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    college savings

    Explore " college savings" with insightful episodes like "College Savings Tips", "#28. Is a million dollar higher education worth it? Your kids may not think so.", "#25. The cost of higher education is too high. Here's what you can do about it.", "Top 5 College Lists and College Cost Savings Strategies; Deferring Your Enrollnment" and "Episode 43 - We Care Child Care Sweepstakes" from podcasts like ""A Wiser Retirement™", "The Mind Money Spectrum Podcast", "The Mind Money Spectrum Podcast", "Getting In: A College Coach Conversation" and "DECAL Download"" and more!

    Episodes (31)

    College Savings Tips

    College Savings Tips

    College saving and planning is a big part of the financial planning process. Popular options are reviewed: 529 savings plan, Coverdell ESA, and UTMA/UGMA.

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    #28. Is a million dollar higher education worth it? Your kids may not think so.

    #28. Is a million dollar higher education worth it? Your kids may not think so.

    In this episode, Trishul and Aaron discuss the value of a college education. Why is there a correlation between household income and education? If you already have enough money saved up for college, is the piece of paper worth more than the dollars spent? And what about the knowledge gained, or the intangible networking effects, or the additional benefits of self-improvement? Aaron admits he may not have been mature enough to forego college, but Trishul thinks he likely learned more from his practical work experience. Household education and incomes may both be effects of the growing income inequality in society. So how then can we get households to emphasize the future when too many need to worry about today?

    Episode References

    Revisiting the Value of Elite Colleges
    Investing Forever - You Can’t Spend the Same Dollar Twice
    College Savings Calculator
    Price History Over the Past 30 Years
    Harvard Initiative to Attract Low-Income Students
    College Degrees Used to Make Families Wealthier
    Poor Kids Who do Everything Right don't do Better
    Which Is Lower, Personal or Business Tax Rates?
    Government Revenue Sources
    Where do Federal Tax Revenues Come From?
    Apple's Cash Mountain: How it Avoids Tax and the Irish Link
    Why Amazon Pays No Corporate Taxes
    Busting the Myth Behind, "Welfare Makes People Lazy"
    Wealth Inequality Charts
    Thirteen Economic Facts about Social Mobility
    What It's Like to Be the First Person in your Family to go to College

    Podcast Description

    Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to ach

    Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    #25. The cost of higher education is too high. Here's what you can do about it.

    #25. The cost of higher education is too high. Here's what you can do about it.

    In this episode, Aaron and Trishul discuss saving for college. How much do parents need to save to fully fund four years at UCLA, or a more expensive private school? What are the variables to consider? Will higher education costs keep rising faster than inflation? And what are the benefits of a 529 plan? The math isn't particularly complex. But trying to predict the choices of teenagers 18 years in advance requires strategic planning and flexibility.

    Episode References

    Cornell University - Tuition Rate Fees
    U.S. News - Top National Public Universities
    An Introduction to 529 Plans
    Investing Forever - You Can’t Spend the Same Dollar Twice
    College Savings Calculator
    Free Online Courses - MIT
    Free Online Courses - Stanford
    Price History Over the Past 30 Years
    Harvard Initiative to Attract Low-Income Students

    Podcast Description

    Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

    Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    Top 5 College Lists and College Cost Savings Strategies; Deferring Your Enrollnment

    Top 5 College Lists and College Cost Savings Strategies; Deferring Your Enrollnment
    Already know that you’d like to defer your enrollment for next year, whether for a specific reason or just to take a break? We have guidance on the who, what, where, and when of requesting a deferral. We’ll continue our Top 5 series with our top five things to keep in mind when putting together a college list and top five college cost savings strategies.

    Episode 43 - We Care Child Care Sweepstakes

    Episode 43 - We Care Child Care Sweepstakes

    Back in the Spring, we told you about the Path from Pre-K to College Sweepstakes where four students in Georgia's Pre-K Program received scholarships of $1,529 from Path2College 529 Plan.  This summer, four more children will have a chance at one of those scholarships in the We Care Child Care Sweepstakes.  Here to talk about the sweepstakes is Mitch Seabaugh, Executive Director of the Path2College 529 Plan. 

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    Waitlisted? What to do and recent trends; Summer jobs and savings

    Waitlisted? What to do and recent trends; Summer jobs and savings
    In the world of college admissions, nothing may be more frustrating than the waitlist offer. “Thanks so much for applying. I know you were expecting an answer, but we need you to wait for yours just a little bit longer than everyone else.” We’ll offer some perspective by reviewing the waitlist trends we saw last year and offering suggestions for how to approach your own waitlist status. On the finance side, we’re talking about summer jobs and establishing some savings goals for that work.

    Encore: Questions You Should Never Ask an Admissions Officer: How Much Should I Save for College, General Services for Students with Learning Differences

    Encore: Questions You Should Never Ask an Admissions Officer: How Much Should I Save for College, General Services for Students with Learning Differences
    Every college in the US is happy to answer your questions, and we frequently encourage students to approach colleges to get more information and address their concerns. But have you ever wondered if there are questions that you shouldn’t ask? We’ll give you our thoughts. Last week we tackled the question of whether or not you should save for college. This week we’ll discuss how much you should save. Finally, we’ll explore general services on college campuses for students with learning differences.

    Questions You Should Never Ask an Admissions Officer: How Much Should I Save for College, General Services for Students with Learning Differences

    Questions You Should Never Ask an Admissions Officer: How Much Should I Save for College, General Services for Students with Learning Differences
    Every college in the US is happy to answer your questions, and we frequently encourage students to approach colleges to get more information and address their concerns. But have you ever wondered if there are questions that you shouldn’t ask? We’ll give you our thoughts. Last week we tackled the question of whether or not you should save for college. This week we’ll discuss how much you should save. Finally, we’ll explore general services on college campuses for students with learning differences.

    Inside the University of Southern California Admissions Office: Why Should I Save for College? First Generation Students and Applying to College

    Inside the University of Southern California Admissions Office: Why Should I Save for College? First Generation Students and Applying to College
    You may have heard people talking about college savings interfering with financial aid eligibility. Maybe you’re wondering if it even makes sense to save for college, or if it would be better to simply rely on financial aid and loans. We’re going to try to clear up any confusion around the question of saving for college in this week’s show. In another in our series taking listeners inside the admissions process at colleges across the country, this week offers a peek at University of Southern California. And finally, we’ll look at the challenges (and advantages) of applying to college as a first generation student.

    Inside the Admissions Offices of Holy Cross and Babson: Spending Your College Savings, Office Hours: Last Minute Summer Planning

    Inside the Admissions Offices of Holy Cross and Babson: Spending Your College Savings, Office Hours: Last Minute Summer Planning
    Ever wonder what happens after you submit your application to college? The answer (as it often is in college admissions!) is: it depends. That’s why we’re taking you the process at some of the colleges where we worked in admissions. This week, we’re looking at Holy Cross and Babson. Those of you who have been saving for college may be surprised to learn that there are some important things to think about as you prepare to finally spend that money. Tune in for our tips. And finally, Office Hours tackles the question of what to do if you have nothing planned for your summer yet—we’re here with suggestions!
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