The Expert Podcast

Tune in to today's episode where we'll explore a diverse range of topics that are shaping today's world:

Real Estate Changes: We'll discuss shifts in housing prices, highlighting observations from 2020 to 2023 and predicting future trends. Factors like remote work and low-interest rates contributing to housing price increases will be explored, along with the potential impact of rising interest rates.

Electric Vehicles (EVs): The rising prevalence of EVs and their influence on consumers' lives will be examined. We'll delve into factors driving EV adoption, government incentives, challenges with EV charging infrastructure, battery risks, and taxation changes.

Federal Reserve, AI, and Employment: We'll explore the Federal Reserve's stance on rate increases to combat inflation and IBM's investment in AI technology. The relationship between AI, job disruption, and its impact on employment will also be discussed.

Cyber Attacks and Security: Our focus will shift to cyber attacks and their implications. We'll touch on compromised cybersecurity leading to patient data sales on the dark web and stress the need for robust cybersecurity protection and insurance.

Education, Policy, and Impact: Changes in education policies and their potential consequences on future generations' knowledge and abilities will be analyzed. We'll discuss AI's role in potential job shifts.

Economic Planning and Side Gigs: The importance of financial planning, regardless of one's financial situation, will be emphasized. We'll explore side gigs as a way to supplement income.

Predictions, Opinions, and Real Estate: We'll conclude by acknowledging diverse opinions and predictions, before delving back into the real estate landscape. We'll explore housing price changes, challenges, and potential influences on prices.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we delve into the world of private investigations with a seasoned investigator, Dave Pellingrinelli, who shares insights, historical cases, and expert advice. Join us as we explore intriguing topics ranging from probate fraud and automotive scams to the role of vehicle telematics in uncovering hidden truths.

Discover how investigators navigate complex scenarios involving hidden assets, probate disputes, and deceptive automotive transactions. Learn about the intricate process of asset searches, where real estate, bank accounts, and intellectual property are meticulously examined to recover funds owed to clients.

Dave also sheds light on the innovative use of vehicle telematics, providing real-world examples of how this technology has been harnessed to verify claims and expose inconsistencies. Dive into the world of corporate fraud as we uncover the phenomenon of ghost vendors – a method used by unscrupulous insiders to embezzle company funds.

Join us for this captivating episode that offers a firsthand glimpse into the world of private investigations, highlighting cases that demonstrate the relentless pursuit of truth and justice. Whether you're fascinated by investigative techniques or intrigued by the complexities of asset recovery, this episode will leave you with a deeper understanding of the meticulous work carried out by private investigators.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we delve into the critical realm of cyber liability insurance in today's rapidly evolving digital landscape. Join us as we explore the ins and outs of acquiring cyber insurance and its integration with robust cybersecurity strategies. We uncover the changing dynamics of the cyber insurance market, discussing how it's no longer just a standalone solution. Discover why having a solid cyber defense strategy, including measures like two-factor authentication and vigilant monitoring, is essential for comprehensive protection. 

We examine the underwriting process, shedding light on the increased efforts required to obtain coverage and the factors insurers consider. Learn about the rising costs and complexities in the cyber insurance market, as reinsurers adjust rates to account for mounting cyber losses. We also provide actionable advice on obtaining quotes, assessing risks, and positioning cyber insurance as a competitive advantage. Whether you're a business owner, IT professional, or simply curious about safeguarding your digital assets, this episode equips you with the knowledge to navigate the intricate world of cyber liability insurance.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

 In this episode, we delve into a variety of interconnected topics that shape our financial landscape and impact our daily lives.

We kick things off by exploring the world of real estate – the cornerstone of everyone's expenses. Whether you're a renter or homeowner, we discuss the importance of aspiring to own your property outright and the role it plays in building long-term wealth.

Shifting gears, we dive into the current state of housing market affordability. Uncovering how home prices and interest rates intertwine, we examine why it's as challenging as it's been in nearly two decades, offering insights into the factors driving this trend.

Steering the conversation towards the ever-evolving realm of electric vehicles (EVs), we touch upon the fluctuating landscape of EV prices. From incentives to market dynamics, we dissect the factors that are reshaping the EV market and making them an intriguing choice for consumers.

