bank fraud

Inheritance tax is one of the most hated around.

Despite the fact that most people will never leave enough wealth to have it charged on their estates, we really don't like the idea of 40% above a certain amount going to the taxman.

But IHT is also a tax that can be avoided. How? Listen to this week's podcast to find out, as Simon Lambert, Georgie Frost and Sarah Davidson discuss all things inheritance.

They look at how it works, ways to avoid it and the traps you could fall into.

They also have some ideas about what we should do about it.

If Chancellor Philip Hammond is listening - and we sincerely hope he does tune in – then he can get some feedback on an idea he was credited with this week: taking some money off the old, to give to the young.

What started out as rumours of a lower tax rate for the under-30s, ended up as an apparent Budget plan to cut pension tax relief for older savers and somehow boost what’s on offer to younger people.

Our story on this has been the most read of the week and the idea has faced a huge backlash. Why is that, could this work or is it just more shuffling of the deckchairs?

Also, up for discussion is the latest economy news, from inflation, to wages, a state pension increase and a November rate rise that may or may not be nailed on.

And finally, do you have a favourite motorway service station?

It turns out that some of the This is Money team are sad enough to have one – so if you’re like us you’ll be glad to know an astonishing 112 British service stations have been ranked.

What is Georgie’s top motorway service station? Listen to the end to find out. (Now, there’s an invitation.)

Enjoy.

Are banks doing everything that they can to track down fraudsters who con you into transferring them money?

They repeatedly tell us that they are, but one man says that’s not true.

He got scammed, took matters into his own hands and got £20,000 back. How did Gideon Roseman do it? He used his experience as a barrister to follow the money.

So, if he can, why don’t we see more banks doing that?

This is Money’s fraud expert Lee Boyce, who has won thousands of pounds back for readers, discusses whether banks are really doing everything they can.

Also on the agenda in this week’s podcast with Simon Lambert and Georgie Frost is the exchange traded fund (ETF) that lets you invest in cows, coffee and gold all in one place (but would you want to?)

And what you need to know about those bargain-priced ‘Cat D’ second-hand cars you see for sale. What does it mean, why is the system changing and are these previously damaged motors worth taking a punt on if the price is right?

If you like the podcast please subscribe, leave us a review, share it, or just tell your friends the old-fashioned way by word-of-mouth. As someone once said, every little helps.