The Modern Financial Podcast

YOU CAN’T GIVE UP, BELIEVE IN YOURSELF

Going back to being relentless, Andre shares his thoughts about persevering no matter what trials or tribulations you go through. He puts emphasis on persistence as a key ingredient to success and the importance of building a routine for yourself. Get to know more of Andre’s insights for success in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: ONE MAN’S MESS IS ANOTHER MAN’S BUSINESS

“You have to be persistent. That's why my boat, it's named Relentless. I think that's one of the things that is probably an attribute, that I had that I didn't realize I'm absolutely relentless when I want to get something done, and that's one of the most important things that I would share with you is, you know, you can't give up”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

ONE MAN’S MESS IS ANOTHER MAN’S BUSINESS

What does it take to start your own business? How do you find the right business opportunity? Does it have to be a game-changing idea? In this episode, Andre shares that there are times when you can start a business because of somebody else’s inefficiency and it will be the pain you will be solving. Tune in to find out more about how you can start building your own business like a pro in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: ONE MAN’S MESS IS ANOTHER MAN’S BUSINESS

“Result of somebody else's inefficiency, which ultimately led to you know, I'm having a painful situation, and through that painful situation, I'm looking at what's going on, I'm like, how do you make this better, and every business that we have has been a result of that.”

ANDRE: EMBRACE YOUR PEOPLE WHILE RECREATING THE COMPANY

“I like to do like to embrace people and really get to know them, especially if we're working together, and so my ultimate goal here now is just recreating this company, just rebrand it, and just give it a new sense of energy. And so these are some of the little things that it takes if you want to go out and start a new business.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

PRIVATE, RESERVED, AND EARNING

Cord is back and today he continues his discussion about private reserve accounts. He defines what these type of accounts are and breaks down its benefits and how it helps you in the long run by limiting your liability in each individual transaction. Learn more in this latest episode of the Modern Financial podcast.

HIGHLIGHT QUOTES

CORD: PUT IT WHERE YOU DON’T LOSE IT

“It's all about limiting your liability within each individual transaction, and have a non-reportable income as it grows. My friends go out there and be legendary because you are. If there is somebody that you know that's doing real estate transactions without having these accounts, they're doing it the wrong way.”

Where to find Cord:

• LinkedIn: https://www.linkedin.com/in/cordburner/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

EVER THOUGHT OF RETIRING TAX-FREE?

Have you ever imagined the possibility of retiring without paying taxes legally? Is it even possible? Is it doable? Well, Cord Burner says yes. Tune in now and learn from Cord and Andre how you can make this happen, and where should you put your money in to achieve it. Find out more in this later episode of The Modern Financial podcast.

HIGHLIGHT QUOTES

CORD: PUT IT WHERE YOU DON’T LOSE IT

“Imagine being able to put your money into an account, to where even if the market loses, you would stay right where you were the year before. But of course, you need to earn money. So I'm not saying give up on your earning opportunity, because it still gets the upsides of the market as well.”

ANDRE: GET A FINANCIAL ADVISOR

“I think one of the most important things for people to realize is that they need to take that first step, and that's meeting with an advisor, regardless of their situation.”

Where to find Cord:

• LinkedIn: https://www.linkedin.com/in/cordburner/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

TIME TO GO PRIVATE

Cord is back and in this episode, he introduces us to the topics he will discuss in the coming episodes such as divorcing your income from the IRS, finding suitable investments for your money with minimal taxes, and a brief overview of private reserve accounts. Tune in and learn more in this latest episode of the Modern Financial podcast. 

HIGHLIGHT QUOTES

CORD: HOW ABOUT TRYING A PRIVATE RESERVE ACCOUNT?

“What if you could have $1 serve multiple purposes, meaning you could use it to grow it, you could use it to save it, protect it, and you could use that same dollar to go buy real estate and have $1 serve multiple purposes earning on this end, and that end, meaning you're limiting your liability within each individual transaction.”

Where to find Cord:

• LinkedIn: https://www.linkedin.com/in/cordburner/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

WHAT’S THE USE OF INVESTMENTS IF YOU’LL JUST HAVE TO GIVE IT AWAY FOR TAXES?

Welcome to another episode of the Modern Financial podcast, and today, we have our new co-host Cord Burner, a financial advisor assisting people to legally and safely divorce their income from the IRS. Cord teases everyone to stay tuned in the next seven days as he will be discussing the tips and tricks to gain more freedom with your income. Find out more in this latest episode of the Modern Financial podcast.

