The Retirement Learning Lab, with Van Richards, ChFC®

With all that is happening in the world, you may be asking yourself, does asset allocation still work? Is how you divided your investments doing what it should?
In today’s video, you’ll find the answer.  Plus, there is a great free tool to show you some examples of asset allocation that is intended to help you control the risk of investing. If you’re in a hurry and just want to see the asset allocation models, go to www.assetallocationmodels.com.

Here are the highlights of today’s video.

0:00 Intro
1:54 I have a free tool for you!
2:54 What's causing you to worry?
6:34 Geek Alert! What's Standard Deviation?
8:55 Investment classes or categories
10:41 The Callan Periodic Table of Investment Returns
12:12 What are some uses for the asset classes?
13:43 There are times with nothing works

One of the more useful links in today’s video is to the Callen Institute.  You can find more information about Callan at www.callan.com/periodic-table
To read the accompanying blog and get a better view of some of today’s examples go to https://richardsfinancialplanning.com/does-asset-allocation-still-work-2

This information is only for educational purposes only.  It is not investment, legal, tax, or accounting advice.  Please read the disclosure at the end of the recording.

If you own a retirement account like a 401k, you probably split your savings up among a few different types of investments.

A lot of people use investment models provided by their employers.

And a lot of you don't really know which stocks or bonds your investments have. And really that is OK. The idea of investing in a mutual fund, a variable annuity, or an ETF is, so you don't have to be an expert.

But many people are surprised to learn that any of their retirement accounts have Russian stocks or bonds.

So how do you know and what can you do about it.
That is what today's podcast is about.

In today's podcast, I reference a lot of details. If you'd like to see the references to those details, please go to my blog and see the references to "Do You Unknowingly Own Russian Stocks? WHAT NOW?" Here is a link to my blog: https://richardsfinancialplanning.com/russian-stocks-what-now

Starbucks' stock value has been hit hard by the pandemic. But they do have a competitive edge.

Growing your financial knowledge is what can put you in control of your financial future.

The centerpiece of today's analysis is the six characteristics that set Starbucks apart from its competition.

#1  streamlined business operations.

#2  menu innovations

#3  digital engagement

#4  selective store closures

#5 opening stores in US and China underserved areas and

#6 their loyalty program

To hear a more in-depth analysis of Starbucks listen to today's podcast.
  #restaurants #investing #money

For only the second time in 137 years, AT&T cut its dividend. That had to be like a gut punch for a lot of AT&T shareholders who were relying upon those dividends.

So, is there still profit available in the wireless industry?

Every month that I pay my AT&T Uverse bill, I think, how could this company not make money? But maybe I just answered my own question. 

AT&T has spread itself thin for about the past decade or more. They're trying to be far more than a wireless service provider. If you are a dividend investor, should you buy, sell or hold?

I'll give you two thoughts.  First, there are alternatives for investing in wireless technology. Obviously, Verizon is one of those options since that is the subject of today's stock analysis.  I mention more on alternatives in today's video.

Second, I want to help you grow your knowledge on selling dividend stocks, so you know when the time comes. I have prepared a special video lesson called When To Sell a Dividend Stock. You can find that video lesson for free at www.WhenToSellaDividendStock.com 

Here are the other topics I cover this week. The numbers before the topic are the time stamp on the recording. These points are also indicated in the chapter section of this podcast. If you're short on time, jump to that section of the podcast.

1.49 What is Verizon’s business strategy?  
2.37  How stable is Verizon?  
3:11 Who are Verizon’s primary competitors? 
3.38 What sets Verizon apart from its competitors? 
4.21 How will the acquisition of Tracfone affect Verizon? 
5.31 Tell me more about Verizon’s earnings.  
8.38 How does Verizon’s dividends compare to AT&T’s  
13.13 How competitive is Verizon with its peers?  
14.38 What are the bullish characteristics of Verizon?  
16.06 What are the bearish characteristics of Verizon?  
18.20 How are analysts valuing Verizon?
19.40 What is the analysts' sentiment toward Verizon?

In ending, please remember that this information is for educational purposes only. It is not investment advice.

