The Business of Property

Simon Glastonbury joins us with all the latest mortgage news. We're talking about the quiet property market, crazy fees and of course all the latest interest rates. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * The next Bank of England base rate announcement. * Stabilising mortgage market. * The quiet property market. * Are first time buyers struggling to adjust to the current market? * Nothing indicating a property crash! * Renegotiating price on exchange. * Do due diligence on buyers in this market. * "The bargains will come". * Higher fees to fit the stress testing. * Current mortgage rate summary. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Stuart and Simon talk through a selection of the latest data from PaTMa on the current state of the property market. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * The Business of Property on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw). * Charts and graphs (https://docs.google.com/presentation/d/15FsjKdBZ45ganc-UmILMUWBTR1GTBxHLdoK-eHNvoks/edit?usp=sharing). * Weekly property market insights (https://www.patma.co.uk/property-prospector/features/market-updates/) from PaTMa. * Changes in late 2022 (https://en.wikipedia.org/wiki/Premiership_of_Liz_Truss)! * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon and Stuart are catching up on Stuart's recent refurb project, and it didn't all go according to plan! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Listen to episode 198 (https://www.thebusinessofproperty.com/198) for the back story. * A very tight renovation deadline. * Painting, decorating, waste removal, deep clean, furniture, and new service connections! * ... or not ... * Coping with trouble. * What could have been done differently. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon talk about their dislike of the term "Landlord", but what else should we be called? Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Now with video! * Two views on disliking the term Landlord. * Is being a landlord holding you back? * What else could we be called? * Your external vs internal name. * The NRLA campaigns (https://www.nrla.org.uk/campaigns/renters-reform). * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon and Stuart are chatting about property business profit at scale. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * What's your day-job salary "profit"? * Profit from a property business can be surprisingly low. * Should you minimise outgoings before starting a business? * The profit in a single property. * Scaling up your profit requirements. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon talk through finding good comparables to help with property valuation, plus things to consider when adjusting the market value to the value for you. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Land Registry alert service (https://www.gov.uk/guidance/property-alert). * Property market data (https://www.patma.co.uk/property-prospector/features/market-updates/) from PaTMa. * Land Registry updates can be slow! * Sold prices are not suitable as current comparables. * Looking for better comparable prices. * Going deeper when considering your property value. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

This week we're taking a deep dive into a very active project for Stuart - at the end of week 1, of only 2, for his latest rent-to-rent property. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Short deadline. * The R2R deal background. * All the work needed. * The glamour of being a landlord. * We are always responsible. * Changing tenant profiles. * Enabling higher rents. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Special guest Mike Stenhouse joins Stuart and Simon to talk about building and adjusting his property team while travelling the world. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest Mike Stenhouse (https://www.insidepropertyinvesting.com/). * Sarah Beeny (https://en.wikipedia.org/wiki/Sarah_Beeny). * Choosing boat life. * Doing an identifiable job inside the business - until you can replace yourself. * Making very remote investing work. * Real life events to find investors. * Building a brand to help reassure investors. * Most of the Google results for Simon are not actually Simon! * Seth Godin (https://en.wikipedia.org/wiki/Seth_Godin). * Entrepreneurs on Fire podcast (https://www.eofire.com/podcast/). * A baby on board! * Reshaping the team. * Standard Operating Procedures. * A £50,000 mistake! * Aiming for 500 homes. * The IPI future. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Mike Stenhouse.

