's guest, Danielle Zimmerman, is a Toastie, an infertility warrior, and a mama of twin boys. Danielle dives into her infertility story on today's episode and this is one you don't want to miss! 

In this episode, we chat about:

• The financial process of infertility treatments
• How much IUI and IVF actually cost
• The cost of medication

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Open registration for 1:1 coaching OPEN NOW!

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

The podcast that was born fresh out of the OG covid lockdowns in 2020 is back for SEASON THREE! Haley and Justin are ready to rumble with new episodes every Wednesday. 

They’ve been through it all over the past two and a half years and along with all of the changes that life threw their way, they’ve also gone through massive mindset shifts in regards to their relationship with money and debt. They peel back the layers in this episode chatting about some of the biggest takeaways they’ve experienced.

In this episode, we chat about:

• What we’ve been up to since the end of season 2 
• What’s down the pipeline for season 3
• Justin’s big announcement about starting as a financial coach 
• Our top money takeaways from the past 2 years

MENTIONED IN THE EPISODE:

• Open registration for 1:1 coaching COMING SOON!
• Haley’s new podcast with Vee, Not Another Personal Finance Podcast
• FinCon Expo
• Price of Avocado Toast on TikTok

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. 

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! 

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Price of Avocado Toast Instagram
• Price of Avocado Toast Twitter
• Price of Avocado Toast on TikTok
• Price of Avocado Toast Facebook
• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

• Audio engineer: Garrett Davis

• Podcast Support: Weir Digital Marketing

We wrap up Price Of Avocado Toast’s investigation of Dave Ramsey's company, Ramsey Solutions, in this Season Two Finale.

In this episode, we discuss Dr. Steven Haasan's BITE Model of Authoritarian Control and compare the model’s guidelines to previous interviews this season and our personal experience as former Dave Ramsey followers.

After tossing around the word "cult" in reference to Dave Ramsey for months, we come to a final consensus on whether or not Dave Ramsey is leading a cult. 

Referenced in today's episode: 

Dr. Steven Haasan's BITE Model

episode 91 with cult expert, Dr. Natalie Feinblatt

episode 90 with Amy Fritz

Our first interview with Vee

Make sure you are subscribed so you don't miss our season 3 launch

Connect with our co-host, Vee, @veefrugalfox on Instagram

__________________________________________

Disclaimer: 

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

__________________________________________

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

On today’s episode, Dr. Natalie Feinblatt, nationally recognized cult recovery psychologist, joins the podcast to discuss the cult-like nature of Dave Ramsey and his evangelical personal financial empire, Ramsey Solutions (The Lampo Group, LLC).

Dr. Feinblatt explores cults from NXIVM and The Children of God to Scientology and “therapeutic” boarding schools. She has been featured on A&E’s Leah Remini: Scientology and The Aftermath, NBC, New York Magazine and more.

She is a Los Angeles native with her Master’s and Doctorate in Psychology from Pepperdine University. She specializes in compassionate addiction and trauma therapy.

Referenced in today's episode: 

Steven Haasan's BITE Model 

Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs

Dr. Margaret T. Singer - 6 Conditions for Thought Reform

Connect with today's guest, Dr. Natalie Feinblatt, @healingwithdrnatalie on Instagram or through her website at https://drnataliefeinblatt.com

If you liked today's episode, you definitely need to listen to last week's episode, episode 90, with Amy Fritz. Make sure you are subscribed so you don't miss next week's season two finale. 

Connect with our co-host, Vee, @veefrugalfox on Instagram

__________________________________________

Disclaimer: 

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

__________________________________________

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

Today’s episode kicks off part one of our three part season finale, where we do a deep examination of Ramsey Solutions.

Today’s guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy’s husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interesting things happened— including, but not limited to the Chris Hogan controversy.

And, yes, we talk allllll about it.

___________________________________________

Connect with today's guest, Amy Fritz, @untangledfaith on Instagram and @faithuntangled on Twitter

If you liked today's episode, you definitely need to listen to Amy's extensive Ramsey series on her podcast, Untangled Faith 

Connect with our co-host, Vee, @veefrugalfox on Instagram

__________________________________________

Disclaimer: 

Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone.

__________________________________________

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

This episode is a hard one to digest. It touches on the devastating massacre in Uvalde, Texas. Many people have found themselves posting on social media, wanting to do more to help make a profound impact but they have no idea where to even start. During this episode, we share some of the ways people can get involved in taking action against the gun violence issue in America, along with other social issues. The last week has been really hard, and we recognize that for some, staying away from this episode will protect your mental health. We love you and we’re here to chat if you need.

Resources for taking action today:

5 Calls app

Sandy Hook Promise

EveryTown for Gun Safety

Moms Demand Action

Project Child Safe

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

Today's episode is a sit down with Haley and Justin while they reflect back on one of the biggest financial decisions they've made - selling their house and moving a year ago. They sold their house to pay off their remaining student loan debt and then decided not to pay off those loans. They discuss whether or not they think it was worth it and how they've shifted along the way. 

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

Today's episode features Rachel Richards from Money Honey Rachel. At the age of 27, Rachel Richards quit her job as a financial advisor to pursue financial independence and currently generates $20,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She built a real estate portfolio of 38 rental units by the age of 26. Although she has an impressive portfolio, Rachel is not a "trust fund baby" and never even made 6-figures working in a W2 job. Rachel shares her story with us and mentions some of the ways that everyday folks can get into real estate investing. Surprisingly, it's easier than a lot of people imagine!

Connect with Rachel: 

@moneyhoneyrachel on Instagram 

@moneyhoneyrachel on TikTok

moneyhoneyrachel.com

Free Passive Income Starter Kit

Referenced in this episode: 

Rich Dad Poor Dad by Robert Kiyosaki

The Hands Off Investor by Brian Burke

If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you.

Schedule free consultation here

In today's episode, Haley and Justin go through their top six tips for budgeting for a post-pandemic summer. We've lost two summers to COVID and it's important that you honor your emotions while also honoring your finances. We've all had a little FOMO over the past few years, longing for normalcy while managing to try and get used to our "new normal." These steps are going to help you maximize both your summer and your bank account. 

As mentioned in today's episode, Haley's financial coaching program underwent a massive revamp. She's now offering 4 different programs with varying levels of intensity depending on your goals. Haley is accepting applications through May 15th. If you are interested, sign up for a free consultation with the link below and Haley will be in touch with you! 

Schedule free consultation here