Wealth, Taxes, and Finances with John Cindia

In this final episode, John and the gang present the winner of the contest their $50 gift card! They also discuss some of the main key topics from the podcast and invite you to continue listening (and watching) through YouTube as they will continue to post directly on to YouTube. This has been a great ride and they hope everyone has been able to learn and change something in their financial lives rather to better your future or better your present. Thanks for joining for all of the laughs and goofs along the way, hope to see you again soon!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, the gang discusses the basics of pension plans and why these are very common and widely used pension plans. In the past we have discussed pension plans such as 401Ks and how certain employers may match your investment. These pension plans are commonly used for retirement but certain ones allow for early withdrawal at either a penalty or a payback. It is best to get into a pension plan at an early age to help the onset of compounding interest!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, John discusses the top 10 search terms that are used by investors. These terms are then used to help run finances for a business, help out come tax season, and for CPAs to better formulate decisions with investments. These are great terms for common folk interested in finances to help get a leg up on others!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, John and the gang do their final mini episode on taxes and insurance! Taxation works through tax brackets based on income and capital gains work through holding mutual funds, stock, and other types of investment vehicles. On the insurance side John talks about getting the best deals with insurance companies and the importance of shopping around! 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, John and the gang discuss the basics of credit and how building from an early age is extremely important once you become of age to purchase a car, buy a house, or get a business loan. Credit can be a very helpful tool to help build wealth, and achieve some of the things you never thought were possible. In addition, the higher the credit score, you commonly get better interest rates on loans, auto financing, and your mortgage. 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode the gang discusses debt and net worth and different types of debt and how they can help your as well as hurt you. Typically a younger person will have a negative net worth while someone closer to retirement age would typically have a positive net worth. After building a good nest egg for retirement in-line with paying off big mortgages and being ready to dig into a Roth IRA or a 401K this will result in a positive net worth.

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode John and the gang discuss the differences between savings and investing. Where should you begin and what is the best way to tackle savings and then getting into investing. Many like to put risk into their money before having a nest egg setup first. Emergency funds are a very solid base to have prior to investing. Once you have the emergency fund setup you can then begin the investing aspect of it all. 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, John and the gang touch on the basics of budgeting. Building a budget is the ground basis to financial independence. The gang discusses the envelope system, 70/20/10, 50/30/20, Zero-budget, and pay-yourself first. Each of these budget types has it's own pro's and con's and even creating a hybrid system across each budget type can be a smart idea! 

In this first of 6 mini episodes John and the team touch on the basics of financing with quick stats and math behind each subject. Tune in for a quick touch base on the basics of Wealth Taxes and Finances!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode, John and the gang discuss tax changes that may be coming up in the new year. Gifting tax can be changing as well as how life insurance will be changed by these new tax laws. Tune in to learn more about these possible coming tax changes! 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!

The rules are as follows:

1. Email us your name and address at jcindia@lifestagesadvisory.com 
2. Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!

We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

In this episode the gang discusses how remote work has changed and defined our growing economy. During COVID-19 last year 69% of the work force was working from home during the pandemic. Work from home life has changed in a lot of companies from being a privilege to an expectation. 

In this episode, the gang discusses what equals the peace of mind for your finances. Is the real estate market keeping you up? What about the job market and the current economy? How about retirement, are you ever planning to retire? These are some of the topics we go over. Shoot us over an email on what keeps you up!

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the basics of long-term care. John focuses on the differences between qualified and non-qualified policies and how these can affect your taxes come tax season. There are tons of different types of long-term care and many different ways to prepare for this in the future. It is always best to be ahead of your future than with it!

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the newly coming tax bills and how they may affect your taxes as well as your paychecks. John lays down the groundwork of how tax bills function and how the government is able to continue to push these tax bills. 

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses what is going on with the current market. The craze behind the all-time highs is making people prep for a big drop in the market. As always, remember to keep your head straight and stay out of your investments in an emotional manner. If nothing in your life has changed then that means you are on the correct course to ride out your investments until your next life change. 

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss how compounding interest functions. John also drops hints of how the DRiP plan functions along with Compounding interest and how you can use this type of investing style to really boost your gains over a long period of time. 

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the wild west of cryptocurrencies and NFT's (Non-Fungible Tokens). Several scams are out there that can really put a hurting on your accounts and livelihood. Be careful out there when you are investing to ensure that you are getting the best bang for your buck and ensuring that your money is not going to something illegal or into a scam. 

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses the differences of higher education and where some schools really are to good to be true. Make sure you are paying attention to some of the simple statistics such as graduation rate, acceptance rate and average annual tuition. Just because a school is costs an arm and a leg does not mean its the best school for your specific situation. 

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses the importance of money at a young age and how teaching financial literacy as young as possible is very important. Seemingly more often young folk do not understand the importance of money and basic economics until they are out of college and on their own. The future of our country and world is in the hands of the younger generation and its in our best interest to provide knowledge the best we can!

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses the importance and possibilities behind education and the options you have. The current market and schooling pushes towards students going into a state college for a more advanced degree. Everyone should always consider that certifications, trade schools, and experience can play a big part in getting your monthly income to a satisfactory position.

We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!