Speaking of changes, the job market isn't untouched. We delve into how artificial intelligence is transforming employment dynamics and causing a shift in income levels. Discover why wages for new hires are on the decline and how AI's impact is reshaping our workforce.

But it's not all about finances and technology. Cybersecurity takes center stage as we explore the escalating frequency of cyberattacks on businesses and individuals. Learn about the importance of cyber insurance in mitigating these threats and how it's becoming a necessity to safeguard against the digital onslaught.

As we pivot to discuss the practical aspects of EV adoption, we delve into the concern of "charger anxiety." Explore the challenges of finding reliable charging infrastructure and how it's impacting the broader adoption of electric vehicles.

Drawing upon expert insights, we round off the episode with predictions for the future. From interest rates to home prices, we discuss how these financial trends might shape the landscape in the coming years.

In a world where everything is interconnected, join us as we unpack the intricate web of real estate, housing affordability, EVs, AI's impact on jobs, cybersecurity, and the path to financial prosperity. Tune in to [Podcast Name] to gain a comprehensive understanding of the forces shaping our world today.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we dive into the dynamic landscape of technological advancement, economic shifts, and unexpected opportunities. We start by exploring the seismic impact of artificial intelligence on the job market, spotlighting Grand Rapids, Michigan, where 80,000 jobs have been affected by AI's relentless march. We discuss the implications of AI surpassing human capabilities in diverse fields and ponder which professions might be next in line for transformation. Join us as we uncover the intriguing concept of chatbot hallucinations and their potential impact on industries and lives.

Transitioning to real estate, we analyze the unprecedented trend of building new homes over buying resale properties. With skyrocketing housing prices, we break down the cost comparison between these two options, revealing how building new has become surprisingly affordable. Stepping into the financial realm, we illustrate the tangible effects of slight fluctuations in mortgage rates on monthly payments, shedding light on a crucial aspect of homeownership. On a different front, we demystify the surge in new car prices over recent years, unveiling strategies to secure the best deal while navigating the shifting automotive landscape.

Cybersecurity takes center stage as we explore the alarming rise in wire transfer fraud within the home buying process. Our 'call-click-confirm' system is unveiled as a potent defense mechanism against scammers preying on unsuspecting homebuyers. Our attention then turns to the escalating threat of cyber attacks, especially the surge in global ransomware incidents, with the US as a prime target.

Shifting gears, we delve into the realm of corporate culture by dissecting the clash between different generations in the workplace. Can etiquette classes bridge the gap between Gen Z and boomers, or is this a broader societal challenge? We ponder the efficacy of this novel solution.

The intrigue continues with the captivating tale of a scammer's elaborate escape and years-long masquerade as a wealthy individual. We investigate the astonishing saga of a fake investment scam artist who lived a high-profile life while evading capture for four years. 

Concluding on a proactive note, we spotlight the burgeoning job opportunities stemming from local governments' belt-tightening measures. As non-essential services are trimmed, enterprising individuals can step in to fill the void, reshaping industries like the investigative sector.

Join us as we navigate the complex currents of technological disruption, financial shifts, and unexpected openings that define our ever-evolving world.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we begin by delving into the future of Artificial Intelligence (AI), tracing its journey from mundane tasks to now overseeing HR departments. The rise of glitchy chatbot recruiters has transformed the job application process, raising questions about the role of AI in HR and its impact on job seekers. We ponder the choice between being hired by a chatbot or a human and extend this reflection to the realm of restaurant service—would you welcome robots as servers? What do you think about AI involved in HR recruiting?

Shifting gears, we address the pressing construction worker shortage, a staggering issue with 650,000 unfilled positions. The infusion of AI into construction projects sparks debate on its potential benefits and drawbacks. Then, we navigate the real estate landscape, where homeowners are gripping low APRs, affecting the market's dynamics. We dissect the intricate connection between APR and home transactions, exploring the market predictions of industry titan Zillow.

Later, we'll further investigate the realm of insurance, spotlighting double-digit premium hikes across the nation. We uncover how these changes, influenced by climate concerns, impact homeownership, and potential mortgage barriers. With insights into insurance company losses, we scrutinize the implications of this surge on the future of owning a home.

