atms

Matt Phillips, Head of UK+I Banking, Diebold Nixdorf

Diebold Nixdorf is working to provide banks with self-service banking solutions that put customers at the centre of the bank’s activities, focusing on banking products, software and services that engage consumers across channels, create personalised banking experiences, and accelerate ATM performance. Robin Amlôt of IBS Intelligence speaks to Matt Phillips, Head of UK+I Banking at Diebold Nixdorf. 

Gulanor Atobek, Chief Executive Officer, Alif Bank

Alif, an Islamic FinTech and neobank based in Central Asia, recorded over 121% year-on-year growth in 2022. Owned by UK-based investment vehicle Jefferson Capital Holdings, Alif operates a fully licensed bank in Tajikistan. Gulanor Atobek was appointed CEO of the bank in November 2022. She speaks to Robin Amlôt of IBS Intelligence and about the bank’s plans for financial inclusion, Islamic banking, and digitalisation. 

Don't let inflation put your real estate investments in jeopardy—take time to evaluate every potential purchase and have a plan in place. In today’s episode, Jeremy Roll recently discussed the sobering reality of inflation potentially decreasing the NOI of investment properties, even if you buy it for a good multiple. Be aware of this 'compounded effect' and make sure to take preventative measures to minimize your risk. Protect yourself and your hard-earned money now! Tune in to the full podcast episode now!

Read the full podcast summary episode here!

Visit us here at: https://www.thelimitedpartner.com/

If you'd like to say hello, you can find Jake at @JJakeWiley on Instagram and Twitter, and on LinkedIn.

You will hear quite a bit of real estate terminology in every episode. We've aggregated the most common questions for you in the link below!

• https://bit.ly/learn-the-lingo

Using cash is the best way to survive if you are struggling with your budget during the cost of living crisis and need to be mean.
It is not only the poor that are worried about paying for their rent, mortgages, food or energy bills.
Unfortunately we have got too used to contactless cards, credit and debit cards and do not always know how much money we have to spend.  The money runs out before the month does and we can incur overdraft or penalty charges.
It may take longer to go round the supermarket when you are using cash and making sure you have enough for your shopping. But it puts you back in control of your spending.
Cash helps us to think before you spend. 

If you've got a money saving idea you'd like Mrs Mean to get her teeth into, please send a message 

Please send ideas questions, tips and warnings about rip-offs to Mrs Mean through the contact page on her website: mrsmeanmoneyshow.co.uk or to infomrsmean@gmail.com

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Bill D’Alessandro (@BillDA) and Mills Snell (@thegeneralmills) are joined by an anonymous ATM Operator, we talk about a deal on new ATM routes for sale, his business, and the economics of ATM routes business.

We go deep diving into the risks, whether or not there’s a need for armor while driving around carrying a large sum of cash, and more on how ATM operators go about their business.

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Thanks to our sponsor!

MoreNow.co: We help you hire exceptional manager and director-level talent that costs 80% less than US-based staff.

Tap into one of the world’s most talented labor pools - The Philippines

Go to morenow.co/aa and fill out the form. Or email hire@morenow.co. Mention this pod for 15% of your first hire.

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• Do you enjoy our content? Rate our show!
• Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.

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Show Notes:

(00:00) - Introduction

(01:16) - Our Sponsor is MoreNow

(02:22) - Deal & financials: A new ATM Route for sale

(04:55) - How much is the annual income produced by more than 20 machines? Can you tell us the breakdown?

(05:56) - How much do you need to invest in 1 machine?

(08:10) - How is this like merchant processing? Is it really a volume game?

(11:14) - What are the best locations to have an ATM?

(12:22) - What is the logistical jigsaw puzzle to figure out?

(13:43) - Who are the “backpack boys” or “rabbits” in the industry and what do they do? 

(14:40) - How much is the turnover regardless of being a backpack boy or armored services?

(19:01) - How much do ATM businesses make per location?

(22:41) - What's the cost difference on armored services in the City suburbs vs rural areas?

(24:14) - Do you get held at gunpoint at times? What are the key risks of this industry? 

(27:35) - How do ATM machines work? What should you understand about these? 

(30:16) - Why is syndication a nightmare?

(34:15) - Let’s talk about operations margins and costs!

(40:08) - What should you ask the deal owner around operations?

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 Additional episodes you might enjoy:

#108 A fireworks store and a ski rental business for sale

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• Do you enjoy our content? Rate our show!
• Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.

Michael Girdley (@Girdley) and Bill D’Alessandro (@BillDA) talk about an ATM Route Deal based in Boston, where we take a deep dive. We also look at a Bitcoin ATM, which is super cool and exciting. We also go along with the learning experience we had with this deal.

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Thanks to our sponsor!

Pioneer Capital Advisory operates as a full-service SBA loan consulting business. The firm has established relationships with SBA Preferred Lenders in the space. Their value offering is to take entrepreneurs through the process of application at no cost to the business owner. The firm’s goal is to essentially act as a concierge to the business owner, fully outsourcing the work that they would typically incur with having to apply for an SBA loan. Essentially, the firm will be fully aligned with the entrepreneur on focusing on a successful closing.

If you’re thinking of acquiring a business with an SBA Loan and want to get professional guidance through the process, contact Matthias Smith at matthias.smith@pioneercapitaladvisory.com

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• Do you enjoy our content? Rate our show!
• Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.

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Show Notes:

(00:00) - Introduction

(00:20) - Our sponsor is Pioneer Capital Advisory

(01:35) - Deal financials: An ATM Route for sale

(04:30) - Let’s go over a site location agreement: What do you need to know?

(07:27) - What are the headwinds for this business?

(09:40) - Bitcoin ATMs: Why do they make so much money?

(14:51) - Back to the deal: What do we like? How does the CapEx look?

(16:58) - Don’t miss out on this unexplored Twitter niche

(18:26) - How does merchant processing work?

(19:55) - Which company plays hide & seek with their financials to hide the fact they’re the best business ever?

(21:24) - Avoid this expensive mistake if you sign anything with options.

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Links:

• https://atmbrokerage.com/atm-route-for-sale/boston-atm-route/

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Additional episodes you might enjoy:

#108 A fireworks store and a ski rental business for sale

#106 A Pet Product and Saas business for sale - Which one do we like?

#105 How to Make Money in the E-Commerce Game - Bill D’Alessandro gives an e-Commerce masterclass - Part 1

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• Do you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.
• Do you enjoy our content? Rate our show!
• Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.