Retire Right Radio with Paul Roberts

This episode of Retire Right Radio covers various topics related to retirement planning and financial organization. The conversation begins with the metaphorical 'junk drawer' of retirement planning and the importance of getting organized financially. Weston Lindeman then delves into topics such as understanding Medicare, considerations for Social Security, reviewing and adjusting investments, legacy planning, and the importance of regular financial checkups. The episode also addresses commonly misunderstood financial terms and concludes with a Q&A segment from listeners. The conversation covers various topics related to retirement planning and investment strategies. The main themes include deferring Required Minimum Distributions (RMDs) in an IRA, allocation and diversification of a portfolio, taxes on 401k withdrawals, selling commercial properties, investing Health Savings Account (HSA) in mutual funds, and the advantages of Exchange-Traded Funds.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

In this episode of Retire Right Radio, Weston Lindemann discusses various aspects of retirement planning. He covers topics such as consolidating investment accounts, the importance of having a budget, organizing and digitizing financial documents, building an emergency fund, reviewing insurance policies, maximizing 401(k) contributions, analyzing risk and diversification,  and tips for saving and staying on track. He discusses the impact of IRA withdrawals on Social Security benefits and the tax implications of different retirement accounts. Weston also explores investment options and fees, as well as the importance of asset allocation after a divorce.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

This episode of Retire Right Radio discusses financial mistakes made by celebrities and the lessons we can learn from them. The conversation covers topics such as estate planning, tax planning, financial transparency, diversification of investments, and the importance of budgeting and spending plans. The episode emphasizes the need for proper planning, financial literacy, and working with a team of experts to ensure a successful retirement. In this conversation, Weston Lindemann discusses various topics related to retirement planning and financial advice. He challenges the limitations of the 4% rule and emphasizes the importance of a personalized income plan.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

The conversation discusses retirement trends, the importance of a clear retirement plan, balancing risk and conservative approaches, assessing savings and expenses, creating an income withdrawal strategy, preparing for healthcare costs, determining retirement readiness, and financial compatibility in marriage. In this episode, Weston Lindemann answers questions from listeners about scheduling appointments, getting spouses on board with financial planning, pressure tactics from big box firms, seeking financial advice at different stages of retirement, and the pension lump sum option.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

On this episode of Retire Right Radio, Weston Lindemann discusses important considerations for building a modern, holistic, and personalized retirement plan. The conversation covers topics such as determining retirement savings, social security and income planning, long-term care considerations, mortgage and debt management, planning for upgrades and major purchases, Roth conversions and tax planning, building a personal pension, the significance of age 59 and a half, healthcare considerations, asset allocation and risk management.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Weston Lindeman offers strategies to consider to help lessen the blow of taxes in retirement.  He cautions to use good strategies with your withdrawals and the selling of your assets.  The conversation turns to planning for the “unexpected” in retirement such as kids returning home, caring for elderly parents, home and car maintenance, and health care expenses.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Weston Lindeman is part of the all-star team at Roberts Wealth Management.  In this episode he discusses financial goals for 2024.  He identifies good goals to establish, how to get started, and offers tips on how to stay on track.  Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets.

Contact Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

What if you have a plan for retirement in place and then life happens?  Weston Lindeman talks about the need for a good retirement plan to be flexible in the event of job loss, change in marital status, caring for parents, or health event.  The conversation also includes retirement mistakes to avoid such as underestimating the impact of inflation and your longevity and being too conservative or too aggressive in investments.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul covers some potentially dangerous mistakes to avoid in retirement planning including thinking you can beat the market, keeping all money in cash, and improper diversification.  Also covered in the podcast are opportunities to start a business in retirement and the need to embrace technology in this new phase of your life.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Weston Lindeman is part of the team of All Star Advisors at Roberts Wealth Management and fills in for Paul Roberts on this podcast.  Weston covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement.  He also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k).

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

This podcast features Carter Lewis of Roberts Wealth Management filling in for Paul Roberts. Carter highlighted some reason why your financial education shouldn’t stop once you hit retirement.  The discussion included factoring inflation, planning for healthcare costs, and staying on top of legal changes in the retirement universe.  He also talked about dividend stocks and information a financial professional will need from you in order to build a stronger retirement plan.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Retirement lessons from Seinfeld?  Brennan Kim points those out as we feature some memorable financial moments from the show about nothing.  Brennan warns against making snap investment decisions, not budgeting, and failure to understand the power of compounding.  That is followed by a breakdown of the different types of annuities.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings.  How can you get back on track?  Listen for tips here.  Decumulation:  What is it?  Paul defines it and discusses good strategies to consider when you are enter this phase of your financial life.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan.  Another topic on this podcast focuses on how strategies could differ if you retire single.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk.

Reach out to Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim discusses how to approach a withdrawal rate in retirement in a safe manner.  He also looks at good strategies to boost your savings in the financial red zone.  He stresses to take longevity seriously, build that savings safety net and to understand inflation and proper diversification.

Reach out to Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Paul covers qualified distributions, The “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Paul introduces and answers some common questions asked by those near and in retirement.  The questions have to do with inflation, retirement income, and budgeting.  He also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim offers information on annuities in an effort to help clear up some of the myths about them.  He also discusses results of a recent survey showing concern among pre-retirees and retirees in the areas of inflation, volatility, and rising interest rates.  Another survey reflects the favorite investment vehicles of those polled.  Brennan discusses each of them and stresses the need for diversification.

You can reach Roberts Wealth Management at 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.

Brennan Kim offers simple tips on boosting your pre-retirement savings.  The discussion then moves to determining our “number” in areas such as our financial independence number, our Social Security number, and our retirement income number.  What should we strongly consider doing during challenging economic times?  That is also part of the discussion.

You can reach Roberts Wealth Management by calling 800-891-8680.

Roberts Wealth Management

See omnystudio.com/listener for privacy information.