The Functional Retirement Podcast

Hey everyone! 🎙️ Excited to share the latest episode of the Functional Retirement Podcast with you! Today, we're diving into the age-old question: Is taking Social Security early crazy? Let's find out together! #retirementplanning

In this episode, we explore the psychology behind starting Social Security at 62. Are you driven by a sense of ownership, fear of loss, or a desire to pass on your estate? Join us as we uncover the motivations behind early benefit claims. #Retirement #Finance

Links Mentioned:
https://www.savvysocialsecurity.com/article.aspx?a=99480

https://crr.bc.edu/the-psychology-behind-starting-social-security-at-62/

https://crr.bc.edu/social-securitys-longevity-insurance-protects-those-with-uncertain-life-expectancies/

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, certified financial planner Thatcher Taylor dives into the topic of getting tax-free income in retirement through a backdoor Roth conversion. He breaks down the technique and discusses whether it makes sense for your financial situation.

Throughout the episode, Thatcher delves into the specific elements of the backdoor Roth conversion, including income limits for Roth IRA contributions, the conversion process, the pro rata rule, and the necessary reporting forms. He also discusses the importance of evaluating your tax situation to determine if a backdoor Roth conversion is the right strategy for you.

Don't miss out on this valuable information that can help you maximize your retirement income and achieve your financial goals. Tune in now and start planning for a tax-free retirement!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

👉In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the topic of Roth conversions. Join Thatcher as he answers listener questions and breaks down the ins and outs of Roth conversions, including how they work, potential penalties, and whether or not they are right for you.👈

📈Discover how Roth conversions fit into your overall retirement portfolio and gain valuable insights for planning your financial future. 

🎆Don't miss out on this informative and thought-provoking episode!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

📈In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the world of annuities. If you've noticed that your annuity hasn't performed as expected, this episode is for you. Thatcher explores the options available to you when working with your annuities after having them for a while. 

✅Learn about the importance of planning and preparing for annuity decisions, understanding your type of annuity, and how to make the most of it. Don't miss out on this informative episode that will help you navigate the complexities of annuities and make informed decisions for your financial future.✅

Do you ever wonder if that annuity salesman was suggesting the product for you? Or if an annuity was even a good fit? Or what an annuity even is? Well, this is the podcast for you. Check out Ep:015 https://youtu.be/xJ9Z96C9mdE 

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor delves into the rules surrounding spousal benefits and two specific strategies for maximizing them in retirement. He explains the scenarios of a spouse taking the spousal benefit early and switching to their benefit later, as well as a spouse taking their benefit early and later taking the spousal benefit. Thatcher emphasizes the importance of understanding these strategies to potentially gain thousands of dollars in retirement. Please note that the host is currently recovering from surgery, hence the unusual background.

www.propathfinancial.com/post/spousalbenefits

💵 Worried about retirement income? You're not alone! But there's a secret weapon you might not know about spousal benefits. This episode discusses 2 separate strategies that are often confused. One works and one doesn't.

⌛Don't miss out on this golden opportunity! Learn the rules, the timing, and the potential rewards of smart retirement moves. Whether you're planning ahead or already drawing benefits, this episode is your guide to maximizing your joint income in the golden years.

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the topic of whether or not Social Security and Medicare are ready for you. With five key topics of discussion, including customer service, disability, cost of living adjustments, inherited IRAs, and reverse mortgages.

 Thatcher breaks down the complexities and potential operational difficulties that could arise when making decisions about social security and Medicare. Don't miss out on this informative episode that will help you navigate the complexities of retirement planning.

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

Join The Newsletter For All Wealth Building Tactics
https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the 10 rules of investing.  He shares his thoughts on each rule and whether he agrees or disagrees as a financial planner. But the real highlight of this episode is when Thatcher delves into the topic of investment management based on retirement income distribution strategies. He breaks down different types of retirement investors and how their strategies may vary. 

Whether you're a risk-taker or prefer a more conservative approach, Thatcher offers valuable insights to help you make informed investment decisions. Tune in now to gain a deeper understanding of investing and how it can support your retirement goals. 

✅Don't forget to like, subscribe, and leave a comment with your thoughts on investment strategy.✅

Are you over age 50 and need retirement help?
🤝 Schedule a free consultation https://www.propathfinancial.com/get-started

Not ready yet? No problem...
 