I sincerely hope this information will help you grow your financial knowledge so that you can be in control of your financial future!

Have a great week!

Van Richards, ChFC®

EPD has one of the highest dividend rates of any large publicly traded company. This week I'll discuss the stock's potential role in retirement savings.

This week I discuss the stock's potential role in retirement savings. EPD is a prime example of a company that appears to be managed to pay its shareholders dividends as opposed to increase share value.

With Enterprise Products' recent plan to acquire Navitas Midstream, near-term returns should be bolstered. 

EPD’s formula for success has been Quality Assets + Superior Location + Long Term Contracts

I have a wonderful resource to offer you as well. A lot of the information I provide is to help people decide if a stock is right for them. But another important consideration is when to sell a stock. I have made a 10-minute video lesson giving you tips and rules of thumb to help you determine when you should sell a stock. You can get this free video lesson at http://www.whentoselladividendstock.com

Join me each week on Monday at 1 PM for another stock analysis.

If you're short look at the chapter highlights of today's show.

If your podcast platform doesn't list program timestamps, here's what's in today's show:

1.38 What does Enterprise Products Do? 

3.40  How stable is Enterprise Products? 

4.22 How will the acquisition of Navitas affect Enterprise Products? 

6.32 What is a distributable cash flow (DCF)? 

10.28 What is the financial integrity of Enterprise Products? 

10.55 What is the distribution history of Enterprise Products 

12.56 What are EDP’s economic moat characteristics? 

14.50 Tell me more about EDP’s earnings. 

16.57 How competitive is EDP with its peers? 

19.07 What are the bullish characteristics of EDP? 

20.34 What are the bearish characteristics of EDP? 

23.06 How are analysts valuing Enterprise Products? 

24.02 What is the analysts’ sentiment toward EDP? 

In today's podcast, I dive deep into three fundamental analysis characteristics of Genuine Parts Company. GPC is a value stock that pays dividends. It makes it a good candidate for some retirement accounts. But I don't look at everything through rose-colored glasses.  Increasing costs and expenses are weighing on GPC. But I discuss how one billionaire investor thinks Genuine Parts Company is going to cope with increasing cost and inflation.

REITs or real estate investment trusts have been around since 1960. REITs allow investors to invest in real estate without direct ownership. This investment vehicle can be simple or incredibly complicated. Many people are attracted to the high current dividends. There can also be an illusion of safety because the mortgages used in some REITs are back by the US Government. In today's show, I discuss the opportunities REITs offer. Plus, I discuss the downside too. Investors can learn a lot from the market crash in mortgage-backed REITs that began with the Coronavirus market crash between February and March of 2020. Some mREITs have not rebounded. 

Today's discussion includes Annaly Capital Management, Starwood Property Trust, AGNC Investment Corp., Two Harbors Investment, and PennyMac Mortgage Investment Trust.

Listen, learn, & subscribe 

This information is for educational purposes only. Not an offer to buy or sell any stock or an offer of advice.

References from today's show:

Mortgage Firm Struggles to Meet Margin Calls as Market Turmoil Continues https://www.wsj.com/articles/mortgage-firm-struggles-to-meet-margin-calls-as-market-turmoil-continues-11584975633

Mortgage REITs Come Under Stress That Even the Fed Might Not Be Able to Ease

https://www.barrons.com/articles/target-stock-is-climbing-after-it-reported-another-banner-quarter-for-earnings-51614694528

Basics of Fannie Mae Single-Family MBS https://capitalmarkets.fanniemae.com/media/4271/display

Freddie Mac—Federal Home Loan Mortgage Corp. (FHLMC) https://www.investopedia.com/terms/f/freddiemac.asp

The Inverse Relationship Between Interest Rates and Bond Prices https://www.investopedia.com/ask/answers/why-interest-rates-have-inverse-relationship-bond-prices/

Two Harbors Investments Corp. Fourth Quarter 2020 Earnings Call https://s24.q4cdn.com/261832436/files/doc_financials/2020/q4/TWO-Q4-2020-Earnings-Call-Presentation-Final.pdf

