Retire Y'all Charleston

Adam dives into the SWAN Model and the investment strategies behind it. There's no "one size fits all" investment strategy. And retirees need a strategy specifically targeted at protecting their wealth—no matter what's going on in the market. Listen in to hear how we address these needs (and protect assets) as a firm.

Key Takeaways:

• Adam explains the difference between "active" and "passive" investment strategies.
• We discuss the S&P 500 and how the SWAN Model works as the market gyrates.
• Finally, we revisit Dave Ramsey, Warren Buffett, and long-term investing.

Adam talks with Charleston City Council Member, Harry Griffin, on all things civil liberties. Censorship and the media. Perception, propaganda, and actual reality. No stone is left unturned as they tackle the issues of race, partisanship, and reputation. Plus, they get down to brass tacks the important issues we SHOULD be championing, supporting, and talking about instead. 

Visit Harry Griffin online: https://www.harryjgriffin.com/

Key Takeaways:

• Adam and Harry address economic development, community, and building solitary throughout the city.  
• They discuss the real issues behind the current discussions of slavery and race in this country. 
• They wrap up the episode with their thoughts on "cancel culture" and how we need to remember how to embrace differences, especially when it comes to political thought.

Adam talks with Dave DeJesus, better known at Myrtle Beach's Coastal Sports Cards as "DJ," on the wild world of sports trading cards. Collectables isn't typically the type of investing we cover on this podcast, but in this episode, Adam and DJ dive in deep. Listen in to hear about pivotal moments in sports history and cards traded. Plus, Adam and DJ discuss what you could buy with your disposable income that can add to your legacy. 

Check out DJ's store at: https://coastalsportscards.com/

Key Takeaways:

• DJ brings us back to his childhood and when his dad got him into trading cards. 
• DJ and Adam discuss just how much value there is to be found in the world of sports cards and memorabilia. 
• Get the inside scoop on this alternative asset class!

Adam goes back to school with College of Charleston Professor of Finance, Dr. Mark Pyles. From financial education, to career paths, to the future of investing, Adam and Mark cover it all. Listen in to hear about how careers in finance and investment strategies alike are changing. Plus, Adam and Mark discuss their thoughts on the recent interest in Gamestop and Robinhood. 

Get in touch with Dr. Mark Pyles: pylesm@cofc.edu

Key takeaways:

• Mark takes us back to class and reminds us that finance, like anything else in life, is something we have to keep studying if we want to get it right. 
• Mark and Adam discuss how retail investing (think Robinhood) and cryptocurrency (think Bitcoin) are changing the market. 
• Get the inside scoop on what Mark and Adam look for when choosing investments!

Adam talks with longtime Charleston DJ, Brian Cleary on all things radio. From spinning 45s in 1979 to the present day music radio biz (today with Charleston Radio Group, 92.5 Kickin' Country), Brian brings us a sneak peek behind the scenes. Listen in to hear about pivotal moments in history experienced on air. Plus, Adam and Brian discuss country music celebrities from Garth Brooks to Taylor Swift to Dwight Yokum, and what they're really like—you know—in real life. 

Listen to Brian today: https://925kickincountry.com/brian-cleary-bio/

Key Takeaways: 

• Brian brings us back in time. Disc jockeys were the "original social network," providing everything from song dedications to school closings. They were the ones in the know, the hub of communication for each town.
• Brian and Adam discuss how music radio differs from talk radio, and how that affects their approaches to their respective arts. 
• Get the inside scoop on some of your favorite music celebs!

Adam talks with Andrea Leary, owner of Rad Rydz golf cart shop in Mount Pleasant. They discuss everything you need to know about choosing the perfect golf cart for you: Club Car vs. EZGO; gas vs. electric battery; the "need for speed" and how to increase your golf cart's power; and more! Plus, listen in as Adam picks Andrea's brain on street legality and the current shortage of golf carts in the market.

Key takeaways:

• Andrea walks Adam through what you should consider when choosing a golf cart.
• Learn the "rules of the road" and all about golf cart street legality.
• And listen in as Andrea explains how COVID has actually contributed to a golf cart shortage!

Check out Rad Rydz: https://www.radrydz.com/

Adam talks with regenerative therapy consultant Fulton Wooten on all things stem cell research. The science has come a long way in the last decades and Fulton sheds a light on how this research is conductive in an ethical and humane way and how this research is advancing what's possible when it comes to genetic health treatment. Listen in for an eye-opening and informative discussion on advancements in health science!

