citigroup

John Rekenthaler, vice president of research for Morningstar Research Services, discusses IBM’s 401(k) plan change and why many workers would want something similar. Nic Owens, an industrials equity analyst for Morningstar Research Services, talks about how Boeing’s 737 safety issues affect the company’s outlook and stock.

Taiwan Semiconductor Manufacturing’s Improved Outlook

Citigroup’s Disappointing Q4

BP’s New CEO

IBM Retirement Accounts  

IBM’s Retirement Benefit Account vs 401(k) Match Plan

Why Did IBM Switch from a 401(k) Match to the Retirement Benefit Account?

Advantages and Disadvantages

Will Other Companies Follow IBM’s Lead?

Boeing’s Manufacturing Flaws

FAA Safety Alert Targets Older Boeing 737s 

How Is Boeing Improving Safety Standards?

Boeing Stock Outlook

Read about topics from this episode.  

Taiwan Semiconductor Earnings: Upbeat Guidance and Lower 2024 Capital Expenditure Encouraging 

Citigroup Earnings: Turnaround Remains Complex, Expense Management Is Promising 

Despite Trimming Some Targets, BP Still Holds One of the More Aggressive Transition Strategies

Boeing: We Quantify the Fallout from 737 Manufacturing Defects Between $1 and $30 Per Share

Has IBM Built the Next Generation’s 401(k) Plan? 

What to watch from Morningstar.

Why Now Is the Time for Value Investing

AI Can Help Restaurants Innovate, But Will It Deliver Profits?

Betting Big on Stocks Rarely Beats Boring Investing

5 Pieces of Good News for Investors as 2023 Wraps Up

Read what our team is writing:

Ivanna Hampton

John Rekenthaler 

Nicolas Owens 

Follow us on social media.

Facebook: https://www.facebook.com/MorningstarInc/

Twitter: https://twitter.com/MorningstarInc

Instagram: https://www.instagram.com/morningstar... 

LinkedIn: https://www.linkedin.com/company/5161/

Who are you listening to and for what reason? If you have been caught in a layoff or a company closure and you thought finding another job would be "easy," WHO HAVE YOU BEEN LISTENING TO?

Links:

https://www.linkedin.com/feed/update/urn:li:activity:7127317632172589060/

https://www.nytimes.com/2023/11/06/business/wework-bankruptcy.html

https://nypost.com/2023/11/06/business/citigroup-reportedly-mulling-deep-job-cuts/

https://www.linkedin.com/news/story/companies-say-demand-is-weakening-5535161/

Links where I can be found: https://causeyconsultingllc.com/2023/01/30/updates-housekeeping/

Need more? Email me: https://causeyconsultingllc.com/contact-causey/ 

$40 billion in unrealized losses hitting the major big name banks. A deposit problem hit the big name banks as well. A small town Iowa bank has failed and been taken over by the FDIC.

Stay aware! This does not sound to me like the banking crisis has ended and all is well.

Links:

https://causeyconsultingllc.com/2023/11/03/with-the-swiftness-of-a-lightning-strike/

https://riabiz.com/a/2023/10/30/with-the-swiftness-of-a-lightning-strike-charles-schwab-corp-fires-as-many-as-2000-employees-with-no-public-announcement-affecting-legacy-schwab-as-well-as-td-ameritrade-staffers

https://causeyconsultingllc.com/2023/03/14/ideally-on-friday-night/

https://nypost.com/2023/03/10/nypd-called-to-silicon-valley-bank-branch-as-depositors-attempt-to-pull-cash-report/

https://www.reuters.com/business/finance/bofa-notifies-customers-temporary-industry-wide-deposit-delays-2023-11-03/

https://dailyhodl.com/2023/11/03/40000000000-in-unrealized-losses-hits-jpmorgan-chase-as-bank-of-america-wells-fargo-and-citigroup-face-exposure-to-us-treasuries-report/

https://causeyconsultingllc.com/2023/11/01/whats-ole-jamie-up-to/

https://dailyhodl.com/2023/11/04/fifth-bank-failure-of-2023-declared-iowa-bank-insolvent-due-to-significant-loan-losses/


Links where I can be found: https://causeyconsultingllc.com/2023/01/30/updates-housekeeping/

Need more? Email me: https://causeyconsultingllc.com/contact-causey/ 

Mark Miller, “Retirement Reboot” author, explains the differences between traditional Medicare and Medicare Advantage, and why timing is important when signing up for Medigap.