How Risky Is AGNC Investment Corp.'s Dividend? https://www.fool.com/investing/2021/02/17/how-risky-is-agnc-investment-corps-dividend/#:~:text=AGNC%20cut%20its%20monthly%20payout%20from%20$0.15%20per,conference%20call%20that%20the%20dividend%20cut%20was%20%22unnecessary.%22

Capital Destruction, Inc. A look at mortgage REITs. https://www.morningstar.com/articles/641458/capital-destruction-inc

Two Harbors Investment Sees Unusually Large Options Volume https://www.marketbeat.com/instant-alerts/nyse-two-options-data-report-2021-02/

Commercial Properties' Ability to Repay Mortgages Was Overstated, Study Finds https://www.wsj.com/articles/commercial-properties-ability-to-repay-mortgages-was-overstated-study-finds-11597152211

Spotify has beat back the Goliaths of the music and podcast world. When you think of streaming music and podcast, investors may think that Amazon, Apple, and Google dominate everything. That is wrong! Spotify is not as diversified as Amazon, Apple, or Google, but it is growing in the land of giants. The company is focusing only on customer streaming. That emphasis has allowed Spotify to have consistent growth of users, attract more artists, increase subscriptions and increase ad revenue. But here's a puzzler. The stock keeps going up, and the company posts a net loss year after year. Spotify is not profitable. Or is it? That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, and subscribe.  If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #streamingmedia #music

 The sponsor of today's program is Richards Financial Planning. Have you ever heard anyone say, "I regret sorting out my finances"? That's because no one ever says that! You Can Control Your Financial Future.  A Financial Plan Can Ease Your Frustration. Visit https://richardsfinancialplanning.com/ to learn more.

One last point from our second sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official Spotify video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice.

 There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Spotify Technology S.A. Announces Financial Results for Fourth Quarter 2020 https://investors.spotify.com/financials/press-release-details/2021/Spotify-Technology-S.A.-Announces-Financial-Results-for-Fourth-Quarter-2020/default.aspx

 Spotify Technology S.A. Form 20-F https://s22.q4cdn.com/540910603/files/doc_financials/2020/q4/4e770a8c-ee99-49a8-9f9e-dcc191807b56.pdf

 3 Ways Spotify's Investing in Podcasts in 2021 https://www.fool.com/investing/2021/02/25/3-ways-spotifys-investing-in-podcasts-in-2021/

 Spotify podcast listener numbers will surpass Apple's this year https://www.emarketer.com/content/spotify-podcast-listener-numbers-will-surpass-apples-this-year

 If you're too lazy to make a playlist, you'll love Spotify's new feature https://bgr.com/2021/02/25/spotify-liked-songs-playlist-new-filters-mood-genre/

ExOne is not your average 3D printer manufacture. ExOne develops and manufactures 3D printers for rapid prototyping and manufacturing of industrial parts and components. The market for industrial 3D printing is vast. The challenge is getting industry on board. The question investors should be asking is this. Can 3D printing be cost-efficient enough and fast enough to replace traditional supply channels? Additionally, an attractive twist for investors to 3D industrial printing is the military applications for the battlefield. That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, and follow. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #engineering #military

 The sponsor of today's program is Richards Financial Planning. Have you ever heard anyone say, "I regret sorting out my finances"? That's because no one ever says that! You Can Control Your Financial Future.  A Financial Plan Can Ease Your Frustration. Visit https://richardsfinancialplanning.com/ to learn more.

 One last point from our second sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

 Not an official ExOne video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

 There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Exone 2021 Investor Presentation https://www.investor.exone.com/static-files/5ec68fab-95b9-446a-9049-954df41b649b

ExOne Form 10Q https://www.investor.exone.com/static-files/98d831e0-647c-4b4b-9faf-b4c4c6b5368c

ExOne gets $1.6M DoD contract to build a 3D printing ‘factory’ in shipping container https://techcrunch.com/2021/02/17/exone-gets-1-6m-dod-contract-to-build-a-3d-printing-factory-in-shipping-container/