HIGHLIGHT QUOTES

CORD: THE PROBLEM WITH TAXES TODAY

“For most people, what I find is when we sit down with them, they have investments that get taxed the most, instead of the least, and when we think about taxes, and the way that things are trending economically, I think we're all seeing that taxes are gonna get worse, not better.”

Where to find Cord:

• LinkedIn: https://www.linkedin.com/in/cordburner/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

UTILIZE YOUR ENTIRE PERIPHERALS

If you keep looking straight ahead, you may miss the opportunities that are along the way. In this episode, Andre talks about the importance of learning to “tweak” a few things in your life and learn to diversify with the opportunities you take because it’s not all going to be according to your plan. He also touches on the importance of communication, determining the time spent on planning, and accepting responsibility for yourself. So make sure to tune in until the end of the latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: LOOK AROUND YOU FOR THE BIG OPPORTUNITIES

“So a lot of times when you start your business that doesn't mean that's the way it's going to end. You have to follow along that path and look at the opportunities as they come. And if your eyes are open, you're gonna see a ton of opportunities. One of the issues that most people have is they're not looking at the other opportunities because they're so narrowly focused like the horse that has those things that cover its eyes, so they can only see straight ahead. That's what a lot of business owners do, I think that's one of the biggest mistakes.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

FORGET THE WHAT IFs

Stop thinking about the uncertainties, stop thinking about what if things go wrong, and start thinking about what you’ll do when things go well. It’s another solo ride with Andre today, as he talks about going for success with instinct and intuition. He emphasizes the importance of having a mindset that leans toward positive outcomes. Stay tuned as Andre also breaks down how your health, state of mind, and failures come into play leading to your success in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: HAVE A TON OF BELIEF IN YOURSELF

“One of the things that I feel is important for business people is you got to have instinct, you don't have to be the smartest person, you don't have to have the greatest product, you don't have to have all the tools, a little bit of that is just instinct and intuition, and a little bit of belief in yourself, I mean, not just a little, a ton, because when you start to believe in yourself, it puts things on a different level, you start to feel a little bit more certainty.”

ANDRE: FAILURE IS PART OF THE JOURNEY

“When I look at failure, and I could walk around my office, right now you can see, failure is part of the success journey, because you're gonna learn so much along the way, and it's not always about, you know what to do, it's about what not to do.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

IT WORKS IF YOU MAKE IT WORK

Andre goes solo today, as he talks about the factors that make a business succeed or fail, especially, when you are starting your own business. Andre discusses the importance of vision and having dreams, knowing how much you need to invest in your business, the struggles you need to face, and how you will know that you are at your turning point. Learn the basics of starting up with Andre in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: INVEST IN YOURSELF

“Give yourself more time, and just probably double or triple the amount of money that you're going to need to spend to get your business up and going. So let's talk about spending money. I mean, how often do you invest in yourself? Right now, when you're thinking about if you're thinking about a business, or you just started a business, one of the things I would ask you is, how much have you invested in yourself? And that's one of the things I find is people don't invest in themselves.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

JUST HANG IN THERE

You can either do what you hate doing or you can figure out what you want to do and find purpose in it. Andre welcomes Cord Burner on the show as he shares his story of making the radical change from loading semis to being a financial advisor. He also tells his story, where he kept failing at his job and almost giving up, but was given a reminder to keep hanging on and eventually reached his own success. Find out more about this story in this latest episode of  The Modern Financial Podcast.

HIGHLIGHT QUOTES

CORD: MAKE THE CHOICE

“You can either do what you hate doing forever, or you can make that choice and figure out what you want to do and create purpose behind it. So we got fortunate enough to fall into you guys, and kind of the rest is history.”

Where to find Cord:

• LinkedIn: https://www.linkedin.com/in/cordburner/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

CHANGE IS COMING

The change will happen one way or another, sooner or later. We are in an ever-changing world where both good and bad circumstances can happen. Today, Andre and Winston Correll will be talking about how you can create the change and not let your circumstances change you. The two expand on how mindsets like gratitude and being in the moment can help you create the change for yourself. There’s a whole lot more coming so stay tuned to this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

WINSTON: THE MINDSET OF GRATITUDE

“I think every situation is different. But being grateful is one of the best things that I could do to change my mindset and keep it on the right track. Being thankful for anything that I have in my life and focusing on that helps to keep the right mindset.”