Ryan Jackson, Morningstar Research Services manager research analyst, discusses how most actively managed funds outperformed their average passive peer over a 12-month period.

itigroup Q3 Earnings Crushed Estimates

Strong Travel Demand Lifted Delta’s Q3 Earnings

Social Security and Medicare in 2024

The New Social Security COLA

2024 COLA and Retiree’s Budgets

Traditional Medicare vs. Medicare Advantage

Will Medicare Prescription Drug Prices Fall?

Actively-Managed Funds vs. Passive Index Funds

What Drove the Active Fund Rebound?

Active Fund Managers’ Outperformance  

How to Choose a Winning Active Fund

Read about topics from this episode.  

Citigroup Earnings: Revenue Growth Is Working, but We Won’t Know About Expenses Until 2024

Delta Earnings: Higher Structural Costs Will Lead to New Equilibrium; Fair Value Down $1 to $40

I’m 65 and Still Working. Should I Enroll in Medicare?

Should You Delay Taking Social Security Benefits?

Social Security for Beginners, Part I

2024 Medicare Parts A & B Premiums and Deductibles

Actively Managed Funds Surprise in Market Rebound

Large-Growth Active Fund Managers Have Faced an Uphill Battle

When It Comes to Passive Bond ETFs, the Devil Is in the Details

What to watch from Morningstar.

Falling Mutual Fund and ETF Fees a ‘Big Win for Investors’

TikTok: Risky Tax Advice and Supersize Valuations

Payment Pause Ends: Student Loan Expert Shares Repayment Tips

UAW Strike Raises Investor Risks

Read what our team is writing:

Ivanna Hampton

Ryan Jackson

Mark Miller

Follow us on social media.

Facebook: https://www.facebook.com/MorningstarInc/

Twitter: https://twitter.com/MorningstarInc

Instagram: https://www.instagram.com/morningstar... 

LinkedIn: https://www.linkedin.com/company/5161/

Climb aboard as we take you on the rollercoaster of the latest crypto headlines and regulatory battles. The SEC is throwing punches, suing heavyweights like Binance and Coinbase. But don't believe the hype and panic-inducing headlines just yet! We have the ultimate insider, Omid Malekan, back on the show.

Omid is the go-to guy for global finance, crypto, and Wall Street. He's spilled the beans on jaw-dropping adventures from his hedge fund days in our "Wall Street Insane" series. And guess what? He used to help Citigroup navigate the treacherous waters of crypto. Plus, he's the genius behind "Re-architecting Trust," an eye-opening book that unravels the trillion-dollar crypto industry. Trust us, you'll want to grab a copy.

Forget about all the noise happening right now. We've got the juiciest, expert perspective on this week's crypto news. Get ready to have your curiosity ignited as we unravel the mysteries of global banking and SEC Chairman Gary Gensler's fight to destroy the crypto industry in the United States. Buckle up, folks. We're about to embark on the wildest crypto adventure yet!

-----------

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• I write about all my podcasts! Check out the full post and learn what I learned at jamesaltuchershow.com

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Thank you so much for listening! If you like this episode, please rate, review, and subscribe to “The James Altucher Show” wherever you get your podcasts: 

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Аналитика по банкам https://clck.ru/34grtQ 

Запасаемся попкорном и снова наблюдаем за противостоянием «Сбера» и ВТБ! Прозрачные отчеты, мощные дивиденды и растущая цена акций у одного... И ничего похожего у другого. Зато как будто супердешево и может мощно отрасти. И что же выбрать инвестору? В новых «Итогах недели» прицельно смотрим на банковский сектор в России, Китае и США, в этом поможет аналитик «Финама» по финсектору Игорь Додонов. А еще поговорим о курсе рубля, инфляции и совсем чуть-чуть о дефолте. Приятного просмотра! 

Аналитика по банкам https://clck.ru/34grtQ 

Предыдущие «ИТОГИ» здесь https://www.youtube.com/watch?v=py380eeKjH4&t=6s

🎬 Тайм-коды для видеоверсии

00:00 О чем будет выпуск 

00:45 Взгляд на российские банки 

7:39 Что добавить в портфель: ВТБ или «Сбер»? 

15:10 Драйверы роста банка «Санкт-Петербург» 

19:25 Что стимулирует рост прибыли банков? 

21:43 Глобальный фон для банков: позитив? 

25:10 Что покупать в финсекторе на зарубежных рынках? 

29:40 Что происходит с курсом USD/RUB? 

32:02 Про рынок США: дефолт не случился, но... 

