The Woodward Report iTunes

• Earnings per share rose 53% to DKK 37.5 (H1 2022: DKK 24.5)
• Net interest income rose 74% to DKK 4,639m (H1 2022: DKK 2,671m)
• Core income increased 57% to DKK 6,573m (H1 2022: DKK 4,197m)
• Core expenses rose 27% to DKK 2,974m (H1 2022: DKK 2,344m)
• Core profit before loan impairment charges increased 94% to DKK 3,599m (H1 2022: DKK 1,853m)
• Loan impairment charges amounted to an expense of DKK 109m (H1 2022: an income of DKK 247m)
• The net profit was up 47% to DKK 2,488m (H1 2022: DKK 1,691m)
• Capital ratio at 20.3%, of this common equity tier 1 capital ratio at 16.1% (H1 2022: 22.2% and 17.9%, respectively)
• For 2023, earnings per share is expected at DKK 70-80
• The integration of Handelsbanken Denmark is proceeding according to plan
• The acquisition of PFA Bank A/S is expected to close during the coming months.

Both politicians and consumers focus considerably on sustainability. By investing
your money responsibly and sustainably, you become an active and positive
partner supporting the sustainable development. Investments are the driving
force behind progress in the sustainable development.