The conversation then pivots to cyber insurance, an increasingly vital aspect of business protection against cyber attacks. While most attacks are thwarted by security measures, vulnerabilities persist. We unravel how cyber insurance assists in the prevention and recovery from such events, safeguarding businesses from digital threats.

The electric vehicle revolution takes center stage as we explore its trajectory amid a potential electricity shortage. With GM's ambitious EV production plans and broader affordability, we analyze the impending price trends and what this "popcorn moment" entails for the EV transition.

Concluding the episode, we address a concerning rise in family law and probate fraud cases. We equip listeners with tools to spot fraudulent activities, even involving newborns' social security numbers. Join us as we navigate these multifaceted subjects, offering insights into the interplay of technology, economics, and societal shifts.

Have questions for an expert? Get expert advice from real people at ActualHuman.com.  
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

What are the prominent scams we’re encountering in 2023? As an investigative agency, we monitor the spectrum of fraudulent activities that clients bring to our attention. Over the years 2021 and 2022, we observed a substantial occurrence of schemes such as cryptocurrency or blockchain-related frauds and deceptive investment offers promising high returns. The perpetrators would present an enticing proposition—promising to double invested funds within a month. This bears similarity to a swindle likened to pig butchering. The landscape shifts somewhat in 2023, introducing a subtle change.

Episode Resources:

• Stay Informed: Top 4 Fraud Schemes to Watch for in 2023
• Get Help: Online Fraud Investigation
• ActualHuman.com

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

How can you obtain a vehicle title in 2023? For more than two decades, various options have been available to secure titles, some of which have yielded positive results while others have not. Regrettably, numerous unscrupulous companies have emerged, offering dubious title-related services, potentially operating outside legal boundaries. While some individuals may have exploited shortcuts or gray areas, the prevalence of scams over the years has led to a shift towards exclusively legitimate avenues for obtaining titles. Despite these methods’ long-standing existence, they were underutilized, often perceived as loopholes or borderline practices.

Episode Resources:

• Secure Your Car Title: Top Recovery Methods in 2023
• The End of the Vermont Title Loophole: Alternative Options
• Get a Bonded Title
• Get a Court Ordered Title
• ActualHuman.com

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

Today's episode features some highly requested topics. First, we'll talk about mediation and conflicts. Maybe you have some type of conflict or dispute going on with somebody. It might be major or minor. It could involve a friend, relative, coworker, or spouse – who knows? We will discuss disputes and conflicts and how to navigate them if you find yourself backed into a corner. Additionally, we'll share some news about how some high-profile people are handling this situation.

Next, we're going to talk about electric vehicles. There is a major crisis in that market that deserves attention.

Furthermore, something we don't frequently discuss here is commercial insurance and business insurance. There are major companies pulling insurance policies from various businesses, and this could significantly impact you as a consumer. If you own a business, it might affect you as well.

Lastly, we'll delve into the home construction industry. We'll explore the potential dangers lurking in the background for general contractors and builders that might have implications for the real estate market.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

Fraudsters can be anyone, even family members that you'd never suspect. In our agency, we’ve seen significant growth in one particular area of fraud: family law fraud. In the last 12 to 18 months, this type of fraud has skyrocketed, causing significant financial losses for unsuspecting victims. This episode will shed light on the different forms of family law fraud, particularly divorce and probate fraud, and discuss how you can protect yourself and your loved ones from falling victim to these deceitful schemes with an asset search.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

Have you used the Vermont loophole as an out-of-state resident? Maybe you’ve just received your registration in the mail or renewed your registration a few times already; regardless, renewing a Vermont registration as an out-of-state resident is no longer an option. We’ve anticipated this change for several years, and now it’s a reality.

In this episode, we’ll discuss the recent closure of the Vermont registration loophole, how it affects renewals, and other options to get a title for your vehicle.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we delve into the rapidly evolving world of Artificial Intelligence (AI) and Electric Vehicles (EVs), and how they are reshaping our lives in profound ways. Our discussion starts with the increasing prevalence of AI and its undeniable impact on the job market. The visionary mind behind the famous chatbot, GPT, candidly predicts that job losses are inevitable, challenging the notion that technology will only benefit workers. Join us as we explore the implications and invite you to share your thoughts on this crucial issue.