Simon and Stuart talk about a social media question that Simon recently tried to argue against - that BTL can no longer be profitable! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * How we pay ourselves from limited companies (https://www.thebusinessofproperty.com/189). * Have interest rates broken BTL (https://www.thebusinessofproperty.com/178). * Checking property deal investment levels on the PaTMa BTL calculator (https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/). * Remortgaging to create unprofitable BTLs. * Extending a leasehold. * Having the option to buy your freehold. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Previous episode thinking about expenses (https://www.thebusinessofproperty.com/193) * The cost of a boiler! * Having a buffer. * When does a buffer become a waste? * What type of concrete? * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon Glastonbury joins us with all the latest mortgage news. We're talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Fall throughs are up. * Estate agents are worried. * Concern about the housing market - but not expecting a big crash. * Worrying about the jump when fixed rates expire. * Current mortgage interest rate round-up. * Crazy fees! * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Stuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * The 5 biggest risks to scaling a property business. * Time * Ongoing Costs * Cash flow * Momentum * Financial Management * Stuart on the Inside Property Investing Podcast (https://open.spotify.com/episode/5tbCJtdSkFgDTb4VGT4mQC). * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon and Stuart run through 5 keys to property scaling success. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * See last weeks episode (https://www.thebusinessofproperty.com/191) with Sulis Properties (https://www.instagram.com/sulis_properties/). * Having a target area. * A realistic goal. * Breaking out a plan. * Building experience. * A clear strategy. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Find Sulis Properties on Instagram (https://www.instagram.com/sulis_properties/). * Doing a lot, building a BTL portfolio, in three years. * A plan to retire at 50, based on BTL. * Rebalancing the work / life routine. * Starting with about £100k. * Getting a boost from the early pandemic market. * Using lockdowns to be local, for an otherwise remote investment location. * It's harder to manage trades remotely, even with some trusted local support. * Considering gross yield and net yield. * A preference for return on capital employed (ROCE). * Trying different strategies and pivoting with new knowledge. * Considering flips in a (slightly) downward market. * Having a valuable offer for investors. * Finding investors. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Adam Watson.

Simon and Stuart are talking about recent, contrasting estate agent experiences! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * See episode 185 (https://www.thebusinessofproperty.com/185) for Stuart's first reaction to his property listing. * Off the market after three weeks. * Using the PaTMa Browser Extension (https://www.patma.co.uk/page/property-tools-browser-extensions/) to see how long properties have been on the market. * Getting off to a good start with Move Revolution (https://www.moverevolution.com/). * "We're taking on properties, and we're selling properties, not always as quickly as we'd like." * "For the last two years, I think we've all gotten a bit lazy." * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon talk about extracting money from their property investment companies and the principles they use to do it efficiently. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Extracting funds from a limited company. * Loan repayments. * Figures behind Simon's recent investment (https://www.thebusinessofproperty.com/180). * Section 24 rant! * Salary. * Dividends. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon Glastonbury joins us to talk over all the latest turbulence in the mortgage market. As always, listen to the end for our popular mortgage rate round-up. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * What effect has the latest Bank of England base rate change had? * Getting to know swap rates. * High demand for two year fixes. * The latest mortgage rates - residential, BTL, HMO, and Limited company. * Current example stress and rental cover rates. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Simon and Stuart are updating an old topic, comparing two years ago with the new ("slightly" higher interest rate) world - can buy-to-let still work to replace your salary? Yes, we know, in not much more than a week between recording and publication, the interest rates we talk about are already out of date! The links below include an updated scenario. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * See episode 86 (https://www.thebusinessofproperty.com/86) for our last look at replacing your salary with buy-to-let. * View the investment scenarios we discuss in this episode: * the one from July 2021 (https://app.patma.co.uk/s/LfdI08ht) * 75% LTV - if only! (https://app.patma.co.uk/s/gOESz0yW) * the one that was possible when we recorded (https://app.patma.co.uk/s/IrBsBYUI) * and the one you might get now (https://app.patma.co.uk/s/pnKdSivl) * Could you replace your salary with BTL, with new interest rates? * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Stuart and Simon talk about changing directions, having momentum and being intentional about the shape of your property portfolio. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * Struggling student lets thread (https://www.propertytribes.com/struggling-to-let-5-bed-student-house-t-127660021.html). * Across 70+ rooms, I'm contacted every day. * Not everything is handled by the agent. * Considering relocating a portfolio. * Can't relocate a "power team". * A new strategy can be like starting from scratch. * Is property the right strategy play? * Pushing the happy green button. * Priority: business vs property. * Portfolio of 5 vs 23 (same value)! * Have you considered how your location will affect the "shape" of your property business? * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon and Stuart discuss whether Stuart will be taking one of his properties off the market after one day! Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. The property talk this week includes: * "My goodness, that's awful". * Smashed window. * Wading through fast food bags. * Presenting student properties for sale. * Find us on Twitter (https://twitter.com/BizOfProperty), YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Stuart (https://www.linkedin.com/in/stuartlordan/), Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave us a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).