Logo

    Radical Personal Finance

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
    en-us1071 Episodes

    People also ask

    What is the main theme of the podcast?
    Who are some of the popular guests the podcast?
    Were there any controversial topics discussed in the podcast?
    Were any current trending topics addressed in the podcast?
    What popular books were mentioned in the podcast?

    Episodes (1071)

    1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

    1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

    On today's Q&A podcast we discuss:

    • 1:29 How to find cheap or free books
    • 5:00 Good program for mens groups to use
    • 8:24 How do I guide a 15-year-old to wealth?
    • 40:30 How to carefully navigate the ending of a marriage
    • 1:16:25 Should I take a Master's Degree in Business to help me in my entrepreneurial role?

    To join me on next week's Q&A show, go here: https://patreon.com/radicalpersonalfinance 

    Radical Personal Finance
    en-usMarch 08, 2024

    999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

    999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

    On today's Q&A podcast we discuss:

    • 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations?
    • 20:02 I have UTMA accounts for my children. Is that a problem?
    • 25:39 Should we incorporate a business curriculum into our homeschool curriculum?
    • 41:41 How do we handle excessive children's growth opportunitites like gymnastics?
    • 46:50 How do I figure out how much company stock to keep vs. sell?
    • 53:58 How do I choose a high-quality charity to leave as the benificiary of my trust?
    • 1:05:05 How do I do a business valuation for a family-owned bar?
    • 1:16:42 How do I affect the behavior of my distracted homeschooler?
    • 1:40:31 How do I choose what services to outsource?
    • 1:46:50 Biographies Joshua is reading and discussion on the future of family wealth planning.
    Radical Personal Finance
    en-usMarch 01, 2024

    996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

    996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

    On today's Friday Q&A podcast we cover:

    • 1:30 Should I reject a substantial promotion in order to move closer to my family?
    • 18:58 Should I give my children an allowance?
    • 37:26 How do I build a long-term vision for my life after children?
    • 52:10 Should I sell my real estate and invest all the money into Bitcoin?
    • 1:09:11 What are Joshua's affirmations?
    • 1:30:21 Will Texas secede from the USA?

    Enjoy!

    Joshua

    Radical Personal Finance
    en-usFebruary 17, 2024

    994: Solving the Immigration Crisis in the USA

    994: Solving the Immigration Crisis in the USA

    Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time listener who wanted my input on a specific topic: the current immigration crisis. This is clearly an important topic, but one that has only a peripheral connection to personal finance. If you're interested in hearing my extensive thoughts on the immigration crisis and topic in general, listen to this show. 

    Enjoy,

    Joshua

    Radical Personal Finance
    en-usFebruary 08, 2024

    988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

    988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

    On today's Friday Q&A show we discuss:

    • 1:31 Joshua's recent advice wasn't great...why?
    • 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really matters?
    • 1:02:16 Should I convert my term life insurance to whole life insurance?

    Enjoy!

    Joshua

    Join me in Panama in 2 weeks: https://expatmoney.com/radical 

    Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance 

    Radical Personal Finance
    en-usJanuary 05, 2024

    986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

    986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

    On today's Q&A podcast we discuss:

    1:35 I'm saving way more money than I need to. What should I do instead?
    13:06 I intend to stay single for life. What financial planning should I focus on to take care of myself?
    29:13 I want to build an advice business and still maintain my privacy. How do I do that?
    40:18 How do I set up a new partnership agreement in my medical practice?
    53:08 My wife and I are expecting our first baby. What should we do to prepare?
    1:07:25 How do I protect an elderly person's home while applying for Medicaid?
    1:18:00 Should I give up an $800,000 income so that we can move to Latin America?
    1:43:51 Should we move from Texas to Montana to raise children closer to family?
    1:54:02 What's the max amount I can afford to spend on a house?
    2:09:55 Should we pay cash for our house by going in a Radical housing direction?
    2:43:00 How can I get out of debt?

    Enjoy!

    Joshua

     

    Radical Personal Finance
    en-usJanuary 01, 2024

    985: How to Save Up A Down Payment to Buy Your Own Home

    985: How to Save Up A Down Payment to Buy Your Own Home

    This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised that call from the show. But I think you'll enjoy this call dealing with how to save up money for a house.

    Joshua

     

    Radical Personal Finance
    en-usDecember 27, 2023

    984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

    984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

    On today's Friday Q&A we discuss:

    • 1:35 Internationalization for Europeans
    • 14:48 How to record audiobooks for your children
    • 23:17 Should I buy a Whole Life Insurance policy?
    • 53:11 Should I buy a business or start my own?
    • 1:04:40 Is Joshua still worried about famine?
    • 1:09:35 Should I learn two languages at the same time?
    • 1:14:56 I got engaged recently and need to start working on a prenuptial agreement. Where do I begin?
    • 1:32:41 I'm driving trucks but want to move in a different direction; what now?
    • 1:49:02 How do I start homeschooling my children?

    Enjoy!

    Joshua

    Radical Personal Finance
    en-usDecember 15, 2023