But the AI wave doesn't stop there. We journey to India, where AI news anchors have become a reality, signaling a transformative shift in the media landscape. Companies are even hiring high-level executives to manage AI, emphasizing its indispensable role in our future.

Shifting gears, we shine a spotlight on the electric vehicle industry, where major automakers are investing a staggering billion dollars in EV chargers. Does this foreshadow an EV-dominated world? We'll examine the potential risks, such as lithium-ion battery fires, which cast a shadow on this otherwise promising technology.

Our exploration of the future extends to retirement planning, where we shed light on the importance of considering tax implications. Delving into the debate between traditional and Roth accounts, we highlight how tax rates may rise over time, impacting your hard-earned savings. 

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

Are you planning to buy a car? If so, this episode is for you. We have some urgent warnings for potential buyers of vehicles surrounding the new contract language that some dealerships are introducing. Some dealers are changing their clauses for trade-ins to avoid taking over the loan, leaving you with potentially two car payments. We'll discuss what these new contracts are saying, how they're problematic, and what you can do to avoid problems with your trade-in.

Next up, we're looking into the used car market and EVs. Wholesale prices for used cars are dropping and auctions are becoming more competitive. While this is happening, some big-time manufacturers are saying they're not even going to sell gas vehicles anymore, only electric vehicles. What does this mean for the future of car buying in the short and long term?

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

Today's episode features subjects that people love to hear about: real estate and artificial intelligence. However, there's some troubling information, especially regarding artificial intelligence. Many promises have been made that AI is going to be beneficial and good for you. But what about the job market? Are you in a job that's vulnerable to artificial intelligence? Many people think that their jobs are not at risk, and they believe they can't be replaced. This may be true, but even in jobs that are technically safe from artificial intelligence, the job itself might become worse. Despite the expectations that AI would make things easier, as of the beginning of 2023, it may actually be negatively affecting jobs.

Moving on to real estate, everybody loves to talk about it. Many people want to have a crystal ball to predict future prices and rates. Some are taking the risky step of buying a house now at a high-interest rate, hoping that rates will come down eventually. But until they do, they have to pay the mortgage payment based on the high rate they acquired. Hoping for rates to come down is not a guess, opinion, wishful thinking, or an assumption based on the saying "What goes up must come down." Unlike gravity, interest rates are not governed by the rules of physics; they belong to the realm of finance, which is entirely different. So, what are the facts?

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we explore the potential backlash against the EV revolution and examine the conflicting attitudes of Americans towards embracing this transformative shift.

Join us as we recommend an invaluable resource, Automotive News, to stay ahead of the game in the automotive industry. Discover the inside information you need to make informed decisions about the ever-evolving world of cars, whether online or in print.

Delve into the intriguing question of who should have the power to decide which cars we buy—individuals or the government, possibly with support from automotive manufacturers. Uncover the interesting perspective that positions Tesla as the standard for EVs, with many car companies planning to make their vehicles compatible with Tesla's charging network.

Moving on to the real estate market, our experts shed light on the housing market's rebound and the challenges homebuyers face due to a shortage of homes for sale.

Are you on track to retire with a million dollars? We dissect the average American's savings breakdown and stress the importance of planning for retirement expenses.

But that's not all. As AI continues to advance, it impacts various industries, including journalism. Find out about the potential job losses for journalists as Google tests an AI tool to write news articles. We also delve into the reliability concerns surrounding AI's fluctuations and drift.

Don't miss this episode, where we explore the latest insights on Automotive News, EVs, the real estate market, and the accuracy of ChatGPT. Tune in to gain valuable knowledge and stay ahead in this rapidly changing landscape.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

In this episode, we tackle one of the most frequently asked questions related to vehicle liens. We'll explore the process of removing a lien from a vehicle title record, whether it's an old paid-off car loan, a charged-off loan, or even a loan that shouldn't be associated with the car in the first place.

But that's not all! We'll also discuss mechanic's liens and fraud. Can a mechanic's lien be used to acquire a title? There are critical misconceptions surrounding this topic that you need to be aware of. Ignorance could, at the very least, hinder your chances of obtaining a title and, at worst, lead to legal complications.