36:24 Прогноз по мировой экономике от Всемирного банка

ПОЛЕЗНЫЕ ССЫЛКИ 

Аналитика по банкам https://clck.ru/34grtQ 

Попробуйте «Финам AI-скринер» https://clck.ru/34Cu3y 

Переходите в «Финам» и получите спецтариф и бонусы https://clck.ru/347Usg 

#финам #инвестиции #итогинедели

======ПОЛЕЗНЫЕ ССЫЛКИ====== 

🎁 Выгодный переход в «Финам» https://clck.ru/347Usg

🗽 Счет Сегрегированный Global для торговли на биржах США 👉 https://clck.ru/357vQJ

☯ Прямой доступ на Гонконгскую биржу HKEX через "Финам" ➡ https://clck.ru/369SU5

👨‍💻 Попробуйте торговый терминал FinamTrade https://clck.ru/36MhWH

💡 Новая инвестстратегия от аналитиков "Финама" 👉https://clck.ru/37fA3o

Sallie Krawcheck is the CEO of Ellevest, a women’s-focused investment platform she launched in 2016. The company has over $1.5 billion in assets under management with a goal to close the gender investing gap in the U.S. by “redefining investing for women.”

Prior to launching Ellevest, Sallie had a successful career on Wall Street, serving as the CEO of Smith Barney, Merrill Lynch, and Sanford C. Bernstein. She also worked at Citi, first as the bank’s CFO and then as its head of wealth management, a role she held until the 2008 financial crisis.

She’s been called the “most powerful woman on Wall Street” as well as the “Last Honest Analyst” by Forbes Magazine.

*

The Founder Hour is brought to you by Outer. Outer makes the world’s most beautiful, comfortable, innovative, and high-quality outdoor furniture - ALL from sustainable materials - and is the ONLY outdoor furniture with a patented built-in cover to make protecting it effortless. From teak chairs to fire pit tables, everything Outer makes has the look and feel of what you’d expect at a 5-star resort, for less than you’d pay at a big box store for something that won’t last.

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🎤В этом выпуске разбираемся, почему лопнули банки в США и чем это грозит мировой финансовой системе. 

С начала марта в Штатах прекратили работу сразу три банка, в их числе крупнейший кредитор Кремниевой долины — Silicon Valley Bank. Событие обрушило акции игроков финансового сектора, а СМИ заговорили о повторении кризиса 2008 года. Но многие эксперты пока считают, такой сценарий маловероятным: у ФРС достаточно ресурсов, чтобы удержать ситуацию под контролем. Но теперь от повышения ставки американский регулятор может отказаться. А вот у этого уже будут последствия.

Видеоверсия выпуска👉https://www.youtube.com/watch?v=u06NI8LGwn4

💣ГЛАВНЫЕ ТЕМЫ: 

🔸Какой эффект на мировые рынки оказывает ситуация в США? 

🔸Стоит ли сегодня рассматривать покупку акций американских банков? 

🔸Будет ли ФРС смягчать ДКП? А поможет? 

🔸Что происходит в российском финсекторе? 

🔸Ставка ЦБ - без изменений. Что это значит для рынка? 

🔸Дивиденды "Сбербанка" - новая надежда! 

🔸Как отчитались другие банки? 

🔸Что будет самым важным на следующей неделе? 

🔔ПОЛЕЗНЫЕ ССЫЛКИ К ВЫПУСКУ:

Аналитическая стратегия по финансовому сектору 👉clck.ru/33oxEb 

Персональный подход к вашим инвестициям👉  https://clck.ru/33W9Pq

💻Веб-версия FinamTrade 👉https://clck.ru/336Ucz

📱 Мобильные версии здесь 👉https://clck.ru/336UhL

======ПОЛЕЗНЫЕ ССЫЛКИ====== 

🎁 Выгодный переход в «Финам» https://clck.ru/347Usg

🗽 Счет Сегрегированный Global для торговли на биржах США 👉 https://clck.ru/357vQJ

☯ Прямой доступ на Гонконгскую биржу HKEX через "Финам" ➡ https://clck.ru/369SU5

👨‍💻 Попробуйте торговый терминал FinamTrade https://clck.ru/36MhWH

💡 Новая инвестстратегия от аналитиков "Финама" 👉https://clck.ru/37fA3o

В марте прекратили работу сразу три американских банка, в их числе крупнейший кредитор Кремниевой долины — Silicon Valley Bank. Событие обрушило акции игроков финансового сектора США, а СМИ заговорили о вероятности повторения кризиса 2008 года. Между тем эксперты полагают, что такой сценарий маловероятен, поскольку у ФРС достаточно компетенций и ресурсов, чтобы удержать ситуацию под контролем. Вероятно, в текущих условиях американский ЦБ может отказаться от повышения ставки на ближайшем заседании. 

