community bank

On this weeks episode of the update - We talk about HOAs and their rules on chickens (and what it means for you), the back and forth on a local brewery and its future, naming a roadway after a local legend and a quick recap of Niceville Sports. 

Plus, we have an interview with CCB Community Bank Florida president Alan Wood. Wood will talk with us about the state of the local economy, what interest rates are doing, and the issues which you should watch out for if you are looking to invest or take out a loan.

Show Presenting Sponsor: Dear

Organize and preserve those memories with dear. Scan and keep all your cards in one place. Organize cards by year, event, holiday, category, person, or any other way you can think of. Create and share PDFs for your scans.

Show Notes:

⛳️ Niceville Girls Golf Coach Gets 400th Win | 0:48

🏡 HOA Rules - Do They Have To Be Followed? Maybe. Maybe Not. One Lawyer's Take | 1:32

🍻 Strange Colt To Stay Open | 4:43

🗣️ Longtime Mayor Honored With Highway Naming | 6:06

🏈 Niceville Football Recap | 6:42 

🎙️ Interview With Alan Wood | 7:50 

Open a sweet birthday card and don’t know what to do with it? Throw it away? Keep it in a box under your bed where it’s never to be seen again?

Organize and preserve those memories with dear. Scan and keep all your cards in one place. 

Now you don’t have to feel bad about tossing that birthday card from Aunt Sally.

David Revagliatte meets Peter Horton, CEO of Gibraltar International Bank. With nearly four decades of experience in banking and financial services, Peter brings a wealth of knowledge and expertise to his new role at the bank. He's spent much of his career in senior roles across Africa, the Caribbean, the UK and now Gibraltar. 

The episode covers his plans for the bank and its services for local businesses. Last in season. 

Thanks for listening to the Gibraltar Business Podcast by the GFSB! Follow us on Twitter, Linkedin and Facebook!

Discover the secrets to successful franchise management in the latest episode of Eye on Franchising. Join the conversation as the host interviews Scott Marr, founder and CEO of Koala Insulation and Wallaby Windows, who shares his inspiring journey from a young entrepreneur to a successful franchise owner. Learn about the benefits and strategies of franchising, including the importance of developing support and technology systems, selecting the right franchise partners, and investing in digital marketing to generate valuable customer leads. Don't miss the opportunity to gain insights from industry leaders and successful franchise brands. 

Tune in now to Eye on Franchising and take the first step towards achieving your entrepreneurial dreams.

- Introduction to Ion Franchising

- Interview with Scott Marr, founder of Koala Insulation and Wallaby Windows

- Story of Fleet Clean USA's journey to franchising

- Challenges and rewards of starting a franchise business

- Building Koala Insulation franchise system

- Types of insulation and success of Koala franchisees

- Home service franchise brands: Koala and Wallaby

- Wallaby Windows: a new franchise spin-off of Koala

- Selecting competitive and problem-solving franchise partners

- Steps to becoming a franchise partner with Koala and Wallaby

- Benefits of owning a franchise, using Koala as an example

- Importance of training and mentorship in franchising

- Strategies for successful franchise management

- Importance of vetting and investing in sustainable services

KEY POINTS

[0:0:16] Discover the perfect business for you with Ion Franchising's free assessment, unlocking over 650 opportunities for you to create financial freedom and successful life experiences!

[0:11:59] In November 2018, a private equity firm acquired Fleet Clean, demonstrating its commitment to investing in innovative businesses.

[0:19:15] Our Koala franchise provides superior insulation solutions, utilizing the latest in blown-in, bat, and spray foam technology to ensure your home is energy-efficient and comfortable year-round.

[0:21:5] With their unique backgrounds, savvy franchisees rely on their keen intuition and gut instincts to make the best franchise selection decisions, proving that success in franchising comes from more than just raw business acumen.

[0:23:0] Wallaby's innovative approach to home services has revolutionized the industry, allowing them to offer a diverse range of services and products – from windows to insulation – in a single customer's home.

[0:23:33] The Koala franchise system has experienced remarkable success, with 3.3 territories per partner on average - a testament to its substantial value and rewarding investment range.

[0:27:43] Wallaby Windows is revolutionizing the window industry with its unique, catchy name and mascot – setting a new standard in style and sophistication.

[0:38:54] Franchises offer powerful benefits like national deals and purchasing relationships - enabling prospective franchise partners to unlock their entrepreneurial dream with proof of funds and eligibility to start a business and participate in a confirmation day to choose their team.