Key takeaways:

• Fulton explains how stem cell research had been conducted in the past, advances in the field, and how it's done today.
• Adam talks to Fulton about how this science is being used in gene therapy to advance what's possible in health care. 
• Fulton explains how these cells help your own body to regenerate and heal itself!

Curious to learn more? Email Fulton at FultonWooten@gmail.com

Adam talks with Marie Sauer, owner of Sauer Grapes Wine Shop on Daniel Island about everyone's favorite holiday spirit: Wine! Listen in for an educational tour through wine country and a peek into the business side of things.

• Marie educates Adam on what kind of wine he should be drinking and how he can "step in class a bit." 
• Curious what wine to serve with what foods? Listen in for paring ideas!
• Adam and Marie discuss the financial side of what you drink and the wine business overall.

Check out Marie's site: http://sauergrapeswine.com/

In his latest book, Retire Y’all: Your Guide to Retiring in South Carolina, Adam Curran shoots straight on all matters retirement: changing tax law, market conditions, investment strategy, real estate, health care, and more! A good retirement plan gives retirees the permission and confidence to spend money to create meaningful experiences, without the fear of outliving living their savings. After all, no one wants to wind up the wealthiest person in the cemetery.

• Adam drives home the message that the result of good financial planning means you can finally reap the rewards of years of grinding and saving and truly enjoy all of South Carolina has to offer.
• The audiobook is short and sweet, designed to be listened to in just one or two sittings.
• With quick, digestible chapters, Adam covers exactly what you need to know as you embark on your next chapter of life!

We get a lot of questions about estate planning at our office. If you’ve ever had questions about wills, trusts and estate planning, this podcast is for you! Adam’s guest is Angie Knight, owner of the Grand Strand Law Group in Myrtle Beach. Together, they address some frequently asked questions about estate planning.

In this episode, Adam and Angie answer questions like:

• What’s the difference between a will and a trust? Who needs one?
• The probate process and how to avoid it
• If you create your will or trust in another state, do you need a new one?

In this episode, Adam talks shop with Michael Veeck, co-owner of five minor league baseball teams including the Charleston RiverDogs. From baseball to business, Adam and Mike cover it all. History, comedy, strategy, Bill Murray, and more! Listen in to this All American episode and remember what makes this country so great in the first place.  

• They talk about how Mike got into the world of baseball (and the important role his father played in that). 
• Adam picks Mike's brain on business, growth, and personal happiness. 
• Mike reminds us that be it baseball or business, humility and having fun along the way will take you far!

Everyone loves finding a $20 bill in their pocket. But did you know that there is a website where you can find missing money legally owed to you? (You might be surprised by just how much you find!) In this episode, Adam dives into MissingMoney.com and how you can find out if you have any unclaimed property. 

• Find out if you have any outstanding residual payments owed to you.
• Learn how money ends up in unclaimed property funds in the first place. 
• And of course, learn how to claim any funds waiting for you!

Check it out: missingmoney.com/

Adam talks with functional and environmental physician Dr. Michael Bauerschmidt. Known to patients as Dr. B, he is the founder of Deeper Healing, where they "dive deep" into what's really going on with your health. Dr. B has long recognized that there is usually not one thing, but a combination of things that distress the body. Using the examples of cholesterol, high blood pressure, and Adam's personal story, they discuss how to get to the root of the issue so that you truly can live “well.”

• Dr. B explains how your body is a chemical experiment, not a box of gears, and how environmental, hereditary, and emotional factors (like stress) all affect it.
• Adam talks to Dr. B about cholesterol and high blood pressure and why he is interested in pursuing options other than prescription drugs.
• Dr. B reminds us that, be it mold, cholesterol, or covid, "a healthy immune system is your best defense against any disease."

Check out Dr. B and Deeper Healing: https://deeperhealing.com/

Dr B's guidebook: https://curranfinancialpartners.com/wp-content/uploads/2020/12/DEEPER-HEALING-GUIDEBOOK.pdf

Nerd Alert! In this episode, Adam talks with Amazon's Justin Reed on the "Wild West of Investing," Bitcoin and all-things cryptocurrency. Should you invest? That's the big question on everyone's mind. Listen in as Justin tries to convince Adam why he should invest in cryptocurrency. 