🔸Как возможное смягчение ДКП поможет ФРС минимизировать риск масштабного банковского кризиса? 

🔸Какой эффект на мировые рынки оказывает ситуация в США? 

🔸Стоит ли сегодня рассматривать покупку акций американских банков? 

🔸Что происходит в российском финсекторе? 

🔸Как эксперты оценивают отчеты российских кредитных организаций и перспективы выплат дивидендов?

Эти и другие вопросы обсуждают заместитель руководителя анализа акций ФГ «Финам» Игорь Додонов, управляющий директор компании Trade123 Владимир Рожанковский, старший аналитик ИК «РУСС-ИНВЕСТ» Роман Блинов и управляющий активами ИК Cresco Finance Степан Сумин. Модератор встречи — директор по стратегии ИК «Финам» Ярослав Кабаков. 

======ПОЛЕЗНЫЕ ССЫЛКИ====== 

🎁 Выгодный переход в «Финам» https://clck.ru/347Usg

🗽 Счет Сегрегированный Global для торговли на биржах США 👉 https://clck.ru/357vQJ

☯ Прямой доступ на Гонконгскую биржу HKEX через "Финам" ➡ https://clck.ru/369SU5

👨‍💻 Попробуйте торговый терминал FinamTrade https://clck.ru/36MhWH

💡 Новая инвестстратегия от аналитиков "Финама" 👉https://clck.ru/37fA3o

No podcast ‘Notícia No Seu Tempo’, confira em áudio as principais notícias da edição impressa do jornal ‘O Estado de S. Paulo’ desta quarta-feira (15/03/2023): 

O Palácio do Planalto adotou modelo de repasse das verbas federais que mantém em segredo o nome dos parlamentares que definirão o destino dos recursos públicos geridos pelos ministérios. No começo do mês, uma portaria assinada por três ministros estabeleceu o rito de pagamento das emendas parlamentares, mas sem providências para tornar públicos os nomes dos congressistas atendidos pelo governo. Na prática, o modelo restabelece, em grande parte, o orçamento secreto adotado por Jair Bolsonaro e criticado por Lula. “Vejo um regime para frustrar decisão do STF (contra orçamento secreto) e manter tudo exatamente igual’’, diz a procuradora Élida Graziane, do Ministério Público de Contas de São Paulo, especialista em finanças públicas. 

E mais:

Política: Ex-ministro depõe na PF e agora diz que joias seriam para a União

Economia: ‘Órfãos’ do SVB recorrem a pesos-pesados de Wall Street

Internacional: Colômbia encontra ‘narcossubmarino’ com 2,6 t de cocaína

Metrópole: Rodoanel Norte é leiloado e obra tem previsão de entrega para 2026

Esportes: Com 104 jogos, Copa do Mundo de 2026 terá 12 grupos de 4 seleções

See omnystudio.com/listener for privacy information.

In today’s episode, Eric Compton, a strategist with Morningstar Research Services, talks about banks saving for an economic downtown and where investors could find opportunities.

00:06 Intro

00:36 Disney Proxy Fight

01:48 Hanesbrands closes Q4 with positive news 

02:38 Coinbase plans layoffs

03:46 What do JPMorgan, Bank of America, Citigroup and Wells Fargo's results tell us?

05:57 How do their current actions compare to what they've done before previous recessions?

08:00 How could a recession affect banks in the short term and the long term?

10:30 What's going on with Wells Fargo?

12:39 Citigroup is also in a turnaround mode. What's the upside and the downside from their fourth quarter?

15:05 If investors are looking for opportunities among the Big Four that we discussed today, what would you recommend?

18:00 The Best 529 Plans of 2023

Read about topics from this episode.

Trian Opens Proxy Fight With Disney; We Believe Peltz Could Add Value as a Board Member

Coinbase to Lay Off More Workers in Second Round of Cuts

Hanesbrands Alleviates Some Concerns by Reaching Modest Q4 Expectations; Shares Very Undervalued

JPMorgan, Wells Fargo, Bank of America and Citi Beat Earnings Expectations, but Worries About Headwinds Remain

Wells Fargo’s 2023 Outlook Shows That the Net Interest Income Boom May Be Over

Bank of America Beats Fourth-Quarter Earnings; Net Interest Income Outlook is Disappointing

Solid Q4 Results for Citigroup; Stock Remains Most Undervalued Among Banks

Solid Q4 2022 Earnings for JPMorgan; 2023 Outlook Is Good

What to watch from Morningstar.