Learn How To Get Worry-Free Retirement Income👉 https://www.propathfinancial.com/guides

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

Retirement shouldn't be a mystery. But at 62, the question looms: tap into Social Security early or dive into your IRA? This episode is your ultimate decoder ring, cracking the code on this crucial decision.

Dive deep with us as we explore:

• IRMAA surcharges: Don't let these tax penalties blindside you! Learn how to navigate them and keep your retirement nest egg secure.
• Taxation tango: Understand the tax implications of both options and plan your withdrawals like a pro.
• Bigger benefits: Tempting, right? We break down the trade-off of claiming Social Security early and the potential long-term impact.
• COLAs: Cost-of-living adjustments can be your retirement hero. Discover how they work and maximize their benefits.
• Health matters: Don't forget your well-being! We discuss potential health insurance considerations when making this key decision.
• And much more! From bridges to Roth conversions, we leave no retirement stone unturned.

Whether you're an early bird or a nest egg nestler, this episode is your roadmap to a confident and financially secure retirement. So, grab your headphones, pop the kettle on, and join us for this essential retirement planning masterclass!

Don't wait, tune in now and unlock the door to your golden years!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

Do you have a fat retirement nest egg... and a tiny spending fist? You're not alone! Many retirees are frozen by fear, hesitant to spend their hard-earned cash. But it's time to break free! This episode is your guide to overcoming spending anxiety and unlocking a more joy-filled retirement. Discover:

Why you might be a "tightwad" in retirement (even if you weren't before!)
The difference between "maximizers" and "satisficers" and how it impacts your spending.
Strategies for finding YOUR perfect middle ground between frugality and extravagance.
Tips for overcoming guilt and embracing guilt-free spending.

✅Don't forget to leave a review and subscribe for more informative content✅

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

👉Ditch the rocking chair and embrace the possibilities! Are you nearing retirement and feeling a mix of excitement and uncertainty? You're not alone. Transitioning to retirement can be a rollercoaster of emotions, practical challenges, and financial adjustments. But it can also be the door to a fulfilling and vibrant new chapter.

This podcast is your guide to navigating the journey from "worker" to "retiree" with confidence and clarity. We'll explore key strategies for:

✅Easing out of your career: Learn about phased retirement, negotiation tips, and leaving a lasting legacy.
✅Redefining your identity: Discover how to find purpose beyond work, embrace new passions, and stay connected.
✅Managing your finances: Unpack income sources, budgeting strategies, tax optimization, and healthcare considerations.

Whether you're planning your exit strategy or just starting to envision your retirement life, this podcast is for you. Get ready to shed outdated stereotypes and embrace the exciting possibilities that await!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode, Taylor had the pleasure of interviewing the incredible Kelly Augsberger, an industry professional in the field of long-term care planning. She shared her expertise and provided us with some invaluable advice on how to make progress in our lives, whether it's related to long-term care or not.

I hope you enjoy this episode as much as I did! Let's continue to learn, grow, and make progress in our lives together. 

✅Don't forget to leave a review and subscribe for more informative content!!✅

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor takes on the role of a Myth Buster as he dives into five common myths about the stock market. 

Thatcher debunks these myths and provides examples to support his claims. Whether you're a traditional wealth builder, pre-retiree, or retiree, this episode is packed with valuable insights to help you navigate the stock market with confidence.

 Don't miss out on this opportunity to gain a better understanding of investing and achieving your financial goals. 

✅Be sure to like, subscribe, submit a question, or leave a review to support the growth of the podcast. ✅

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into the importance of having just enough cash to buy assets and grow wealth. He discusses the difference between an emergency fund and a sinking fund, and provides valuable insights on how to assess and fix an underfunded emergency fund. Join us as we explore the significance of cash in achieving a fulfilling retirement. 

✅Don't forget to leave a review and subscribe for more informative content!✅

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor welcomes special guest Roger Whitney, the retirement answer man. With over 25 years of experience as a financial planner and the host of a top retirement podcast, Roger shares his insights on taking control and being optimistic about the future. They discuss the pursuit of happiness, the importance of a positive mindset, and the connection between wealth and health in retirement. Don't miss this informative and inspiring conversation with one of the most influential advisors in the industry.