Where to find Winston:

• LinkedIn: https://www.linkedin.com/in/winston-correll-02a03127/
• Correll Capital: https://correllcapitalpartners.com/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

THE COVID STRIKE WAS DEFINITELY A CHALLENGING TIME

When it hit us back in 2020, it completely changed the playing field for everybody, the usual business models no longer worked, big businesses faced a challenge they never had, and everyone was forced to rethink their businesses. The same thing happened to Ron Viggiano. In today’s episode, Ron shares how he coped with the times and how an unlikely source of help came to his aid and helped him get back into the business. Tune in to this inspiring story in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

RON: WALKING INTO AN UNFAMILIAR TERRITORY

“He said, Can you make a mask? and I was like, ‘Full disclosure. I know nothing about masks, but I'm in no position to say anything other than yes. So yes, I can make masks, let's learn about masks.”

RON: BLESSED WITH INCREDIBLE PEOPLE

“It's simple. I am surrounded by incredible people, and I'm very fortunate.”

Where to find Ron:

• LinkedIn: https://www.linkedin.com/in/ron-viggiano-638584/
• Website: http://www.austintaylor.net/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

THERE IS NO MISSION WITHOUT A VISION

Andre sits down with Winston Correll to talk about their Tony Robbins experiences. The two talk about the amazing level of positivity they get in proximity to like-minded people. They also delve into accelerating one’s growth with vision and the importance of recognizing the good that comes with the bad in every situation. Find out more about this amazing experience in the latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

WINSTON: LOOK AT THE TWO SIDES OF THE COIN

“You change your story, you change your life. So just looking at everything that happens in your life, if it's a bad thing, you can sit there and look and say ‘Hey, these are horrible things that happened to me, and we all have those things.’ We all go through those issues and situations, but if you're going to look at the bad, you can't discredit the good that comes from that. What did you learn? How did you grow? What direction did that situation change in your life? How did you change and grow through that? So through every situation, I try to look at those two sides of every coin.”

Where to find Winston:

• LinkedIn: https://www.linkedin.com/in/winston-correll-02a03127/
• Correll Capital: https://correllcapitalpartners.com/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

NETWORK IS THE DREAMWORK

Building relationships is very important in sales or in business as a whole. But how do you build relationships? How do you get connected with people? How do you keep the relationship going? In this episode, Ron Viggiano shares with Andre his best practices on how he surrounds himself with great people, how he does his follow-ups well, and how he gets himself in front of people. Stay tuned to learn more in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

RON: THE UNIQUE WAY OF USING LINKEDIN

“I used LinkedIn in a specific way. Like, if I'm making clothes for a client, I'll punch them into LinkedIn, then I'll see who our mutual connections are. Or, I'll see who their connections are in the same industry. And then I will then target that person in that same industry. And I'll use the referral name, a soft referral, but I'll say, I don't know whether you know this, but I also make clothes for and I'll name off three or four or five people in his industry that I know he would know. It's not like they gave me that referral, I will just mention those names to them, and so I can use LinkedIn all day long. That's kind of an endless means.”

Where to find Ron:

• LinkedIn: https://www.linkedin.com/in/ron-viggiano-638584/
• Website: http://www.austintaylor.net/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

BEING PERSISTENT IS NOT THAT BAD

There are times when people hate other people’s guts and persistence in offering their products or services. However, this is not always the case, as persistence can be a life-changer. Today, Andre welcomes Ron Viggiano, as he talks about how persistence and the belief that you are on a mission to better people’s lives can bring positive change to your own life. Stay tuned as Ron also shares how he does his prospecting by driving around chasing cars in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

RON: HAVE THE BELIEF TO BETTER SOMEBODY’S LIFE

“If you don't believe that you're gonna better somebody's life, then you should find a different career and pursue that.”

Where to find Ron:

• LinkedIn: https://www.linkedin.com/in/ron-viggiano-638584/
• Website: http://www.austintaylor.net/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

NO MATTER HOW BAD THINGS ARE, FIND ONE THING YOU ARE GRATEFUL FOR

We oftentimes see a lot of people who keep complaining about life. If we keep our heads wrapped up in the bad things, we will always be in a negative outlook. In this episode, Andre talks about staying positive by always holding on to the one thing you are grateful for, as gratitude is what can keep you positive and keep you going. Tune in to learn more in this latest episode of The Modern Financial Podcast.

HIGHLIGHT QUOTES

ANDRE: GRATITUDE > ATTITUDE > ALTITUDE

“Gratitude shapes your attitude, which ultimately determines the altitude in which you're gonna go because your mindset is there.”