Create a New Financial Plan for the New Year: Part One

Create a New Financial Plan for the New Year: Part Two

Stock and Bond Markets’ Wild Ride in 2022

RMD Sticker Shock? How to Ease Your Tax Burden

Read what our team is writing.

Eric Compton

Follow us on social media.

Ivanna Hampton on Twitter: @IvannaHampton

Facebook: https://www.facebook.com/MorningstarInc/

Twitter: https://twitter.com/MorningstarInc

Instagram: https://www.instagram.com/morningstar... 

LinkedIn: https://www.linkedin.com/company/5161/

This episode of “A look into the Crystal Ball on the Future of Finance,” features Bill Rhodes, Former Chairman & CEO of CITIBANK, and current President & CEO of WILLIAM R. RHODES GLOBAL ADVISORS, and Dr. Stuart P.M. Mackintosh, Executive Director of the GROUP OF THIRTY. They will be discussing the Power of Sanctions. Can the use of Sanctions in lieu of Military action really make a difference? If so, will the difference be significant enough?

William R. Rhodes, Former Chairman & CEO, Citibank, and President & CEO, William R. Rhodes Global Advisors
Mr. Rhodes gained a reputation for international financial diplomacy in the 1980s as a result of his leadership in helping manage the external-debt crises that involved developing nations and their creditors worldwide. During that period and in the 1990s, he headed the advisory committees of international banks that negotiated debt-restructuring agreements for Argentina, Brazil, Jamaica, Mexico, Peru, the Republic of Korea, and Uruguay. He has since served as a trusted advisor to governments, financial officials and corporations worldwide.

He has received decorations and honors from various governments and institutions in recognition of his contributions to international banking and finance.

Dr. Stuart P. M. Mackintosh, Executive Director, GROUP OF 30
Stuart P.M. Mackintosh is the Executive Director of the Group of Thirty an international financial think tank comprised senior figures from central banking, the financial sector, and academia.  His research focus centers on climate change, macroeconomic and systemic risks, global governance issues, and the international political economy.

Dr. Mackintosh has served as President of the National Association for Business Economics (NABE), the largest professional organization of economists in the United States. He is an elected member of the Conference of Business Economists, comprised of the leading economists in North America. He is a certified Business Economist.

Dr. Mackintosh has a B.A. and Ph.D. from Newcastle University and a M.Sc. from the University of Edinburgh. In 2018 Dr. Mackintosh was appointed a non-resident Visiting Fellow at Newcastle University.

Thanks for listening! Please be sure to check us out at www.eaccny.com or email membership@eaccny.com to learn more!

Topics Discussed:

• Corporations covering travel expenses for employees seeking abortions
• Is it time for Pro-Life Boycotts?
• The growing importance of public opinion on abortion
• Do abortion laws affect care for miscarriages & ectopic pregnancies?
• The media’s fear mongering
• The importance of being single issue voters on abortion 

Links Mentioned:

• Supreme Court has voted to overturn abortion rights, draft opinion shows - Politico
• Starbucks to cover eligible travel expenses for employees seeking abortions - Breitbart
• Starbucks just became the latest company to cover employees’ abortion travel costs. Here are the companies that have pledged to do the same - Fortune
• These Are The U.S. Companies Offering Abortion-Related Benefits - Forbes
• Overturning Roe Could Make Ectopic Pregnancies Extremely Dangerous - The New Republic
• In Texas, abortion laws inhibit care for miscarriages - NPR
• Abortion laws could affect care for miscarriages, ectopic pregnancies - Tampa Bay Times
• Should We Delete Our Period-Tracker Apps? Experts Explain - Popsugar
• Rate & Review Our Podcast

Have a topic you want to see discussed on the show? [Submit it here.]

To learn more about what Life Dynamics does, visit: https://lifedynamics.com/about-us/

Support Our Work

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• Tormenta invernal deja más de 60 millones de personas en alerta.
• El mal tiempo ocasiona cancelación de vuelos.
• Aumento de hospitalizaciones por covid 19.
• Largas colas para hacerse pruebas de covid 19 en la Florida.
• Citigroup despedirá a los empleados que no se vacunen.
• Algunos padres de familia buscan que sus hijos se contagien.
• Desestiman el único cargo criminal contra Andrew Cuomo.
• Pequeños negocios sobreviven gracias a un programa federal.
• La autoridades detuvieron a casi 550 mil migrantes en el 2021.
• Más de 100 “influencers”  organizaron fiesta en pleno vuelo.
• Salió bajo fianza el futbolista Benjamin Mendy acusado de delitos sexuales.
• El actor Sidney Poitier falleció a los 94 años.