company stock

In this episode Amy has many answers to the question: My company stock is down, now what? 

What to do when you find yourself in this place?

She will explain the forms of stock where this could be an issue, advise on possible new strategies, and how to figure out which to choose. 

Finally, she will discuss a few other matters you may want to consider when dealing with company stock. 

For more info from Amy or her team contact them at Thimbleberry Financial  or call 503-610-6510

To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

In this episode, Aaron and Trishul discuss concentration risk and when it might be acceptable to take it on. If you have the willingness, ability, and need, increasing your concentration risk may be a way to pursue wealth maximization over the greater probability of achieving a specific goal. But do understand that behavior and emotion can come into play when deciding whether to diversify. Even if you hold a globally diversified portfolio of stocks and bonds, or if you are sitting in cash, you might already have excessive concentration through your place of employment. So, in the end, consider employing a robust decision-making process to help you determine the appropriate level of risk that makes the most sense for your situation.

Episode References

MMS - #2. Buying stocks can be fun, but don't fall into these common traps.
MMS - #41. What does academia have to say about what really works when investing in stocks?
MMS - #42. Investment strategies evolve, but is your portfolio stuck in a foregone era?
MMS - #43. Is your asset allocation putting your retirement at risk?
Graystone Advisor - RSUs
Graystone Advisor - Netflix employee stock options
Graystone Advisor - Appropriate asset allocation for different goals
Investing Forever - Why invest in one thing over another?
Investing Forever - Efficient Market Hypothesis
Investing Forever - Risk, Everywhere
Investing Forever - Why buy-and-hold can save you big
Investing Forever - Passive is the new aggressive
Steve Jobs - Most of His Wealth Actually Came From Disney, Not Apple
Callan Periodic Table of Investment Returns
How is the Value of the S&P 500 calculated?

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the B

Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

In this episode, Aaron and Trishul discuss Restricted Stock Units. In addition to stock options, RSUs are the other common form of equity compensation. They explain how Restricted Stock Units can work like a bonus paid by stock instead of cash. They go in-depth on vesting schedules and the difference between publicly traded companies and private (pre-IPO) companies. They then compare RSUs to options to help you understand the risks and taxes associated with each. So if your salary is providing for your lifestyle, how can you use this "extra" money to improve your well-being?

Episode References

Graystone Advisor - How do RSUs work?
Graystone Advisor - When do I Exercise my Incentive Stock Options?
MMS #33. If you have Incentive Stock Options, you need to listen to this episode.
MMS #2. Buying stocks can be fun, but don't fall into these common traps.
Stock Options 101: ISO vs. NQSO vs. Restricted Stock Units
Home Country Bias
Investing Forever - Passive Is the New Aggressive
IRS Code Section 409A

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.