[0:40:27] Our structured, organized franchise process ensures that you experience only the highest level of success, featuring introductory phone calls, financial performance representations, unit economics, and validation calls.

[0:47:3] Experience true success with our complimentary franchise training, featuring in-field training with real customers – absolutely no cost to you!

[0:49:3] Daringly abandoning a stable career, [Name] took a leap of faith that would lead to the success of two thriving franchises: Fleet Clean USA and Koala.

[0:54:45] At just 15 years old, Scott Mar developed the determination and ambition to launch his first franchise, proving that with focus and dedication, entrepreneurship can be cultivated - just like a muscle!

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Have you heard the news?  We are officially on YouTube.  Come check out a few videos have have and give me a follow!

https://www.youtube.com/channel/UCwoAdrkPZmveJt5AQRDk8WA

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Lance Graulich

Franchise Consulting Services from ION Franchising

Eye On Franchising

Senior Vice President, Chief Credit and Risk Officer & Director of Community State Bank - Joe Marsocci is Martin's first special guest on his business trip to New Orleans. Louisiana. Joey is here to explain the US Banking Collapse and What Real Estate Investors can do during these troubled times in the financial world.

JOE MARSOCCI's SOCIALS:
LINKEDIN: https://www.linkedin.com/in/joe-marsocci-67232943/
WEBSITE: https://www.communitystatebank-fl.com/

Introducing the 60 Day Deal Finder!
Visit: www.MartinREIMastery.com
Use the Coupon Code: WEALTHYAFfor 20%  off!

This episode is brought to you by Premier Ridge Capital.
Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!
Visit www.premierridgecapital.com to find out more.

Today, Lisa and Jon are joined by Dan Fischer, the President and CEO of Citizens State Bank on Woodward Avenue.  Dan came to the bank in September of 2020 after an illustrious career with financial institutions of all different sizes.  However, he now prefers to be at a smaller bank, where he can build relationships with small business owners and other members of the Greater Royal Oak Community.   Their business comes from referrals, and they want to get to know their customers and their businesses.

If you come in for a loan, Dan doesn't like bureaucracy.  Usually you can get a "yes" or a "no" pretty quickly.  But being a smaller institution, they have more tools available to get to "yes."    They often can come up with a customized plan for an individual situation, as Dan explains.  We also talk about the current financial climate, and how its uniqueness can affect the bank's business.

Our podcast today isn't all about dollars and cents, however.  We get to know Dan personally.  He tells us about his blended family that would give the Brady Bunch a run for their money, being a "dual citizen" of Michigan and Ohio, and what he does in his off-time.   And we close with two topics many of our listeners will gravitate to - golf and dogs.

Learn more about Citizens State Bank on their website: https://www.micsb.com/

Connect with our hosts:

Trish Carruth from The Personal Jeweler - https://www.thepersonaljeweler.com/

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Keller Williams - http://soldbylisab.com/

In this episode of Startup Hustle, Matt DeCoursey and George Kurtyka, VP of ZenBusiness PBC talk about how FInTech helps banks.

Find Startup Hustle Everywhere:

https://linktr.ee/startuphustle

This episode is sponsored by Sillicon Valley Bank:

https://www.svb.com/

Learn more about ZenBusiness PBC:

https://www.zenbusiness.com/

Learn more about Full Scale:

https://fullscale.io/

See omnystudio.com/listener for privacy information.

Chrisanne Christ currently serves as a Senior Partner at Centier Bank, a 125-year-old, private, family-owned bank headquartered in Merrillville, IN. She has worked at Centier for the past 24 years overseeing HR, Talent Development, Risk, Audit, Financial Intelligence, and Information Security. Chrisanne’s position allows her to work closely with Centier’s CEO and Senior Management team to help shape the bank’s strategic future. Centier has over 900 associates and 60+ branches within the state of Indiana, but with clients across the United States.

A Rebrand Strategy That Won’t Leave You Reeling
Rebranding has an almost supernatural reputation. We talk about capturing the essence of an organization or the spirit of the brand. It’s intimidating. It sounds like you need a medium or a spirit guide, or at least, an Ouija board.

And the truth is, there are only two outcomes: great or terrible. There is no middle ground.

We want to help you through all the prognostication and soul searching, but we’ll skip the Ouija board and hopefully demystify the process.

Listen as Josh breaks down the rebranding process, and talks about what you can expect from your agency, and what your agency should be able to expect from you.