creditmanagement

Today, Nicole gives you a way to fight back against a system that’s typically set-up against you: lending. Along the way, she shares insights from a recent conversation with Scott Sanborn, the CEO of LendingClub, who shares Nicole's passion for making lending more equitable. Nicole and Scott unpack who gets hurt in traditional systems of lending, how to use credit as a tool and "good debt." Originally aired 05.23.23

66% of Americans say that they plan on making a financial New Year's Resolution for 2024. But way too often, our resolutions set us up to fail. Here are five New Year's Resolutions that actually work. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

My socials: ⁠https://linktr.ee/calebhammer⁠ 

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

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Timestamps: 00:00 Job and income 06:08 Hello Fresh 08:10 Really? Two cars?! 13:00 Bad decisions were made 16:31 Welcome to debtville 21:34 I look down on your car 24:44 All your spending is BS 30:27 What are we thinking? 37:29 You need to budget 43:13 Your income is saving you 44:12 Here's the plan 46:04 SOFI 54:50 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

My socials: ⁠https://linktr.ee/calebhammer⁠ 

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

_______________________ 

Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Welcome back to Season 2 of the Money with Katie podcast! Today, we're exploring the ways in which I think about strategizing your spending across different credit cards (and how to earn more points). You can sign up for the Travel Rewards 101 free mini course here. Thanks to Capitalize for sponsoring today's episode – you can learn more about using Capitalize to roll over your old 401(k) for free here. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're in debt, you're not alone. Here's how to make a plan and get yourself out.

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