6 Best Publicly-Listed 3D Printing Companies https://3dinsider.com/public-3d-printing-companies/#:~:text=The%20best%20publicly-listed%203D%20printing%20companies%201%203D,Nano%20Dimension%20(NASDAQ:%20NNDM)%206%20ExOne%20(NASDAQ:%20XONE)

GE was once one of the largest companies in the world. They have lost about two-thirds of their value since 2015. But their turnaround is looking good. They have a strong cash flow.  They are also one of the largest manufactures of wind turbines used in the State of Texas. How will the recent winter storms affect their future? That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #alternativeenergy #energy #aviation

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official GE video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Thanks to Macroaxis for the chart on GE's capitalization: https://www.macroaxis.com/invest/financial-statements/GE/Market-Capitalization

Department of Energy Order No. 202-21-1 https://www.energy.gov/sites/prod/files/2021/02/f82/DOE%20202(c)%20Emergency%20Order%20-%20ERCOT%2002.14.2021.pdf

'Winners and losers': Who will end up footing bill for spiking electricity prices in Texas?

https://www.bizjournals.com/dallas/news/2021/02/17/ercot-electricity-prices-retailers-consumers.html

GE 2020 Annual Report  https://www.ge.com/sites/default/files/GE_AR20_AnnualReport.pdf

Texas Blackout Boosts Australian Bank by Up to $215 Million https://www.wsj.com/articles/texas-blackout-boosts-australian-bank-by-up-to-215-million-11613997617?st=q92l187grj7li5f&reflink=article_email_share

For more information on Morningstar, visit Morningstar.com (Morningstar is not a sponsor)

GE Stock Can Hit $15, Says Goldman. It's the Highest Call on Wall Street. https://www.barrons.com/articles/ge-stock-can-hit-15-says-goldman-its-the-highest-call-on-wall-street-51614009185?adobe_mc=MCMID%3D71205814629448003322333981478554029426%7CMCORGID%3DCB68E4BA55144CAA0A4C98A5%2540AdobeOrg%7CTS%3D1614057901&adobe_mc=MCMID%3D71205814629448003322333981478554029426%7CMCORGID%3DCB68E4BA55144CAA0A4C98A5%2540AdobeOrg%7CTS%3D1614112780

Zoetis is the world's largest animal health company. Zoetis may very well be a recession-proof company. Despite the pandemic, Zoetis has prospered. The majority of the company's revenues come from the companion animal market. The stay-at-home phenomena have increased pet ownership and made pet owners more aware of their pet's physical situation. Couple that with Zoetis' animal drug development, the addition of point-of-care services and you have a company making the most of a bad situation. That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #investing #economy #drugspharmaceuticals

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official Zoetis video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Zoetis third quarter 2020 financial results https://s1.q4cdn.com/446597350/files/doc_financials/2020/q3/3Q'20-Earnings-Presentation-11.5.20-Final.pdf

Zoetis Inc. Form 10Q https://s1.q4cdn.com/446597350/files/doc_financials/2020/q3/4dbe106d-94fc-4899-bb4f-a4827978c1ec.pdf

Jim Cramer has a great video interview with Zoetis CEO Kristin Peck https://www.cnbc.com/video/2021/01/13/families-are-adopting-spending-more-on-pets-amid-pandemic-zoetis-ceo.html

Even though it's not a huge dividend, Zoetis has increased its dividend each year since its inception in 2013. December 9, 2020, Zoetis increased its dividend by 25%. (FYI, it is essential to remember that the past performance, including its dividends, is not a guarantee of future results.) https://investor.zoetis.com/news/news-details/2020/Zoetis-Declares-First-Quarter-2021-Dividend-Board-Approves-25-Payment-Increase/default.aspx#:~:text=The%20Board%20of%20Directors%20of%20Zoetis%20Inc%20.,%E2%80%9CZoetis%20continues%20to%20demonstrate%20its%20resiliency%20and

In 2018 Zoetis merged with Abaxis, a company that develops, manufactures, and markets veterinary diagnostic instruments. https://www.abaxis.com/news/press-release/zoetis-to-acquire-abaxis-leading-global-provider-of-veterinary-point-of-care

