The Truth About Money with Bruce & Tim

The conversation discusses various aspects of retirement planning, including the importance of having a written plan, the misconception that retirement can happen earlier than expected, the difference between distribution and accumulation, the need to plan for a long retirement, and the impact of Social Security on retirement income. The conversation also explores the concept of decumulation as the new accumulation, dispels retirement myths, and highlights the importance of tax minimization strategies and understanding stock market returns and home appreciation rates in retirement planning. The conversation covers downsizing and taxes, the myth that you can't afford to save for retirement, rolling retirement accounts into an IRA, what happens to annuities after death, and preparing for retirement at 52.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

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This conversation discusses various aspects of retirement planning and financial security. It includes quotes from unconventional sources, such as George Foreman and Chris Rock, that provide insights into retirement income and options. The importance of setting savings goals early and creating an income plan for retirement is emphasized. Starting a business in retirement is also explored, highlighting the tax advantages and flexibility it offers. The conversation touches on catch-up contributions, legal documents for estate planning, and the need to be prepared for retirement in your 50s. The episode concludes with a discussion on centralized digital currency and the importance of financial planning services. In this conversation, Jackie, Bruce and Tim  discuss various aspects of retirement planning and financial management. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

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In this episode:  financial planning missteps from Hollywood and classic TV shows.  Bruce and Tim also explain the benefits of annuities and address common concerns and misconceptions about the available products. They conclude by offering a no-cost financial consultation to listeners. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

In this episode of The Truth About Money, Bruce Weinstein and Tim Travis discuss and emphasize the importance of factors such as time horizon, expected retirement age, and realistic expectations for retirement expenses. They discuss the need for portfolio diversification and risk management, as well as the importance of reducing expenses before retirement. Bruce and Tim offer free consultations for portfolio analysis to help individuals optimize their investment strategies.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

The conversation explores the concept of creating buckets for retirement needs and wants, as well as utilizing small businesses for additional income. The show includes information on financial services for different financial situations, the importance of long-term care insurance, different types of long-term care policies, saving for retirement and sustainable withdrawal rates, and more!  

Reach out to Bruce & Tim at (800) 796-9912 or Premier Southwest Planning

T & T Capital Management

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This conversation discusses various aspects of retirement income taxation and planning. It covers topics such as traditional IRAs, 401Ks, and 403Bs, the tax advantages of Roth IRAs, the taxation of Social Security benefits, pensions, and annuities. The conversation also explores the importance of working with a fiduciary financial professional and the potential pitfalls of market volatility, interest rates, and healthcare costs in retirement. It emphasizes the need for careful planning to avoid early withdrawal penalties, Medicare late enrollment penalties, and required minimum distribution penalties. Lastly, the conversation highlights the significance of understanding and managing investment fees. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

On today’s show Truth About Money with Bruce and Tim we take a look at retirement one year later. You may need to make a few adjustments. Also, getting to retirement is as much about spending as it is about saving. We’ll explain and we'll answer questions from listeners.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

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We often hear we need to save ‘X’ amount of money to successfully retire. Having enough money is important but it doesn’t matter if you have tons of money it still won’t make you happy.On today’s show Truth About Money with Bruce and Tim we’ll outline several ways to help you achieve that too. In addition, we’ll answer questions from listeners.

Reach out to Bruce Weinstein & Tim Travis or call (800) 796-9912.

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On today’s show Truth About Money  with Bruce and Tim they'll  talk about those first years of retirement, shall we? They basically lay the groundwork for your financial future, and today we’ll dive into the typical money challenges you might run into during that first 10-year stretch. Plus, we’ll give you some tips on how to tackle them and make sure you have the awesome retirement you've been dreaming of.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

Finance experts say there are a handful of retirement distribution strategies that can be used to stretch money further for a long retirement, and these can be combined and changed over time. On today’s show Truth About Money with Bruce and Tim they'll  help you make smart decisions about withdrawing those hard earned dollars. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

Cash flow in retirement is a critical factor that can determine your financial freedom during your golden years. On today’s show Truth About Money with Bruce and Tim they’ll provide some key considerations for understanding the importance of cash flow in retirement. In addition they’ll dig into behavioral finance.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

Remember the game “Two Truths and a Lie”? Well on today’s show  Truth About Money with Bruce and Tim  we have created our own version of it called Two Retirement Truths and a Lie. We’ll find out how much you know or don’t know about planning for retirement. That and more on today's show. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

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 For many, 65 was the ‘magic number’ for retirement.On today’s show Truth About Money with Bruce and Tim we’ll highlight why it’s hard to retire at 65 and offer some tips to help get you to retirement on your terms. Also, seven solid financial moves you to make when you are ready to retire.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

On today’s show Truth About Money with Bruce Weinstein and Tim Travis they’ll discuss why you need a Retirement “Check up”.  In addition, making sure you retire with clear goals.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

On today’s show The Truth About Money  with Bruce and Tim .we’ve put it off long enough...we’re going to dig into procrastination and the impact it can have on your retirement plan. Also,If the current roller coaster market is causing you to rethink your investment choices perhaps it’s time to rebalance. We’ll look at some of the reasons why and how to accomplish it. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

What makes a lousy 401(k) ls largely in the eye of the beholder...be it high fees, limited offerings or no company match. On today’s show Truth About Money with Bruce and Tim they’ll discuss things you can do despite the retirement plan offered by your employer.  Also, now is the time to figure out how to create a tax-efficient retirement where you can maximize deductions and credits while minimizing taxes. 

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

On today’s show Truth About Money with Bruce and Tim they’ll break down a few common concerns folks encounter on the way with solutions to help you make it from point A to point B with your retirement intact. Plus, you’ll hear from retirement planning gurus Tom Hegna the author of Don’t Worry Retire Happy exploring the many concerns that come with retirement planning.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

High interest rates, volatile markets and recession talks could be standing between you and the retirement you planned for. On today’s show Truth About Money with Bruce Weinstein and Tim Travis, how to limit the damage by covering a few of the classic retirement planning rules and the practical application of each rule in an unpredictable economy.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

Cash flow in retirement is a critical factor that can determine your financial freedom during your golden years.  On today’s show Truth About Money with Bruce Weinstein and Tim Travis some key considerations for understanding the importance of cash flow in retirement.  In addition, understanding what makes us tick financially can be complex and confusing. They’ll take a look at several areas of behavioral finance and how the right advisor can help guide us on the right path.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.

On today’s “Truth About Money” show with Bruce & Tim, a few financial planning lessons from movies and sitcoms to give you a better idea of what to do, and more importantly, what NOT to do when it comes to your finances.

Reach out to Bruce & Tim at (800) 796-9912 or 

https://www.premierswplanning.com/

https://www.ttvalueinvesting.com/

See omnystudio.com/listener for privacy information.