Join us as we shed light on these critical subjects and bust some myths along the way. Our goal is to provide you with accurate information, ensuring you don't fall into the trap of misinformation found in some urban legends or online forums. We want to empower you with knowledge so that you can confidently navigate the complex world of vehicle liens without any legal headaches.

Tune in to this episode, and make sure you stay on the right track when dealing with vehicle liens. Your car's title is too valuable to risk, so let us guide you through the process so that you can hit the road with peace of mind.

Episode Resources:

Have Title Questions? Talk to a Title Expert from CarTitles.com!
Book a consultation with a Car Title Expert from CarTitles.com to get personalized guidance on your title recovery journey.
Don’t let uncertainty hold you back. If it’s your car, you deserve a title.
Book Title Consultation Here

Today, we will be diving into a variety of intriguing topics. Firstly, we'll explore the potential risks that AI poses to your finances and secure lifestyle. There are even indications that certain aspects of AI are facing bans, and we'll delve deeper into this matter.

Moving on, we'll shed light on any price crises surrounding electric vehicles. Are there any crashes in terms of the crisis itself or the prices of EVs? Additionally, we'll examine what this means for the future of these vehicles.

Next, we have an intriguing subject to discuss—the end of a long-standing loophole in vehicle titling. While it may seem like a niche topic, it's an engaging loophole that had been in existence for nearly two decades. However, it has recently been closed by a notorious state in the country.

Furthermore, we'll take a closer look at two contrasting examples related to business goals. On one hand, we'll explore a remarkable $50 billion business, while on the other hand, we'll uncover how to create a successful business even without prior knowledge of the industry.

Last but not least, we'll address one of our most popular topics—housing and real estate. In this episode, we'll specifically focus on the issue of affordability, providing valuable insights and perspectives.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

We've got a lot to talk about today! Of course, we're going to talk about the housing market, but not just any old news on the housing market. There are indications that we're not at the peak of the housing market. There are a lot of predictions and even data that show that not only home prices will go up, but interest rates will go up. Usually, when interest rates go up, home prices go down. But there are some data and reports coming out that show that both of them might go up in the near future. We'll talk about why and how it's related to the larger employment market and the overall economy.

Of course, we're also going to talk about the automotive industry. And there's some data coming out today from one of the largest automotive processors, Manheim. There's a crash in used car prices that may affect your trade-in value. It may also affect if you're looking to buy a used car, what's available. But at the same time, some new cars are also going up. But there's one area of new cars where the prices are going down because there are too many of them. And that could be related to some government regulations.

We'll also talk about some scams with auto sales, where there are some fake ghost dealers selling vehicles that they're not supposed to be selling. And lastly, of course, we'll talk about the cyber market and more commercial risk and liability markets.

Episode Resources:

• ActualHuman.com

Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.

The electric vehicle market is abuzz with activity these days. It’s hard to miss the news about electric vehicles dominating new car dealership inventories. But what about the used EVs? Interestingly, the used EV market experienced a prolonged period of inactivity. However, just recently, we witnessed a sudden surge in the interest surrounding used EVs. In this episode, we'll discuss the used EV market and why it's essential to check the battery before buying.

Episode Resources:

• UsedEVs.com

Expert Automotive Advice At Your Fingertips.

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In both the insurance and investigative industries, we see many attempts at hacking or cyber liability toward companies, sometimes even government agencies. What we’re witnessing more and more is that hackers or ransomware attackers set the ransom or loss amount based on their perception of the victim’s cyber insurance. It’s like the old adage of a robber asking how much you have before deciding how much to take; they want it all. In this episode, we'll discuss how hackers are targeting insurance policies.

Episode Resources:

• RiskCoverage.com

Protecting your business from cyber threats is crucial, and having a solid cyber liability insurance policy in place is a vital part of that protection. If you have any questions about insurance, our experienced professionals can help you assess your business's unique risks and provide tailored recommendations for the right coverage to keep your business safe and secure. Don't wait until it's too late; take the first step towards a safer future for your business today.

> Book Insurance Consultation <