The Source by DailyPay

Geoff Brown is the Founder and CEO of Highline Technologies, an API-driven employee financial
wellness solution enabling bill payments and access to credit facilities through paychecks. In
this episode, Geoff discusses the financial wellness challenges facing employers, recent
legislation shaping the banking industry, and how the convergence of digital technology, open
banking, and API’s are rapidly changing how employees and consumers engage money.

Brian Muse-McKenney is the Chief Revenue Officer of Episode Six (also known as E6). In this episode, Brian shares details of their new product Business Now, Pay Later.

Maggie O’Toole is SVP of Client Success at TabaPay, a leading real-time payment processor
moving $1.2M in transactions daily for fintech companies. In this episode, Maggie shares her
insights into the future of money movement, its intersection with technology in the modern
pay experience, and the potential for improved money access to enable greater equity and
opportunity for all.

Elena Whisler is the Chief Client Officer for The Clearing House, a banking association and payments company. In this episode, Elena discusses the new speed of payments to help support the needs of the American workforce/consumer.

Phil Goldfeder is the Chief Executive Officer of the American Fintech Council. In this episode, Phil shares his thoughts on government regulation in the EWA space.

Anthony Peculic is Head of Cards and BaaS on the Fintech Banking team at Cross River. In this episode, Anthony discusses how technology in the payment industry fueling financial inclusion.

Sarah Levy is the Chief Executive Officer for Betterment, a financial investment platform. In this episode, Sarah shares how Betterment is playing a critical role in an employee's path to financial wellness.

Patrick Williams currently leads Visa’s Global & North America Fintech Partnerships organization. In this episode, Patrick discusses how Visa Direct is changing the way employees get paid.

Disclaimers:

Visa Direct capability enabled through a financial institution partner. 

Visa Direct product availability and functionality varies by market.

Visa Direct for Card actual fund availability depends on receiving financial institution and region.

Visa Direct cross-border availability varies by market. Please refer to your Visa representative for more information on availability.

Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes, and are solely responsible for their own compliance with applicable laws and regulations. Optional compliance controls and risk management tools and services are provided solely for the convenience of the Visa Direct clients and participants, and Visa makes no warranties with respect to them or their results.

The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.

Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.

All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

A revealing conversation with veteran payroll professional Dawn Taylor who shares the importance of prioritizing the ‘employee voice’ in everything you do.

One of the country’s senior payroll experts, Danny Schultz, Senior Manager, Payroll, Systems, and Taxes at Kohler shares his insight into the future of payroll and how earned wage access speaks to changes in consumer behaviors. And why it's now “a good people thing to do.”

An exclusive, inside look at the new innovative payment platform, Wisely by ADP, featuring Samantha Shepherd, Director, ADP’s Area Product Leader. Shepherd shares her unique perspective in the payments space and how Wisely by ADP provides workers with a secure, digital account that helps them access their money, spend, plan and save with fewer fees and headaches.

Aramark's Vice President for Digital Experience and Creator of Emerge, Peter Czimbak, joined the Source by DailyPay at the booth during NRF to talk about on-demand pay and how it helps workers to curate their careers, as well as improve the customer experience, among other things. Nearly a year and a half after kicking off the program, Czimback discusses the implementation process as compared with other benefit programs.

Co-founder and CEO of TaTio, Maya Huber, joins the Source by DailyPay at NRF to explain how her company helps employers consider already-qualified individuals through a special retail candidate platform that analyzes a candidate's skills via 150 data points. TaTio's mission is to engage the hidden talent pool and match applicants with those retailers in need of the right employees. 

Aramark Vice President, Benefits, James Startare sat down with the Source by DailyPay to talk about Aramark's use of on-demand pay, also called earned wage access, and how it checks the right boxes for a benefit offering. It positively impacts employees while, at the same time, adds value to the company and its operations, he said. 

The CEO and co-founder of Kepler Analytics, David Mah, joined the Source by DailyPay to discuss his company's high-tech in-store customer-tracking program that relies on mobile phone signals from shoppers. While no personal information is collected, the tracking gives retailers insight into customer behavior while on-site, and even will make recommendations to store management in near real-time about potential staffing needs, for example.

FindMine CEO Michelle Bacharach stopped by the DailyPay booth to discuss her company's efforts to provide retailers and consumers with "inspirational, shoppable content" through algorithms and artificial intelligence. The applications apply both to in-store experiences as well as ecommerce sites to help reveal new, relatable products that can enhance consumer lives. 

Sender Shamiss, the CEO of goTRG, joins the Source by DailyPay to talk about reducing the pain, cost, and waste associated with returns of retail goods. Solving the return equation is complex, and his company helps retailers determine the best path to take for the business and the consumer, by item, all while considering environmental impacts.

The Source by DailyPay interviews Patrick Herron, vice president of Strategic Partnerships at Infobip,  as he discusses his company's cloud communication platform that serves to engage retail customers on many levels.  It leverages digital marketplace applications to help brands and other platforms engage with end-users through software enablement.

It was the biggest fintech convention of 2022, and the Source by DailyPay was on the scene, talking with industry's top leaders, visionaries, and insiders. This is the best of 19 interviews done in the media room, featuring (in order of appearance):

Hal Bienstock , Alexandre Lazarow, Keith Vander Leest, Elena Whisler, Greg Myers, Diarmuid Thoma, Anastasia Shvechkova, Tom Thimot, John Lunn, Sih Lee, Ben Gleisner, Allison MacLeod, Tee Pruitt, Aaron McCreary, Gabriel Le Roux, Bruno Sousa, Bobby Zagotta, Sam Levy, Brian McFadden, and Brian Tate

Hear as Sumsub's Head of Business Development, Anastasia Shvechkova, discusses know-your-customer authentication protocols in the media room at Money 20/20 in Las Vegas with Source by DailyPay host Mike Baer. Her business serves as a bridge between business-to-business clients and their users, and can scale for those in fintech, trading, crypto, and gambling, as well as so-called gig work platforms, to fight fraud.