Key Takeaways:

• Hear Adam's take on cryptocurrency and how he approaches this new mode of investing.
• 5G, autonomous cars, Alexa, and body-scanning wristbands, Adam and Justin discuss where tech is now and where it is headed.
• Bonus: If you're considering investing in new and emerging tech, keep your ears perked for the company names dropped throughout this interview! 

Adam talks with auto-industry experts, marketing masterminds, and good personal friends, Bobby Ring and Nadder Nejad. "Same is Lame," is their marketing motto and Bobby and Nadder make it their mission to do the complete opposite of what everyone else is doing. When it comes to business and making money, their success seems to be directly correlated to the amount of fun they're having in the process. 

• Bobby and Nadder cover marketing best practices, keeping your team happy, and their predictions when it comes to Tesla.  
• Adam reveals where he actually got the idea for "Retire Y'all Radio." 
• Plus: Listen in to the end to hear how to get the very best deal on your next car. (The answer might surprise you!)

Check out the business: www.majorhyundai.com

Adam talks with Rev. Colin Kerr, founder of Parkside Church (located downtown Charleston by Hampton Park) and author of "Faith Hope Love: The Essentials of Christianity for the Curious, Confused, and Skeptical." Thoughtful, funny, and hopeful about the future, Colin is the kind of reverend you want to sit down, have a beer with, and ask the big questions. Listen in as he and Adam "geek out" on theology, discuss what it really takes to start a church, and dive into the power of grace in times of turbulence and uncertainty.

Check out Colin's book: https://www.amazon.com/Faith-Hope-Love-Essentials-Christianity/dp/1087818362

Key Takeaways:

• Adam shares his story of how Colin personally impacted his and Claire's spiritual life.
• Colin speaks on how creating an intergenerational and interdenominational community benefits everyone involved.
• And listen in to find out what topics are "up for discussion, but not up for debate" when it comes to Christianity.

Adam talks with incumbent senator for South Carolina's 34th District, Stephen Goldfinch. (The district spans from Myrtle Beach to the IOP Connector in Mount Pleasant.) They talk local politics and discuss economic development, bettering infrastructure, and creating jobs in the district.  

• Stephen explains why he decided to enter the political arena and how he deals with mud-slingers. 
• Adam and Stephen agree that smaller government is better government.  
• Stephen dives into his plan for how we can strengthen our local economy in the months and years to come.

Visit Stephen's website: https://www.scstatehouse.gov/member.php?code=0682386282

Adam talks with Joe Bustos, running for South Carolina's House District 112.  A retired U.S. Army officer, former police officer, town councilman for Mount Pleasant, and a lifelong South Carolinian, Joe is big on fighting for the needs of the community, holding the line on tax increases, and standing firm on sustainable growth management.

• Joe talks about his background and how Mount Pleasant, Sullivan's Island, and Isle of Palms have changed since his youth.  
• Adam and Joe discuss the impacts of the coronavirus and how "the cure cannot be worse than the symptoms" when it comes to keeping our communities strong.  
• Joe dives into land conservation, the problems that arise from overdevelopment, and issues with property taxes in Mount Pleasant.

Visit Joe's website: https://joebustos.com/

Adam talks with cybersecurity expert, and personal friend, Charlie Kirby. Together, they discuss the real threats cybersecurity poses, from the micro (identity theft, for example) to the macro (think sophisticated geopolitical attacks). In their fireside chat-style conversation, Adam and Charlie discuss today's most serious threats while also finding the humor and levity in today's ever-changing digital world. 

Adam talks with Corey Alan, founder of The Overton Report. Together, they discuss the recent riots, the BLM movement, and the police. Corey made it his mission to shine a light on the news stories that DON'T get reported by the mainstream media—stories happening right now, right here in Charleston. 

Check out Corey's page, The Overton Report: https://www.facebook.com/overtonreport

• Corey explains the background behind "The Overtop Report" and why he believes its founding is important.
• Adam expounds on why what is going on in the mainstream media concerns him and what it could mean for future generations. 
• Corey and Adam share their thoughts on what America is REALLY about (and that includes self-reliance, building something out of nothing, being able to fail, and then, turn that failure into success).