In 2019, Zoetis took further steps to diversify its revenue stream by acquiring ZNLabs a nationwide veterinary reference laboratory 

https://news.zoetis.com/press-releases/press-release-details/2019/Zoetis-Acquires-ZNLabs-a-Nationwide-Veterinary-Reference-Laboratory-to-Further-Strengthen-its-Comprehensive-Diagnostics-Portfolio/default.aspx

Bank of New York Mellon Corporation is like a giant, spinning plates while skating on ice. While that may seem impossible, BNY Mellon is handling the pressure with grace. Service fees generate about 80% of BNY Mellon's revenue. Most of their seven lines of business continue to produce but at a level rate. Hopefully, 2021 may change the economic trends of 2020. That is what I am talking about today on the Daily Stock Analysis.

Listen, learn,  and subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #economy #bankingindustry

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
 you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

References from today's show:

BNY Mellon 2020 Quarterly Financial Highlights (PDF) https://www.bnymellon.com/content/dam/bnymellon/documents/pdf/investor-relations/quarterly-financial-highlights-4q-2020.pdf.coredownload.pdf

BNY Mellon Financial Supplement Fourth Quarter 2020 (PDF) https://www.bnymellon.com/content/dam/bnymellon/documents/pdf/investor-relations/financial-supplement-4q-2020.pdf.coredownload.pdf

Not an official BNY Mellon video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

Energy Transfer has one of the furthest reaching networks of oil and gas in the US. But projects like the Dakota Access Pipeline illustrates the difficulty that may lie ahead. How will earnings be affected for Energy Transfer if the DAPL halts transporting oil? Energy Transfer's dividends are incredibly high, and the stock price is relatively low. Then again, how low can it go? That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning
#investing #legalissues #oilgas

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Macerich is one of the most highly shorted stocks in the market now. What's that mean??? Could it be the next GameStop or AMC? Maybe or maybe not. The interesting thing about Macerich is its valuation. Today, I talk more about short selling and its effect on companies like Macerich.   That is what I am talking about today on the Daily Stock Analysis.

Listen, learn,  and subscribe. If you'd like to view this episode or previous episodes, visit http://www.youtube.com/c.richardsfinancialplanning 
 #investing #markets #commerce

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Munich RE is one of the most stable reinsurance companies in the world. But they are not isolated from the effects of the coronavirus pandemic. Losses are mounting. However, insuring climate change related events and circumstances have bolstered Munich RE's profits. Don't let the complexity deter you from learning about this 140-year-old dividend-paying company.  That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #investing #markets #commerce

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Most investors looking for dividend-paying stocks don't look to Europe. That could be a mistake.  As Europe works to gain independence from Russian gas supplies, Italian gas supplier Snam fills the gap. And it pays dividends. But how secure are they? That is what I am talking about today on the Daily Stock Analysis.

If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning
#oilgas #alternativeenergy #investing

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Opendoor is an iBuyer for the home real estate market. They portray a simple certain, fast and safe way to buy and sell a home, all online. Opendoor has been around since 2014. But they came to life as a public company through a SPAC. How do they compete, and how do they compare. That is what I am talking about today on the Daily Stock Analysis.

If you'd like to view this episode or previous episodes, visit http://www.youtube.com/c.richardsfinancialplanning 
#investing #realestate #onlineshopping

 Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Steris is an Irish (former US) company specializing in helping medical facilities keep procedures infection-free. The pandemic has slowed growth from surgeries, but what about the push to keep medical facilities COVID free? Will the surgery business recover soon, and how are they affected by the recent acquisition of competitor Cantel?  That is what I am talking about today on the Daily Stock Analysis.

If you'd like to view this episode or previous episodes, visit https://www.youtube.com/c/richardsfinancialplanning.com
  #investing #healthcare #medicine

 Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.c

Home Depot's growth over the past year has been good. The stay-at-home phenomenon has ignited a home improvement boom. How will more government stimulus to consumers affect their future growth? Plus, are they drowning out their competition? Maybe not.  That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, subscribe to join in the conversation. Leave a comment and let me know what you think.  #workingathome #money #economy

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com