ANDRE: HOLD ON TO WHAT YOU ARE GRATEFUL FOR

“When you find one or two things that you're super grateful for, and then you just piggyback off of that. We can always find something wrong, but if you can just find one little thing that's right, even with a bad marriage or challenge with kids, if you can just find one thing that is right about it, and just build upon that, it'll help change the way your thoughts are about the situation.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

YOUR SUCCESS: BUILD IT, GROW IT, OWN IT

Andre has always worked to give opportunities to people as he follows his win-win philosophy, and in this episode, he talks about how he got the idea of building the modern financial franchise. In the financial services industry, a franchise is a very uncommon business model, and Andre is the first one to execute it. For him, a franchise gives a sense of ownership, helping people to boost their pride in having their own business, and motivating them to work harder to perform better. Find out more of this in the latest episode of the Modern Financial podcast.

HIGHLIGHT QUOTES

ANDRE: BOOSTING PRIDE THROUGH FRANCHISE OWNERSHIP

“When you said the word franchise, what's different about that is it gives people a sense of ownership, and I think when people have a sense of ownership, that pride level goes up tremendously, and as their pride level goes up, their workmanship will just continue to improve, it's because it's theirs, they have that sense that they want it to be better than anything else around them.”

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

YOU DON’T HAVE TO BE THE SMARTEST KID IN THE ROOM

Sean Badding is back with Andre and in this episode, they talk about becoming successful even when you are not the brightest of them all. Sean explains that with passion, hustle, and the desire to help others, you can be as successful as anyone. He also breaks down the three factors for success and you actually only need two of them to succeed. Learn more about these in this latest episode of the Modern Financial podcast.

HIGHLIGHT QUOTES

SEAN: BE PICKY WITH YOUR PARTNERS

“Pick your partners carefully, there are going to be times when you are in this mode here building your business that there will be a partnership presented to you. And, you know, after my experience, I would say very, very carefully look at that, like a marriage because you don't ever want to divorce. And if you do, it could get very, very ugly. So one thing I did learn along the way, is to find who is a good partner for you, and if it works, make it work.”

SEAN: 2 OUT OF 3 IS A VICTORY

“There are three factors for success - money, knowledge, and passion, and you only need two out of the three. Most times people have the passion, and then they can get the knowledge, but they don't have the money. So that is the key here. In my opinion, if you have two out of the three, that is perfect here, as long as you understand that you've got to have that hustle is the key.”

Where to find Sean:

• LinkedIn - https://www.linkedin.com/in/sean-badding-1418613/
• Website - http://www.everlastingservices.com/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

IF THERE’S NO OPPORTUNITY FOR YOU, MAKE ONE

Welcome to another episode and today, we have Sean Badding together with Andre. Sean is the president of Everlasting Services. The two talked about creating opportunities for yourself when there is none being offered to you. Sean shares his insights about the decision-making process and the aspects involved when trying something new that’s outside your previous career path. Stay tuned and learn more in this latest episode of the Modern Financial podcast.

HIGHLIGHT QUOTES

SEAN: OPEN YOUR SENSES TO NEW OPPORTUNITIES

“Keep your eyes and ears open. New opportunities come about. I don't believe in luck, I believe that you create your own opportunities and those opportunities are coming about because you are paying attention.”

ANDRE: COMMITTED VS. INTERESTED

“It's committed versus interested. When you're fully committed, those little barriers, you have to be able to get through. Otherwise, you're just interested because you're going to start feeling victimized, you're going to feel sorry for yourself.”

Where to find Sean:

• LinkedIn - https://www.linkedin.com/in/sean-badding-1418613/
• Website - http://www.everlhttps://www.linkedin.com/in/sean-badding-1418613/astingservices.com/

Where to find Andre:

• LinkedIn: https://www.linkedin.com/in/andre-vicario/
• Modern Financial website: https://www.modfinancial.com/

GREAT THINGS START FROM SMALL BEGINNINGS

What does winning mean to you? Did you start big or small? In this episode, Andre shares his story of how he got into the financial services industry, where he helped people have a better understanding of their money. Andre also talks about his win-win philosophy and the importance of finding your purpose in life, so make sure to stay tuned until the end of this latest episode of Modern Financial.

HIGHLIGHT QUOTES

THE WIN-WIN PHILOSOPHY

“When I go through my process, and I guess you said it's subconscious, I don't know where that started. But ultimately, for me, I look at the whole situation, and if one person's winning, and the other person is losing that doesn't seem like it's a good business venture. It's like a forced transaction.”

FINDING YOUR PURPOSE

“It's really about finding that purpose and an understanding of what that purpose is for you. It may be different for other people, but once you've identified that, and you can run with it and it's something you're proud of and you feel good about. Well, then you're winning and the people that you're working with are winning and I love seeing people thrive around me it's been the greatest pleasure.”