Find Roger:
https://www.rogerwhitney.com/

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

Join The Newsletter For All Wealth Building Tactics
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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode, we tackle a fascinating listener question that delves into the world of Roth conversions and the potential tax savings they can bring. We explore the strategy behind Roth conversions and how understanding the difference between future and current taxation is crucial before implementing them. It may sound technical, but trust me, it's worth it!

Thank you all for your continued support and for tuning in to the Functional Retirement Podcast. Your engagement, questions, and reviews help us grow and reach more people who can benefit from our insights.

Please leave a 5 star review now!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor dives into year-end planning and shares some valuable insights and recommendations. From discussing comprehensive planning as a certified financial planner to exploring the impact of a book called "The War of Art" by Steven Pressfield, Thatcher provides valuable information to help you navigate your financial journey. Whether you're looking for a one-time plan or ongoing assistance, Thatcher has you covered. Don't miss out on this episode filled with valuable tips and advice. 

Year-end planning for retirement is an essential aspect of financial management that individuals need to consider as they approach the end of the year. This podcast provides valuable insights into various topics related to year-end planning for retirement, including required minimum distributions, qualified charitable distributions, net unrealized appreciation, and Roth conversions.

Plus, Thatcher shares a special announcement about a free consultation and a book recommendation that will add massive value to your life. Tune in now and get ready to live your wealth!

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

Join The Newsletter For All Wealth Building Tactics
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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host and owner of ProPath Financial, Thatcher Taylor, dives into the world of annuities. He starts off by expressing his gratitude for the support from the community and encourages listeners to share their thoughts and questions. 

Thatcher then breaks down what annuities are and emphasizes that no two types are the same. He also discusses the importance of choosing the right investments and managing fees. Join us for this informative episode and don't forget to like, subscribe, and leave a review on your favorite podcast platform.

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

Join The Newsletter For All Wealth Building Tactics
https://propath.ck.page/60fab1df4d

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode of the Functional Retirement Podcast, host Thatcher Taylor discusses the topic of REITs (Real Estate Investment Trusts). He shares personal experiences and explains why it's important to have a larger understanding of the investment universe. Thatcher also addresses the influence of social media and real estate gurus promoting real estate as the ultimate investment. The episode dives in to the types of REITs, taxation, how to buy, and when you should use them.

Have you used REITs in your portfolio?

https://investor.vanguard.com/investment-products/etfs/profile/vnq

https://www.cfincometrust.com/wp-content/uploads/CF_Income_Trust-Fact_Sheet.pdf

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

This podcast episode features hosts Thatcher Taylor and Bob Gavlak discussing life insurance in retirement planning. They emphasize the importance of building a financial plan based on individual goals before considering insurance products.

They debunk the myth that life insurance is unnecessary in retirement, highlighting the need to protect loved ones and assets. The conversation emphasizes the importance of finding suitable insurance solutions based on specific client situations, rather than pushing a one-size-fits-all approach.

Bob shares his 14-year experience in the industry and explains the value of insurance in protecting oneself and loved ones from unforeseen events. They dismiss the misconception that life insurance is no longer necessary in retirement and advocate for tailored insurance solutions that fit individual needs.

Find Bob:
Twitter
Website
LinkedIn

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

In this episode, host Thatcher Taylor discusses the importance of behaviors in investing and how they can be a superpower. He emphasizes the need to set proper expectations about market fluctuations and highlights the inefficiency of markets.

Thatcher shares insights from the book "Finance for Normal People" by Meir Statman, which explores the foundations of behavioral finance. He covers topics such as people's normal behavior and rational thinking, the construction of investment portfolios, saving and spending habits, and the role of expected returns in asset pricing theory.

The podcast focuses on the significance of behaviors in investment performance. Host Thatcher Taylor explains that behaviors are the main superpower of successful investors and highlights the impact of market fluctuations on investor mentality. He shares his own experiences during challenging market periods and emphasizes the importance of setting realistic expectations.

"Thinking, Fast and Slow" by Daniel Kahneman

"The Behavior Gap" by Carl Richards

✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!

Are you over age 50 and need retirement help?
Schedule a free consultation https://www.propathfinancial.com/get-started

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DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.